Boletín Estadístico de Banca Mœltiple...• Esquema de participación de flujos de cartera con...

Boletín Estadístico de

Banca Múltiple

junio del 2000tomo XLVI, número 590, ISSN 0185-6456

Junta de Gobierno

Presidente

Lic. Eduardo Fernández García

Secretario

Dr. Pedro Zamora Sánchez

Vocales Propietarios Vocales Suplentes

Lic. José Angel Gurría Treviño Dr. Carlos J. García Moreno Elizondo

Dr. Carlos Noriega Curtis Lic. Miguel Luis Anaya Mora

Lic. Juan José Paullada Figueroa Lic. Jonathan Davis Arzac

Lic. Javier Gavito Mohar Dr. Andrés Conesa Labastida

Lic. Julián Alfonso Olivas Ugalde Lic. Andrés Figueroa Cobian

Dr. Guillermo Ortiz Martínez Lic. Angel Palomino Hasbach

Lic. Everardo Elizondo Almaguer Lic. Javier Arrigunaga Gómez del Campo

Dr. Jesús Marcos Yacamán C.P. Héctor Tinoco Jaramillo

Lic. Manuel Aguilera Verduzco Lic. Manuel Agustín Calderón de las Heras

Lic. Guillermo Prieto Treviño Lic. Hugo Contreras Pliego

Vicepresidentes

C.P. Jorge Eduardo Familiar Calderón

Dr. Mauricio Naranjo González

C.P. Alejandro Vargas Durán

Lic. Guillermo Zamarripa Escamilla

Elaboración y PublicaciónDirección de EstadísticaInsurgentes Sur 1971, Torre Norte piso 6, Méx. D. F. tel. 57-24-64-45

DistribuciónDepartamento de Ediciones y PublicacionesInsurgentes Sur 1971, Torre Norte piso 4, Méx. D. F. tel. 57-24-62-67

Funcionarios

Presidente

Lic. Eduardo Fernández García

Vicepresidentes

C.P. Jorge Eduardo Familiar Calderón

Dr. Mauricio Naranjo González

C.P. Alejandro Vargas Durán

Lic. Guillermo Zamarripa Escamilla

Coordinador Técnico de la Presidencia

Lic. Federico Núñez González

Coordinador General de Normatividad

Lic. Octavio Ortega Ordóñez

Contralor Interno

C.P. Mario Andrés Hernández Reyes

Secretario Particular de la Presidencia

Lic. Luis Felipe González Villarreal

Presentación

La Comisión Nacional Bancaria y de Valores emite el presente Boletín para cumplircon lo dispuesto por la fracción XXIII del Artículo 4º de la Ley de la Comisión NacionalBancaria y de Valores.

Mediante la difusión pública de la información financiera de la Banca Múltiple se persiguedar mayor transparencia a los mercados en que estas instituciones operan.

La información contenida en este Boletín, se presenta bajo los Nuevos CriteriosContables y a partir de este periodo en pesos constantes, se compone de dos apartados.En la primera parte se pretende dar una visión particular y de conjunto del Sistema deBanca Múltiple y en ella se incluye:

❒ Una nota técnica que explica las principales modificaciones habidas en la normatividady su impacto en la presentación de la información.

❒ Una nota ejecutiva que describe de manera general el comportamiento de la BancaMúltiple durante el periodo.

❒ Penetración de Mercado. El activo, pasivo y capital de cada uno de los bancos y suparticipación en el mercado.

❒ Los principales indicadores, el Indice de Morosidad, las Estimaciones Preventivasa Cartera Vencida, el ROA, el ROE, para los dos periodos más recientes y el Indicede Capitalización para el último periodo de cada uno de los bancos.

❒ Indice de Morosidad. El indicador de Morosidad por tipo de Cartera de Crédito y cadauno de los bancos, para el último periodo.

❒ Capitalización. Información detallada de los componentes de la capitalización porcada uno de los bancos, para el periodo.

❒ Operaciones con FOBAPROA. Los principales componentes del Esquema deTransmisión de Flujos con el FOBAPROA, por cada uno de los bancos con estasoperaciones, por el periodo.

❒ Cartera de Crédito. Un resumen de la cartera por tipo de crédito por banco así comoel índice de morosidad de la cartera total por entidad federativa y municipio.

❒ Captación. Resumen de los principales instrumentos de captación por banco y porentidad federativa.

❒ Sucursales, Personal y Cuentas por Banco. El número de sucursales, personal ycuentas tanto por banco como por entidad federativa.

❒ Finalmente se presenta un agregado para el Total del Sistema del Balance, el detallede las Inversiones en Valores, las Operaciones de Reporto e Instrumentos FinancierosDerivados, la Cartera de Crédito por instrumento, además de su calificación, laCaptación de Recursos y el Estado de Resultados, para los últimos cinco trimestres.

En la segunda parte se incluye información por cada uno de los bancos que componenel Sistema: Balance consolidado con Fideicomisos Udis, el detalle de las Inversiones enValores, las Operaciones de Reporto e Instrumentos Financieros Derivados, la Carterade Crédito por instrumento, además de su calificación, la Captación de Recursos, elEstado de Resultados consolidado con Fideicomisos Udis. Se presenta también, paralos bancos que cuentas con ellas, El Balance, el Estado de Resultados, el Estado de

Variaciones en el Capital Contable y el Estado de Cambios en la Situación Financieraconsolidados con Subsidiarias.

Por otra parte, y considerando que para los usuarios es relevante conocer lasmodificaciones a la normatividad aplicable a las instituciones de Banca Múltiple, seanexa una relación de las Circulares emitidas por la CNBV durante el periodo a que serefiere este Boletín, para que aquellas que sean de su interés puedan adquirirlas en lasoficinas de este Organismo.

Finalmente, recordamos a los usuarios que en los datos del Total del Sistema, no seeliminan las operaciones interbancarias, por lo que pueden presentarse diferenciasentre estas cifras y las de otras publicaciones, en especial las del Banco de México. Eneste sentido el Total del Sistema representa el agregado de la Banca Múltiple.

EL BOLETIN ESTADISTICO DE BANCA MULTIPLE EN INTERNET

www.cnbv.gob.mx

Con objeto de ofrecer a los usuarios mayor facilidad para el acceso y análisis de lainformación financiera de la banca mexicana, el Boletín Estadístico de Banca Múltiple,está disponible en Internet de manera gratuita.

En el Boletín Estadístico de Banca Múltiple en Internet, se puede consultar a través dediferentes opciones:

❒ Información Histórica Trimestral de diciembre de 1995 a diciembre de 1996.

❒ A partir del trimestre correspondiente a marzo de 1997, se puede acceder a lainformación, bajo los nuevos Criterios Contables y mediante las siguientes alternativasde consulta:

TOTALInformación que presenta de manera resumida las principales variables del SistemaBancario al periodo de estudio.

INFORMACIÓN POR PERIODOInformación de cada uno de los bancos que integran el Sistema, (serie trimestral apartir de diciembre de 1997).

PERIODO POR INSTITUCIONESInformación del trimestre de estudio (todos los bancos que integran el Total).

En caso de que el usuario requiera de mayor información histórica, la puede solicitar ala Dirección de Estadística de la Comisión Nacional Bancaria y de Valores, InsurgentesSur 1971, Torre Norte 6º. Piso, Col. Guadalupe Inn. C. P. 01020, México, D. F. Tel. 57-24-64-37, Fax. 57-24-68-73.

Presentación ............................................................................................................................................................................................. 3Índice ................................................................................................................................................................................................................ 5Nota Técnica ............................................................................................................................................................................................. 7Evolución de la Banca Múltiple .......................................................................................................................................... 12Estadísticas para el total del sistema .......................................................................................................................... 13

TOTALParticipación en el Mercado ................................................................................................................................. 15Principales Indicadores ............................................................................................................................................. 16Indice de Morosidad ..................................................................................................................................................... 17Capitalización ...................................................................................................................................................................... 18Operaciones con FOBAPROA o el IPAB ............................................................................................... 24Cartera de Crédito Total por Banco ............................................................................................................. 25Cartera de Crédito por Entidad Federativa y Municipio ........................................................... 26Captación por Banco ................................................................................................................................................. 32Captación por Entidad Federativa ................................................................................................................. 33Sucursales, Personal y Cuentas por Banco ........................................................................................ 34Sucursales, Personal y Cuentas por Entidad Federativa ...................................................... 35Balance ...................................................................................................................................................................................... 36Inversiones en Valores .............................................................................................................................................. 37Operaciones de Reporto e Instrumentos Financieros Derivados ................................. 37Cartera de Crédito .......................................................................................................................................................... 38Calificación de la Cartera Crediticia ............................................................................................................. 39Captación de Recursos ............................................................................................................................................. 40Estado de Resultados ................................................................................................................................................ 41

Banamex ................................................................................................................................................................................................... 44Bancomer ................................................................................................................................................................................................. 54Serfín ............................................................................................................................................................................................................ 64Bital ............................................................................................................................................................................................................ 74Bilbao Vizcaya ..................................................................................................................................................................................... 84Citibank ....................................................................................................................................................................................................... 94Santander Mexicano .................................................................................................................................................................. 104Mercantil del Norte ....................................................................................................................................................................... 114Inbursa ...................................................................................................................................................................................................... 124Banpaís .................................................................................................................................................................................................... 134Centro ........................................................................................................................................................................................................ 144Interacciones ...................................................................................................................................................................................... 154J. P. Morgan ....................................................................................................................................................................................... 164Afirme ........................................................................................................................................................................................................ 172Ixe ......................................................................................................................................................................................................... 180

Indice

Bank of Boston ................................................................................................................................................................................. 188Del Bajío ................................................................................................................................................................................................. 196Republic National Bank of New York ........................................................................................................................ 206Mifel ......................................................................................................................................................................................................... 216Quadrum ................................................................................................................................................................................................. 224Dresdner Bank ................................................................................................................................................................................. 234I.N.G. Bank .......................................................................................................................................................................................... 244Invex ......................................................................................................................................................................................................... 252Comerica Bank ................................................................................................................................................................................ 260Banregio .................................................................................................................................................................................................. 268Bank of America ............................................................................................................................................................................. 278Bansi ......................................................................................................................................................................................................... 286Bank of Tokyo - Mitsubishi .................................................................................................................................................. 294Chase Manhattan .......................................................................................................................................................................... 302B. N. P. ..................................................................................................................................................................................................... 310G. E. Capital ....................................................................................................................................................................................... 318A.B.N. Amro Bank ......................................................................................................................................................................... 326American Express ........................................................................................................................................................................ 334Societé Généralé ........................................................................................................................................................................... 342Bank One (First Chicago) ..................................................................................................................................................... 350Fuji Bank ................................................................................................................................................................................................. 358

Circulares para Banca Múltiple ....................................................................................................................................... 366

Nota Técnica

Junio del 2000

REGISTROS CONTABLES ESPECIALES

Como se informó en el Boletín Estadístico correspondiente al primer trimestre del año2000, la Circular 1448 de fecha 14 de octubre de 1999 establece que la ComisiónNacional Bancaria y de Valores podrá autorizar registros contables especiales o ratificaraquéllos otorgados con anterioridad a la entrada en vigor de la referida Circular.Con el objeto de transparentar los registros especiales, la Comisión presenta en estaedición del Boletín Estadístico la relación de los registros ratificados u otorgados, asícomo las reglas de revelación requeridas a cada intermediario.

Registros contables especiales derivados de esquemas de apoyoEn primera instancia se presentan las reglas de revelación de los registros contablesespeciales ratificados a las instituciones derivados de esquemas de apoyo implementadosen los últimos años por las autoridades financieras:

I.- Esquema de participación de flujos de cartera con FOBAPROASe ratifican los criterios contables relativos a dicho programa, debiéndose revelar encualquier comunicado público:

• El importe de la contingencia máxima del esquema, así como la contingencia esperadapor concepto de participación de pérdidas (loss-sharing) y del “Esquema de incentivos”,indicando el procedimiento de cálculo para su determinación.

II.- Bases para la venta de bienes inmuebles adjudicados o recibidos mediante daciónen pago (F-70)Se ratifican los criterios contables relativos a dicho programa, debiéndose revelar encualquier comunicado público:

• El monto de la pérdida derivada de la venta de bienes inmuebles que no haya sidoreconocida en los resultados de la institución.

• La diferencia entre el valor en libros actualizado y el valor neto de realización estimadode los bienes que aún sean objeto de las Bases.

• Descripción del procedimiento utilizado para la determinación del valor neto de realizaciónestimado anterior.

III.- Esquema de pagos mínimos equivalentes a rentasSe ratifican los criterios contables relativos a dicho programa, debiéndose revelar encualquier comunicado público:

• El importe de la contingencia para la institución, por la diferencia entre el valor de losinstrumentos de financiamiento emitidos por el Gobierno Federal y, en su caso, el saldodel vehículo de cobro, sin incluir la capitalización de intereses; y el valor neto derealización estimado de la vivienda, sujeta al esquema.

• Descripción del procedimiento utilizado para determinar el valor neto de realizaciónestimado anterior.

• Monto de aplicaciones, así como provisiones constituidas por concepto de este esquema.• Monto de intereses capitalizados a favor de la institución.

• Importe de pagos mínimos mensuales que el vehículo de cobro tenga pendientes derecuperar, desagregado conforme a los siguientes meses de incumplimiento: hasta 1,de 2 a 4 y de 5 en adelante.

Registros contables especiales por instituciónAdemás de los registros contables especiales presentados anteriormente, se ratificaron uotorgaron en forma individual registros contables derivados de problemáticas particulares deciertas instituciones.A continuación se describen los registros contables especiales ratificados u otorgados porinstitución, así como las reglas de revelación aplicables:

Banamex• Esquema de participación de flujos de cartera con FOBAPROA.• Esquema de pagos mínimos equivalentes a rentas.• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación en

pago (F-70).• Inversiones en valores

Autorización para mantener en la categoría de títulos conservados a vencimientoposiciones en Eurobonos, con la condición de no negociarlos de ninguna forma y revelaren cualquier comunicado público de información financiera lo siguiente:

- que la institución cuenta con autorización de esta Comisión para llevar a cabo unregistro contable especial;

- una explicación del registro contable especial efectuado, así como el que se debióhaber efectuado de conformidad con los Criterios de Contabilidad para Institucionesde Crédito;

- los importes que tanto en el balance general como en el estado de resultados sehubieran registrado de no contar con el registro contable especial. Lo anterior implicacuantificar y revelar la diferencia entre el valor razonable y el valor en libros de estostítulos a la fecha de los estados financieros;

- las características de los títulos en cuanto a: su número, tasas promedio ponderadasy emisores, y

- calificación crediticia de los títulos efectuada por una o más agencias calificadorasreconocidas.

• Instrumentos financieros derivadosAutorización para valuar al costo de adquisición las operaciones con notas estructuradascelebradas con bancos extranjeros de primer orden, siempre que se revele en cualquiercomunicado público de información financiera lo siguiente:- que la institución cuenta con autorización de esta Comisión para llevar a cabo un

registro contable especial;- una explicación del registro contable especial efectuado, así como el que se debió

haber efectuado de conformidad con los Criterios de Contabilidad para Institucionesde Crédito;

- el impacto que a la fecha de los estados financieros se tendría en los resultados dela institución si los componentes de las notas estructuradas que fueron valuadas asu costo de adquisición hubieran sido valuadas conforme a su valor razonable;

- las características de las porciones no derivadas en cuanto a: tasa; valor nominal;fecha de adquisición y vencimiento, así como la contraparte, y

- el valor razonable desagregado correspondiente a las porciones derivadas y a las noderivadas.

Autorización para mantener registradas las operaciones de “Swaps de rendimiento total”a su costo de adquisición, siempre que los subyacentes de dichas operaciones seanEurobonos o bonos de deuda soberana mexicana y que se revele en cualquiercomunicado público de información financiera lo siguiente:- que la institución cuenta con autorización de esta Comisión para llevar a cabo un

- el impacto que a la fecha de los estados financieros se tendría en los resultados dela institución, si la posición clasificada como conservada a vencimiento fuera valuadaconforme a su valor razonable;

- las características, en lo conducente, de la posición valuada a su costo de adquisición,en cuanto a: tasa, valor nominal, fecha de adquisición y vencimiento, así comocontraparte, y

- cualquier modificación en la posición de estas operaciones, revelando el impacto quehaya tenido dicha modificación en los resultados de la institución.

• Provisionamiento de contingenciasAutorización para constituir las provisiones necesarias para cubrir, con cargo a reservasde capital, la totalidad de las contingencias derivadas de la crisis. Por su parte, lainstitución deberá revelar en su comunicado público de información financiera losiguiente:- que la institución cuenta con autorización de esta Comisión para llevar a cabo un

registro contable especial por encontrarse en un proceso de saneamiento financiero;- una explicación del registro contable efectuado, así como el que se debió haber

efectuado de conformidad con los Criterios de Contabilidad para Instituciones deCrédito;

- los importes que se hubieran registrado y presentado en el estado de resultados deno contar con el registro contable especial, y

- una explicación de las bases sobre las cuales fueron determinados los montosreservados.

Banca Promex• Esquema de pagos mínimos equivalentes a rentas.• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación en

pago (F-70).

Banco del Atlántico• Esquema de pagos mínimos equivalentes a rentas.• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación en

pago (F-70).

Bancomer• Esquema de participación de flujos de cartera con FOBAPROA.• Esquema de pagos mínimos equivalentes a rentas.• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación en

pago (F-70).• Inversiones en valores

Autorización para mantener clasificados como títulos conservados a vencimientoposiciones en Eurobonos y títulos de deuda soberana mexicana, con la condición de nonegociarlos de ninguna forma y revelar en cualquier comunicado público de informaciónfinanciera lo siguiente:- que la institución cuenta con autorización de esta Comisión para llevar a cabo un

- los importes que tanto en el balance general como en el estado de resultados sehubieran registrado de no contar con el registro contable especial. Lo anterior implicacuantificar y revelar la diferencia entre el valor razonable y el valor en libros de estostítulos a la fecha de los estados financieros;

- las características de los títulos en cuanto a: su número, tasas promedio ponderadas yemisores, y

- calificación crediticia de los títulos efectuada por una o más agencias calificadorasreconocidas.

• Cartera de créditoAutorización para mantener clasificado como vigente un crédito carretero vencido,siempre y cuando se revele en cualquier comunicado público de información financieralo siguiente:- que la institución cuenta con autorización de esta Comisión para llevar a cabo un

haber efectuado de conformidad con los Criterios de Contabilidad para las Institucionesde Crédito;

- el monto total de las responsabilidades a cargo del acreditado a la fecha de los estadosfinancieros, y

- el monto de los intereses capitalizados.

Banco Internacional• Esquema de participación de flujos de cartera con FOBAPROA.

Además de la contingencia máxima del esquema, se deberá revelar el monto del activodiferido por constitución de estimaciones que haya sido cancelado sin afectar el capitalcontable de la institución.

• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación enpago (F-70).

Banco Mercantil del Norte• Esquema de participación de flujos de cartera con FOBAPROA.• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación en

pago (F-70).

BBV• Esquema de participación de flujos de cartera con FOBAPROA.

Además de la contingencia máxima del esquema, se deberá revelar el importe adicionalde provisiones que tendría la institución de no existir la opción del diferimiento de quitas.

• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación enpago (F-70).

Citibank• Esquema de pagos mínimos equivalentes a rentas.

Santander• Esquema de pagos mínimos equivalentes a rentas.

Serfín• Bases para la venta de bienes inmuebles adjudicados o recibidos mediante dación en

pago (F-70).

Evolución de la Banca Múltiple

Junio del 2000

Durante el segundo trimestre del año 2000 la cartera de crédito total de la banca

múltiple1 registró un decremento de 1.0% en términos reales. Este comportamiento se

explica principalmente por la reducción en la cartera de Serfín, resultado de la liquidación

de una parte importante de las obligaciones que el IPAB mantenía con el banco. Sin

considerar a Serfín, la cartera de crédito vigente del sistema presenta un incremento real

de 5.2% durante el trimestre.

La cartera vencida por su parte, se redujo 17.2% en términos reales entre marzo y junio

del año 2000 y 47.4% con respecto a junio del año pasado, con lo cual se ubicó en 57,687

millones de pesos al cierre del trimestre. La disminución de la cartera vencida durante

el trimestre se explica fundamentalmente por la reducción real de 51% en la cartera

vencida de Banamex, producto de la decisión del banco de castigar una parte importante

de sus créditos vencidos. Sin considerar las cifras de Banamex, la cartera vencida del

conjunto de las instituciones restantes disminuyó en 4.6%, lo que indica que la calidad

de los activos bancarios sigue mejorando.

Como resultado de la reducción en la cartera vencida el índice de morosidad de la banca

disminuyó de 7.7% en marzo de 2000 a 6.4% en junio del mismo año, con lo cual se

mantiene la tendencia a la baja que este indicador ha presentado desde mediados del

año pasado.

A junio, el nivel de provisiones del sistema se ubicó en 63,905 millones de pesos, cifra

que continúa siendo superior al saldo de cartera vencida, con lo cual el nivel de cobertura

se ubicó en 110.8%.

Finalmente, al cierre de junio la banca registró un índice de capitalización para riesgo de

crédito de 18.5%, mientras que el índice que incluye los riesgos de crédito y mercado

fue de 14.3%. Estos indicadores se ubican en niveles inferiores a los registrados en el

primer trimestre del año (19.5% para riesgos de crédito y 15.4% para crédito y mercado),

debido principalmente a que Banamex decidió provisionar totalmente las facilidades

regulatorias y anticipar las reglas de capitalización que entrarán en vigor en 2003, que

son más estrictas que las actuales.

1 No se consideran las cifras de Inverlat, Bancrecer, Unión, Cremi, Oriente, Obrero, Interestatal, Sureste, Capital, Industrial, Anáhuac y Promotor del Norte.

Estadísticas para el

Total del Sistema

Estadísticas para el

Total del Sistema

Banca Múltiple

Participación en el Mercado

(Millones de pesos constantes a junio del 2000 y porcentajes)

Activo Cartera Total Pasivo Capital ContableBancos

Monto % Monto % Monto % Monto %

(1) Para el total se incluye Atlántico y Promex. Dichos bancos no se presentan de manera individual por encontrarse en proceso de fusión.

1,384,224.20 100.00 899,737.89 100.00 1,268,195.00 100.00 116,029.19 100.00

Banamex 297,260.66 21.47 197,443.69 21.94 261,179.22 20.59 36,081.44 31.10

Bancomer 272,209.93 19.67 189,173.04 21.03 248,519.95 19.60 23,689.97 20.42

Serfín 117,771.57 8.51 98,104.29 10.90 110,053.22 8.68 7,718.35 6.65

Bital 125,041.58 9.03 62,603.91 6.96 117,973.04 9.30 7,068.54 6.09

Mercantil del Norte 93,619.77 6.76 62,682.11 6.97 88,462.79 6.98 5,156.98 4.44

Inbursa 41,240.64 2.98 22,323.16 2.48 19,668.66 1.55 21,571.97 18.59

Centro 23,923.32 1.73 21,306.20 2.37 21,901.31 1.73 2,022.02 1.74

Interacciones 6,779.89 0.49 1,278.82 0.14 6,230.30 0.49 549.58 0.47

Afirme 5,091.60 0.37 4,061.90 0.45 4,564.36 0.36 527.24 0.45

Ixe 4,684.47 0.34 3,015.06 0.34 4,211.42 0.33 473.05 0.41

Del Bajío 4,486.12 0.32 2,582.40 0.29 3,997.31 0.32 488.81 0.42

Mifel 3,681.37 0.27 2,869.65 0.32 3,299.22 0.26 382.15 0.33

Quadrum 3,028.06 0.22 2,370.03 0.26 2,702.05 0.21 326.00 0.28

Invex 2,129.94 0.15 1,553.68 0.17 1,528.32 0.12 601.63 0.52

Banregio 2,702.66 0.20 2,361.25 0.26 1,934.55 0.15 768.11 0.66

Bansi 1,491.85 0.11 958.49 0.11 1,111.21 0.09 380.64 0.33

Total de filiales 296,728.87 21.44 146,441.67 16.28 273,184.45 21.54 23,544.42 20.29

Bilbao Vizcaya 93,353.31 6.74 56,453.79 6.27 87,615.21 6.91 5,738.10 4.95

Citibank 68,681.82 4.96 25,306.83 2.81 63,646.52 5.02 5,035.30 4.34

Santander Mexicano 78,944.07 5.70 54,013.83 6.00 72,871.72 5.75 6,072.35 5.23

J. P. Morgan 24,757.57 1.79 328.91 0.04 23,561.19 1.86 1,196.38 1.03

Banco de Boston 8,928.57 0.65 801.28 0.09 8,690.38 0.69 238.19 0.21

Republic National Bank of New York 3,163.26 0.23 941.99 0.10 2,418.51 0.19 744.75 0.64

Dresdner Bank 2,749.76 0.20 1,294.98 0.14 2,445.53 0.19 304.23 0.26

I.N.G. Bank 3,272.59 0.24 1,444.96 0.16 2,581.54 0.20 691.05 0.60

Comerica Bank 2,341.01 0.17 1,935.40 0.22 2,079.01 0.16 262.00 0.23

Bank of America 2,831.16 0.20 812.43 0.09 2,095.68 0.17 735.48 0.63

Bank of Tokyo Mitsubishi 1,219.68 0.09 780.82 0.09 840.04 0.07 379.65 0.33

Chase Manhattan 2,215.68 0.16 345.81 0.04 1,407.86 0.11 807.83 0.70

B. N. P. 876.19 0.06 341.70 0.04 632.24 0.05 243.95 0.21

G. E. Capital 1,183.10 0.09 762.22 0.08 653.57 0.05 529.53 0.46

A.B.N. Amro Bank 765.48 0.06 239.54 0.03 644.09 0.05 121.39 0.10

American Express 479.05 0.03 464.27 0.05 365.47 0.03 113.57 0.10

Societé Généralé 176.76 0.01 0.00 0.00 0.13 0.00 176.63 0.15

Bank One (First Chicago Bank) 789.80 0.06 172.90 0.02 635.76 0.05 154.04 0.13

Banca Múltiple

Principales Indicadores

(Porcentajes)

Capitalización (5)

Indice de Estim. Prev. / Riesgo de RiesgoMorosidad (1) Cart. Vencida (2) ROA (3) ROE (4) Crédito Total

Bancos

Total (6)

Banamex

Bancomer

Serfín

Bilbao Vizcaya

Citibank

Santander Mexicano

Mercantil del Norte

Inbursa

Centro

Interacciones

J. P. Morgan

Afirme

Bank of Boston

Del Bajío

Republic National Bank of New York

Quadrum

Dresdner Bank

I.N.G. Bank

Comerica Bank

Banregio

Bank of America

Bank of Tokyo Mitsubishi

Chase Manhattan

B. N. P.

G. E. Capital (Alianza)

A.B.N. Amro Bank

American Express

Societé Généralé

Bank One (First Chicago Bank)

I - 2000 II - 2000 I - 2000 II - 2000 I - 2000 II - 2000 I - 2000 II - 2000 II - 2000

7.67 6.41 109.23 110.78 1.39 1.76 17.23 21.25 18.51 14.34

10.74 4.69 100.00 100.02 2.24 4.16 16.18 31.47 14.23 11.50

9.66 9.08 80.00 84.28 0.80 0.07 8.83 0.76 17.98 14.22

2.47 2.91 215.02 237.64 0.13 0.11 2.65 2.02 21.71 16.87

10.37 10.03 86.27 80.03 0.21 0.28 3.65 4.79 12.36 10.50

1.86 1.90 97.45 101.97 0.48 0.46 7.12 7.18 13.74 12.02

3.73 3.80 90.08 94.74 2.90 (2.60) 42.54 (36.09) 11.51 9.75

1.16 0.82 195.92 225.17 1.69 0.81 20.44 10.06 21.61 18.02

5.66 5.27 89.55 91.88 0.59 0.64 9.45 12.00 12.52 11.65

2.93 1.16 255.90 501.66 11.74 5.85 30.66 12.88 58.67 26.12

4.12 3.76 154.44 162.18 4.80 1.16 62.38 13.96 48.23 38.16

2.70 7.94 55.23 53.78 0.60 (0.74) 8.86 (9.44) 22.70 13.31

0.00 0.00 0.00 0.00 2.69 (0.99) 23.10 (15.94) 35.53 8.96

0.24 0.34 314.54 262.56 0.42 (0.68) 4.57 (7.01) 27.87 23.91

5.70 6.24 85.38 97.09 0.79 1.21 7.76 11.92 14.17 12.32

0.00 0.00 0.00 0.00 (0.11) 0.38 (2.05) 10.07 17.07 12.05

7.10 5.76 67.55 71.68 0.46 0.79 3.86 6.69 12.18 11.69

0.39 1.77 273.49 69.32 (0.39) 0.57 (1.55) 2.00 27.69 22.68

0.89 0.70 290.99 389.08 0.04 0.06 0.37 0.57 11.65 10.71

8.57 8.18 76.50 75.46 0.51 (3.06) 4.47 (26.89) 11.30 10.39

0.00 0.00 0.00 0.00 0.42 (0.34) 4.06 (3.25) 13.57 12.93

0.00 0.00 0.00 0.00 4.44 1.08 17.15 4.57 48.57 18.47

10.48 2.86 100.00 104.92 1.60 0.42 8.31 1.71 22.14 18.43

0.82 0.80 102.02 101.62 1.35 0.87 12.07 7.22 16.33 11.62

1.04 0.81 719.64 789.07 2.31 3.04 7.58 10.40 30.24 27.82

0.00 0.00 0.00 0.00 (3.65) 1.57 (11.66) 5.60 58.02 21.59

1.77 1.06 205.47 449.94 6.21 2.60 28.72 10.79 36.74 32.59

0.00 0.00 0.00 0.00 0.28 4.10 1.07 13.72 41.69 32.24

0.00 0.00 0.00 0.00 1.42 (4.03) 3.14 (11.29) 46.62 25.78

8.89 9.72 111.93 110.73 0.43 0.59 4.27 4.41 27.16 25.09

0.00 0.00 0.00 0.00 (3.00) 3.96 (7.29) 9.34 54.24 30.50

16.21 17.55 65.82 63.61 (1.92) (3.58) (17.19) (29.20) 23.98 22.03

1.74 1.60 189.93 216.73 (1.68) 7.46 (8.91) 33.38 22.84 17.34

0.00 0.00 0.00 0.00 (15.48) 13.25 (26.32) 15.61 n. d. n. d.

0.00 0.00 0.00 0.00 (9.09) (5.64) (26.26) (25.21) 59.59 54.31

(1) Cartera vencida bruta / Cartera de crédito total.(2) Estimaciones preventivas para riesgos crediticios / Cartera vencida bruta.(3) Utilidad neta / Activo total(4) Utilidad neta / Capital contable(5) Capital neto / Activos sujetos a riesgo. Determinado por Banco de México.(6) Para el total se incluyen Banco del Atlántico y Promex. Dichos bancos no se presentan de manera individual por encontrarse en proceso de fusión.

Banca Múltiple

Indice de Morosidad (1)

(Porcentajes)

Junio del 2000

Cartera de Crédito Total Cartera Comercial Cartera de Consumo Cartera de Vivienda

Moneda Moneda Moneda Moneda Moneda Moneda Moneda MonedaTotal Nacional(2) Extranjera UDIS Total Nacional(2) Extranjera UDIS Total Nacional(2) Extranjera UDIS Total Nacional(2) Extranjera UDIS

Total del Sistema

Banamex

Bancomer

Serfín

Bilbao Vizcaya

Citibank

Santander Mexicano

Mercantil del Norte

Inbursa

Centro

Interacciones

J. P. Morgan

Afirme

Bank of Boston

Del Bajío

Quadrum

Dresdner

I.N.G. Bank

Comerica Bank

Banregio

Bank of America

Bank of Tokyo - Mitsubishi

Chase Manhattan

B. N. P.

GE Capital (Alianza)

ABN Amro Bank

American Express

Bank One (First Chicago)

6.41 4.52 9.74 11.54 12.07 9.62 10.98 42.82 14.45 14.60 0.25 13.42 14.50 25.35 31.85 9.23

4.69 1.15 10.55 9.09 7.69 0.51 10.04 44.27 11.66 11.06 0.00 13.04 7.43 2.79 100.00 8.89

9.08 8.51 14.38 7.72 20.46 21.50 15.22 43.14 9.07 9.07 0.00 0.00 13.04 34.38 0.00 5.53

2.91 1.44 13.35 4.82 16.61 21.24 13.85 21.15 4.39 4.39 0.00 0.00 5.07 8.03 0.00 1.89

10.03 7.99 15.16 15.53 14.44 11.53 17.59 30.85 23.44 23.44 0.00 24.61 19.93 25.15 0.00 15.75

1.90 1.04 4.37 3.04 2.78 1.12 4.28 15.66 9.00 9.00 0.00 0.00 6.21 10.04 0.00 2.34

3.80 2.95 5.56 0.00 4.27 1.40 8.86 0.00 15.71 15.71 0.00 0.00 13.97 13.97 0.00 0.00

0.82 0.26 2.34 4.56 1.92 0.46 4.52 1.25 8.71 11.96 0.00 0.00 6.27 3.96 0.00 7.70

5.27 4.53 4.16 16.05 9.43 6.84 10.18 24.57 45.88 45.88 0.00 0.00 31.56 38.57 0.00 20.73

1.16 1.73 0.54 0.00 1.19 1.84 0.55 0.00 0.00 0.00 0.00 0.00 0.52 0.52 0.00 0.00

3.76 2.93 1.04 34.34 38.68 34.03 32.43 52.92 89.01 89.01 0.00 0.00 20.89 19.08 0.00 25.23

7.94 9.42 1.72 23.48 8.74 12.38 2.03 0.00 26.00 30.15 0.00 0.00 7.58 4.73 0.00 23.48

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.34 0.37 0.00 0.00 0.75 0.95 0.00 0.00 8.20 8.20 0.00 0.00 0.00 0.00 0.00 0.00

6.24 5.94 8.46 0.00 15.99 14.75 28.02 0.00 11.43 13.11 1.48 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.76 1.59 17.87 0.00 5.92 1.61 17.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.77 0.11 2.39 0.00 2.00 0.19 2.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.70 1.08 0.02 0.00 0.82 1.40 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8.18 4.84 25.56 0.00 11.17 6.52 40.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.86 3.00 2.54 0.00 3.18 3.45 2.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.80 0.00 1.82 0.00 1.32 0.00 1.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.81 0.89 0.39 0.00 0.92 1.03 0.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.06 1.09 0.00 0.00 1.07 1.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9.72 0.00 15.94 0.00 13.86 0.00 15.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17.55 0.00 28.32 0.00 17.55 0.00 28.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.60 1.60 0.00 0.00 0.00 0.00 0.00 0.00 1.60 1.60 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(1) Cartera vencida bruta / Cartera de crédito total.(2) Incluye la moneda nacional y las UDIS propias

Banca Múltiple

Capitalización

(Millones de pesos constantes a junio del 2000)

Concepto

CAPITAL NETO ( 1+ 2 )

1.- Capital Básico ( I + II + III )I.- Capital Básico sin Imp. Diferidos Activos y sin Inst. de Capitalización ( I.1 - ( I.2 a I.8 ) + I.9 )

I.1 .- Capital Contable sin Obligaciones Subordinadas y sin Instrumentos de CapitalizaciónMenos:

I.2.- Inversiones en Instrumentos SubordinadosI.3.- Inversiones en acciones de entidades financieras y controladoras de éstas:

I.3.1. Sociedades y fondos de inversión, parte relativa al capital fijoI.3.2. Controladoras de grupos financierosI.3.3. Administradoras de fondos para el retiro y Sociedades de inv. de fondos para el retiroI.3.4. Otras entidades financieras del paísI.3.5. Inversiones en entidades financieras del exteriorI.3.6. Cámaras de compensación

I.4.- Inversiones en acciones de empresas:I.4.1. Accionistas de la propia Institución, de la controladora de gpo., o de sus integrantesI.4.2. Derivadas de capitalizaciones de adeudos totales*:

I.4.2.A - De todas las fracc. del art. 75 correspondientes a personasrelacionadas según art. 73

I.4.2.B - Realizadas antes del 1 de enero de 2000 1_/I.4.2.C - Realizadas a partir del 1 de enero de 2000, cuya capitalización

date de más de 5 añosI.4.3. Derivadas de capitalizaciones de adeudos parciales* 1_/I.4.4. No cotizadas, comprendidas en el art. 75 fracc I y II de la L.I.C., efectuadas*:

I.4.4.A - Antes del 1 de enero de 2000 2_/I.4.4.B - A partir del 1 de enero de 2000

I.4.5. Comprendidas en el art. 75 fracc III de la L.I.C., cotizadas y no cotizadas, efectuadas*:I.4.5.A - Antes del 1 de enero de 2000, cuya capitalización tenga más de 5 añosI.4.5.B - A partir del 1 de enero de 2000

I.5.- Reservas pendientes de constituir y const. con cargo a cuentas distintas de resultadosI.6.- Financiamientos otorgados para compra de acciones del banco o de ent. fin. del grupoI.7.- ISR y PTU diferidos activos (Total)I.8.- Gastos de organización y otros intangibles

Más:I.9.- Obligaciones subordinadas computables como Capital Básico

II.- Activos Diferidos computables como Capital Básico ( Hasta el 20% de I + I.7 ) 3_/III.- Instrumentos de Capitalización computables como Capital Básico

2.- Capital Complementario ( IV + V + VI - VII )IV.- Obligaciones Subordinadas computables como Capital Complementario

Más:V.- Instrumentos de Capitalización computables como Capital ComplementarioVI.- Reservas Preventivas por Calificación de Cartera con Riesgo B y C 4_/

Menos:VII.- Inversión en Obligaciones Subordinadas de Conv. Voluntaria de otros Intermediarios

REQUERIMIENTO DE CAPITAL ( 1 + 2 + 3 + 4 )

1.- Requerimiento por Riesgos de Crédito ( I + II + III )I.- De la contraparte en operaciones derivadasII.- Del emisor, por posiciones en títulos de deudaIII.- De crédito, por depósitos, préstamos y otras operaciones crediticias

2.- Requerimiento por Riesgos de Mercado ( IV + V + VI + VII + VIII + IX )IV.- Por operaciones en moneda nacional con tasa de interés nominalV.- Por operaciones en moneda nacional con tasa de interés realVI.- Por operaciones en moneda extranjera con tasa de interés nominalVII.- Por posiciones en UDIS o en instrumentos referidos al INPCVIII.- Por posiciones en divisasIX.- Por posiciones en acciones o en instrumentos referidos a índices accionarios

3.- Requerimiento por Activos Fijos, Pagos Anticipados y Cargos Diferidos 2_/

4.- Requerimiento por Faltantes de Capital en Filiales Financieras del Exterior

ACTIVOS SUJETOS A RIESGO TOTALES ( 1 + 2 )

1.- Activos Ponderados por Riesgo de Crédito2.- Activos Ponderados por Riesgo de Mercado 3_/

INDICES DE CAPITALIZACION

Capital Neto sobre Activos Sujetos a Riesgo de CréditoCapital Neto sobre Activos Sujetos a Riesgos Totales

* Inversiones en acciones distintas a las comprendidas en los conceptos anteriores.1_/ Inversiones ajustadas por el factor a que se refiere el inciso o) de la 6ª de las Reglas de Capitalización.2_/ Inv. ajustadas por el factor a que se refiere el inciso c) de la 3ª Transitoria de las Reglas de Capitalización.3_/ Hasta el 80% en el 2000, 60% en el 2001, 40% en el 2002 y 20% a partir del 2003.4_/ Sin exceder del 1.25% de los activos sujetos a riesgo de crédito.5_/ Incluye los requerimientos derivados de las inversiones en acciones de la BMV, de inmobiliarias y de empresas de servicios complementarios.6_/ Estos se determinan dividiendo el requerimiento por riesgos de mercado entre 0.08.

Fuente:BANXICO.

Banca BilbaoMúltiple Banamex Bancomer Serfín Bital Vizcaya

122,905.22 25,375.31 28,969.23 7,135.40 8,008.28 6,416.04

100,557.84 16,823.34 21,551.21 6,818.96 5,730.34 4,259.7968,268.33 11,977.62 7,523.00 5,003.65 1,321.67 (174.07)

125,437.36 36,081.18 22,785.31 7,718.35 4,553.85 5,738.100.00 0.00 0.00 0.00 0.00 0.00

28.11 0.00 0.00 0.93 0.00 0.0011,700.22 5,862.95 1,398.94 400.67 99.80 65.86

1,093.77 90.45 92.22 14.60 18.35 21.77305.99 0.00 292.69 0.00 0.00 0.00

3,818.54 320.88 632.17 0.00 0.00 0.001,680.25 1,478.21 12.95 0.00 49.55 5.114,762.54 3,973.40 368.91 386.08 31.90 0.00

39.13 0.00 0.00 0.00 0.00 38.986,323.95 3,773.50 619.53 353.52 782.98 0.00

65.61 49.57 0.00 0.00 0.00 0.00105.52 0.00 86.97 0.00 18.53 0.00

86.97 0.00 86.97 0.00 0.00 0.0018.55 0.00 0.00 0.00 18.53 0.00

0.00 0.00 0.00 0.00 0.00 0.006.64 0.00 0.00 0.00 6.64 0.00

891.67 112.39 10.04 0.06 0.00 0.00668.14 112.39 9.90 0.06 0.00 0.00223.53 0.00 0.14 0.00 0.00 0.00

5,254.50 3,611.53 522.52 353.47 757.80 0.005,254.50 3,611.53 522.52 353.47 757.80 0.00

0.00 0.00 0.00 0.00 0.00 0.0023.95 0.00 0.00 0.00 0.00 19.46

924.11 808.42 0.00 0.00 115.69 0.0040,977.31 12,250.97 14,028.21 1,815.31 4,408.67 5,716.41

3,540.04 1,641.59 120.30 144.26 339.72 110.45

6,036.46 0.00 904.66 0.00 2,514.69 0.0032,289.52 4,845.72 14,028.21 1,815.31 4,408.67 4,433.87

0.00 0.00 0.00 0.00 0.00 0.00

22,347.37 8,551.97 7,418.02 316.45 2,277.94 2,156.2515,901.47 6,518.04 5,757.40 0.00 1,562.93 1,964.86

0.00 0.00 0.00 0.00 0.00 0.006,445.90 2,033.93 1,660.62 316.45 715.01 191.39

0.00 0.00 0.00 0.00 0.00 0.00

74,831.86 18,894.29 18,562.49 3,988.87 6,705.93 4,818.68

53,123.58 14,265.26 12,892.07 2,629.80 5,182.89 3,734.65259.51 72.09 9.59 5.99 4.90 18.93

4,852.22 1,237.31 780.52 232.26 790.47 176.4248,011.84 12,955.86 12,101.96 2,391.56 4,387.52 3,539.31

15,452.18 3,380.93 3,406.31 754.53 916.20 537.124,723.77 528.27 665.84 635.60 254.68 316.53

952.79 15.46 413.13 8.19 249.38 0.301,861.76 737.70 292.14 50.93 149.25 66.22

30.12 2.48 18.02 0.15 5.53 0.02618.94 103.83 98.18 9.50 8.42 26.39

7,264.80 1,993.18 1,919.01 50.17 248.95 127.65

6,256.11 1,248.10 2,264.11 604.54 606.84 546.91

0.00 0.00 0.00 0.00 0.00 0.00

857,198.22 220,577.46 203,729.78 42,304.24 76,238.64 53,397.19

664,045.34 178,315.81 161,150.85 32,872.53 64,786.14 46,683.20193,152.87 42,261.65 42,578.92 9,431.71 11,452.50 6,713.99

18.51 14.23 17.98 21.71 12.36 13.7414.34 11.50 14.22 16.87 10.50 12.02

Banca Múltiple

Capitalización

Concepto

Fuente:BANXICO.

MercantilSantander del

Citibank Mexicano Norte Inbursa Centro Interacciones

4,291.57 5,250.49 4,781.42 19,846.57 2,046.11 479.14

4,177.40 4,985.32 4,344.10 19,435.25 1,998.64 456.704,088.99 4,261.33 2,872.97 19,435.25 1,998.64 276.645,352.54 3,957.34 4,729.98 21,571.97 2,022.02 549.58

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

902.18 853.56 494.89 1,329.61 4.25 84.630.19 4.81 31.55 724.61 4.25 81.083.47 0.00 6.28 0.00 0.00 3.55

898.39 776.71 457.07 605.00 0.00 0.000.00 69.79 0.00 0.00 0.00 0.000.00 2.26 0.00 0.00 0.00 0.000.13 0.00 0.00 0.00 0.00 0.00

16.97 39.88 9.38 721.35 0.79 0.000.00 0.00 9.38 0.00 0.79 0.000.01 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.01 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

16.96 30.70 0.00 721.35 0.00 0.0016.96 30.70 0.00 497.95 0.00 0.00

0.00 0.00 0.00 223.39 0.00 0.000.00 9.18 0.00 0.00 0.00 0.000.00 9.18 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

88.41 723.99 1,471.14 0.00 0.00 180.06255.99 193.59 317.29 85.76 18.34 8.25

0.00 2,115.01 427.00 0.00 0.00 0.0088.41 723.99 1,471.14 0.00 0.00 180.06

0.00 0.00 0.00 0.00 0.00 0.00

114.17 265.17 437.32 411.32 47.47 22.440.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00114.17 265.17 437.32 411.32 47.47 22.44

0.00 0.00 0.00 0.00 0.00 0.00

3,717.80 2,577.33 3,541.35 6,152.65 464.44 313.28

2,982.65 1,943.79 3,056.21 2,706.37 339.37 168.8228.13 10.11 3.11 1.22 0.01 0.01

111.56 185.77 467.02 541.86 0.28 52.052,842.96 1,747.91 2,586.09 2,163.29 339.08 116.76

536.84 386.83 227.78 3,372.37 89.53 119.23314.53 131.26 174.03 469.97 68.61 35.55

0.00 177.75 3.24 3.54 0.00 68.53145.49 40.99 44.48 58.64 20.61 3.44

0.00 1.22 0.36 0.20 0.00 1.2021.73 6.13 5.67 36.03 0.31 0.5755.09 29.48 0.00 2,803.99 0.00 9.93

198.31 246.70 257.36 73.92 35.54 25.23

0.00 0.00 0.00 0.00 0.00 0.00

43,993.67 29,132.89 41,049.88 75,984.29 5,361.31 3,600.69

37,283.08 24,297.45 38,202.66 33,829.59 4,242.14 2,110.346,710.59 4,835.44 2,847.21 42,154.70 1,119.18 1,490.35

11.51 21.61 12.52 58.67 48.23 22.709.75 18.02 11.65 26.12 38.16 13.31

Banca Múltiple

Capitalización

Concepto

Fuente:BANXICO.

Bank RepublicJ. P. of Del National Bank

Morgan Afirme Ixe Boston Bajío of New York

1,194.41 490.07 336.11 242.07 477.47 748.47

1,194.41 483.04 309.08 231.39 451.61 736.921,194.41 483.03 268.25 231.39 451.61 736.921,196.38 527.26 473.05 238.19 488.81 744.74

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 128.32 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 128.32 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.01 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.01 0.000.00 0.00 0.00 0.00 0.01 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 40.83 0.00 0.00 0.001.97 44.22 54.98 6.80 37.20 7.82

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 40.83 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 7.03 27.03 10.68 25.87 11.550.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 7.03 27.03 10.68 25.87 11.55

0.00 0.00 0.00 0.00 0.00 0.00

1,066.73 173.14 235.02 167.08 342.93 277.76

268.91 140.67 189.73 113.44 313.70 216.2331.75 0.12 0.12 0.00 0.51 2.4639.57 1.46 26.26 8.56 20.78 74.37

197.59 139.08 163.36 104.88 292.40 139.40

797.82 23.29 28.58 47.32 13.14 47.73620.58 22.24 27.18 27.08 5.79 31.86

7.36 0.00 0.00 0.00 0.03 0.11159.55 0.89 0.08 3.86 1.21 15.01

0.52 0.00 0.00 0.00 0.00 0.089.81 0.16 1.32 16.38 6.11 0.670.00 0.00 0.00 0.00 0.00 0.00

0.00 9.19 16.72 6.32 16.09 13.80

0.00 0.00 0.00 0.00 0.00 0.00

13,334.21 2,049.46 2,728.87 2,009.44 4,085.47 3,299.53

3,361.41 1,758.37 2,371.64 1,417.97 3,921.25 2,702.929,972.80 291.09 357.24 591.48 164.21 596.61

35.53 27.87 14.17 17.07 12.18 27.698.96 23.91 12.32 12.05 11.69 22.68

Banca Múltiple

Capitalización

Concepto

Fuente:BANXICO.

Dresdner I.N.G. ComericaMifel Quadrum Bank Bank Invex Bank

388.76 275.27 286.99 692.64 577.30 356.12

372.90 247.72 286.56 690.50 573.36 242.95372.90 79.46 226.74 690.50 573.36 239.30382.15 326.01 304.23 691.05 601.63 244.10

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 27.18 0.004.00 64.64 5.90 0.00 0.00 0.004.00 0.00 5.90 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 64.64 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 5.87 0.00 0.00 0.00 0.000.00 5.87 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 168.26 59.83 0.00 0.00 3.655.92 7.78 11.77 0.55 1.09 9.04

0.00 0.00 0.00 0.00 0.00 0.000.00 168.26 59.83 0.00 0.00 3.650.00 0.00 0.00 0.00 0.00 0.00

15.87 27.55 0.42 2.14 3.94 113.170.00 0.00 0.00 0.00 0.00 98.24

0.00 0.00 0.00 0.00 0.00 0.0015.87 27.55 0.42 2.14 3.94 14.93

0.00 0.00 0.00 0.00 0.00 0.00

294.92 230.55 190.22 312.02 255.05 246.73

266.87 194.94 169.18 114.07 208.63 174.411.93 0.00 0.16 0.47 0.00 0.31

36.42 0.00 3.50 0.05 40.83 3.09228.51 194.94 165.51 113.55 167.80 171.01

23.39 17.01 8.33 185.87 41.94 70.7613.11 3.92 4.40 179.66 24.33 21.13

0.20 0.34 0.00 4.25 0.65 0.004.87 2.34 3.79 0.00 3.02 17.490.04 0.01 0.00 0.18 0.10 0.001.05 0.50 0.15 1.77 1.75 32.154.12 9.90 0.00 0.00 12.10 0.00

4.66 18.60 12.71 12.08 4.48 1.55

0.00 0.00 0.00 0.00 0.00 0.00

3,628.25 2,649.48 2,218.89 3,749.27 3,132.18 3,064.76

3,335.84 2,436.82 2,114.70 1,425.93 2,607.84 2,180.18292.41 212.66 104.19 2,323.34 524.35 884.58

11.65 11.30 13.57 48.57 22.14 16.3310.71 10.39 12.93 18.47 18.43 11.62

Banca Múltiple

Capitalización

Concepto

Fuente:BANXICO.

Bank Bankof of Tokyo Chase

Banregio America Bansi Mitsubishi Manhattan B. N. P.

793.71 734.01 346.09 384.96 809.48 246.25

761.73 733.28 335.00 379.61 806.82 235.43761.73 733.28 335.00 379.61 806.82 235.43768.11 735.48 380.64 304.55 807.82 243.95

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.02 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.02 0.00 0.00 0.000.00 0.18 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.18 0.00 0.00 0.00 0.000.00 0.18 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.004.50 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.001.88 2.01 45.62 0.04 1.00 8.53

0.00 0.00 0.00 75.10 0.00 0.000.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00

31.97 0.72 11.08 5.34 2.66 10.830.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.0031.97 0.72 11.08 5.34 2.66 10.83

0.00 0.00 0.00 0.00 0.00 0.00

233.59 275.10 89.37 96.05 258.07 81.75

209.95 101.21 75.36 73.87 138.90 72.530.15 18.79 0.05 0.09 47.39 0.01

12.06 0.16 3.65 0.00 2.66 0.29197.74 82.26 71.67 73.78 88.84 72.23

18.33 170.73 9.58 21.65 112.30 5.9814.87 64.68 8.92 5.96 27.94 3.85

0.00 0.00 0.00 0.00 0.33 0.002.20 17.48 0.14 0.90 6.34 1.580.00 0.00 0.00 0.00 0.01 0.000.03 88.57 0.52 14.79 77.66 0.551.23 0.00 0.00 0.00 0.00 0.00

5.32 3.16 4.43 0.53 6.88 3.24

0.00 0.00 0.00 0.00 0.00 0.00

2,853.45 3,399.24 1,061.82 1,194.03 3,139.94 981.44

2,624.32 1,265.12 942.08 923.42 1,736.21 906.64229.13 2,134.13 119.74 270.61 1,403.73 74.80

30.24 58.02 36.74 41.69 46.62 27.1627.82 21.59 32.59 32.24 25.78 25.09

Banca Múltiple

Capitalización

Concepto

Fuente:BANXICO.

G. E. A.B.N. Bank OneCapital Amro American Societé (First

(Alianza) Bank Express Généralé Chicago Bank)

541.57 109.15 120.05 n.d 154.69

529.27 107.70 113.57 n.d 153.93529.27 107.70 106.48 n.d 139.46529.53 121.45 113.57 n.d 154.43

0.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.00

0.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.00

0.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 0.00 n.d 0.000.00 0.00 7.09 n.d 14.47

42.02 13.76 0.00 n.d 0.50

0.00 0.00 0.00 n.d 0.000.00 0.00 7.09 n.d 14.470.00 0.00 0.00 n.d 0.00

12.30 1.45 6.48 n.d 0.760.00 0.00 0.00 n.d 0.00

0.00 0.00 0.00 n.d 0.0012.30 1.45 6.48 n.d 0.76

0.00 0.00 0.00 n.d 0.00

143.18 43.42 55.98 n.d 26.08

79.88 36.41 42.05 n.d 20.770.92 0.20 0.00 n.d 0.000.00 2.82 0.00 n.d 0.19

78.96 33.39 42.05 n.d 20.58

62.18 3.22 13.34 n.d 2.0215.65 2.81 0.99 n.d 1.97

0.00 0.00 0.00 n.d 0.0010.96 0.15 0.00 n.d 0.00

0.00 0.00 0.00 n.d 0.0035.58 0.26 12.35 n.d 0.05

0.00 0.00 0.00 n.d 0.00

1.13 3.78 0.58 n.d 3.29

0.00 0.00 0.00 n.d 0.00

1,775.71 495.46 692.44 n.d 284.85

998.45 455.17 525.68 n.d 259.60777.26 40.29 166.76 n.d 25.25

54.24 23.98 22.84 n.d 59.5930.50 22.03 17.34 n.d 54.31

Banca Múltiple

OPERACIONES CON FOBAPROA O EL IPAB

ESQUEMA DE TRANSMISIÓN DE FLUJOS ADJUDICADOS

Reservas por baja de valor

Pagaré Chequera del Resultados Cargo Pagaré Pagaré ReservasBruto FOBAPROA y capital diferido Neto

Banamex 58,495.64 13,880.19 14,168.33 0.00 30,447.12 2,421.50 1,028.92

Bancomer 61,591.52 7,284.74 5,380.12 0.00 48,926.66 4,264.94 1,588.78

Serfín 67,202.87 252.59 0.00 0.00 66,950.28 0.00 0.00

Bital 22,237.88 3,532.75 1,467.80 0.00 17,237.33 473.84 137.16

Santander Mexicano 28,719.45 1,030.23 0.00 0.00 27,689.22 0.00 0.00

Bilbao Vizcaya 16,209.19 2,305.35 2,428.82 19.46 11,455.57 1,483.18 579.43

Centro 18,166.79 266.68 16.88 0.00 17,883.23 0.00 0.00

Mercantil del Norte 42,506.40 7,850.33 538.97 0.00 34,117.09 802.75 258.68

Citibank 26,469.63 6,313.21 740.50 0.00 19,415.92 0.00 0.00

Banca Múltiple

Cartera de Crédito Total por BancoConsolidado con fideicomisos UDIS

Bancos Créditoas a Créditos aIntermediarios Entidades Créditos al

Comercial Financieros Gubernamentales FOBAPROA Vivienda Consumo Total

(1) Para el total se incluye Atlántico y Promex. Dichos bancos no se presentan de manera individual por encontrarse en proceso de fusión.

Total (1) 286,168.85 15,866.66 122,012.84 316,196.17 125,872.41 33,620.95 899,737.89

Banamex 66,833.20 0.00 50,659.09 31,660.89 35,405.61 12,884.90 197,443.69

Bancomer 54,416.15 345.05 36,181.11 48,926.66 39,800.13 9,503.94 189,173.04

Serfín 14,060.25 28.52 7,118.86 66,950.28 8,369.83 1,576.56 98,104.29

Bital 24,598.18 1,064.47 6,289.18 17,574.01 9,899.53 3,178.55 62,603.91

Bilbao Vizcaya 27,826.83 0.00 2,100.71 22,225.20 3,208.81 1,092.25 56,453.79

Citibank 13,465.30 898.26 0.00 8,477.33 29.31 2,436.64 25,306.83

Santander Mexicano 12,632.73 202.34 10,474.74 27,689.22 2,553.92 460.88 54,013.83

Mercantil del Norte 16,217.15 4,426.59 2,763.28 34,117.08 4,117.88 1,040.14 62,682.11

Inbursa 21,353.92 141.61 58.51 0.00 769.13 0.00 22,323.16

Centro 914.82 429.68 353.96 17,883.15 1,605.82 118.77 21,306.20

Interacciones 639.26 26.82 414.24 0.00 73.08 125.42 1,278.82

J. P. Morgan 0.00 328.91 0.00 0.00 0.00 0.00 328.91

Afirme 1,667.60 2,357.59 17.94 0.00 1.28 17.49 4,061.90

Ixe 1,159.06 1,641.99 170.08 0.00 19.53 24.40 3,015.06

Banco de Boston 799.26 0.00 0.00 0.00 2.02 0.00 801.28

Del Bajío 2,511.09 7.24 63.85 0.00 0.00 0.21 2,582.40

Republic National Bank of New York 834.37 107.14 0.48 0.00 0.00 0.00 941.99

Mifel 2,458.87 405.62 5.17 0.00 0.00 0.00 2,869.65

Quadrum 1,734.88 324.93 33.94 0.00 276.28 0.00 2,370.03

Dresdner Bank 1,050.24 183.76 60.98 0.00 0.00 0.00 1,294.98

I.N.G. Bank 139.96 1,305.00 0.00 0.00 0.00 0.00 1,444.96

Invex 1,400.08 153.60 0.00 0.00 0.00 0.00 1,553.68

Comerica Bank 1,166.99 768.41 0.00 0.00 0.00 0.00 1,935.40

Banregio 2,099.52 220.32 41.40 0.00 0.00 0.00 2,361.25

Bank of America 788.59 23.84 0.00 0.00 0.00 0.00 812.43

Bansi 948.63 0.00 1.35 0.00 0.00 8.51 958.49

Bank of Tokyo Mitsubishi 780.82 0.00 0.00 0.00 0.00 0.00 780.82

Chase Manhattan 0.00 345.81 0.00 0.00 0.00 0.00 345.81

B. N. P. 239.45 102.26 0.00 0.00 0.00 0.00 341.70

G. E. Capital 729.04 26.90 0.00 0.00 0.00 6.28 762.22

A.B.N. Amro Bank 239.54 0.00 0.00 0.00 0.00 0.00 239.54

American Express 0.00 0.00 0.00 0.00 0.00 464.27 464.27

Societé Généralé 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank One (First Chicago Bank) 172.90 0.00 0.00 0.00 0.00 0.00 172.90

Banca Múltiple

Cartera de Crédito por Entidad Federativa y Municipio *Marzo de 2000(Millones de pesos constantes a junio del 2000)

Cartera de Crédito Participación % Indice de

Vigente (1) Vencida Total por Estado Morosidad

TOTAL (2) 830,392.97 70,631.76 901,024.73 7.84

AGUASCALIENTES 5,758.7 426.7 6,185.4 100.00 6.9AGUASCALIENTES 5,708.2 423.7 6,131.9 99.13 6.9RINCON DE ROMOS 18.0 1.2 19.3 0.31 6.5PABELLON DE ARTEAGA 17.6 0.5 18.1 0.29 2.5JESUS MARIA 9.7 0.2 9.9 0.16 2.4CALVILLO 4.2 1.0 5.2 0.08 19.4COSIO 1.0 0.0 1.0 0.02 0.0

BAJA CALIFORNIA 12,126.6 1,431.3 13,557.9 100.00 10.6TIJUANA 6,460.5 927.7 7,388.2 54.49 12.6MEXICALI 4,027.2 358.8 4,386.0 32.35 8.2ENSENADA 1,538.9 123.2 1,662.2 12.26 7.4TECATE 100.0 21.6 121.6 0.90 17.8

BAJA CALIFORNIA SUR 1,093.9 253.0 1,346.9 100.00 18.8LA PAZ 746.9 76.7 823.6 61.15 9.3LOS CABOS 208.4 145.3 353.7 26.26 41.1COMONDU 131.0 22.0 153.0 11.36 14.4MULEGE 7.6 9.1 16.6 1.24 54.4

CAMPECHE 1,228.5 199.2 1,427.8 100.00 14.0CAMPECHE 903.6 142.6 1,046.2 73.28 13.6CARMEN 310.6 48.6 359.2 25.16 13.5CHAMPOTON 14.3 8.0 22.3 1.56 35.8

COAHUILA 11,117.6 1,181.9 12,299.5 100.00 9.6TORREON 4,995.4 471.8 5,467.2 44.45 8.6SALTILLO 4,101.7 250.8 4,352.5 35.39 5.8HIDALGO 672.9 20.6 693.5 5.64 3.0MONCLOVA 398.9 114.9 513.8 4.18 22.4PARRAS DE LA FUENTE 325.8 0.5 326.3 2.65 0.1PIEDRAS NEGRAS 115.2 176.7 291.9 2.37 60.5SABINAS 171.8 40.9 212.7 1.73 19.2RAMOS ARIZPE 126.9 70.3 197.2 1.60 35.7OTROS 208.9 35.3 244.3 1.99 14.5

COLIMA 1,700.6 282.6 1,983.2 100.00 14.2COLIMA 1,315.5 210.1 1,525.7 76.93 13.8MANZANILLO 163.1 23.9 187.0 9.43 12.8TECOMAN 105.5 45.0 150.5 7.59 29.9CUAUHTEMOC 103.1 1.0 104.1 5.25 1.0OTROS 13.3 2.5 15.9 0.80 16.0

CHIAPAS 3,583.0 211.3 3,794.4 100.00 5.6TUXTLA GUTIERREZ 2,537.2 56.4 2,593.5 68.35 2.2TAPACHULA 680.7 62.3 743.0 19.58 8.4TERAN 115.4 4.8 120.1 3.17 4.0SIMOJOVEL DE ALLENDE 73.4 37.9 111.3 2.93 34.0HUIXTLA 33.6 6.3 39.9 1.05 15.7OTROS 142.7 43.8 186.5 4.92 23.5

Banca Múltiple

CHIHUAHUA 12,266.1 1,368.9 13,635.0 100.00 10.0JUAREZ 6,042.4 569.5 6,611.9 48.49 8.6CHIHUAHUA 4,830.2 471.5 5,301.8 38.88 8.9CUAUHTEMOC 350.4 81.4 431.8 3.17 18.9DELICIAS 297.7 64.5 362.1 2.66 17.8NUEVO CASAS GRANDES 222.9 63.4 286.3 2.10 22.1HIDALGO DEL PARRAL 142.6 31.5 174.1 1.28 18.1CAMARGO 113.2 28.9 142.1 1.04 20.3OTROS 266.6 58.2 324.8 2.38 17.9

DISTRITO FEDERAL 509,995.2 44,087.5 554,082.8 8,957.89 8.0

DURANGO 2,787.4 235.0 3,022.4 100.00 7.8DURANGO 1,873.4 191.8 2,065.2 68.33 9.3GOMEZ PALACIOS 776.7 39.6 816.3 27.01 4.9SAN JUAN DEL RIO 40.8 0.0 40.8 1.35 0.0SANTIAGO PAPASQUIARO 24.9 0.0 25.0 0.83 0.2OTROS 71.5 3.6 75.1 2.48 4.8

GUANAJUATO 10,419.0 1,113.2 11,532.2 100.00 9.7LEON 5,165.7 531.0 5,696.8 49.40 9.3CELAYA 2,151.6 191.6 2,343.2 20.32 8.2IRAPUATO 1,561.5 147.8 1,709.3 14.82 8.6GUANAJUATO 242.3 10.3 252.6 2.19 4.1SALAMANCA 224.3 17.0 241.3 2.09 7.1SAN FRANCISCO DEL RINCON 170.4 61.4 231.7 2.01 26.5SAN LUIS DE LA PAZ 80.3 37.9 118.2 1.02 32.1ALLENDE 103.1 6.6 109.6 0.95 6.0CORTAZAR 82.8 10.6 93.3 0.81 11.3OTROS 637.1 99.0 736.1 6.38 13.5

GUERRERO 2,491.4 169.5 2,660.9 100.00 6.4ACAPULCO DE JUAREZ 2,101.6 110.4 2,212.0 83.13 5.0JOSE AZUETA 102.5 17.8 120.3 4.52 14.8CHILPANCINGO 90.0 10.5 100.5 3.78 10.5IGUALA 76.3 12.7 89.0 3.34 14.3TECPAN 27.1 5.1 32.2 1.21 15.7TAXCO 19.9 2.8 22.7 0.85 12.1PUNGARABATO 20.9 1.4 22.3 0.84 6.4OTROS 53.1 8.8 61.9 2.33 14.2

HIDALGO 1,653.4 204.8 1,858.2 100.00 11.0PACHUCA 1,166.2 93.3 1,259.5 67.78 7.4ZACUALTIPAN 66.2 68.8 135.0 7.27 51.0TULANCINGO 89.2 13.6 102.8 5.53 13.3TULA DE ALLENDE 64.3 7.0 71.3 3.84 9.9TIZAYUCA 56.2 3.3 59.5 3.20 5.6TEPEAPULCO 37.3 4.7 42.0 2.26 11.2IXMIQUILPAN 35.1 0.5 35.6 1.92 1.4METZTITLAN 21.8 1.0 22.7 1.22 4.2ACTOPAN 17.4 3.5 20.9 1.12 16.8HUEJUTLA DE REYES 12.4 4.5 16.9 0.91 26.5TEPEJI DEL RIO 15.1 0.4 15.5 0.83 2.8OTROS 72.2 4.0 76.2 4.10 5.3

Banca Múltiple

JALISCO 47,765.7 3,431.8 51,197.4 100.00 6.7GUADALAJARA 41,624.3 2,815.4 44,439.7 86.80 6.3ZAPOPAN 2,855.1 263.8 3,118.9 6.09 8.5PUERTO VALLARTA 455.0 50.7 505.6 0.99 10.0EL SALTO 405.0 3.3 408.3 0.80 0.8OTROS 2,426.3 298.6 2,725.0 5.32 11.0

ESTADO DE MEXICO 32,489.2 1,700.2 34,189.4 100.00 5.0TOLUCA 16,027.3 408.1 16,435.4 48.07 2.5NAUCALPAN 5,582.7 388.6 5,971.4 17.47 6.5TLALNEPANTLA 3,194.2 154.1 3,348.3 9.79 4.6ECATEPEC 1,329.9 365.3 1,695.1 4.96 21.5ATIZAPAN 1,099.6 85.3 1,184.9 3.47 7.2CUAUTITLAN IZCALLI 809.5 40.6 850.1 2.49 4.8CUAUTITLAN DE ROMERO RUBIO 711.6 36.7 748.3 2.19 4.9METEPEC 495.7 19.4 515.1 1.51 3.8ATIZAPAN DE ZARAGOZA 445.6 11.9 457.6 1.34 2.6TULTITLAN 371.2 8.9 380.0 1.11 2.3NETZAHUALCOYOTL 319.3 12.2 331.5 0.97 3.7OTROS 2,102.6 169.1 2,271.7 6.64 7.4

MICHOACAN 6,001.8 763.9 6,765.6 100.00 11.3MORELIA 2,166.6 176.8 2,343.5 34.64 7.5LAZARO CARDENAS 1,218.7 11.1 1,229.8 18.18 0.9URUAPAN 875.4 138.6 1,013.9 14.99 13.7ZAMORA 619.6 88.3 707.9 10.46 12.5LA PIEDAD 404.9 68.5 473.3 7.00 14.5SAHUAYO 76.4 50.3 126.8 1.87 39.7ZITACUARO 82.0 19.2 101.1 1.49 19.0LOS REYES 52.8 40.8 93.6 1.38 43.6JACONA 75.0 16.4 91.4 1.35 18.0APATZINGAN 62.9 25.6 88.5 1.3 28.9OTROS 367.5 128.2 495.8 7.3 25.9

MORELOS 3,842.4 371.8 4,214.2 100.00 8.8CUERNAVACA 3,529.3 328.7 3,858.0 91.55 8.5CUAUTLA 197.3 25.0 222.2 5.27 11.2JOJUTLA 41.4 9.4 50.7 1.20 18.5OTROS 74.5 8.7 83.2 1.97 10.5

NAYARIT 778.6 108.3 886.8 100.00 12.2TEPIC 554.8 71.3 626.1 70.60 11.4JALISCO 113.7 3.5 117.2 13.22 3.0SANTIAGO IXCUINTLA 25.7 3.0 28.7 3.23 10.5TECUALA 25.7 1.4 27.1 3.06 5.3TUXPAN 17.7 8.0 25.7 2.90 31.1ACAPONETA 12.9 11.3 24.2 2.73 46.7COMPOSTELA 9.9 3.9 13.8 1.56 28.1IXTLAN 12.1 1.5 13.6 1.53 11.0OTROS 6.1 4.3 10.4 1.17 41.2

NUEVO LEON 70,680.6 4,581.2 75,261.8 100.00 6.1MONTERREY 56,729.4 3,953.0 60,682.5 80.63 6.5GARZA GARCIA 8,234.8 206.7 8,441.5 11.22 2.4SAN NICOLAS DE LOS GARZA 2,959.7 183.7 3,143.4 4.18 5.8GUADALUPE 939.1 118.4 1,057.5 1.41 11.2SANTA CATARINA 647.8 14.4 662.2 0.88 2.2OTROS 1,169.7 105.0 1,274.7 1.69 8.2

Banca Múltiple

OAXACA 1,050.3 148.1 1,198.4 100.00 12.4OAXACA DE JUAREZ 797.0 96.1 893.1 74.52 10.8SANTA MARIA HUATULCO 54.2 0.5 54.8 4.57 0.9HUAJUAPAN DE LEON 20.1 13.9 34.0 2.84 40.9S.JUAN BAUTISTA TUXTEPEC 26.6 6.1 32.7 2.73 18.8SAN PEDRO MIXTEPEC 25.1 6.2 31.3 2.61 19.8SANTIAGO PINOTEPA NACIONAL 24.6 6.5 31.1 2.60 20.9SALINA CRUZ 27.1 2.7 29.9 2.49 9.2JUCHITAN DE ZARAGOZA 21.7 1.1 22.8 1.90 4.6OTROS 53.8 15.0 68.8 5.74 21.8

PUEBLA 13,903.4 921.0 14,824.4 100.00 6.2PUEBLA 12,592.2 835.2 13,427.4 90.58 6.2TEHUACAN 437.7 21.8 459.5 3.10 4.7LA FRAGUA 173.8 0.6 174.4 1.18 0.3TEZIUTLAN 135.2 12.5 147.7 1.00 8.5SAN PEDRO CHOLULA 129.2 15.7 144.9 0.98 10.8OTROS 435.2 35.2 470.4 3.17 7.5

QUERETARO 5,241.3 560.8 5,802.1 100.00 9.7QUERETARO 4,936.9 511.2 5,448.0 93.90 9.4SAN JUAN DEL RIO 228.5 39.9 268.4 4.63 14.9OTROS 76.0 9.7 85.6 1.48 11.3

QUINTANA ROO 6,214.2 349.5 6,563.6 100.00 5.3ISLA MUJERES 5,038.3 277.2 5,315.5 80.98 5.2OTHON P BLANCO 718.9 49.6 768.5 11.71 6.4COZUMEL 426.6 22.4 448.9 6.84 5.0BENITO JUAREZ 30.4 0.3 30.7 0.47 1.1

SAN LUIS POTOSI 5,203.8 263.0 5,466.8 100.00 4.8SAN LUIS POTOSI 4,665.7 185.8 4,851.5 88.75 3.8CIUDAD VALLES 296.3 45.1 341.5 6.25 13.2RIO VERDE 75.2 16.0 91.3 1.67 17.6OTROS 166.5 16.0 182.5 3.34 8.8

SINALOA 9,429.3 1,084.1 10,513.5 100.00 10.3CULIACAN 5,239.5 568.4 5,807.8 55.24 9.8MAZATLAN 1,852.2 188.9 2,041.1 19.41 9.3AHOME 1,747.6 195.9 1,943.6 18.49 10.1GUASAVE 258.6 62.7 321.3 3.06 19.5SALVADOR ALVARADO 224.3 34.8 259.1 2.46 13.4OTROS 107.1 33.5 140.6 1.34 23.8

SONORA 20,466.2 1,826.2 22,292.4 100.00 8.2HERMOSILLO 14,300.2 925.5 15,225.7 68.30 6.1CAJEME 2,183.1 360.3 2,543.4 11.41 14.2GUAYMAS 684.2 214.7 898.9 4.03 23.9CABORCA 681.0 49.9 730.9 3.28 6.8NAVOJOA 672.4 39.3 711.7 3.19 5.5NOGALES 423.5 80.3 503.8 2.26 15.9SAN LUIS RIO COLORADO 425.0 41.6 466.6 2.09 8.9HUATABAMPO 309.6 32.8 342.4 1.54 9.6MAGDALENA DE QUINO 211.3 15.0 226.2 1.01 6.6OTROS 575.9 66.8 642.8 2.88 10.4

Banca Múltiple

TABASCO 3,954.1 587.3 4,541.4 100.00 12.9CENTRO 3,155.8 359.5 3,515.3 77.41 10.2JALAPA 287.8 14.5 302.3 6.66 4.8MACUSPANA 81.0 80.4 161.4 3.55 49.8CARDENAS 133.1 23.9 157.0 3.46 15.2COMALCALCO 84.2 22.3 106.5 2.35 21.0TEAPA 51.8 32.1 83.8 1.85 38.3EMILIANO ZAPATA 49.3 21.3 70.6 1.55 30.1PARAISO 45.6 9.2 54.8 1.21 16.8OTROS 65.6 24.1 89.6 1.97 26.9

TAMAULIPAS 9,450.1 1,103.2 10,553.3 100.00 10.5TAMPICO 2,731.4 240.0 2,971.4 28.16 8.1NUEVO LAREDO 2,361.5 102.7 2,464.1 23.35 4.2MATAMOROS 1,101.5 168.1 1,269.6 12.03 13.2CIUDAD VICTORIA 999.9 194.1 1,194.1 11.31 16.3REYNOSA 1,035.8 50.2 1,085.9 10.29 4.6CIUDAD MADERO 402.5 251.4 653.9 6.20 38.5MANTE 338.8 17.3 356.1 3.37 4.9VALLE HERMOSO 158.6 22.3 180.8 1.71 12.3RIO BRAVO 143.2 18.0 161.2 1.53 11.2OTROS 177.2 39.1 216.3 2.05 18.1

TLAXCALA 808.3 68.5 876.8 100.00 7.8SANTA ANA CHIAUTEMPAN 314.4 7.4 321.8 36.70 2.3APIZACO 145.0 13.7 158.7 18.10 8.6TLAXCALA 143.2 14.3 157.5 17.96 9.1HUAMANTLA 56.9 6.2 63.2 7.20 9.9IXTACUISTLA 58.4 0.2 58.6 6.68 0.4CALPULALPAN 26.3 6.2 32.5 3.71 19.0ZACATELCO 23.3 2.3 25.6 2.92 8.9TLAXCO 7.1 5.2 12.3 1.40 42.4OTROS 33.8 12.9 46.7 5.33 27.7

VERACRUZ 8,984.4 884.1 9,868.4 100.00 9.0VERACRUZ 3,645.0 197.0 3,842.0 38.93 5.1JALAPA 1,728.8 154.9 1,883.8 19.09 8.2COATZACOALCOS 767.5 215.2 982.7 9.96 21.9CORDOBA 571.6 28.9 600.4 6.08 4.8POZA RICA DE HIDALGO 489.8 36.7 526.5 5.34 7.0TUXPAN 247.8 64.8 312.6 3.17 20.7ORIZABA 273.1 35.4 308.5 3.13 11.5BOCA DEL RIO 216.0 23.4 239.4 2.43 9.8MARTINEZ DE LA TORRE 188.2 27.1 215.2 2.18 12.6ACAYUCAN 182.2 9.6 191.8 1.94 5.0MINATITLAN 137.9 18.4 156.4 1.58 11.8PAPANTLA 104.2 5.1 109.3 1.11 4.7COATEPEC 94.2 2.6 96.8 0.98 2.7OTROS 338.0 65.0 403.0 4.08 16.1

YUCATAN 6,534.2 573.5 7,107.7 100.00 8.1MERIDA 6,383.3 554.9 6,938.2 97.62 8.0UMAN 69.2 1.6 70.8 1.00 2.3OTROS 81.7 17.0 98.6 1.4 17.2

Banca Múltiple

* Las cifras pueden no coincidir con la información presentada en otros cuadros por razones metodológicas y de fuentes de información.(1) Incluye redescuento.(2) No incluye cifras de : Banco Inverlat, Bancrecer, Unión, Cremi, Confía, Oriente, Obrero, Interestatal, Sureste, Capital, Industrial, Promotor del Norte y Anahuac. Se incluye a Promex y Atlantico,

dichos bancos no se presentan de manera individual por encontrarse en proceso de fusión.

ZACATECAS 1,373.6 140.5 1,514.1 100.00 9.3ZACATECAS 947.7 100.9 1,048.7 69.26 9.6FRESNILLO 174.2 13.3 187.6 12.39 7.1RIO GRANDE 84.8 5.7 90.4 5.97 6.3JEREZ DE GARCIA SALINAS 43.7 4.7 48.5 3.20 9.8CALERA 38.3 0.8 39.1 2.58 2.0GUADALUPE 23.3 0.9 24.2 1.60 3.7JALPA 11.3 10.1 21.4 1.41 47.1LORETO 12.9 0.8 13.6 0.90 5.6OTROS 37.3 3.3 40.6 2.68 8.14

Banca Múltiple

Captación por Banco

Depósitos Bonos Préstamos ObligacionesBancos de Bancarios Interbancarios Subordinadas

exigibilidad en y de otros eninmediata Plazo Circulación organismos circulación Reportos 1/ Total

1/ No incluye los títulos a entregar por reporto.(2) Incluye a Promex y Atlantico, dichos bancos no se presentan de manera individual por encontrarse en proceso de fusión.

Total (2) 316,845.10 619,581.6 29,263.9 207,514.8 19,581.5 443.8 1,193,230.8

Banamex 81,474.8 113,574.3 0.0 49,410.1 7,415.3 0.0 251,874.4

Bancomer 70,729.0 125,494.5 500.2 39,505.9 7,366.6 15.6 243,611.9

Serfín 27,147.3 49,095.5 14,003.7 16,351.6 0.0 0.0 106,598.2

Bital 49,731.1 41,124.6 0.0 22,191.7 1,582.4 69.7 114,699.4

Bilbao Vizcaya 23,891.8 48,120.9 1,106.5 7,623.5 1,965.8 0.0 82,708.5

Citibank 10,543.1 29,870.5 1,001.0 14,017.1 0.0 11.1 55,442.8

Santander Mexicano 15,454.4 42,627.0 4,523.0 7,119.5 0.0 106.9 69,830.9

Mercantil del Norte 20,186.9 49,696.6 1,043.3 15,598.9 0.0 61.1 86,586.8

Inbursa 250.0 1,964.9 1,807.7 9,767.3 0.0 0.0 13,790.0

Centro 2,331.0 15,522.4 0.0 3,798.5 0.0 0.2 21,652.1

Interacciones 262.0 4,692.4 251.1 735.8 0.0 116.5 6,057.8

J. P. Morgan 0.0 5,848.0 0.0 77.7 0.0 0.0 5,925.7

Afirme 987.3 3,188.7 0.0 272.9 0.0 19.8 4,468.6

Ixe 744.5 2,607.2 0.0 683.4 0.0 22.8 4,057.9

Banco de Boston 77.9 2,122.7 0.0 157.7 0.0 0.1 2,358.5

Del Bajío 785.2 1,284.3 0.0 1,838.6 0.0 9.6 3,917.7

Republic National Bank of New 170.6 1,584.0 0.0 566.8 0.0 0.0 2,321.5

Mifel 759.0 1,423.5 106.7 822.5 0.0 0.1 3,111.8

Quadrum 0.0 1,837.5 0.0 820.0 0.0 0.0 2,657.5

Dresdner Bank 18.1 2,357.3 0.0 37.5 0.0 0.0 2,412.9

I.N.G. Bank 0.0 2,092.5 0.0 201.1 0.0 0.1 2,293.8

Invex 0.6 719.9 449.2 318.3 0.0 0.8 1,488.9

Comerica Bank 14.2 1,122.2 0.0 830.6 102.8 1.9 2,071.8

Banregio 428.6 899.4 0.0 536.4 0.0 5.4 1,869.8

Bank of America 61.7 564.0 0.0 14.6 0.0 0.1 640.4

Bansi 339.8 546.2 0.0 168.9 0.0 0.0 1,054.9

Bank of Tokyo Mitsubishi 178.0 320.3 0.0 296.5 0.0 0.6 795.4

Chase Manhattan 0.0 76.3 0.0 549.5 0.0 0.1 625.9

B. N. P. 47.1 490.6 0.0 5.0 0.0 0.6 543.3

G. E. Capital 9.0 106.0 0.0 516.6 0.0 0.2 631.7

A.B.N. Amro Bank 160.1 198.4 0.0 245.0 0.0 0.0 603.5

American Express 30.3 235.1 0.0 34.6 0.0 0.0 300.0

Societé Généralé 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Bank One (First Chicago Bank) 36.6 21.1 0.0 39.0 0.0 0.0 96.7

Banca Múltiple

Captación por Entidad Federativa (1)

Captación por Entidad Federativa

Vista Ahorro Plazo Total

Total (2)

República Mexicana

Sucursales en el Extranjero

1/ Los datos pueden no coincidir con los presentados con otros cuadros por razones metodológicas(2) No incluye cifras de : Banco Inverlat, Bancrecer, Unión, Cremi, Oriente, Obrero, Interestatal, Sureste, Capital, Industrial, Promotor del Norte y Anahuac. Se incluye a Promex y Atlantico, dichos

bancos no se presentan de manera individual por encontrarse en proceso de fusión.

263,337.1 1,066.3 676,780.7 941,184.1

256,403.7 1,066.3 619,229.6 876,699.6

Aguascalientes 1,891.6 4.3 4,175.4 6,071.2Baja California Norte 11,680.9 26.0 6,330.5 18,037.3Baja California Sur 2,199.1 3.8 1,028.5 3,231.4Campeche 853.7 3.0 1,218.8 2,075.4Chiapas 2,573.9 10.1 3,953.3 6,537.3Chihuahua 9,518.7 20.0 8,278.1 17,816.9Coahuila 5,206.6 17.2 7,260.1 12,483.9Colima 929.1 5.5 1,720.8 2,655.4Distrito Federal 91,917.7 503.3 324,573.0 416,994.1Durango 1,584.7 7.4 2,665.5 4,257.6Estado de México 17,721.2 52.9 22,957.9 40,732.0Guanajuato 7,744.0 27.1 15,173.5 22,944.6Guerrero 2,134.5 15.8 6,167.0 8,317.3Hidalgo 2,011.3 12.1 4,967.3 6,990.7Jalisco 19,010.4 81.3 46,483.1 65,574.8Michoacán 5,281.5 17.8 14,559.4 19,858.6Morelos 3,035.3 8.1 5,366.8 8,410.2Nayarit 1,097.5 3.8 2,787.0 3,888.2Nuevo León 16,148.5 43.7 52,240.3 68,432.5Oaxaca 2,704.6 8.1 4,879.2 7,591.9Puebla 6,687.2 18.4 12,218.8 18,924.4Querétaro 3,810.3 8.2 5,267.1 9,085.6Quintana Roo 2,198.7 4.8 1,331.9 3,535.4San Luis Potosí 3,134.8 16.5 17,100.0 20,251.4Sinaloa 5,120.1 22.3 6,816.9 11,959.3Sonora 5,710.4 16.3 5,878.9 11,605.7Tabasco 2,876.4 9.0 3,006.4 5,891.8Tamaulipas 8,803.9 27.3 9,304.7 18,135.9Tlaxcala 728.1 2.7 1,645.8 2,376.6Veracruz 8,288.2 30.5 12,120.0 20,438.6Yucatán 2,704.1 30.0 4,397.4 7,131.5Zacatecas 1,096.7 9.0 3,356.4 4,462.1

6,933.4 0.0 57,551.1 64,484.5

América del Norte 1,371.5 0.0 8,840.9 10,212.4

América Central 4,145.7 0.0 21,746.7 25,892.4

América del Sur 1,365.6 0.0 23,542.1 24,907.7

Europa 50.6 0.0 3,421.4 3,472.0

Banca Múltiple

Sucursales, Personal y Cuentas por BancoJunio del 2000

Cuentas de captaciónBancos

InversionesSucursales Personal Total Cheques Ahorro a Plazo (1)

Total decontratos deTarjetas de

Crédito

(1) Incluye cedes y pagarés.(2) Para el total se incluye Atlántico y Promex. Dichos bancos no se presentan de manera individual por encontrarse en proceso de fusión.

Total (2) 6,927 112,571 6,407,417 22,328,671 13,326,555 3,612,883 5,389,233

Banamex 1,337 30,041 2,721,100 4,717,371 3,359,683 33,682 1,324,006

Bancomer 1,320 24,706 2,473,186 3,222,202 1,051,442 1,074,662 1,096,098

Serfín 572 9,155 97,497 3,995,012 1,339,998 1,734,403 920,611

Bital 1,530 16,400 294,546 5,435,363 4,481,842 252,184 701,337

Bilbao Vizcaya 619 6,657 84,564 708,854 372,305 0 336,549

Citibank 222 4,089 343,547 679,333 281,462 256,893 140,978

Santander Mexicano 359 4,677 56,122 1,029,146 742,168 49,357 237,621

Mercantil del Norte 385 7,792 204,875 1,505,611 1,229,422 43,993 232,196

Inbursa 5 371 0 35,636 32,399 0 3,237

Centro 68 1,206 4,029 235,107 124,968 20,269 89,870

Interacciones 6 202 0 8,177 6,292 0 1,885

J. P. Morgan 1 99 0 44 0 0 44

Afirme 40 708 3,614 93,944 53,245 10,320 30,379

Ixe 17 573 2,818 55,805 38,607 126 17,072

Banco de Boston 1 91 0 383 161 0 222

Del Bajío 20 351 0 25,083 11,612 2,843 10,628

Republic National Bank of 1 77 0 2,449 1,686 0 763

Mifel 7 392 0 11,083 9,434 0 1,649

Quadrum 1 251 0 2,991 0 0 2,991

Dresdner Bank 1 49 0 205 180 0 25

I.N.G. Bank 1 59 0 1 0 0 1

Invex 1 15 0 165 164 0 1

Comerica Bank 3 38 0 857 789 0 68

Banregio 13 312 0 18,563 8,639 0 9,924

Bank of America 1 101 0 180 170 0 10

Bansi 1 108 0 12,341 11,587 0 754

Bank of Tokyo Mitsubishi 1 33 0 446 397 0 49

Chase Manhattan 2 75 0 1 0 0 1

B. N. P. 1 24 0 230 190 0 40

G. E. Capital 1 42 0 126 77 0 49

A.B.N. Amro Bank 1 66 0 240 236 0 4

American Express 1 13 121,519 4,569 2,347 0 2,222

Societé Généralé n. d. n. d. n. d. n. d. n. d. n. d. n. d.

Bank One (First Chicago 1 26 0 35 30 0 5

Banca Múltiple

Sucursales, Personal y Cuentas por Entidad FederativaJunio del 2000

Cuentas de captaciónBancos

InversionesSucursales Personal Total Cheques Ahorro a Plazo (1)

Total decontratos deTarjetas de

Crédito

(1) Incluye cedes y pagarés.(2) No incluye cifras de: Banco Inverlat, Bancrecer, Unión, Cremi, Oriente, Obrero, Interestatal, Sureste, Capital, Industrial, Promotor del Norte y Anáhuac. Se incluye Atlántico y Promex. Dichos bancos

no se presentan de manera individual por encontrarse en proceso de fusión.

Total (2) 6,927 112,571 6,407,417 22,328,671 13,326,555 3,612,883 5,389,233

República Mexicana 6,911 112,373 6,407,417 22,314,200 13,323,193 3,612,883 5,378,124

Aguascalientes 70 883 55,743 259,310 146,613 57,310 55,387

Baja California Nort 238 2,937 109,073 794,032 619,605 53,229 121,198

Baja California Sur 41 387 17,291 94,529 70,236 4,643 19,650

Campeche 40 324 17,830 78,460 50,955 7,943 19,562

Chiapas 105 955 44,213 231,973 147,708 10,550 73,715

Chihuahua 257 2,329 124,613 639,838 446,263 62,372 131,203

Coahuila 202 2,270 127,885 571,913 376,361 30,196 165,356

Colima 50 519 21,888 124,607 71,090 10,096 43,421

Distrito Federal 1,337 45,432 3,237,808 7,457,341 3,757,203 2,455,451 1,244,687

Durango 63 672 35,965 182,347 116,730 12,030 53,587

Estado de México 488 4,253 221,563 1,526,356 981,074 44,561 500,721

Guanajuato 311 3,668 147,154 728,360 392,897 86,043 249,420

Guerrero 124 1,202 48,411 332,617 185,387 21,429 125,801

Hidalgo 81 931 39,696 232,436 112,740 9,486 110,210

Jalisco 671 9,071 486,217 2,123,948 1,374,536 239,779 509,633

Michoacán 264 2,607 105,864 659,511 292,311 73,187 294,013

Morelos 105 1,052 49,711 286,829 181,586 12,700 92,543

Nayarit 55 446 18,704 131,214 75,627 10,712 44,875

Nuevo León 526 10,613 441,195 1,347,531 1,070,565 44,849 232,117

Oaxaca 87 788 27,034 267,528 141,691 7,384 118,453

Puebla 230 3,431 179,787 694,528 443,645 50,757 200,126

Querétaro 135 1,269 73,265 235,790 158,905 16,390 60,495

Quintana Roo 65 682 22,481 112,172 80,979 11,231 19,962

San Luis Potosí 132 1,602 64,734 341,319 206,143 31,062 104,114

Sinaloa 173 2,022 103,262 354,612 249,825 19,536 85,251

Sonora 195 2,338 91,653 349,734 246,592 21,395 81,747

Tabasco 90 917 61,677 195,457 147,122 9,778 38,557

Tamaulipas 252 3,004 137,319 587,305 368,254 51,283 167,768

Tlaxcala 37 277 11,798 82,090 42,250 8,326 31,514

Veracruz 297 3,513 198,927 739,634 477,086 30,944 231,604

Yucatán 101 1,312 64,682 294,569 228,131 14,149 52,289

Zacatecas 89 667 19,974 256,310 63,083 94,082 99,145

Sucursales en el Extranjero 16 198 0 14,471 3,362 0 11,109

América del Norte 5 138 0 3,657 2,025 0 1,632

América Central 3 7 0 44 2 0 42

América del Sur 6 1 0 10,706 1,319 0 9,387

Europa 2 52 0 64 16 0 48

Banca Múltiple 1/

BalanceConsolidado con fideicomisos UDIS(Millones de pesos constantes a junio del 2000)

Concepto

Activo

DisponibilidadesInversiones en valoresSaldos deudores en operaciones de reportoOperaciones que representan un préstamo con colateralValores a recibir en operaciones de préstamoOperaciones con instrumentos financieros derivadosCartera de crédito vigenteCartera de crédito vencidaEstimación preventiva para riesgos crediticiosOtras cuentas por cobrar (neto)Bienes adjudicadosInmuebles, mobiliario y equipo (neto)Inversiones permanentes en accionesImpuestos diferidos (neto)Otros activos, cargos diferidos e intangiblesCobertura de riesgo por amortizar en créditos para vivienda vencidos, UDIS

Pasivo

Depósitos de exigibilidad inmediataDepósitos a plazoBonos bancarios en circulaciónPréstamos interbancarios y de otros organismosSaldos acreedores en operaciones de reportoOperaciones que representan un préstamo con colateralValores a entregar en operaciones de préstamoOperaciones con instrumentos financieros derivadosISR y PTU por pagarAcreedores diversos y otras cuentas por pagarObligaciones subordinadas en circulaciónImpuestos diferidos (neto)Créditos diferidos

Capital Contable

Capital ContribuidoCapital socialPrima en venta de accionesObligaciones subordinadas de conversión obligatoria

Capital GanadoReservas de capitalResultado de ejercicios anterioresResultado por valuación de títulos disponibles para la ventaResultado por conversión de operaciones extranjerasEfectos por valuación de empresas asociadas y afiliadasExceso (insuficiencia) en la actualización de capitalResultado por tenencia de activos no monetarios

Por valuación de activo fijoPor valuación de inversiones permanentes en acciones

Ajustes por obligaciones laborales al retiroResultado neto

Cuentas de Orden

Avales otorgadosOtras obligaciones contingentesApertura de créditos irrevocablesBienes en fideicomiso o mandatoBienes en custodia o administraciónOperaciones de banca de inversión por cuenta de terceros (neto)Montos comprometidos en operaciones con el FOBAPROA o el IPABMontos contratados en instrumentos derivados

1/ No incluye cifras de: Banco Inverlat, Bancrecer, Unión, Cremi, Oriente, Obrero, Interestatal, Sureste, Capital, Industrial, Promotor del Norte y Anáhuac. Se incluye a Promex y Atlántico, dichos bancosno se presentan de manera individual por encontrarse en proceso de fusión.

2/ Para este periodo se incluyen cifras de Serfín basadas en sus Estados Financieros PROFORMA.n. a. No aplica

II - 1999 2/ III - 1999 IV - 1999 I - 2000 II - 2000

1,404,292.03 1,402,889.08 1,441,626.06 1,369,726.54 1,384,224.20

176,983.80 194,883.31 207,474.79 171,920.34 184,033.01169,485.18 183,739.70 222,174.93 196,133.95 201,799.43

3,661.11 3,489.83 3,872.12 2,421.80 553.15n. a. n. a. n. a. 0.00 0.00

258.06 0.00 0.00 0.00 0.143,931.83 3,663.10 3,305.42 3,614.94 2,586.92

872,973.09 857,850.77 864,369.16 838,972.46 842,051.08109,684.74 92,273.39 84,526.99 69,678.61 57,686.81(85,530.31) (83,176.68) (91,097.53) (76,110.97) (63,905.24)

26,655.68 23,601.95 26,110.82 48,103.16 43,907.6111,833.10 13,501.17 11,540.85 10,808.88 9,843.4525,677.69 24,797.96 25,768.00 25,260.72 24,660.1245,241.28 44,828.72 43,638.27 40,752.91 40,249.8235,966.41 36,521.32 35,469.76 33,264.64 36,782.94

6,418.10 5,911.18 3,518.18 3,968.03 3,118.15

1,052.26 1,003.35 954.29 937.07 856.81

1,287,134.24 1,284,980.38 1,326,763.83 1,257,901.65 1,268,195.00

279,985.85 285,909.95 315,970.39 301,267.74 316,845.10664,116.18 683,933.21 657,968.80 649,807.83 619,581.8943,648.26 40,121.70 36,144.23 27,533.56 29,263.90

230,413.79 207,483.31 252,136.97 183,165.22 207,514.621,424.86 1,320.11 1,514.97 1,289.97 1,214.42

n. a. n. a. n. a. 0.00 0.000.00 0.47 0.46 2.73 0.58

503.42 362.96 795.94 498.58 604.351,043.57 1,010.81 1,996.51 2,051.53 3,572.62

38,444.73 38,273.75 37,779.18 71,153.62 68,122.5025,854.45 24,602.09 20,724.61 19,348.21 19,581.53

0.00 0.00 0.00 0.00 0.001,699.12 1,962.02 1,731.79 1,782.64 1,893.50

117,157.89 117,908.78 114,862.31 111,824.98 116,029.33

95,278.93 97,351.22 99,169.08 98,830.24 101,574.2570,516.99 72,796.34 74,681.51 75,545.34 78,348.9815,213.55 15,199.67 15,347.21 16,172.44 16,368.81

9,548.40 9,355.21 9,140.36 7,112.45 6,856.4621,878.95 20,557.56 15,693.24 12,994.74 14,455.0836,860.69 36,448.32 30,884.29 41,701.12 46,659.41

1,554.85 (1,342.02) (2,159.13) (9,221.32) (17,208.28)

(2,431.56) (2,120.60) (2,265.49) (2,757.70) (2,781.22)12.36 (0.29) 10.14 14.07 7.44

1,034.49 1,132.07 1,262.35 (179.97) (92.47)(19,649.65) (20,426.44) (21,876.07) (23,529.12) (25,403.85)

n. a. n. a. n. a. 2,085.46 2,338.60n. a. n. a. n. a. 1,322.78 1,100.17n. a. n. a. n. a. 762.68 1,238.430.00 0.00 0.00 0.00 0.00

4,497.77 6,866.52 9,837.15 4,882.20 10,935.45

5,403.25 5,173.72 5,330.67 5,557.44 3,235.6143,605.51 43,702.37 46,488.26 44,385.33 42,632.1222,882.88 21,223.83 20,970.44 21,684.87 21,630.32

1,096,857.93 1,083,738.04 1,148,968.21 1,195,438.68 1,226,564.661,755,876.18 1,701,694.54 1,959,988.80 1,916,133.89 1,813,424.31

422,602.08 376,581.29 414,351.10 460,030.45 441,852.47115,994.56 159,467.15 149,161.44 142,406.48 130,619.84296,773.10 236,976.38 311,355.10 434,966.76 468,540.60

Banca Múltiple 1/

Inversiones en ValoresConsolidados con fideicomisos UDIS(Millones de pesos constantes a junio del 2000)

Concepto

Inversiones en valores

Títulos para negociarInstrumentos de Deuda

Valores GubernamentalesTítulos Emitidos por Instituciones FinancierasOtros

Acciones

Títulos disponibles para la ventaInstrumentos de Deuda

Acciones

Títulos conservados a vencimientoInstrumentos de Deuda

Cetes EspecialesTítulos Emitidos por Instituciones FinancierasOtros

Acciones

Valores no cotizados

Operaciones de Reporto e Instrumentos Financieros Derivados(Millones de pesos constantes a junio del 2000)

Concepto

Operaciones de reporto activas (neto)Títulos a recibir por reportoAcreedores por reporto

Operaciones de reporto pasivas (neto)Titulos a entregar por reportoDeudores por reporto

Operaciones que representan un préstamo con colateral (activo)

Operaciones que representan un préstamo con colateral (pasivo)

Valores a recibir en operaciones de préstamo

Valores a entregar en operaciones de préstamo

Derivados con fines de negociación (saldo deudor)

Futuros y contratos adelantadosContratos de coberturas cambiariasSwapsPaquetes de instrumentos derivadosOpciones

Derivados con fines de negociación (saldo acreedor)

2/ Para este periodo se incluyen cifras de Serfín basadas en sus Estados Financieros PROFORMA.n. a. No aplica

II - 1999 2/ III - 1999 IV - 1999 I - 2000 II - 2000

169,485.71 183,739.69 222,175.36 196,134.91 201,799.43

36,453.88 49,532.87 78,519.63 80,145.87 112,207.3521,810.41 35,942.50 60,651.11 60,815.43 86,294.14

3,079.44 2,218.78 11,062.66 5,391.72 13,178.9315,085.66 31,163.05 46,350.96 52,035.37 68,744.88

3,645.30 2,560.66 3,237.49 3,388.34 4,370.3314,643.48 13,590.37 17,868.52 19,330.44 25,913.21

14,278.44 13,148.14 16,411.15 25,402.01 23,028.959,574.12 8,542.43 11,716.90 17,231.19 14,862.125,644.15 4,753.53 4,670.18 5,011.08 3,413.951,958.35 1,008.39 410.23 928.65 1,031.311,971.63 2,780.51 6,636.48 11,291.46 10,416.864,704.31 4,605.71 4,694.25 8,170.82 8,166.83

100,898.43 102,459.66 110,612.21 90,587.02 66,563.13100,819.45 102,322.19 110,491.18 90,446.57 65,757.11

16,733.73 19,870.67 28,788.64 26,192.29 27,758.654,986.27 4,980.68 5,892.29 28,454.03 2,494.56

79,099.45 77,470.85 75,810.26 35,800.25 35,503.8978.97 137.47 121.02 140.45 806.01

17,854.97 18,599.02 16,632.38 n. a. n. a.

II - 1999 2/ III - 1999 IV - 1999 I - 2000 II - 2000

3,660.60 3,489.93 3,871.35 2,421.81 553.09292,294.09 350,481.84 325,499.76 384,985.40 437,524.71288,899.58 347,392.43 323,645.36 384,662.14 437,496.23

1,424.59 1,320.01 1,515.25 1,289.97 1,214.3645,363.22 71,990.25 53,641.53 73,667.22 96,731.5744,209.78 71,075.74 54,143.19 74,475.79 96,041.83

n. a. n. a. n. a. 0.00 0.00

258.26 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

3,931.87 3,663.14 3,305.46 3,614.98 2,586.96

3,931.83 3,663.10 3,305.42 3,614.94 2,586.930.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

503.42 362.96 795.98 498.58 604.35

503.42 362.96 795.98 498.58 604.350.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Banca Múltiple 1/

Cartera de CréditoConsolidada con fideicomisos UDIS(Millones de pesos constantes a junio del 2000)

Concepto

CARTERA DE CRÉDITO TOTAL

Cartera vigente

ComercialCréditos a entidades financierasConsumoViviendaCréditos a entidades gubernamentalesCréditos al FOBAPROA o al IPAB

Cartera vencida bruta

ComercialCréditos a entidades financierasConsumoViviendaCréditos a entidades gubernamentales

CARTERA DE CRÉDITO EN MONEDA EXTRANJERA

Cartera vigente

ComercialCréditos a entidades financierasConsumoVivienda

CARTERA DE CRÉDITOS EN UDIS

Cartera vigente

2/ Para este periodo se incluyen cifras de Serfín basadas en sus Estados Financieros PROFORMA.

II - 1999 2/ III - 1999 IV - 1999 I - 2000 II - 2000

982,657.83 950,124.17 948,896.10 908,651.06 899,737.89

872,973.09 857,850.77 864,369.16 838,972.45 842,051.08

279,424.87 248,624.82 255,518.39 237,353.90 251,638.2414,161.33 15,503.27 17,132.59 14,572.94 15,821.5524,000.24 26,568.86 27,783.77 27,180.81 28,762.39

105,990.12 109,986.57 110,751.04 110,943.93 107,620.3490,485.54 95,325.67 88,562.72 91,170.25 122,012.39

358,911.00 361,841.59 364,620.66 357,750.62 316,196.17

109,684.74 92,273.39 84,526.94 69,678.60 57,686.81

50,947.24 49,057.12 46,451.02 38,608.39 34,530.61106.98 103.05 54.60 44.72 45.11

7,766.21 6,129.09 6,246.89 5,837.62 4,858.5650,863.22 36,983.08 31,773.39 25,187.76 18,252.07

1.09 1.07 1.04 0.12 0.45

203,005.03 171,987.63 162,189.83 143,892.14 150,628.61

185,385.86 154,084.15 144,386.50 128,201.20 135,958.50

149,558.28 128,077.52 125,651.19 112,015.57 118,869.781,731.22 2,302.20 2,698.06 2,149.41 2,236.42

8.74 5.85 4.32 2.69 20.777.89 7.53 7.38 10.46 10.86

8,142.34 8,355.58 2,852.57 2,612.88 3,903.5525,937.41 15,335.45 13,172.98 11,410.18 10,917.14

17,619.16 17,903.48 17,803.33 15,690.94 14,670.11

17,588.20 17,898.30 17,797.77 15,685.97 14,664.870.00 0.00 0.00 0.10 0.11

25.60 0.00 0.42 0.00 0.055.36 5.19 5.14 4.87 5.07

156,178.37 148,595.34 145,241.96 139,625.88 130,307.71

113,017.35 117,864.90 119,891.11 119,995.94 115,266.10

13,129.94 12,002.29 11,011.03 9,907.04 8,912.5178.65 80.31 176.49 85.46 83.33

3,118.98 3,971.86 3,871.06 3,733.01 3,512.5269,715.91 75,168.48 78,472.51 80,149.71 76,912.4726,973.87 26,641.96 26,360.03 26,120.73 25,845.26

43,161.02 30,730.44 25,350.85 19,629.94 15,041.62

11,521.17 10,739.17 9,368.86 6,935.44 6,675.530.00 0.00 0.00 0.00 0.00

2,651.94 1,383.34 1,429.68 1,528.42 544.3028,987.91 18,607.94 14,552.31 11,166.09 7,821.79

Banca Múltiple 1/

Calificación de la Cartera CrediticiaConsolidada con fideicomisos UDIS (Millones de pesos constantes a junio del 2000)

Concepto

Calificación de la Cartera por Grado de Riesgo

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

Provisiones Preventivas

B Bajo

C Medio

D Alto

E Irrecuperable

Provisiones adicionales para interesesvencidos sobre operaciones vigentes

Provisiones adicionales

II - 1999 2/ III - 1999 IV - 1999 I - 2000 II - 2000

990,117.08 1,011,317.35 992,450.42 982,250.84 884,884.86

379,352.55 371,268.79 355,448.90 369,228.17 361,113.15

64,721.04 56,481.14 52,897.96 46,138.78 56,009.53

46,094.06 45,075.84 40,608.99 32,914.81 36,886.95

42,322.23 45,274.67 44,653.47 35,695.45 40,915.67

53,001.50 27,732.76 26,626.55 26,295.83 23,280.03

10,713.10 10,120.98 7,727.60 6,910.79 5,569.70

393,912.61 455,363.17 464,486.95 465,067.01 361,109.82

85,530.31 83,175.21 91,097.12 76,110.97 63,905.24

5,342.76 5,823.84 5,605.99 4,418.66 5,083.87

7,132.03 7,108.90 7,612.36 6,445.08 7,941.49

18,216.39 18,314.05 19,131.38 16,076.61 17,413.73

22,180.82 19,858.73 19,884.32 17,703.85 13,907.67

11,044.99 11,909.25 10,086.15 10,598.22 5,980.08

21,613.32 20,160.44 28,776.92 20,868.55 13,578.40

Concepto

Captación Total

Depósitos de exigibilidad inmediataCon interésSin Interés

PlazoDepósitos retirables en días preestablecidosDepósitos a plazoPagarés con rendimiento liquidable al vencimientoAceptaciones bancarias en circulación

Bonos bancarios en circulación

Préstamos interbancarios y de otros organismosPréstamos interbancariosCall moneyRedescuentosDe fondos fiduciarios públicosOtrosBancos y corresponsales

Obligaciones

Obligaciones subordinadas en circulación

Reportos 3/

Acreedores por reporto

Captación en Moneda Extranjera

Depósitos de exigibilidad inmediataCon interésSin interés

Obligaciones

Reportos 3/

Banca Múltiple 1/

Captación de Recursos

2/ Para este periodo se incluyen cifras de Serfín basadas en sus Estados Financieros PROFORMA.3/ No incluye los títulos a entregar por reporto.

II - 1999 2/ III - 1999 IV - 1999 I - 2000 II - 2000

1,244,268.65 1,242,459.69 1,283,183.69 1,181,477.22 1,193,230.76

279,985.85 285,910.69 315,970.59 301,268.89 316,845.10225,924.59 233,091.64 245,764.09 239,797.31 254,370.3554,061.26 52,819.05 70,206.50 61,471.58 62,474.75

664,115.08 683,934.52 657,968.88 649,807.12 619,581.598,508.50 8,913.16 9,029.66 7,996.40 7,960.60

188,571.44 200,770.72 193,743.78 156,454.77 155,487.51455,816.95 459,323.62 437,136.36 471,146.93 423,409.9211,218.19 14,927.03 18,059.08 14,209.02 32,723.5543,648.26 40,121.70 36,144.22 27,533.56 29,263.90

230,414.36 207,481.74 252,350.83 183,165.49 207,514.81128,402.43 117,765.30 160,927.22 110,969.10 124,306.7341,641.18 30,952.20 34,607.48 21,274.81 31,024.2241,490.41 38,889.14 37,487.25 33,430.50 34,452.2217,821.08 17,580.24 17,190.83 15,584.68 15,671.97

88.73 73.08 227.78 54.41 50.90970.53 2,221.78 1,910.26 1,852.00 2,008.77

25,854.45 24,602.09 20,724.61 19,348.21 19,581.53

250.65 408.94 24.56 353.94 443.79

291,336.36 274,622.86 265,816.53 241,854.78 245,876.46

55,375.07 50,322.69 51,843.69 52,925.34 59,413.7051,850.91 46,583.72 47,938.21 48,382.50 54,647.29

3,524.17 3,738.97 3,905.48 4,542.83 4,766.4184,673.20 80,260.69 81,642.20 68,811.27 68,385.67

2,881.56 3,644.09 3,505.17 2,853.25 3,166.1575,093.00 74,050.08 74,282.77 62,222.80 63,004.61

6,698.65 2,566.52 3,854.25 3,735.21 2,214.900.00 0.00 0.00 0.00 0.001.04 22.10 628.98 624.30 1,213.16

136,016.33 129,593.66 120,225.39 107,013.60 103,862.94109,529.88 105,587.45 98,674.76 88,529.82 86,459.42

6,973.68 5,226.80 4,938.67 3,136.63 1,733.4918,919.76 16,958.05 15,225.91 14,371.02 13,814.94

30.72 17.17 31.30 128.30 51.5094.89 52.90 52.64 (40.44) 46.06

467.39 1,751.29 1,302.12 888.28 1,757.53

15,270.73 14,423.72 11,476.27 12,379.48 13,000.99

0.00 0.00 0.00 100.79 0.00

Banca Múltiple 1/

Estado de ResultadosConsolidado con fideicomisos UDIS(Millones de pesos constantes a junio del 2000)

Concepto

Ingresos por intereses

Intereses a favor por cartera de créditoComercialCréditos a intermediarios financierosConsumoViviendaCréditos a entidades gubernamentalesCréditos al FOBAPROA

Intereses a favor por valoresIntereses a favor por disponibilidadesComisiones a favor por créditosPremios devengados a favor (reportos y préstamos de valores)Valorización de UDIS (saldo acreedor)Utilidad cambiariaRetiros de excedentes del márgen de fideicomisos UDIS

Gastos por intereses

Intereses a cargo por depósitos y obligacionesDepósitos de disponibilidad inmediataDepósitos a plazoBonos bancariosDepósitos y préstamos de bancos y otros organismosObligaciones subordinadas en circulación

Comisiones a cargo por financiamientos recibidos (ajustes al rendimiento)Premios devengados a cargo (Reportos y préstamo de valores)Valorización de UDIS (saldo deudor)Pérdida cambiaria

Resultado por posición monetarianeto (márgen financiero)

Margen financiero

Estimación preventiva para riesgos crediticios

Margen financiero ajustado por riesgos crediticios

Comisiones y tarifasCobradasPagadas

Resultado por intermediación

Ingresos (egresos) totales de la operación

Gastos de administración y promociónGastos de personalGastos de administraciónDepreciaciones y amortizaciones

Resultado de operación

Otros gastos y productos (Neto)Otros gastosOtros productos

Resultado antes de ISR y PTU

I.S.R. y P.T.U. causadosI.S.R. y P.T.U. diferidos

Resultado antes de participación en subsidiarias y asociadas

Participación en resultado de subsidiarias y asociadas

Resultado por operaciones continuas

Operaciones discontinuas, partidas extraordinarias ycambios en políticas contables (Neto)

Resultado Neto

I - 1999 II - 1999 2/ (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

101,916.05 77,936.37 179,852.42 337,902.70 70,907.34 63,141.13 134,048.47

54,532.30 43,419.76 97,952.06 183,472.19 37,130.44 33,341.89 70,472.3316,043.28 12,422.48 28,465.76 55,719.08 11,644.58 11,007.36 22,651.94

2,626.92 1,757.70 4,384.63 4,485.89 777.51 571.15 1,348.662,311.12 2,011.33 4,322.44 8,456.26 2,085.70 2,050.85 4,136.554,287.66 4,266.56 8,554.22 18,660.49 4,978.57 4,096.61 9,075.181,800.65 2,235.51 4,036.16 7,651.44 1,483.24 1,392.25 2,875.49

27,462.67 20,726.19 48,188.85 88,499.03 16,160.84 14,223.67 30,384.5129,556.77 21,933.31 51,490.08 102,540.81 22,427.55 20,580.71 43,008.26

3,581.89 4,464.97 8,046.86 19,420.34 4,595.94 4,130.44 8,726.38597.37 778.53 1,375.90 2,882.52 779.46 816.18 1,595.64

12,295.96 4,369.99 16,665.95 19,520.28 3,626.00 3,063.29 6,689.29109.66 1,338.27 1,447.93 2,330.95 407.17 307.56 714.74

1,241.72 1,461.48 2,703.21 7,519.95 1,754.14 866.33 2,620.470.37 170.05 170.43 215.67 181.78 39.58 221.36

82,301.47 60,595.41 142,896.88 263,490.70 52,950.44 47,939.32 100,889.76

58,496.26 43,456.19 101,952.45 183,904.66 35,774.47 31,055.59 66,830.076,154.61 5,000.27 11,154.88 20,651.72 3,699.46 3,458.67 7,158.13

37,530.09 27,087.57 64,617.66 117,817.92 22,901.94 19,882.54 42,784.484,740.86 2,692.09 7,432.95 11,418.72 1,370.42 1,072.01 2,442.439,028.07 7,935.06 16,963.12 31,042.71 7,241.11 6,032.49 13,273.601,042.64 741.20 1,783.84 2,973.59 561.54 609.88 1,171.42

373.06 811.31 1,184.37 2,423.63 432.46 489.54 922.0021,746.18 16,533.93 38,280.11 73,322.65 15,506.48 15,305.76 30,812.24

431.74 (69.10) 362.64 622.99 272.39 187.91 460.301,254.24 (136.92) 1,117.32 3,216.77 961.68 903.46 1,865.15

2,864.64 1,610.77 4,475.40 5,604.80 1,732.36 564.97 2,297.33

22,479.21 18,951.73 41,430.94 80,016.79 19,689.26 15,766.79 35,456.05

6,258.89 13,906.92 20,165.81 34,521.56 4,094.14 1,840.60 5,934.74

16,220.32 5,044.80 21,265.12 45,495.24 15,595.12 13,926.19 29,521.31

4,221.40 4,374.16 8,595.56 18,562.27 4,478.28 4,721.16 9,199.45n. a. n. a. n. a. n. a. 5,298.96 5,572.96 10,871.92n. a. n. a. n. a. n. a. 820.69 851.78 1,672.47

5,512.85 3,514.66 9,027.51 17,615.73 3,655.01 406.26 4,061.27

25,954.57 12,933.62 38,888.19 81,673.23 23,728.41 19,053.61 42,782.02

16,891.20 17,533.87 34,425.07 72,316.57 17,269.01 17,432.38 34,701.396,812.81 7,138.52 13,951.33 28,203.09 7,036.62 7,056.73 14,093.358,702.46 9,032.31 17,734.77 38,676.51 9,059.83 9,268.13 18,327.971,375.93 1,363.04 2,738.97 5,436.97 1,170.88 1,109.20 2,280.07

9,063.37 (4,600.25) 4,463.13 9,356.67 6,459.41 1,621.23 8,080.64

(3,523.02) (5,669.25) (9,192.27) (7,951.89) 1,331.48 (2,445.71) (1,114.23)n. a. n. a. n. a. n. a. 2,876.11 1,476.68 4,352.79n. a. n. a. n. a. n. a. 1,544.63 3,922.39 5,467.02

5,540.36 (10,269.50) (4,729.15) 1,404.78 5,127.95 4,066.92 9,194.87

573.91 420.04 993.95 1,536.39 547.30 635.59 1,182.89498.68 (1,257.38) (758.70) (1,674.72) (346.37) 645.77 299.40

5,465.13 (11,946.92) (6,481.79) (1,806.32) 4,234.28 4,077.10 8,311.38

600.80 407.44 1,008.24 874.23 654.92 40.53 695.45

6,065.93 (11,539.48) (5,473.55) (932.09) 4,889.20 4,117.63 9,006.83

(179.06) 10,150.38 9,971.32 10,769.25 (6.99) 1,935.61 1,928.62

5,886.87 (1,389.10) 4,497.77 9,837.16 4,882.21 6,053.25 10,935.45

Estadísticas por

Institución

Concepto

Activo

Pasivo

Depósitos de exigibilidad inmediataDepósitos a plazoBonos bancariosPréstamos interbancarios y de otros organismosSaldos acreedores en operaciones de reportoOperaciones que representan un préstamo con colateralValores a entregar en operaciones de préstamoOperaciones con instrumentos financieros derivadosISR y PTU por pagarAcreedores diversos y otras cuentas por pagarObligaciones subordinadas en circulaciónImpuestos diferidos (neto)Créditos diferidos

Capital Contable

Cuentas de Orden

Banamex

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

288,985.20 285,979.47 290,238.11 265,103.24 297,260.66

34,762.94 37,733.51 34,880.09 30,651.66 34,994.3036,996.48 37,531.37 49,741.86 38,284.62 36,110.41

3,091.98 2,901.49 2,587.32 1,961.05 8.69n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

831.48 884.42 1,098.41 1,141.40 874.94166,358.74 168,902.19 165,814.19 157,403.92 188,175.76

32,000.48 24,245.57 21,523.76 18,931.53 9,267.93(23,919.54) (24,330.96) (22,850.77) (18,931.54) (9,269.37)

5,163.31 5,006.76 4,850.60 5,529.37 4,715.591,343.10 1,373.94 1,477.52 1,410.02 1,304.754,853.99 4,899.52 5,224.24 5,191.05 5,218.37

15,022.96 14,800.13 14,414.92 13,699.84 13,086.8711,978.50 11,562.26 10,715.23 9,108.97 12,068.17

500.79 469.26 760.74 721.36 704.25

0.00 0.00 0.00 0.00 0.00

253,853.78 249,369.42 251,760.73 226,843.90 261,179.22

75,854.56 74,080.84 82,611.31 77,434.28 81,474.76115,203.89 115,878.70 111,056.43 96,467.85 113,574.26

0.00 0.00 0.00 0.00 0.0040,117.40 38,224.51 39,020.90 34,226.49 49,410.08

0.00 0.00 0.00 0.00 8.60n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

17.21 36.51 400.89 205.20 22.860.00 0.00 0.00 145.12 102.62

11,223.48 10,387.38 10,763.98 10,906.62 8,770.2611,108.29 10,407.67 7,481.96 7,076.40 7,415.27

0.00 0.00 0.00 0.00 0.00328.95 353.82 425.26 381.96 400.49

35,131.42 36,610.05 38,477.38 38,259.34 36,081.44

8,476.17 8,476.16 8,476.17 8,476.16 8,476.166,673.87 6,673.86 6,673.86 6,673.86 6,673.861,802.30 1,802.30 1,802.30 1,802.30 1,802.30

0.00 0.00 0.00 0.00 0.0026,655.26 28,133.88 30,001.22 29,783.18 27,605.2823,778.96 23,778.95 23,526.44 22,668.84 26,117.79

(789.19) (789.19) (513.03) 7,074.33 (1,210.68)

(288.88) (332.68) (489.82) (808.63) (968.60)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(58.09) (251.58) (416.93) (974.29) (1,689.06)n. a. n. a. n. a. 270.46 878.76n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 270.46 878.760.00 0.00 0.00 0.00 0.00

4,012.46 5,728.39 7,894.56 1,552.47 4,477.07

292.55 277.99 248.81 234.14 222.161,641.48 1,609.72 2,616.91 2,537.08 2,900.007,279.35 6,573.18 6,663.22 6,438.47 5,854.15

230,346.39 257,705.94 277,971.30 278,870.14 335,314.93319,972.40 315,198.65 361,773.55 316,684.48 288,926.36

34,076.55 31,521.39 35,305.86 32,556.02 27,625.470.00 43,912.40 43,699.55 41,846.95 31,350.99

72,064.03 62,948.82 73,846.88 180,577.02 138,088.72

n. a. No aplica

Inversiones en Valores

Concepto

Acciones

Concepto

Consolidado con fideicomisos UDIS

Banamex

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

36,996.48 37,531.37 49,741.86 38,284.62 36,110.41

9,305.34 8,551.76 9,970.07 9,215.76 9,115.0813.39 13.42 13.40 13.38 13.39

0.00 0.00 0.00 0.00 0.0013.39 13.42 13.40 13.38 13.39

0.00 0.00 0.00 0.00 0.009,291.95 8,538.34 9,956.67 9,202.38 9,101.69

1,999.47 2,617.33 5,675.37 10,674.65 9,825.491,999.47 2,617.33 5,675.37 10,674.65 9,825.49

677.76 446.32 171.28 258.39 312.92119.67 117.88 136.59 21.77 29.43

1,202.03 2,053.13 5,367.49 10,394.50 9,483.140.00 0.00 0.00 0.00 0.00

20,154.98 20,750.10 28,169.38 18,394.21 17,169.8420,154.98 20,750.10 28,169.38 18,394.21 17,169.84

5,517.30 6,806.58 9,829.59 9,519.82 8,429.400.00 0.00 0.00 0.00 0.00

14,637.67 13,943.52 18,339.79 8,874.39 8,740.440.00 0.00 0.00 0.00 0.00

5,536.70 5,612.19 5,927.04 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,091.44 2,901.49 2,587.03 1,961.04 8.7069,739.39 67,170.29 78,280.07 86,502.30 93,848.0566,660.29 64,268.80 77,671.58 86,297.13 93,839.36

0.00 0.28 0.00 0.00 8.604,520.09 8,439.37 1,263.27 4,427.18 7,081.544,532.43 8,439.09 3,241.81 6,183.05 7,072.94

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

831.48 884.42 1,098.41 1,141.40 874.94

831.48 884.42 1,098.41 1,141.40 874.940.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17.21 36.51 400.89 205.20 22.86

17.21 36.51 400.89 205.20 22.860.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Banamex

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

198,359.22 193,147.76 187,337.94 176,335.45 197,443.69

166,358.74 168,902.19 165,814.19 157,403.92 188,175.76

62,976.26 58,909.35 58,099.89 53,512.64 61,696.810.00 0.00 0.00 0.00 0.00

10,117.95 11,090.82 11,556.07 11,019.37 11,382.7932,658.31 36,034.17 34,897.95 33,683.83 32,776.1719,158.61 20,607.41 19,213.92 20,255.10 50,659.0941,447.60 42,260.44 42,046.36 38,932.98 31,660.89

32,000.48 24,245.57 21,523.76 18,931.53 9,267.93

9,867.35 9,384.13 8,598.94 7,317.76 5,136.400.00 0.00 0.00 0.00 0.00

3,987.67 2,608.57 2,508.57 2,508.56 1,502.1018,145.47 12,252.86 10,416.25 9,105.21 2,629.44

0.00 0.00 0.00 0.00 0.00

46,951.80 43,487.71 41,568.80 37,148.21 41,740.13

41,399.29 37,842.02 36,165.32 32,521.09 37,334.76

42,964.58 39,735.62 38,182.05 34,499.44 39,438.070.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

191.20 186.71 172.61 165.26 38.25(1,756.49) (2,080.32) (2,189.34) (2,143.61) (2,141.56)

5,552.51 5,645.70 5,403.48 4,627.12 4,405.37

5,547.15 5,640.51 5,397.92 4,622.26 4,400.300.00 0.00 0.00 0.00 0.000.00 0.00 0.42 0.00 0.005.36 5.19 5.14 4.87 5.07

50,828.83 47,768.64 46,181.82 44,457.47 38,676.40

33,171.82 37,281.25 37,359.35 36,189.46 35,160.36

1,274.26 1,114.38 1,005.88 879.92 786.810.00 0.00 0.00 0.00 0.00

2,975.78 3,816.76 3,719.18 3,589.23 3,373.0522,139.50 25,623.97 25,962.50 25,109.62 24,449.65

6,782.28 6,726.15 6,671.79 6,610.70 6,550.85

17,657.01 10,487.38 8,822.47 8,268.01 3,516.04

1,056.49 866.88 756.63 696.58 625.070.00 0.00 0.00 0.00 0.00

2,580.12 1,329.63 1,377.72 1,489.89 506.0014,020.39 8,290.87 6,688.11 6,081.54 2,384.97

Calificación de la Cartera CrediticiaConsolidada con fideicomisos UDIS(Millones de pesos constantes a junio del 2000)

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Banamex

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

219,052.36 217,794.34 215,214.69 206,989.80 205,945.78

101,932.62 99,899.81 101,170.27 101,982.16 90,938.67

20,937.79 14,922.84 15,718.54 11,358.19 17,128.13

8,667.99 8,605.62 4,723.90 4,513.62 4,347.55

12,170.05 11,276.16 9,673.72 6,359.81 7,993.94

8,839.10 10,322.89 8,481.51 9,027.23 8,822.71

0.00 0.00 0.00 0.00 0.00

66,504.80 72,767.02 75,446.75 73,748.79 76,714.79

23,919.54 24,330.96 22,850.77 18,931.54 9,269.37

144.87 105.52 189.07 80.11 145.10

954.37 991.83 855.54 813.77 680.16

3,463.44 3,144.34 4,030.70 2,619.31 2,508.25

3,899.10 2,828.62 2,931.55 2,261.99 1,452.59

5,756.57 6,086.55 5,918.91 6,874.26 2,569.45

9,701.19 11,174.11 8,924.99 6,282.09 1,913.83

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

1/ No incluye los títulos a entregar por reporto.

Banamex

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

242,284.14 238,592.31 240,170.59 215,205.01 251,874.38

75,854.57 74,080.84 82,611.31 77,434.28 81,474.7665,526.76 63,394.04 61,612.42 64,650.97 69,355.5610,327.80 10,686.80 20,998.88 12,783.31 12,119.20

115,203.89 115,878.70 111,056.42 96,467.85 113,574.262,712.81 3,593.34 3,447.33 2,807.45 3,125.90

55,655.57 65,183.49 61,062.64 38,533.46 51,244.9656,835.50 47,101.87 46,546.46 55,126.94 58,703.40

0.00 0.00 0.00 0.00 500.000.00 0.00 0.00 0.00 0.00

40,117.40 38,225.10 39,020.90 34,226.49 49,410.0829,513.16 27,316.14 26,571.47 23,899.73 23,764.59

196.98 0.00 2,411.76 1,293.91 16,747.277,172.73 6,544.03 6,149.22 5,136.72 4,922.012,541.54 2,405.99 2,361.35 2,284.13 2,232.21

0.02 (0.00) 0.00 0.00 0.00692.97 1,958.94 1,527.11 1,611.99 1,744.01

11,108.29 10,407.67 7,481.96 7,076.40 7,415.27

0.00 0.00 0.00 0.00 0.00

78,794.24 71,910.23 71,375.64 63,570.55 62,420.05

16,792.48 13,442.87 13,903.20 12,450.72 12,926.1215,709.53 12,383.88 12,900.47 11,403.87 11,925.60

1,082.94 1,058.98 1,002.72 1,046.85 1,000.5218,677.10 17,069.68 20,210.88 17,580.05 15,046.19

2,712.81 3,593.34 3,447.33 2,807.45 3,125.9010,782.75 11,788.10 13,547.37 11,588.98 10,239.67

5,181.53 1,688.24 3,216.17 3,183.62 1,680.630.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

32,216.38 30,990.02 29,779.61 26,463.39 27,032.4729,436.06 27,246.01 26,505.42 23,842.32 23,669.88

0.00 0.00 0.00 0.00 0.002,548.09 2,227.85 2,098.76 1,889.96 1,844.70

0.00 2.15 2.20 2.29 2.180.02 0.32 (0.00) (0.00) (0.00)

232.21 1,513.70 1,173.22 728.82 1,515.71

11,108.29 10,407.67 7,481.96 7,076.40 7,415.27

0.00 0.00 0.00 0.00 0.00

Concepto

Resultado por posición monetaria neto (márgen financiero)

Margen financiero

Resultado Neto

Banamex

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

20,671.67 16,023.88 36,695.55 68,136.70 14,871.55 13,788.60 28,660.15

10,614.81 9,384.58 19,999.39 35,065.25 7,798.05 7,780.65 15,578.693,586.19 3,271.54 6,857.72 13,103.99 2,713.37 3,265.48 5,978.84

959.74 963.85 1,923.59 0.00 0.00 0.00 0.00768.55 588.29 1,356.83 2,675.18 653.28 633.66 1,286.93

1,602.14 1,650.69 3,252.84 6,777.91 1,964.04 1,470.29 3,434.330.00 0.00 0.00 0.00 175.43 145.97 321.40

3,698.19 2,910.22 6,608.41 12,508.17 2,291.94 2,265.25 4,557.194,647.38 2,800.04 7,447.42 27,293.38 5,791.39 4,739.61 10,531.00

0.00 0.00 0.00 3,810.36 953.20 918.23 1,871.4398.19 80.55 178.74 333.16 88.90 85.27 174.17

5,311.29 3,758.71 9,070.00 1,634.55 240.02 264.85 504.870.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

13,943.73 10,796.76 24,740.49 45,080.53 9,427.75 9,249.15 18,676.90

9,118.15 7,246.53 16,364.68 30,256.95 6,068.35 6,222.17 12,290.511,264.77 973.81 2,238.58 4,025.75 842.28 745.56 1,587.845,916.35 4,482.70 10,399.04 19,254.52 3,452.83 3,386.49 6,839.33

25.36 7.24 32.60 62.45 1.51 3.29 4.801,666.11 1,549.50 3,215.61 6,007.02 1,601.68 1,900.27 3,501.95

245.56 233.28 478.84 907.22 170.04 186.55 356.590.00 0.00 0.00 0.00 0.00 0.00 0.00

4,662.54 3,510.06 8,172.61 14,610.62 3,259.14 2,938.77 6,197.91163.03 40.17 203.20 212.96 100.26 88.21 188.47

0.00 0.00 0.00 0.00 0.00 0.00 0.00

619.43 216.46 835.89 1,184.82 518.45 154.84 673.28

7,347.37 5,443.58 12,790.95 24,241.00 5,962.25 4,694.29 10,656.54

3,000.79 4,820.77 7,821.56 12,287.27 987.91 528.63 1,516.55

4,346.58 622.81 4,969.39 11,953.72 4,974.33 4,165.66 9,139.99

1,198.72 1,252.82 2,451.54 5,201.12 1,171.86 1,253.58 2,425.43n. a. n. a. n. a. n. a. 1,441.54 1,514.19 2,955.73n. a. n. a. n. a. n. a. 269.69 260.61 530.30

612.97 1,731.96 2,344.93 4,321.08 279.16 96.18 375.35

6,158.28 3,607.59 9,765.86 21,475.92 6,425.35 5,515.42 11,940.77

3,193.93 3,439.67 6,633.59 13,772.86 3,466.75 3,595.20 7,061.961,519.54 1,598.64 3,118.18 6,235.50 1,567.76 1,578.19 3,145.951,453.93 1,618.79 3,072.71 6,681.63 1,686.94 1,793.63 3,480.58

220.46 222.24 442.69 855.73 212.05 223.38 435.43

2,964.35 167.92 3,132.27 7,703.06 2,958.60 1,920.22 4,878.82

(2,346.01) 1,574.95 (771.07) 1.16 899.32 565.97 1,465.30n. a. n. a. n. a. n. a. 1,207.39 683.88 1,891.28n. a. n. a. n. a. n. a. 308.07 117.91 425.98

618.33 1,742.87 2,361.20 7,704.22 2,059.28 1,354.24 3,413.52

16.79 18.75 35.54 135.79 60.36 108.31 168.671,408.90 152.11 1,561.01 732.58 (449.45) (25.09) (474.54)

2,010.44 1,876.22 3,886.66 8,301.01 1,549.46 1,220.85 2,770.31

119.32 6.47 125.79 (406.44) 3.01 (211.98) (208.97)

2,129.76 1,882.70 4,012.46 7,894.56 1,552.47 1,008.86 2,561.33

0.00 0.00 0.00 0.00 0.00 1,915.74 1,915.74

2,129.76 1,882.70 4,012.46 7,894.56 1,552.47 2,924.60 4,477.07

n. a. No aplica

BalanceConsolidado con fideicomisos UDIS y SUBSIDIARIAS(Millones de pesos constantes a junio del 2000)

Concepto

Activo

DisponibilidadesInversiones en valoresSaldos deudores en operaciones de reportoOperaciones que representan un préstamo con colateralValores a recibir en operaciones de préstamoOperaciones con instrumentos financieros derivadosCartera de crédito vigenteCartera de crédito vencidaEstimación preventivas para riesgos crediticiosOtras cuentas por cobrar (neto)Bienes adjudicadosInmuebles, mobiliario y equipo (neto)Inversiones permanentes en accionesImpuestos diferidos (neto)Otros activos, cargos diferidos e intangiblesCobertura de riesgo por amortizar en créditos para vivienda vencidos, UDIS

Pasivo

Depósitos de exigibilidad inmediataDepósitos a plazoBonos bancariosPréstamos interbancarios y de otros organismosSaldos acreedores en operaciones de reportoOperaciones que representan un préstamo con colateralOperaciones con instrumentos financieros derivadosOperaciones con instrumentos derivadosISR y PTU por pagarAcreedores diversos y otras cuentas por pagarObligaciones subordinadas en circulaciónImpuestos diferidos (neto)Créditos diferidos

Capital Contable

Capital GanadoReservas de capitalResultado de ejercicios anterioresResultado por valuación de títulos disponibles para la ventaResultado por conversión de operaciones extranjerasEfectos por valuación de empresas asociadas y afiliadasExceso (insuficiencia) en la actualización de capitalResultado minoritarioResultado por tenencia de activos no monetarios

Cuentas de Orden

Banamex

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

324,591.93 319,201.28 322,487.62 295,723.32 329,713.38

36,842.51 39,527.36 36,301.03 32,323.30 33,629.1747,738.77 47,137.34 59,689.56 48,096.65 46,166.93

896.88 674.10 1,010.27 423.66 81.49n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 94.22 1,435.91

887.31 933.69 668.33 1,171.54 944.18190,285.29 191,573.04 187,304.11 177,093.64 209,431.65

35,506.85 27,785.91 24,854.36 22,301.14 12,901.03(25,664.86) (26,262.46) (24,645.17) (20,690.17) (11,062.12)

6,275.75 6,378.32 6,291.99 6,448.54 5,571.821,344.90 1,425.28 1,523.88 1,453.81 1,350.35

11,928.35 11,908.28 12,227.18 12,101.64 12,109.175,865.64 5,932.60 6,044.23 5,809.76 5,116.68

11,572.74 11,154.31 10,112.82 8,005.29 11,026.681,111.82 1,033.51 1,105.02 1,090.29 1,010.45

0.00 0.00 0.00 0.00 0.00

287,556.15 280,730.56 282,287.60 256,191.30 292,324.46

86,005.08 83,559.19 91,934.86 85,992.02 91,466.85131,263.23 130,162.28 126,506.47 111,696.68 130,040.47

0.00 0.00 0.00 0.00 0.0046,111.64 43,186.72 42,835.84 37,769.01 52,271.97

119.31 1,234.31 656.95 0.00 8.60n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 460.73 762.68

18.58 38.72 408.96 560.78 22.86128.73 204.97 281.57 256.35 246.15

11,946.52 11,060.72 11,229.43 11,491.74 9,308.5611,614.30 10,906.07 7,985.10 7,560.72 7,774.38

0.00 0.00 0.00 0.00 0.00348.76 377.59 448.44 403.28 421.94

37,035.78 38,470.72 40,200.02 39,532.01 37,388.92

8,476.17 8,476.16 8,476.17 8,476.16 8,476.166,673.87 6,673.86 6,673.86 6,673.86 6,673.861,802.30 1,802.30 1,802.30 1,802.30 1,802.30

0.00 0.00 0.00 0.00 0.0028,559.62 29,994.55 31,723.86 31,055.85 28,912.7623,778.96 23,778.95 23,526.44 22,668.84 26,117.79

(956.95) (952.25) (743.28) 6,850.61 (1,433.29)

(288.88) (332.68) (489.82) (808.63) (968.60)167.76 163.06 230.25 0.00 222.61

0.00 0.00 0.00 0.00 0.00(58.09) (251.58) (416.93) (703.83) (1,689.06)

1,904.36 1,860.67 1,722.64 1,272.67 1,307.48n. a. n. a. n. a. 223.71 878.76n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 223.71 878.760.00 0.00 0.00 0.00 0.00

4,012.46 5,728.39 7,894.56 1,552.47 4,477.07

292.55 277.99 248.81 234.14 222.161,641.48 1,609.72 2,616.91 2,537.08 2,900.007,279.35 6,573.18 6,663.22 6,446.16 5,860.90

230,346.39 257,705.94 277,971.30 278,870.14 335,314.93319,972.40 315,198.65 361,790.34 332,650.08 306,548.33

34,076.55 31,521.39 35,305.86 32,556.02 27,625.470.00 43,912.40 43,699.55 41,846.95 31,350.99

72,064.03 62,948.82 74,101.37 180,577.02 139,333.70

n. a. No aplica

Estado de ResultadosConsolidado con fideicomisos UDIS y SUBSIDIARIAS(Millones de pesos constantes a junio del 2000)

Concepto

Resultado por posiciónmonetaria neto (márgen financiero)

Margen financiero

I. S. R. y P. T. U. causadosI. S. R. y P. T. U. diferidos

Operaciones discontinuas, partidas extraordinarias y cambios en políticas contables (Neto)

Utilidad o pérdida minoritaria

Resultado Neto

Banamex

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

21,882.86 16,918.75 38,801.61 71,897.22 15,609.11 14,714.49 30,323.60

14,621.97 11,358.38 25,980.35 47,401.24 9,918.47 9,765.14 19,683.61

603.69 217.60 821.30 1,130.23 509.65 162.69 672.34

7,864.58 5,777.97 13,642.56 25,626.21 6,200.29 5,112.04 11,312.33

3,298.54 5,178.79 8,477.34 13,528.98 1,234.24 747.75 1,981.99

4,566.04 599.18 5,165.22 12,097.23 4,966.05 4,364.29 9,330.34

886.50 2,015.05 2,901.55 5,261.04 493.38 123.28 616.66

7,241.90 4,311.68 11,553.59 24,549.01 7,199.15 6,139.07 13,338.23

3,903.55 4,091.40 7,994.95 16,339.30 4,042.85 4,114.71 8,157.561,787.06 1,829.00 3,616.05 7,175.35 1,790.41 1,756.21 3,546.621,832.75 1,985.18 3,817.93 8,128.12 1,989.73 2,066.86 4,056.58

283.75 277.22 560.97 1,035.83 262.71 291.64 554.35

3,338.36 220.28 3,558.64 8,209.70 3,156.31 2,024.36 5,180.67

(2,331.85) 1,580.65 (751.20) 4.87 870.67 574.77 1,445.44n. a. n. a. n. a. n. a. 1,228.43 700.54 1,928.97n. a. n. a. n. a. n. a. 357.76 125.76 483.53

1,006.51 1,800.93 2,807.43 8,214.57 2,285.64 1,449.59 3,735.23

184.99 130.08 315.07 690.47 257.50 235.90 493.391,398.55 138.25 1,536.80 519.15 (476.49) 11.01 (465.48)

2,220.07 1,809.09 4,029.16 8,043.25 1,551.65 1,224.70 2,776.35

(5.88) 72.86 66.97 (190.44) 13.64 (220.63) (206.99)

2,214.18 1,881.95 4,096.13 7,852.81 1,565.29 1,004.07 2,569.36

0.00 0.00 0.00 0.00 0.00 1,915.74 1,915.74

(84.42) 0.74 (83.68) 41.75 (12.82) 4.79 (8.02)

2,129.76 1,882.70 4,012.46 7,894.56 1,552.47 2,924.60 4,477.07

n. a. No aplica

Estado de Variaciones del Capital ContableDel 31 de diciembre de 1999 al 30 de junio del 2000(Saldos constantes en millones de pesos)

Capital Contribuido Capital Ganado Total de

Resultado por Resultado Exceso o Respaldo por Resultado por Ajuste porPrima en Resultado valuación por conversión insuficiencia tenencia de tenencia de obligaciones Capital

venta Reservas de de títulos de en actualiza- activos no activos no laboralesCapital de de ejercicios disponibles operaciones ción del monetarios monetarios al Resultado Interés

Concepto social acciones capital anteriores para la venta extranjeras cap. contable activo fijo inver. perm. retiro neto minoritario Contable

SALDO AL31 DE DICIEMBRE DE 1999

Movimientos inherentes a las desiciones de los accionistas

Suscripción de acciones

Capitalización de utilidades

Constitución de reservas

Pago de dividendos

Movimientos inherentes a la operación

Resultado neto

Movimientos por el reconocimiento de criterios contables específicos

Resultado por valuación de títulos disponibles para la venta

Resultado por conversión de operaciones extranjeras

Exceso o insuficiencia en la actualización del capital contable

Resultado por tenenciade activos no monetarios

Ajuste por obligacioneslaborales al retiro

SALDO AL30 DE JUNIO DEL 2000

Banamex

6,673.86 1,802.30 23,526.44 (743.28) (489.82) 230.25 (416.93) 0.00 0.00 0.00 7,894.56 1,722.64 40,200.02

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 2,693.18 (697.65) 0.00 0.00 416.93 0.00 0.00 0.00 (7,894.56) 0.00 (5,482.10)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 2,693.18 (697.65) 0.00 0.00 416.93 0.00 0.00 0.00 (7,894.56) 0.00 (5,482.10)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,477.07 (415.16) 4,061.91

0.00 0.00 0.00 0.00 4.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.00

0.00 0.00 0.00 7.64 0.00 (7.64) 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 (101.83) 0.00 (482.79) 0.00 (1,689.06) 0.00 0.00 0.00 0.00 0.00 (2,273.67)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 878.76 0.00 0.00 0.00 878.76

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 (101.83) 7.64 (478.78) (7.64) (1,689.06) 0.00 878.76 0.00 0.00 0.00 (1,390.91)

6,673.86 1,802.30 26,117.79 (1,433.30) (968.60) 222.61 (1,689.06) 0.00 878.76 0.00 4,477.07 1,307.48 37,388.92

Estado de Cambios en la Situación Financiera

Concepto

Actividades de operación

Resultado neto

Partidas aplicadas a resultados que no generaron o requirieron la utilización de recursos:Resultado por valuación a valor razonableEstimación preventiva para riesgos crediticiosDepreciación y amortizaciónImpuestos diferidosProvisiones para obligaciones diversas

Aumento o disminución de partidas relacionadas con la operación:Disminución o aumento en la captación

(de ventanilla, mesa de dinero e interbancaria)Disminución o aumento en la cartera de créditosDisminución o aumento por operaciones de

tesorería (inversiones en valores)Disminución o aumento por operaciones con instrumentos

financieros derivados con fines de negociaciónPréstamos interbancarios y de otros organismosAmortización de préstamos interbancarios y de otros organismos

Recursos generados o utilizados por la operación

Actividades de financiamiento

Emisión de obligaciones subordinadasAmortización de obligaciones subordinadasPago de dividendos en efectivoEmisión o reducción de capital social

Recursos generados o utilizados en actividades de financiamiento

Actividades de inversión

Adquisiciones o ventas de activo fijo y de inversiones permanentes en accionesDisminución o aumento en créditos diferidos

Recursos generados o utilizados en actividades de inversión

Aumento de efectivo y equivalente

Efectivo y equivalentes al principio del periodo

Efectivo y equivalentes al final del periodo

Banamex

I - 2000 II - 2000

1,552.47 4,477.07

(437.46) (242.25)1,234.24 1,981.99

261.55 548.95476.49 465.48

0.00 630.65

(20,752.63) 3,072.4819,694.59 (26,243.47)

0.00 11,750.64

0.00 0.00(5,066.83) 9,437.41

0.00 0.00

(3,037.59) 5,878.97

0.00 0.00(424.38) (210.48)

0.00 0.000.00 (5,482.10)

(424.38) (5,692.58)

(131.19) 259.28(384.57) (3,116.45)

(515.76) (2,857.18)

(3,977.73) (2,670.79)

36,301.04 36,299.96

32,323.31 33,629.17

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Bancomer

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

272,828.90 267,235.85 272,846.54 264,432.98 272,209.93

16,284.46 21,266.17 24,315.62 26,214.59 24,326.6131,675.20 31,691.68 32,021.45 30,465.43 36,275.77

0.00 0.00 113.42 0.00 2.91n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.14

22.92 19.49 29.96 329.70 276.26177,461.90 170,677.42 174,609.30 167,341.54 171,988.51

25,092.84 20,637.98 19,867.77 17,885.36 17,184.53(14,433.40) (13,928.80) (15,894.38) (14,308.28) (14,482.84)

3,048.11 3,140.52 4,401.20 3,029.08 3,078.003,139.84 3,192.06 3,085.78 3,799.33 3,653.874,586.19 4,438.62 4,147.85 4,040.96 3,915.97

11,405.07 11,444.40 11,531.53 11,276.01 11,402.4713,975.80 14,147.35 14,401.42 14,210.37 14,444.04

569.97 508.95 215.63 148.91 143.68

0.00 0.00 0.00 0.00 0.00

248,317.98 242,301.98 247,744.09 240,751.18 248,519.95

61,050.94 61,839.43 69,633.16 67,192.76 70,729.02132,537.16 130,499.08 125,969.20 125,384.88 125,494.52

549.17 538.77 525.46 507.61 500.2440,941.44 36,360.21 38,958.58 34,876.56 39,505.95

74.24 92.51 2.93 30.35 15.63n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 2.15 0.14

45.61 37.21 0.01 0.00 29.9825.51 18.53 21.28 28.69 27.65

4,328.38 4,247.24 4,318.60 4,650.37 3,968.398,100.39 7,934.78 7,545.11 7,256.13 7,366.55

0.00 0.00 0.00 0.00 0.00665.15 734.21 769.76 821.67 881.89

24,510.92 24,933.87 25,102.45 23,681.81 23,689.97

13,416.95 13,393.21 13,909.53 13,873.75 13,858.035,371.00 5,371.00 5,866.36 5,866.37 5,887.906,819.08 6,819.08 6,869.62 6,869.63 7,065.481,226.87 1,203.12 1,173.55 1,137.75 904.66

11,093.97 11,540.67 11,192.92 9,808.06 9,831.945,477.99 5,477.99 5,537.76 5,800.89 5,800.896,363.11 6,019.63 6,068.16 7,012.08 6,991.64

(1,415.37) (1,153.40) (908.78) (1,236.90) (1,052.54)0.00 0.00 0.00 0.00 0.00

393.35 370.25 395.71 0.00 0.00(1,795.72) (1,716.30) (2,614.02) (2,222.41) (2,491.49)

n. a. n. a. n. a. (84.15) 0.00n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. (84.15) 0.000.00 0.00 0.00 0.00 0.00

2,070.61 2,542.49 2,714.08 538.56 583.44

494.15 433.91 287.14 233.29 351.651,316.65 1,290.99 1,259.26 2,540.13 2,903.003,922.30 4,127.19 4,001.33 4,397.12 5,017.54

298,840.21 272,614.56 301,525.96 357,215.55 337,058.76129,702.19 125,608.65 158,073.15 138,855.45 120,203.43152,534.28 130,360.22 150,969.43 208,506.64 190,559.94

46,008.60 45,885.86 44,897.90 42,611.69 42,106.9726,732.57 29,482.43 29,489.99 43,421.62 39,012.80

n. a. No aplica

Concepto

Acciones

Concepto

Bancomer

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

31,675.20 31,691.68 32,021.45 30,465.43 36,275.77

1,067.99 756.58 1,440.77 4,337.56 9,762.00521.99 20.37 187.15 3,129.26 7,167.46505.27 0.05 0.00 (14.39) 4,477.37

16.72 20.31 187.15 3,143.65 2,690.090.00 0.00 0.00 0.00 0.00

546.00 736.21 1,253.62 1,208.30 2,594.53

4,212.15 4,081.03 4,828.35 7,287.75 6,926.46209.00 204.72 203.40 324.94 3.88

9.00 189.18 209.12 122.49 129.68199.99 15.53 (5.72) 202.46 (125.80)

0.00 0.00 0.00 0.00 0.004,003.15 3,876.32 4,624.95 6,962.80 6,922.59

21,188.42 21,377.45 20,856.50 18,840.13 19,587.3121,188.42 21,377.45 20,856.50 18,840.13 19,587.31

2,408.63 2,605.36 6,937.77 6,790.38 7,091.671,280.26 1,221.13 1,052.97 1,018.16 1,019.86

17,499.53 17,550.95 12,865.76 11,031.58 11,475.780.00 0.00 0.00 0.00 0.00

5,206.64 5,476.62 4,895.83 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 113.42 0.00 2.9152,065.79 69,683.86 69,932.61 91,055.80 98,796.6652,119.13 69,765.78 69,819.20 91,070.87 98,812.29

74.24 92.51 2.93 30.35 15.635,017.32 7,694.84 1,955.59 6,737.87 6,840.224,996.42 7,684.25 1,952.65 6,722.59 6,843.13

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

22.92 19.49 29.96 329.70 276.26

22.92 19.49 29.96 329.70 276.260.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

45.61 37.21 0.01 0.00 29.98

45.61 37.21 0.01 0.00 29.980.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Bancomer

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

202,554.74 191,315.40 194,477.06 185,226.90 189,173.04

177,461.90 170,677.42 174,609.30 167,341.54 171,988.51

56,744.34 46,538.51 46,068.28 40,471.38 43,282.7713.47 12.58 332.16 320.16 345.05

7,276.41 7,515.69 8,109.98 7,977.36 8,641.9033,830.84 34,028.75 34,267.40 35,218.22 34,611.0232,159.59 34,198.12 37,347.52 35,276.89 36,181.1147,437.25 48,383.79 48,483.96 48,077.53 48,926.66

25,092.84 20,637.98 19,867.77 17,885.36 17,184.53

14,388.48 13,098.21 12,662.00 11,950.61 11,133.390.00 0.00 0.00 0.00 0.00

1,118.27 1,156.64 1,155.37 882.40 862.049,586.09 6,383.13 6,050.40 5,052.35 5,189.11

0.00 0.00 0.00 0.00 0.00

40,513.41 28,614.06 28,068.42 24,220.24 24,393.14

36,136.56 24,668.99 23,855.28 20,678.77 20,885.96

33,857.06 23,194.98 22,350.02 19,331.34 19,531.712.17 1.44 321.34 309.80 334.770.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,442.46 1,348.78 1,293.74 1,177.56 1,182.94834.87 123.79 (109.82) (139.94) (163.46)

4,376.84 3,945.08 4,213.14 3,541.47 3,507.17

4,376.84 3,945.08 4,213.14 3,541.47 3,507.170.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

43,368.37 42,745.69 44,177.57 45,607.79 43,849.76

36,866.16 38,156.21 39,930.18 42,355.68 40,465.22

3,294.44 3,040.55 2,758.66 2,545.19 2,313.130.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

22,901.09 24,530.72 26,634.21 29,348.29 27,817.4610,670.62 10,584.94 10,537.31 10,462.21 10,334.62

6,502.22 4,589.49 4,247.39 3,252.11 3,384.54

2,588.71 2,523.87 2,332.25 1,989.14 1,754.880.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3,913.51 2,065.62 1,915.13 1,262.97 1,629.66

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Bancomer

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

222,984.77 212,340.08 206,081.64 204,487.76 207,937.30

102,737.89 92,345.49 83,950.18 85,735.59 88,099.65

10,122.69 9,799.66 8,511.75 7,139.57 12,617.29

14,237.79 11,605.50 11,265.18 7,720.75 10,418.53

12,991.38 14,269.17 12,767.88 12,888.82 14,724.31

878.05 1,207.62 1,774.74 2,003.59 1,247.98

0.00 0.00 0.00 0.00 0.00

82,016.98 83,112.64 87,811.91 88,999.46 80,829.55

14,433.40 13,928.80 15,894.38 14,308.28 14,482.84

99.98 96.73 82.34 70.67 800.19

2,692.93 2,155.84 2,126.01 1,452.84 2,580.31

6,439.99 7,154.55 6,388.65 6,663.63 8,521.22

753.89 1,042.62 1,483.19 1,670.50 444.80

3,719.66 3,295.09 2,956.50 2,446.41 1,848.62

726.96 183.96 2,857.67 2,004.24 287.69

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Bancomer

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

243,231.86 237,255.43 242,634.64 235,232.79 243,611.91

61,050.94 61,840.11 69,633.33 67,192.76 70,729.0252,398.72 52,990.77 59,411.45 56,316.88 59,933.63

8,652.22 8,849.33 10,221.89 10,875.88 10,795.39132,536.65 130,498.71 125,969.37 125,384.69 125,494.52

2,523.14 2,355.42 2,249.65 2,029.94 1,919.8543,175.95 41,949.93 42,640.73 33,348.82 29,153.7786,837.56 86,193.36 81,078.99 90,005.93 94,420.90

0.00 0.00 0.00 0.00 0.00549.17 538.77 525.46 507.61 500.24

40,941.37 36,361.29 38,958.44 34,876.56 39,505.9527,037.55 23,113.94 25,287.53 21,702.78 24,391.15

0.00 107.31 500.19 1,499.95 3,634.198,226.46 7,578.54 7,799.43 6,331.29 6,224.965,393.08 5,322.79 5,226.59 5,105.67 5,014.40

14.05 12.80 10.75 9.32 4.99270.22 225.90 133.95 227.54 236.24

8,100.39 7,934.78 7,545.11 7,256.13 7,366.55

53.33 81.78 2.93 15.03 15.63

56,092.96 48,059.59 47,458.65 47,078.11 47,354.08

10,974.04 8,634.13 8,371.04 9,830.20 11,792.3210,050.70 7,946.52 7,812.67 9,186.55 11,041.65

923.34 687.61 558.37 643.65 750.6714,376.69 12,229.70 13,341.55 12,933.85 12,775.17

0.03 0.03 0.03 0.03 0.0314,376.67 12,229.67 13,341.52 12,933.82 12,775.14

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

27,093.21 23,665.48 22,244.62 21,001.72 19,332.4323,783.27 20,866.02 19,853.27 17,190.04 17,000.61

0.00 0.00 0.00 1,499.95 85.303,086.32 2,598.08 2,296.48 2,164.37 2,031.85

0.00 0.00 0.00 0.00 0.00(0.00) 0.26 (0.00) (0.00) 0.00

223.62 201.11 94.87 147.37 214.67

3,649.01 3,530.29 3,501.44 3,312.34 3,454.15

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Bancomer

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

18,052.18 13,614.19 31,666.36 59,350.08 12,798.42 11,847.78 24,646.20

10,097.60 7,168.16 17,265.75 32,727.22 6,850.00 6,346.89 13,196.883,065.12 1,835.57 4,900.69 8,267.89 1,844.34 1,741.20 3,585.53

527.01 345.91 872.92 1,470.72 263.60 227.05 490.65783.69 814.49 1,598.18 3,163.92 814.06 841.81 1,655.87840.42 790.15 1,630.56 4,803.05 1,235.33 958.05 2,193.38773.90 461.58 1,235.49 2,331.72 367.01 337.28 704.29

4,107.46 2,920.47 7,027.92 12,689.91 2,325.66 2,241.50 4,567.164,432.01 6,180.73 10,612.74 17,154.45 4,535.96 4,565.33 9,101.29

0.00 1,101.83 1,101.83 2,509.70 554.89 588.38 1,143.27106.63 151.50 258.13 632.49 202.01 240.69 442.69

3,450.17 (2,142.64) 1,307.53 4,234.73 259.95 (98.94) 161.01(34.23) 1,055.13 1,020.90 1,992.02 395.60 205.45 601.05

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 99.48 99.48 99.48 0.00 0.00 0.00

13,557.48 10,266.35 23,823.84 43,829.84 9,413.84 9,004.16 18,418.00

9,704.24 6,576.72 16,280.96 28,310.32 5,970.93 5,441.94 11,412.87692.04 546.64 1,238.68 2,251.36 476.05 471.26 947.31

6,813.60 4,746.47 11,560.06 20,313.82 4,037.97 3,723.79 7,761.75182.97 107.08 290.05 331.29 21.52 18.71 40.22

1,609.68 870.55 2,480.23 4,160.89 1,185.44 993.35 2,178.79405.95 305.98 711.93 1,252.97 249.96 234.83 484.79

0.00 474.09 474.09 954.22 253.54 272.23 525.773,765.96 3,302.83 7,068.79 14,565.30 3,189.37 3,289.98 6,479.35

87.28 (87.28) 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

858.15 349.08 1,207.23 1,960.27 576.85 290.32 867.17

5,352.84 3,696.91 9,049.75 17,480.52 3,961.43 3,133.94 7,095.37

1,777.03 860.35 2,637.39 7,715.35 1,618.52 614.92 2,233.45

3,575.81 2,836.56 6,412.36 9,765.17 2,342.90 2,519.02 4,861.92

385.11 131.06 516.17 1,373.80 239.49 (648.13) (408.65)

5,050.68 4,033.73 9,084.41 15,448.77 3,919.12 3,310.12 7,229.24

3,488.09 3,575.39 7,063.48 14,612.52 3,704.08 3,600.09 7,304.181,334.70 1,500.32 2,835.02 5,452.18 1,450.12 1,467.39 2,917.511,871.22 1,802.18 3,673.40 8,103.85 2,013.46 1,951.19 3,964.65

282.18 272.89 555.07 1,056.49 240.51 181.51 422.02

1,562.58 458.34 2,020.92 836.25 215.04 (289.98) (74.94)

(235.91) (57.94) (293.85) (598.12) 261.27 84.31 345.57n. a. n. a. n. a. n. a. 371.85 (6.35) 365.50n. a. n. a. n. a. n. a. 110.59 (90.66) 19.93

1,326.67 400.41 1,727.07 238.12 (46.23) (374.28) (420.51)

0.00 0.00 0.00 0.00 0.00 0.00 0.00(11.99) 74.17 62.17 1,059.16 366.19 260.46 626.64

1,314.67 474.57 1,789.25 1,297.28 319.96 (113.83) 206.13

184.46 96.91 281.37 574.55 218.60 158.71 377.31

1,499.13 571.48 2,070.62 1,871.83 538.56 44.88 583.44

0.00 0.00 0.00 842.25 0.00 0.00 0.00

1,499.13 571.48 2,070.62 2,714.09 538.56 44.88 583.44

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Bancomer

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

272,819.80 267,210.26 272,858.70 264,354.60 271,703.33

16,325.92 21,316.04 24,373.55 26,243.46 24,374.0431,859.09 31,934.00 32,272.63 30,735.35 36,577.71

0.00 0.00 113.42 0.00 2.91n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.14

22.92 19.49 29.96 329.70 276.26177,020.31 170,263.24 174,149.80 166,916.68 171,589.89

25,121.23 20,664.94 19,892.92 17,908.76 17,210.23(14,458.37) (13,952.46) (15,916.61) (14,328.90) (14,504.34)

3,146.03 3,203.33 4,479.65 3,081.55 3,189.993,194.86 3,241.99 3,139.18 3,851.07 3,709.29

13,092.43 12,915.49 12,658.02 12,496.03 12,333.921,429.71 1,474.00 1,695.08 2,512.69 2,230.87

14,292.48 14,454.90 14,631.06 13,384.77 13,529.471,773.19 1,675.30 1,340.03 1,223.44 1,182.94

0.00 0.00 0.00 0.00 0.00

247,454.08 241,488.36 246,927.93 240,051.81 247,405.97

61,400.18 61,882.16 69,932.72 67,454.12 70,978.93131,115.14 129,362.15 124,678.28 123,983.13 123,938.68

549.17 538.77 525.46 507.61 500.2440,937.77 36,357.24 38,955.92 34,876.56 39,505.95

46.38 87.00 2.93 23.25 15.63n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 2.15 0.14

45.61 37.21 0.01 0.00 29.9896.44 164.02 96.56 355.35 102.12

4,497.86 4,390.83 4,421.17 4,771.85 4,085.868,100.39 7,934.78 7,545.11 7,256.13 7,366.55

0.00 0.00 0.00 0.00 0.00665.15 734.21 769.76 821.67 881.89

25,365.72 25,721.89 25,930.76 24,302.79 24,297.35

13,416.95 13,393.21 13,909.53 13,873.75 13,858.035,371.00 5,371.00 5,866.36 5,866.37 5,887.906,819.08 6,819.08 6,869.62 6,869.63 7,065.481,226.87 1,203.12 1,173.55 1,137.75 904.66

11,948.77 12,328.69 12,021.23 10,429.05 10,439.325,477.99 5,477.99 5,537.76 5,800.89 5,800.896,352.93 6,011.23 6,057.43 7,005.49 6,976.08

(1,415.37) (1,153.40) (908.78) (1,236.90) (1,052.54)10.18 8.40 10.73 6.59 15.56

393.35 370.25 395.71 0.00 0.00(1,795.72) (1,716.30) (2,614.02) (2,222.41) (2,417.30)

854.79 788.02 828.31 620.98 607.38n. a. n. a. n. a. (84.15) (74.19)n. a. n. a. n. a. 0.00 (36.38)n. a. n. a. n. a. (84.15) (37.81)0.00 0.00 0.00 0.00 0.00

2,070.61 2,542.49 2,714.08 538.56 583.44

494.15 433.91 287.14 233.29 351.651,316.65 1,290.99 1,259.26 2,540.13 2,903.003,922.30 4,127.19 4,001.33 4,397.12 5,017.54

298,840.21 272,614.56 301,525.96 357,215.55 337,058.76129,702.19 125,608.65 158,073.15 138,855.45 120,203.43152,534.28 130,360.22 150,969.43 208,506.64 190,559.94

46,008.60 45,885.86 44,897.90 42,611.69 42,106.9726,732.57 29,482.43 29,489.99 43,421.62 39,012.80

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Bancomer

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

18,007.73 13,597.74 31,605.47 59,231.86 12,779.07 11,831.83 24,610.90

13,499.06 10,221.31 23,720.37 43,603.56 9,361.01 8,947.20 18,308.21

840.12 341.52 1,181.64 1,911.71 558.40 279.00 837.39

5,348.79 3,717.95 9,066.74 17,540.01 3,976.46 3,163.63 7,140.08

1,777.05 860.52 2,637.57 7,715.41 1,618.54 614.94 2,233.48

3,571.74 2,857.44 6,429.17 9,824.61 2,357.92 2,548.69 4,906.61

400.50 140.08 540.59 1,442.57 266.21 (643.05) (376.84)

5,582.21 4,446.48 10,028.70 17,365.69 4,544.38 3,678.74 8,223.12

3,618.70 3,710.07 7,328.77 15,063.16 3,791.41 3,721.53 7,512.941,364.02 1,471.00 2,835.02 5,452.18 1,450.12 1,467.39 2,917.511,883.08 2,055.61 3,938.68 8,554.49 2,100.78 2,072.62 4,173.41

371.61 183.46 555.07 1,056.49 240.51 181.51 422.02

1,963.51 736.41 2,699.92 2,302.53 752.98 (42.80) 710.18

(235.18) (45.97) (281.15) (560.51) 262.34 (0.48) 261.86n. a. n. a. n. a. n. a. 383.77 181.26 565.03n. a. n. a. n. a. n. a. 121.44 181.74 303.18

1,728.33 690.44 2,418.77 1,742.03 490.64 (42.31) 448.33

10.67 5.47 16.15 24.20 169.14 102.17 271.30(145.08) (32.73) (177.81) 536.58 358.48 318.96 677.44

1,572.58 652.24 2,224.82 2,254.41 679.98 174.48 854.46

13.75 (53.53) (39.78) (119.42) (20.93) (99.18) (120.11)

1,586.33 598.72 2,185.05 2,134.99 659.05 75.30 734.35

0.00 0.00 0.00 842.25 0.00 0.00 0.00

(87.20) (27.23) (114.43) (263.15) (120.49) (30.42) (150.91)

1,499.13 571.49 2,070.62 2,714.09 538.56 44.88 583.44

n. a. No aplica

Pago de dividendos

Resultado neto

Bancomer

7,039.91 6,869.63 5,537.76 6,057.43 (908.78) 10.73 (2,218.30) 0.00 0.00 0.00 2,714.08 828.31 25,930.77

0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(195.84) 195.84 263.13 2,450.95 0.00 0.00 0.00 0.00 0.00 0.00 (2,714.08) (272.84) (272.84)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(195.84) 195.85 263.13 2,450.95 0.00 0.00 0.00 0.00 0.00 0.00 (2,714.08) (272.84) (272.83)

(51.52) 0.00 0.00 (21.04) (143.76) 4.83 5.30 (36.38) (37.81) 0.00 583.44 141.84 444.90

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (1,511.26) 0.00 0.00 (204.29) 0.00 0.00 0.00 0.00 (89.93) (1,805.49)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (1,511.26) 0.00 0.00 (204.29) 0.00 0.00 0.00 0.00 (89.93) (1,805.49)

6,792.55 7,065.48 5,800.89 6,976.08 (1,052.54) 15.56 (2,417.30) (36.38) (37.81) 0.00 583.44 607.38 24,297.35

Concepto

Resultado neto

Bancomer

I - 2000 II - 2000

659.05 734.35

34.44 247.731,618.54 2,233.48

361.51 664.12(347.82) (677.44)

609.46 (329.75)

(7,270.91) 281.416,011.00 1,596.83

(191.17) (6,069.49)

0.00 7.830.00 550.030.00 0.00

1,484.09 (760.90)

(324.77) (447.44)0.00 0.000.00 (272.84)

(386.60) (18.06)

(711.37) (738.34)

(210.99) 92.631,308.19 1,407.11

1,097.20 1,499.74

1,869.92 0.50

24,373.54 24,373.54

26,243.46 24,374.04

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Serfín

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

184,924.85 187,613.87 188,871.25 154,282.03 117,771.57

21,487.37 23,261.30 30,749.88 14,321.80 11,794.449,616.60 10,111.97 12,922.43 4,224.72 5,091.15

0.00 7.75 46.40 4.59 77.28n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

1,102.72 1,072.63 999.17 472.49 22.44142,408.38 142,790.16 137,793.99 129,396.66 95,249.36

10,711.45 10,194.38 9,416.13 3,280.78 2,854.93(13,527.02) (12,818.37) (14,790.11) (7,054.27) (6,784.55)

2,758.45 2,557.52 3,709.00 1,135.76 977.061,061.00 2,198.39 169.49 167.70 165.061,511.15 898.11 991.59 923.20 943.455,150.35 4,965.07 4,672.57 4,457.56 4,487.271,944.18 1,948.08 1,900.19 1,842.23 1,815.31

700.22 426.87 290.53 1,108.81 1,078.38

0.00 0.00 0.00 0.00 0.00

175,263.62 178,099.73 179,188.76 146,604.72 110,053.22

25,070.59 26,431.78 29,645.39 27,476.28 27,147.3187,341.79 96,194.35 72,416.91 80,487.85 49,095.5122,180.62 20,136.96 17,507.27 14,175.02 14,003.7234,461.13 27,121.61 54,116.07 20,909.62 16,351.61

332.66 309.73 344.72 13.90 74.70n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

44.88 7.77 15.61 17.44 38.760.00 0.00 0.00 0.00 0.00

3,929.86 6,192.13 3,954.97 3,524.59 3,341.581,594.10 1,354.30 1,187.49 0.00 0.00

0.00 0.00 0.00 0.00 0.00308.00 351.09 0.33 0.02 0.02

9,661.23 9,514.13 9,682.49 7,677.31 7,718.35

14,226.19 14,164.32 14,173.80 14,173.82 14,173.849,972.51 9,929.14 9,933.09 9,933.11 9,933.124,253.67 4,235.17 4,240.72 4,240.72 4,240.72

0.00 0.00 0.00 0.00 0.00(4,564.96) (4,650.18) (4,491.31) (6,496.51) (6,455.49)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 (6,245.62) (6,245.63)

64.85 94.89 (41.28) (16.08) (48.34)1.02 (11.67) (1.92) 1.85 (3.52)6.66 14.57 37.75 (179.97) (130.70)

(77.78) (337.69) (155.47) (114.13) (123.66)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

(4,559.71) (4,410.29) (4,330.39) 57.45 96.35

150.54 145.62 144.41 143.10 62.651,987.03 1,948.58 1,900.68 1,842.70 1,815.77

643.31 438.66 446.41 448.68 487.6345,818.32 41,530.60 40,360.33 44,044.73 42,365.96

118,125.50 116,983.98 120,534.98 108,742.68 108,129.0610,077.22 7,963.14 9,014.50 12,744.66 14,630.9913,804.63 14,219.30 7,239.27 7,014.92 6,504.1013,158.66 9,603.03 8,625.44 8,528.91 10,229.58

n. a. No aplica

Nota La información de junio de 1999 está basada en sus estados financieros PROFORMA.

Concepto

Acciones

Concepto

Serfín

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

9,617.14 10,111.97 12,922.43 4,224.72 5,091.15

331.51 291.63 3,862.15 257.06 1,209.85168.13 204.22 3,823.04 1.60 994.58

0.00 0.00 1.70 0.00 702.15166.56 204.22 3,821.33 1.60 292.43

1.57 0.00 0.00 0.00 0.00163.38 87.41 39.11 255.46 215.27

1,173.55 1,148.59 457.06 416.78 497.19515.90 475.54 457.06 416.78 497.19

0.00 408.93 390.00 368.79 390.60434.01 0.00 0.00 0.00 0.00

81.89 66.61 67.07 47.99 106.59657.66 673.05 0.00 0.00 0.00

6,706.91 7,287.41 7,753.92 3,550.88 3,384.106,706.91 7,287.41 7,753.92 3,550.88 2,578.092,799.64 3,476.83 3,407.96 1,429.71 1,556.583,457.91 3,579.48 3,440.80 347.68 97.26

449.36 231.10 905.16 1,773.49 924.250.00 0.00 0.00 0.00 806.01

1,405.15 1,384.34 849.30 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 7.76 46.40 4.59 77.283,112.88 1,819.77 9,979.80 7,072.70 22,481.633,117.13 1,812.02 9,933.40 7,068.11 22,404.36

332.40 309.38 344.72 13.90 74.701,488.70 1,004.74 6,334.03 2,114.81 5,005.071,160.55 695.36 5,989.32 2,100.91 4,930.37

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

1,102.72 1,072.63 999.17 472.49 22.44

1,102.72 1,072.63 999.17 472.49 22.440.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

44.88 7.77 15.61 17.44 38.76

44.88 7.77 15.61 17.44 38.760.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Serfín

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

153,119.82 152,984.54 147,210.12 132,677.44 98,104.29

142,408.38 142,790.16 137,793.99 129,396.66 95,249.36

17,017.50 14,299.06 13,962.47 12,027.14 11,724.192,160.78 2,133.02 665.22 3.08 2.841,543.00 1,566.79 1,565.56 1,475.87 1,507.41

11,211.65 11,396.98 11,203.60 8,123.18 7,945.7812,987.57 13,226.12 6,661.36 6,661.19 7,118.8697,487.88 100,168.19 103,735.78 101,106.21 66,950.28

10,711.45 10,194.38 9,416.13 3,280.78 2,854.93

8,062.09 8,114.74 7,630.69 2,689.99 2,336.06101.57 96.40 49.08 39.18 25.67155.22 114.82 100.29 89.72 69.14

2,392.56 1,868.42 1,636.07 461.90 424.050.00 0.00 0.00 0.00 0.00

24,861.62 16,676.13 10,028.36 8,809.03 9,105.90

23,071.43 14,315.81 7,866.05 7,497.04 7,890.64

10,336.81 8,656.27 7,876.97 7,520.01 7,559.4393.87 75.90 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

5,664.05 5,593.60 0.00 0.00 354.866,976.71 (9.95) (10.92) (22.97) (23.64)

1,790.19 2,360.32 2,162.31 1,311.99 1,215.26

1,790.19 2,360.32 2,162.31 1,311.99 1,215.260.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17,010.56 16,260.18 15,280.29 10,977.70 10,648.96

12,681.63 12,494.31 12,222.05 10,393.34 10,135.64

2,640.65 2,243.91 2,107.47 1,719.73 1,628.010.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

5,276.02 5,524.61 5,484.89 4,096.15 3,967.284,764.96 4,725.80 4,629.69 4,577.46 4,540.35

4,328.93 3,765.87 3,058.25 584.37 513.32

3,047.09 2,889.30 2,383.10 529.31 436.700.00 0.00 0.00 0.00 0.000.24 0.24 0.00 0.00 0.00

1,281.59 876.33 675.15 55.05 76.62

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Serfín

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

131,643.56 152,684.86 153,011.92 152,632.79 45,285.17

32,317.61 30,505.71 23,824.77 36,422.27 30,780.35

8,416.55 6,249.55 6,325.87 5,719.46 3,084.45

2,870.13 3,784.76 5,767.11 3,667.42 4,849.06

3,733.79 3,937.08 6,700.10 2,240.14 2,169.21

1,297.78 1,530.09 1,947.07 643.93 559.61

796.64 1,005.24 319.84 298.66 129.33

82,211.07 105,672.42 108,127.17 103,640.91 3,713.15

13,527.02 12,818.37 14,790.11 7,054.27 6,784.55

1,947.13 2,726.36 2,037.10 2,052.59 1,960.05

574.03 756.95 1,133.63 634.26 1,208.53

2,315.74 2,401.64 2,719.78 859.31 989.92

249.14 164.38 410.25 13.94 193.38

1,195.05 1,130.03 864.80 275.27 278.20

7,245.94 5,639.00 7,624.54 3,218.89 2,154.47

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Serfín

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

170,652.69 171,239.53 174,873.14 143,048.77 106,598.16

25,070.59 26,431.78 29,645.39 27,476.28 27,147.3115,795.65 20,432.50 22,202.08 21,299.05 19,742.03

9,274.93 5,999.28 7,443.31 6,177.23 7,405.2887,341.79 96,194.35 72,416.91 80,487.85 49,095.51

309.58 1.36 0.01 0.01 0.0113,943.44 13,501.26 12,343.77 10,428.49 3,533.1973,088.77 82,691.73 60,073.14 70,059.35 45,562.32

0.00 0.00 0.00 0.00 0.0022,180.62 20,136.96 17,507.27 14,175.02 14,003.72

34,460.67 27,122.14 54,116.07 20,909.62 16,351.6123,229.18 14,742.20 46,077.05 15,791.44 10,680.84

2,768.63 4,266.43 0.00 25.37 719.003,632.05 3,372.85 3,401.27 1,761.39 1,683.094,830.34 4,740.08 4,637.75 3,331.43 3,268.68

0.46 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,594.10 1,354.30 1,187.49 0.00 0.00

4.92 0.00 0.00 0.00 0.00

31,317.53 28,145.41 22,342.77 14,872.22 12,930.96

3,725.69 3,845.58 3,688.90 3,839.39 4,086.133,690.39 3,845.58 3,663.69 3,838.73 4,086.02

35.30 0.00 25.21 0.67 0.1113,264.46 11,021.71 7,814.51 3,862.88 3,146.56

0.00 0.00 0.00 0.00 0.0013,264.46 11,021.71 7,814.51 3,862.88 3,146.56

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

14,327.38 13,278.13 10,839.36 7,169.94 5,698.2712,830.07 11,910.90 9,726.96 6,600.29 5,149.78

0.00 0.00 0.00 0.00 0.001,458.73 1,367.18 1,112.40 569.66 548.49

0.00 0.00 0.00 0.00 0.0038.58 0.05 (0.00) 0.00 (0.00)

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Serfín

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

11,527.76 8,595.02 20,122.78 39,560.47 8,190.35 5,916.68 14,107.02

7,952.03 6,081.42 14,033.45 27,894.26 5,764.13 4,078.78 9,842.91640.42 1,153.83 1,794.25 5,102.94 1,101.54 441.95 1,543.48388.03 (218.16) 169.88 210.09 0.04 (0.00) 0.04214.22 153.13 367.35 661.17 151.06 126.22 277.28637.80 477.70 1,115.50 2,063.98 368.16 275.86 644.02

87.24 86.29 173.52 338.80 84.24 82.92 167.165,984.32 4,428.63 10,412.95 19,517.28 4,059.09 3,151.84 7,210.942,864.86 1,809.41 4,674.27 7,577.14 969.66 693.41 1,663.07

49.03 59.89 108.92 208.67 280.92 233.03 513.9528.84 28.20 57.04 122.78 23.46 21.85 45.31

157.79 127.81 285.60 649.72 215.93 212.89 428.820.00 0.00 0.00 0.00 0.60 0.41 1.01

475.22 488.29 963.50 3,107.90 935.64 676.31 1,611.950.00 0.00 0.00 0.00 0.00 0.00 0.00

10,938.74 8,404.56 19,343.30 36,685.31 6,925.78 4,948.34 11,874.12

9,739.94 7,452.90 17,192.84 31,221.96 5,474.67 3,529.24 9,003.911,120.49 1,085.50 2,205.99 3,609.68 382.14 387.05 769.195,407.36 3,747.20 9,154.57 17,052.18 3,070.29 2,032.18 5,102.471,990.56 1,266.62 3,257.18 5,128.14 677.90 521.59 1,199.491,221.53 1,353.58 2,575.10 5,431.96 1,344.34 588.43 1,932.76

0.00 0.00 0.00 0.00 0.00 0.00 0.0010.25 6.03 16.28 49.40 8.81 9.64 18.45

653.05 394.88 1,047.92 2,029.81 466.84 607.25 1,074.0920.78 60.16 80.94 208.80 82.37 (0.83) 81.54

514.73 490.59 1,005.32 3,175.34 893.10 803.04 1,696.14

707.43 441.45 1,148.88 1,482.94 (6.36) (15.26) (21.62)

1,296.45 631.92 1,928.36 4,358.11 1,258.21 953.08 2,211.29

208.19 6,233.60 6,441.79 7,996.38 0.00 0.00 0.00

1,088.26 (5,601.69) (4,513.42) (3,638.27) 1,258.21 953.08 2,211.29

344.79 386.34 731.12 1,665.44 322.74 293.31 616.05n. a. n. a. n. a. n. a. 400.33 367.92 768.25n. a. n. a. n. a. n. a. 77.59 74.61 152.20

564.42 338.66 903.08 2,905.77 263.26 506.24 769.50

1,997.47 (4,876.69) (2,879.22) 932.95 1,844.22 1,752.62 3,596.84

1,678.04 1,883.27 3,561.31 7,569.35 1,771.72 1,753.04 3,524.75623.44 637.13 1,260.57 2,846.95 681.77 605.88 1,287.66892.06 1,115.60 2,007.66 4,286.62 1,006.77 1,059.67 2,066.44162.54 130.54 293.09 435.79 83.17 87.49 170.66

319.43 (6,759.96) (6,440.53) (6,636.41) 72.50 (0.42) 72.08

281.75 (7,117.27) (6,835.52) (6,286.49) 38.06 (30.04) 8.02n. a. n. a. n. a. n. a. 192.31 150.75 343.07n. a. n. a. n. a. n. a. 154.25 180.80 335.05

601.18 (13,877.23) (13,276.05) (12,922.89) 34.44 29.62 64.06

11.83 11.55 23.38 160.36 10.75 7.10 17.85(552.85) (1,151.49) (1,704.34) (1,642.95) 0.00 0.00 0.00

36.50 (15,040.27) (15,003.77) (14,726.20) 23.69 22.52 46.21

70.98 102.62 173.59 33.20 33.76 16.38 50.14

107.47 (14,937.65) (14,830.18) (14,693.00) 57.45 38.90 96.35

0.00 10,270.47 10,270.47 10,362.62 0.00 0.00 0.00

107.47 (4,667.18) (4,559.71) (4,330.39) 57.45 38.90 96.35

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Serfín

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

186,336.67 188,561.45 189,092.32 156,110.10 117,645.34

21,552.87 23,535.37 30,903.79 16,079.13 12,916.0511,467.08 11,427.25 14,077.61 5,709.22 5,357.66

7.56 7.75 204.75 4.59 77.28n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

1,118.59 1,104.88 999.17 472.49 22.44142,866.51 143,210.68 137,906.96 129,501.86 95,268.93

10,789.73 10,270.30 9,504.88 3,361.64 3,002.83(13,583.90) (12,874.72) (14,864.27) (7,124.92) (6,852.78)

2,753.80 2,568.75 3,833.60 1,210.87 1,018.251,124.67 2,260.83 410.83 235.93 231.094,418.05 3,503.44 3,451.97 3,372.87 3,366.39

603.94 610.13 498.54 532.53 535.181,926.25 1,929.66 1,870.63 1,644.29 1,623.761,291.52 1,007.12 293.85 1,109.59 1,078.27

0.00 0.00 0.00 0.00 0.00

176,301.70 178,616.51 179,409.03 148,432.08 109,926.36

24,680.88 25,841.33 30,089.93 27,163.58 24,868.2688,523.47 97,080.58 71,758.35 82,121.73 50,715.7222,180.62 20,136.96 17,507.27 14,175.02 14,003.7234,461.13 27,121.61 54,564.85 21,341.78 16,813.83

332.66 309.73 344.72 13.90 73.59n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

44.88 7.77 15.61 17.44 38.760.00 0.00 0.00 0.00 0.00

4,169.30 6,412.92 3,940.48 3,598.60 3,412.461,594.10 1,354.30 1,187.49 0.00 0.00

0.00 0.00 0.00 0.00 0.00314.67 351.29 0.33 0.02 0.02

10,034.97 9,944.95 9,683.28 7,678.02 7,718.98

14,226.19 14,164.32 14,173.80 14,173.82 14,173.849,972.51 9,929.14 9,933.09 9,933.11 9,933.124,253.67 4,235.17 4,240.72 4,240.72 4,240.72

0.00 0.00 0.00 0.00 0.00(4,191.21) (4,219.37) (4,490.52) (6,495.81) (6,454.86)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 (6,245.62) (6,245.63)

64.85 94.89 (41.28) (16.08) (48.34)1.02 (11.67) (1.92) 1.85 (3.52)6.66 14.57 37.75 0.00 0.00

(77.78) (337.69) (155.47) (114.13) (123.66)373.74 430.81 0.79 0.71 0.63

n. a. n. a. n. a. (179.97) (130.70)n. a. n. a. n. a. (180.92) 0.00n. a. n. a. n. a. 0.95 (130.70)0.00 0.00 0.00 0.00 0.00

(4,559.71) (4,410.29) (4,330.39) 57.45 96.35

375.46 145.62 162.23 159.96 2,926.681,987.03 1,948.58 1,900.68 1,842.70 1,815.77

643.31 438.66 446.41 448.68 487.6346,341.01 41,955.29 40,699.95 44,044.73 42,365.96

118,125.50 116,983.98 120,534.98 108,742.68 108,129.0610,077.22 7,963.14 9,014.50 12,744.66 14,630.9913,804.63 14,219.30 7,239.27 7,014.92 6,504.1013,254.72 9,696.21 8,625.44 8,528.91 10,232.89

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Serfín

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

11,551.67 8,646.23 20,197.90 39,620.10 8,198.02 6,003.47 14,201.49

10,966.52 8,433.72 19,400.25 36,693.46 6,930.82 4,933.80 11,864.62

707.43 441.45 1,148.88 1,483.00 (9.53) (18.25) (27.79)

1,292.57 653.96 1,946.53 4,409.65 1,257.67 1,051.41 2,309.08

231.79 6,241.91 6,473.70 8,052.25 0.49 2.99 3.48

1,060.78 (5,587.95) (4,527.17) (3,642.60) 1,257.18 1,048.42 2,305.60

675.37 453.94 1,129.31 3,056.74 273.59 540.10 813.69

2,225.25 (4,686.20) (2,460.95) 939.70 1,859.57 1,888.80 3,748.36

1,812.89 2,056.50 3,869.39 7,646.27 1,754.08 1,805.08 3,559.16689.78 706.32 1,396.10 2,908.50 698.83 606.63 1,305.46918.70 1,159.25 2,077.95 4,187.31 958.75 1,099.12 2,057.87204.41 190.94 395.34 550.46 96.50 99.34 195.83

412.36 (6,742.70) (6,330.34) (6,706.57) 105.48 83.72 189.20

306.78 (7,019.13) (6,712.35) (6,124.32) 19.29 27.33 46.63n. a. n. a. n. a. n. a. 222.25 173.07 395.31n. a. n. a. n. a. n. a. 202.96 145.73 348.69

719.14 (13,761.83) (13,042.68) (12,830.90) 86.19 56.38 142.58

23.18 26.37 49.55 223.06 24.42 25.48 49.90(554.85) (1,152.84) (1,707.69) (1,659.66) (28.42) 5.35 (23.07)

141.12 (14,941.04) (14,799.92) (14,713.61) 33.35 36.25 69.60

5.45 15.15 20.60 20.36 24.04 2.58 26.62

146.57 (14,925.89) (14,779.32) (14,693.25) 57.39 38.83 96.22

0.00 10,270.47 10,270.47 10,362.62 0.00 0.00 0.00

(39.10) (11.76) (50.86) 0.25 0.05 0.07 0.13

107.47 (4,667.18) (4,559.71) (4,330.39) 57.45 38.90 96.35

n. a. No aplicaNota La información de junio de 1999 está basada en sus estados financieros PROFORMA.

Pago de dividendos

Resultado neto

Serfín

9,933.12 4,240.72 0.00 0.00 (41.28) (1.92) (117.72) 0.00 0.00 0.00 (4,330.39) 0.79 9,683.32

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (4,330.39) 0.00 0.00 0.00 0.00 0.00 0.00 4,330.39 0.00 0.00

0.00 0.00 0.00 (1,915.24) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (1,915.24)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (6,245.63) 0.00 0.00 0.00 0.00 0.00 0.00 4,330.39 0.00 (1,915.24)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.35 (0.15) 96.20

0.00 0.00 0.00 0.00 14.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.95

0.00 0.00 0.00 0.00 0.00 (1.60) 0.00 0.00 0.00 0.00 0.00 0.00 (1.60)

0.00 0.00 0.00 0.00 0.00 0.00 (3.04) 0.00 0.00 0.00 0.00 0.00 (3.04)

0.00 0.00 0.00 0.00 (22.02) 0.00 (2.90) 0.00 (130.70) 0.00 0.00 0.00 (155.61)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 (7.06) (1.60) (5.93) 0.00 (130.70) 0.00 0.00 0.00 (145.30)

9,933.12 4,240.72 0.00 (6,245.63) (48.34) (3.52) (123.66) 0.00 (130.70) 0.00 96.35 0.63 7,718.98

Concepto

Resultado neto

Serfín

I - 2000 II - 2000

57.45 96.35

241.02 481.020.00 0.00

96.50 195.8328.42 23.070.00 0.00

(29,107.80) (29,767.86)8,758.85 43,415.95

6,631.34 8,236.73

0.00 856.220.00 1,765.270.00 (41,431.54)

(13,294.23) (16,128.97)

0.00 0.00(1,187.42) (1,187.50)

0.00 0.000.00 0.00

(1,187.42) (1,187.50)

(46.12) (133.42)(295.03) (537.86)

(341.14) (671.28)

(14,822.80) (17,987.74)

30,901.92 30,903.79

16,079.13 12,916.05

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

126,919.21 118,991.15 131,513.55 121,081.60 125,041.58

40,380.31 28,088.80 37,026.38 29,152.27 21,340.9716,927.17 24,394.29 26,017.79 24,166.56 34,893.44

88.48 136.94 103.94 84.08 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 1.97 3.64 2.50 0.00

52,338.27 51,795.39 55,444.28 55,598.89 56,326.7210,135.26 8,391.60 7,198.91 6,433.33 6,277.19(6,344.19) (6,321.08) (6,112.22) (5,549.90) (5,023.63)

2,832.86 2,237.43 3,441.23 3,292.42 3,416.88545.07 550.21 558.25 511.15 526.79

3,776.05 3,609.77 3,494.83 3,327.40 3,200.62908.43 1,005.08 1,030.63 935.52 938.79

2,643.87 2,523.65 2,373.77 2,241.59 2,306.111,693.83 1,628.48 28.67 27.50 24.60

993.80 948.63 903.45 858.28 813.11

119,891.28 111,825.82 124,194.17 113,956.36 117,973.04

44,660.00 45,445.53 50,145.98 47,182.89 49,731.0951,482.47 50,432.91 43,143.50 47,773.32 41,124.55

611.45 63.04 61.49 59.62 0.0017,512.18 10,538.51 25,341.26 14,006.21 22,191.73

328.55 250.84 194.43 207.38 237.11n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.58 0.00 0.00 0.00 0.640.00 0.00 0.00 0.00 0.00

3,602.98 3,474.80 3,708.27 3,184.84 3,104.591,691.08 1,618.09 1,598.21 1,541.12 1,582.37

0.00 0.00 0.00 0.00 0.002.01 2.11 1.04 0.98 0.96

7,027.93 7,165.31 7,319.38 7,125.24 7,068.54

5,306.67 5,263.92 5,194.59 5,107.64 5,074.781,333.72 1,336.75 1,337.08 1,337.08 1,337.081,219.95 1,222.72 1,223.02 1,223.02 1,223.022,753.00 2,704.44 2,634.49 2,547.54 2,514.691,721.26 1,901.39 2,124.79 2,017.59 1,993.751,872.75 1,877.01 2,932.79 2,932.74 3,417.831,132.45 1,055.43 0.00 485.10 (22.51)

(48.17) (45.00) (6.73) 49.03 (32.12)11.35 11.38 12.05 12.23 10.96

(90.60) 6.14 6.78 0.00 0.00(1,363.09) (1,336.62) (1,307.69) (1,789.96) (1,917.29)

n. a. n. a. n. a. 262.53 386.04n. a. n. a. n. a. 167.42 294.20n. a. n. a. n. a. 95.11 91.840.00 0.00 0.00 0.00 0.00

206.58 333.05 487.58 65.93 150.85

155.00 131.35 28.52 26.99 57.846,552.25 7,011.38 6,859.44 6,744.59 7,113.00

753.59 729.92 774.66 785.56 1,039.04153,502.01 141,878.50 163,822.67 158,666.94 156,312.61396,496.38 403,488.82 385,780.61 379,404.38 373,222.96103,250.61 93,740.20 117,630.67 116,488.39 119,521.55

13,458.55 13,161.42 12,830.18 11,996.31 11,886.6612,052.40 8,884.12 14,184.99 13,137.49 15,905.48

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

16,927.17 24,394.29 26,017.79 24,166.56 34,893.44

5,503.29 13,206.97 16,420.44 15,112.80 25,841.704,495.56 12,215.08 15,049.61 13,873.27 24,576.00

128.36 0.00 0.00 0.00 0.003,554.72 11,524.43 14,407.62 12,642.69 23,382.92

812.47 690.65 641.99 1,230.57 1,193.071,007.73 991.88 1,370.83 1,239.54 1,265.71

2,091.11 1,893.18 1,750.05 2,633.71 2,697.512,090.15 1,892.18 1,748.87 2,210.27 2,274.751,518.04 1,333.65 1,185.07 1,671.06 1,711.97

572.10 558.52 0.00 539.22 562.780.00 0.00 563.79 0.00 0.000.96 1.01 1.18 423.44 422.76

7,585.84 7,574.09 7,368.61 6,420.05 6,354.227,585.84 7,514.07 7,323.13 6,420.05 6,354.221,470.96 1,694.01 1,543.85 1,550.89 1,587.27

0.00 0.00 0.00 0.00 0.006,114.88 5,820.05 5,779.28 4,869.15 4,766.95

0.00 60.02 45.48 0.00 0.00

1,746.94 1,720.05 478.69 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

88.48 136.94 103.94 84.08 0.0059,260.23 57,730.95 48,929.98 53,359.07 56,018.7259,171.74 57,594.00 48,826.04 53,274.98 56,088.41

328.55 250.84 194.43 207.38 237.118,994.23 7,482.75 4,067.45 5,218.63 4,199.008,665.69 7,231.91 3,873.02 5,011.25 4,031.58

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 1.97 3.64 2.50 0.00

0.00 1.97 3.64 2.50 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.58 0.00 0.00 0.00 0.64

0.58 0.00 0.00 0.00 0.640.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

62,473.53 60,186.99 62,643.19 62,032.22 62,603.91

52,338.27 51,795.39 55,444.28 55,598.89 56,326.72

20,587.47 18,503.97 20,669.81 20,689.29 21,045.221,398.19 1,240.29 1,069.51 1,026.61 1,058.971,417.27 1,891.75 1,993.62 2,159.39 2,433.446,679.24 7,612.72 8,212.27 8,236.99 7,926.376,010.65 6,340.26 5,693.66 5,936.53 6,288.72

16,245.45 16,206.39 17,805.41 17,550.08 17,574.01

10,135.26 8,391.60 7,198.91 6,433.33 6,277.19

3,334.34 3,571.45 3,458.82 3,409.64 3,552.965.40 6.64 5.52 5.47 5.50

671.10 485.72 668.85 688.39 745.126,124.29 4,327.67 3,065.61 2,329.72 1,973.16

0.13 0.13 0.12 0.12 0.45

12,959.19 11,461.78 11,084.80 10,085.58 9,487.32

12,226.47 10,676.82 10,049.43 8,675.97 8,048.90

9,754.11 8,639.78 8,752.69 7,475.46 6,740.28872.15 698.59 480.12 464.29 502.48

0.03 0.03 0.03 0.03 0.033.56 3.44 3.41 3.23 3.371.90 62.23 92.11 51.60 104.77

1,594.72 1,272.74 721.06 681.36 697.97

732.72 784.96 1,035.38 1,409.61 1,438.42

732.72 784.96 1,035.38 1,409.50 1,438.320.00 0.00 0.00 0.10 0.110.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

12,049.50 10,914.65 8,990.69 8,359.77 7,867.16

7,102.33 7,379.19 7,051.76 7,225.24 6,645.26

1,084.12 1,132.96 935.59 884.93 790.770.00 0.00 95.84 4.83 3.38

15.18 14.60 14.36 14.28 14.274,596.67 4,948.26 4,767.90 5,097.75 4,624.321,406.37 1,283.38 1,238.07 1,223.45 1,212.53

4,947.17 3,535.46 1,938.93 1,134.53 1,221.90

675.30 631.52 450.38 320.34 352.750.00 0.00 0.00 0.00 0.004.73 4.73 4.66 4.65 4.66

4,267.14 2,899.21 1,483.90 809.53 864.49

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

63,146.25 62,155.49 59,547.53 61,511.10 61,926.16

22,183.71 23,604.08 21,909.91 24,179.65 25,973.07

6,813.56 5,554.31 5,970.89 5,290.24 4,802.06

7,639.99 7,068.15 5,512.38 4,441.05 3,680.16

3,969.50 4,337.00 4,814.51 4,481.14 3,367.69

1,682.91 1,550.91 1,414.13 1,786.11 1,872.99

4,409.53 3,117.79 2,966.35 2,502.18 3,163.09

16,447.07 16,923.26 16,959.35 18,830.72 19,067.10

6,344.19 6,321.08 6,112.22 5,549.90 5,023.63

2,038.04 2,078.68 2,053.43 1,038.86 1,090.82

627.31 612.06 621.19 670.08 585.01

1,733.13 1,820.81 1,920.26 2,140.21 1,437.67

1,681.75 1,550.69 1,410.10 888.58 1,067.50

263.95 258.84 107.23 812.18 842.63

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

115,957.94 108,098.66 120,290.44 110,563.15 114,699.45

44,660.00 45,445.53 50,145.98 47,182.89 49,731.0935,396.56 35,911.65 38,571.06 36,302.94 38,114.11

9,263.44 9,533.88 11,574.92 10,879.95 11,616.9851,482.47 50,432.91 43,143.50 47,773.32 41,124.55

173.10 54.24 57.77 47.62 41.8514,884.64 13,101.50 11,954.19 11,977.91 12,667.8334,234.79 34,592.91 29,558.17 32,623.32 24,356.50

2,189.94 2,684.26 1,573.37 3,124.48 4,058.38611.45 63.04 61.49 59.62 0.00

17,512.94 10,539.10 25,341.26 14,006.21 22,191.736,748.00 4,437.57 19,133.68 7,868.69 15,163.024,439.85 751.20 747.02 314.60 348.105,640.24 4,668.17 4,792.48 5,171.69 6,040.10

684.15 681.45 668.15 651.22 640.510.69 0.71 (0.07) (0.00) 0.000.00 0.00 0.00 0.00 0.00

1,691.08 1,618.09 1,598.21 1,541.12 1,582.37

0.00 0.00 0.00 0.00 69.71

24,551.54 21,035.05 20,416.22 20,005.74 20,344.01

6,736.53 6,155.65 6,341.83 6,078.58 6,542.586,648.34 6,051.73 6,244.54 5,991.68 6,542.55

88.19 103.91 97.29 86.90 0.039,922.71 8,810.25 8,479.30 8,498.92 8,905.85

168.46 50.54 54.77 45.51 40.089,754.25 8,759.71 8,424.54 8,453.41 8,865.77

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

7,872.60 6,069.15 5,580.84 5,428.24 4,832.655,150.82 4,052.57 3,510.75 3,015.52 2,872.31

0.00 0.00 0.00 0.00 0.002,721.60 2,016.44 2,069.91 2,412.55 1,960.34

0.00 0.00 0.00 0.17 0.000.19 0.14 0.18 0.00 0.000.00 0.00 0.00 0.00 0.00

19.70 0.00 14.25 0.00 62.93

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

10,892.30 8,293.54 19,185.84 35,632.65 7,063.14 6,775.18 13,838.32

3,120.16 3,003.09 6,123.25 13,171.13 2,543.59 2,737.84 5,281.431,325.80 1,322.77 2,648.57 6,184.98 1,074.10 1,151.81 2,225.91

41.43 18.48 59.91 221.10 19.72 1.99 21.7163.18 41.85 105.03 232.38 72.50 78.23 150.7379.16 498.82 577.98 1,178.09 425.07 427.45 852.52

264.69 127.43 392.12 1,069.18 167.95 302.60 470.561,345.90 993.74 2,339.64 4,285.39 784.24 775.75 1,559.994,757.83 2,952.12 7,709.95 13,954.17 3,017.74 2,895.15 5,912.881,859.94 1,693.10 3,553.03 5,586.12 945.86 721.29 1,667.14

87.59 89.98 177.56 401.44 113.54 134.91 248.45770.18 433.99 1,204.17 1,919.33 380.76 216.49 597.25126.47 31.99 158.46 155.96 16.15 24.24 40.40170.13 89.28 259.42 444.50 45.52 45.26 90.78

0.00 0.00 0.00 0.00 0.00 0.00 0.00

8,366.97 6,377.75 14,744.72 26,778.55 5,092.29 4,474.75 9,567.04

3,944.40 3,176.26 7,120.67 13,400.29 2,749.15 2,402.76 5,151.91851.13 631.31 1,482.44 2,648.64 512.33 464.46 976.79

2,172.56 1,740.57 3,913.13 7,444.79 1,663.46 1,337.74 3,001.19145.83 69.06 214.90 234.07 3.03 2.56 5.59591.52 672.23 1,263.75 2,734.20 532.17 513.00 1,045.18183.37 63.09 246.45 338.59 38.16 85.00 123.16

51.33 47.28 98.61 195.30 0.00 0.00 0.004,352.60 3,146.09 7,498.69 13,069.66 2,292.71 2,113.40 4,406.11

18.64 8.11 26.75 113.30 51.18 (42.16) 9.020.00 0.00 0.00 0.00 0.00 0.00 0.00

49.13 51.10 100.22 212.46 97.72 46.76 144.48

2,574.46 1,966.88 4,541.34 9,066.57 2,068.57 2,347.19 4,415.76

676.96 642.53 1,319.48 2,537.12 521.06 663.56 1,184.63

1,897.50 1,324.35 3,221.86 6,529.45 1,547.51 1,683.63 3,231.13

658.27 686.70 1,344.98 2,806.97 663.64 745.13 1,408.77n. a. n. a. n. a. n. a. 714.73 794.80 1,509.53n. a. n. a. n. a. n. a. 50.99 49.76 100.76

206.23 400.59 606.82 1,643.41 420.66 (115.31) 305.36

2,762.01 2,411.64 5,173.65 10,979.83 2,631.26 2,314.00 4,945.26

2,392.87 2,260.89 4,653.76 9,530.19 2,419.85 2,371.42 4,791.27886.04 876.45 1,762.49 3,630.25 932.60 925.45 1,858.06

1,306.12 1,184.07 2,490.18 5,094.80 1,293.21 1,255.87 2,549.08200.71 200.37 401.09 805.14 193.93 190.21 384.14

369.14 150.75 519.89 1,449.64 211.55 (57.56) 153.99

237.61 120.75 358.36 995.88 69.98 (57.07) 12.91

102.69 28.77 131.46 130.30 39.36 20.10 59.444.64 34.49 39.13 22.80 23.96 158.42 182.38

139.56 126.47 266.03 888.38 54.58 81.27 135.85

(24.76) 12.08 (12.68) (177.16) 11.35 3.65 15.00

114.80 138.55 253.35 711.22 65.93 84.92 150.85

0.00 (46.77) (46.77) (223.64) 0.00 0.00 0.00

114.80 91.78 206.58 487.58 65.93 84.92 150.85

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

126,856.12 118,941.06 131,468.24 121,057.21 124,979.89

40,381.02 28,089.49 37,027.07 29,170.25 21,341.6717,289.18 24,726.00 26,366.76 24,166.57 34,893.44

88.48 136.94 103.94 84.08 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 1.97 3.64 2.50 0.00

51,860.04 51,473.32 55,163.27 55,577.89 56,307.4210,135.26 8,391.60 7,198.91 6,433.33 6,277.19(6,344.19) (6,321.08) (6,112.22) (5,549.90) (5,023.63)

2,842.83 2,255.71 3,450.62 3,299.73 3,426.54545.07 550.21 558.25 511.15 526.79

4,581.95 4,396.58 4,272.65 4,090.83 3,955.38144.66 139.24 129.14 126.97 130.42

2,643.87 2,523.65 2,373.77 2,257.74 2,306.681,694.15 1,628.80 28.98 27.80 24.89

993.80 948.63 903.45 858.28 813.11

119,828.14 111,775.69 124,148.81 113,931.93 117,911.31

44,595.16 45,393.92 50,103.30 47,139.64 49,668.0151,482.47 50,432.91 43,143.50 47,773.32 41,124.55

611.45 63.04 61.49 59.62 0.0017,511.81 10,537.83 25,336.93 14,006.00 22,191.73

328.55 250.84 194.43 207.38 237.11n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.58 0.00 0.00 0.00 0.640.00 0.00 0.00 16.27 0.00

3,605.04 3,476.95 3,709.93 3,187.60 3,105.951,691.08 1,618.09 1,598.21 1,541.12 1,582.37

0.00 0.00 0.00 0.00 0.002.01 2.11 1.04 0.98 0.96

7,027.97 7,165.36 7,319.43 7,125.28 7,068.58

5,306.67 5,263.92 5,194.59 5,107.64 5,074.781,333.72 1,336.75 1,337.08 1,337.08 1,337.081,219.95 1,222.72 1,223.02 1,223.02 1,223.022,753.00 2,704.44 2,634.49 2,547.54 2,514.691,721.30 1,901.44 2,124.83 2,017.64 1,993.801,872.75 1,877.01 2,932.79 2,932.74 3,417.831,132.45 1,055.43 0.00 485.10 (22.51)

(48.18) (45.00) (6.73) 49.03 (32.12)11.35 11.38 12.05 12.23 10.96

(90.60) 6.14 6.78 0.00 0.00(1,363.09) (1,336.62) (1,307.69) (1,789.96) (1,917.29)

0.04 0.04 0.04 0.04 0.04n. a. n. a. n. a. 262.53 386.04n. a. n. a. n. a. 167.42 294.20n. a. n. a. n. a. 95.11 91.840.00 0.00 0.00 0.00 0.00

206.58 333.05 487.58 65.93 150.85

155.00 131.35 28.52 26.99 57.846,552.25 7,011.38 6,859.44 6,744.59 7,113.00

753.59 729.92 774.66 785.56 1,039.04153,502.01 141,878.50 163,822.67 158,666.94 156,312.61396,496.38 403,488.82 385,780.61 379,404.38 373,222.96103,250.61 93,740.20 117,630.67 116,488.39 119,521.55

13,458.55 13,161.42 12,830.18 11,996.31 11,886.6612,052.40 8,884.12 14,184.99 13,137.49 15,905.48

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

10,891.17 8,295.89 19,187.06 35,635.31 7,063.13 6,774.18 13,837.31

8,367.34 6,377.67 14,745.01 26,778.10 5,092.29 4,473.70 9,565.98

49.17 51.06 100.22 212.46 97.72 46.76 144.48

2,573.00 1,969.28 4,542.28 9,069.67 2,068.57 2,347.24 4,415.80

676.96 642.53 1,319.48 2,537.12 521.06 663.56 1,184.63

1,896.05 1,326.75 3,222.79 6,532.56 1,547.50 1,683.68 3,231.18

658.27 686.70 1,344.98 2,806.97 663.84 744.93 1,408.77n. a. n. a. n. a. n. a. 714.73 794.80 1,509.53n. a. n. a. n. a. n. a. 50.89 49.87 100.76

179.41 416.27 595.68 1,442.12 426.62 (115.35) 311.28

2,733.73 2,429.72 5,163.45 10,781.64 2,637.96 2,313.26 4,951.22

2,396.62 2,264.96 4,661.58 9,544.14 2,422.94 2,375.39 4,798.32886.19 876.34 1,762.53 3,630.27 932.62 925.46 1,858.07

1,300.47 1,179.04 2,479.51 5,071.82 1,287.32 1,250.68 2,538.00209.96 209.58 419.54 842.05 203.00 199.25 402.25

337.11 164.76 501.87 1,237.50 215.03 (62.13) 152.90

206.10 135.25 341.34 795.26 73.46 (59.25) 14.21

104.53 31.77 136.30 139.26 39.35 20.10 59.454.46 34.67 39.13 22.80 30.82 159.10 189.92

106.02 138.15 244.17 678.80 64.93 79.75 144.68

8.78 0.40 9.18 32.42 1.00 5.17 6.17

114.80 138.55 253.35 711.22 65.93 84.92 150.85

0.00 (46.77) (46.77) (223.64) 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00

114.80 91.78 206.58 487.58 65.93 84.92 150.85

n. a. No aplica

Pago de dividendos

Resultado neto

3,971.56 1,223.02 2,932.78 0.00 (6.73) 12.05 (1,318.43) 0.00 17.48 0.00 485.10 0.04 7,316.88

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 485.10 0.00 0.00 0.00 0.00 0.00 0.00 (485.10) 0.00 0.00

0.00 0.00 485.05 (507.61) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (22.57)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 485.05 (22.51) 0.00 0.00 0.00 0.00 0.00 0.00 (485.10) 0.00 (22.57)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 150.85 0.00 150.85

(119.79) 0.00 0.00 0.00 (25.39) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (145.18)

0.00 0.00 0.00 0.00 0.00 (1.10) 0.00 0.00 0.00 0.00 0.00 0.00 (1.10)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 (598.86) 294.20 74.36 0.00 0.00 0.00 (230.30)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(119.79) 0.00 0.00 0.00 (25.39) (1.10) (598.86) 294.20 74.36 0.00 0.00 0.00 (376.58)

3,851.76 1,223.02 3,417.83 (22.51) (32.12) 10.96 (1,917.29) 294.20 91.84 0.00 150.85 0.04 7,068.58

Concepto

Resultado neto

I - 2000 II - 2000

65.93 150.85

55.82 197.26521.06 1,184.63203.00 402.25(30.82) (189.92)

17.18 33.30

1,664.54 (2,873.90)(867.94) (2,356.57)

(9,095.35) 0.00

0.00 (8,551.64)0.00 (2,212.08)0.00 (937.38)

(7,466.57) (15,153.19)

(57.09) (15.84)(86.94) (120.89)

0.00 0.000.00 0.00

(144.03) (136.72)

(247.31) (319.38)1.13 4.01

(246.18) (315.38)

(7,856.79) (15,605.29)

37,027.04 36,946.96

29,170.25 21,341.67

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Bilbao Vizcaya

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

89,411.74 89,721.97 86,388.68 86,386.75 93,353.31

14,826.44 16,633.64 11,339.60 10,461.30 18,161.793,167.48 3,748.99 6,357.23 5,720.58 6,272.87

245.38 227.78 338.65 261.27 325.39n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

60.75 20.69 17.76 28.02 47.3758,845.61 56,889.06 56,944.86 56,849.00 55,383.19

1,261.00 1,069.95 1,099.64 1,079.63 1,070.60(1,170.87) (943.48) (933.30) (1,052.15) (1,091.73)

2,265.46 1,108.95 1,190.89 3,531.65 3,679.75447.89 504.62 535.29 493.33 495.82

2,443.46 2,455.16 2,813.64 2,628.05 2,556.591,530.62 1,550.88 979.33 1,011.17 1,017.933,738.23 4,776.33 4,648.05 4,765.66 5,358.461,691.84 1,624.68 1,006.22 562.41 31.57

58.47 54.73 50.84 46.82 43.71

83,530.77 83,815.79 80,498.79 80,530.69 87,615.21

16,959.46 17,421.77 18,843.91 20,812.42 23,891.8153,070.42 54,329.59 49,554.37 43,677.72 48,120.91

0.00 0.00 584.80 563.43 1,106.4710,738.98 10,016.40 9,133.91 10,620.29 7,623.53

168.69 187.14 308.05 234.12 304.08n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.003.74 7.73 7.11 24.52 78.90

85.61 84.31 8.20 4.45 3.302,151.28 1,412.21 1,722.31 2,663.70 4,507.37

343.34 339.59 332.30 1,923.13 1,965.790.00 0.00 0.00 0.00 0.009.25 17.04 3.83 6.91 13.05

5,880.97 5,906.18 5,889.89 5,856.05 5,738.10

7,434.71 7,382.74 7,369.76 7,254.41 9,038.425,574.06 5,574.06 5,575.52 6,728.02 8,512.02

0.46 0.46 0.46 526.39 526.391,860.18 1,808.21 1,793.77 0.00 0.00

(1,553.73) (1,476.55) (1,479.87) (1,398.36) (3,300.31)485.01 485.02 485.02 485.01 531.57

(1,774.09) (1,773.93) (1,773.93) (1,348.99) (3,404.88)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

424.63 436.71 464.80 0.00 38.23(958.30) (997.67) (1,138.57) (673.77) (673.77)

269.01 373.32 482.81 104.49 208.54

725.50 1,041.01 1,140.97 1,456.75 894.76273.84 268.54 261.94 253.95 250.24413.66 377.56 614.86 374.44 316.55

53,701.29 53,728.60 55,097.83 49,378.56 49,649.2715,042.72 18,338.42 14,779.63 14,726.53 15,997.6626,300.71 27,409.62 25,882.48 23,109.22 22,839.1114,325.55 13,892.90 13,030.27 12,419.23 12,004.33

1,084.85 4,362.11 4,566.48 40,425.18 18,869.64

n. a. No aplica

Concepto

Acciones

Concepto

Bilbao Vizcaya

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,167.48 3,748.99 6,357.23 5,720.58 6,272.87

1,576.89 2,194.18 4,988.08 4,525.37 4,622.551,556.54 2,132.80 4,901.60 4,527.10 4,617.87

207.17 126.83 93.21 1,051.14 54.751,097.67 1,554.92 4,411.41 3,329.77 3,662.75

251.70 451.06 396.97 146.19 900.3820.35 61.38 86.48 (1.73) 4.68

0.00 0.00 0.00 513.97 524.210.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 513.97 524.21

938.80 915.61 738.37 681.24 1,126.11938.80 915.61 738.37 681.24 1,126.11(0.00) (0.00) 0.00 0.00 663.34

0.00 0.00 0.00 0.00 0.00938.80 915.61 738.37 681.24 462.76

0.00 0.00 0.00 0.00 0.00

651.79 639.19 630.78 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

245.38 227.78 338.65 261.27 325.3914,434.67 18,597.99 17,882.88 24,732.57 37,674.1114,189.29 18,370.20 17,544.23 24,471.30 37,348.72

168.69 187.14 308.05 234.12 304.0811,950.11 14,683.56 16,248.46 21,946.78 33,772.8811,781.42 14,496.41 15,940.41 21,712.65 33,468.79

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

60.75 20.69 17.75 28.02 47.37

60.75 20.69 17.75 28.02 47.370.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3.74 7.73 7.12 24.52 78.90

3.74 7.73 7.12 24.52 78.900.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Bilbao Vizcaya

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

60,106.61 57,959.02 58,044.50 57,928.62 56,453.79

58,845.61 56,889.06 56,944.86 56,849.00 55,383.19

25,583.41 24,183.18 25,717.68 26,424.75 27,053.670.00 0.00 0.00 0.00 0.00

820.48 917.74 938.82 982.32 993.943,345.73 3,184.31 3,140.72 3,060.94 3,009.681,987.52 2,052.22 2,044.48 2,072.77 2,100.71

27,108.48 26,551.61 25,103.16 24,308.21 22,225.20

1,261.00 1,069.95 1,099.64 1,079.63 1,070.60

909.64 778.55 832.41 734.91 773.160.00 0.00 0.00 0.00 0.00

80.96 104.25 110.60 95.70 98.31270.39 187.15 156.64 249.01 199.13

0.00 0.00 0.00 0.00 0.00

14,444.99 12,862.82 13,354.86 12,848.40 12,645.19

14,104.48 12,377.80 12,818.76 12,309.17 12,093.04

11,900.38 10,720.67 11,755.81 11,939.09 12,334.040.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2,204.11 1,657.13 1,062.95 370.08 (241.00)

340.51 485.02 536.09 539.23 552.15

340.51 485.02 536.09 539.23 552.150.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3,946.68 3,513.07 3,351.46 3,258.73 3,140.28

3,675.24 3,403.19 3,246.64 3,175.18 3,044.94

447.48 431.60 366.98 340.13 312.420.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2,014.08 1,767.94 1,686.19 1,651.94 1,559.971,213.67 1,203.66 1,193.47 1,183.10 1,172.56

271.44 109.88 104.82 83.55 95.33

238.97 81.55 81.16 56.19 58.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

32.47 28.33 23.66 27.36 37.34

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Bilbao Vizcaya

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

58,498.52 59,896.92 57,917.92 57,990.86 58,903.57

26,703.98 27,982.57 26,554.67 28,238.30 30,273.58

1,055.90 2,028.24 2,040.85 1,973.31 2,026.15

1,449.76 1,449.09 1,335.35 1,066.14 679.47

957.84 703.39 700.46 736.10 978.85

107.91 112.73 107.65 98.32 107.48

3.67 278.18 452.33 716.19 8.48

28,219.46 27,342.71 26,726.60 25,162.50 24,829.56

1,170.87 943.48 933.30 1,052.15 1,091.73

167.56 22.68 22.19 27.98 88.30

311.29 309.81 293.28 276.55 284.19

555.50 479.61 476.32 550.44 602.68

50.75 131.38 136.79 151.47 116.57

0.00 0.00 0.00 0.00 0.00

85.77 0.00 4.72 45.71 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Bilbao Vizcaya

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

81,112.20 82,108.48 78,448.81 77,596.99 82,708.51

16,959.46 17,421.77 18,843.42 20,812.42 23,891.8114,050.29 14,441.00 15,282.33 15,632.97 19,307.25

2,909.17 2,980.77 3,561.09 5,179.45 4,584.5653,070.42 54,330.12 49,554.37 43,677.72 48,120.91

0.04 0.00 0.00 0.00 0.009,983.14 11,173.24 11,226.05 10,214.60 7,860.67

43,087.23 43,156.87 38,328.32 33,463.12 40,260.240.00 0.00 0.00 0.00 0.000.00 0.00 584.80 563.43 1,106.47

10,738.98 10,017.00 9,133.91 10,620.29 7,623.538,284.76 8,230.90 7,526.20 6,734.29 5,432.96

0.00 0.00 76.92 2,148.10 491.212,426.96 1,757.61 1,505.02 1,713.12 1,675.25

27.21 26.83 25.77 24.77 24.100.05 1.66 (0.00) (0.00) 0.000.00 0.00 0.00 0.00 0.00

343.34 339.59 332.30 1,923.13 1,965.79

0.00 0.00 0.00 0.00 0.00

20,960.59 19,241.31 20,421.62 20,991.74 24,420.17

5,316.58 4,090.32 5,152.94 5,995.69 8,467.704,534.95 3,405.87 4,032.54 4,504.16 6,621.94

781.63 684.45 1,120.40 1,491.54 1,845.765,645.56 5,826.07 6,176.94 4,405.84 6,101.18

0.00 0.00 0.00 0.00 0.005,645.56 5,826.07 6,176.89 4,405.84 6,101.17

0.00 0.00 0.05 0.00 0.010.00 0.00 0.00 0.00 0.000.00 0.00 584.80 563.43 1,106.47

9,687.68 9,017.93 8,207.43 8,136.30 6,779.048,284.70 8,230.90 7,525.85 6,733.15 5,432.96

0.00 0.00 0.00 471.11 491.211,402.97 787.03 682.05 932.04 854.86

0.00 0.00 0.00 0.00 0.00(0.00) (0.00) (0.47) 0.00 (0.00)

0.00 0.00 0.00 0.00 0.00

310.78 306.98 299.51 1,890.46 1,965.79

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Bilbao Vizcaya

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

5,302.33 4,267.48 9,569.81 18,308.43 3,979.65 4,097.56 8,077.22

3,545.12 2,817.54 6,362.66 11,745.47 2,277.87 1,928.36 4,206.231,215.84 962.79 2,178.63 4,279.41 937.45 855.85 1,793.30

41.94 126.47 168.41 209.81 31.85 36.66 68.5078.44 65.80 144.24 297.31 72.88 72.55 145.43

120.02 98.46 218.47 459.01 104.41 94.56 198.9731.57 53.96 85.53 179.41 33.84 29.13 62.96

2,057.32 1,510.07 3,567.38 6,320.50 1,097.45 839.60 1,937.06704.10 441.77 1,145.87 2,332.89 672.60 712.78 1,385.38274.58 212.20 486.77 1,150.83 259.74 371.84 631.58

24.90 22.51 47.41 77.46 24.91 14.85 39.77613.47 589.67 1,203.14 2,554.01 719.83 954.94 1,674.77

0.05 0.20 0.26 0.95 0.00 0.10 0.11140.10 113.68 253.79 369.50 24.69 79.36 104.05

0.00 69.91 69.91 77.32 0.00 35.33 35.33

4,561.30 3,526.99 8,088.29 15,304.28 3,307.33 3,250.98 6,558.32

3,792.75 2,805.78 6,598.53 12,127.84 2,360.78 2,075.88 4,436.66436.27 311.17 747.44 1,638.27 506.94 353.97 860.90

3,211.73 2,389.75 5,601.48 10,065.66 1,731.72 1,579.30 3,311.020.00 0.00 0.00 8.71 10.38 18.22 28.60

136.12 98.22 234.34 387.87 75.67 75.02 150.688.63 6.64 15.27 27.34 36.08 49.38 85.45

17.43 14.10 31.53 61.31 5.42 14.25 19.67751.02 707.21 1,458.23 3,115.13 941.08 1,160.91 2,101.99

0.10 (0.10) 0.00 0.00 0.06 (0.06) 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

704.44 347.77 1,052.21 1,740.15 411.38 90.52 501.91

1,445.47 1,088.26 2,533.73 4,744.30 1,083.70 937.10 2,020.80

69.46 85.13 154.59 634.54 160.98 17.03 178.01

1,376.01 1,003.14 2,379.14 4,109.76 922.72 920.07 1,842.79

193.75 221.91 415.65 953.07 183.55 201.66 385.21n. a. n. a. n. a. n. a. 281.50 293.08 574.57n. a. n. a. n. a. n. a. 97.95 91.41 189.36

76.39 76.78 153.17 242.14 104.51 (33.34) 71.17

1,646.14 1,301.83 2,947.97 5,304.97 1,210.77 1,088.40 2,299.17

1,058.10 1,149.00 2,207.11 4,655.97 1,143.11 1,147.41 2,290.52510.09 532.98 1,043.07 2,153.79 549.41 561.08 1,110.50454.16 520.30 974.46 2,076.06 469.00 466.09 935.09

93.86 95.73 189.58 426.11 124.70 120.23 244.93

588.04 152.82 740.86 649.00 67.66 (59.01) 8.65

(496.84) (69.16) (566.00) (292.96) 27.81 (38.86) (11.06)n. a. n. a. n. a. n. a. 302.62 70.77 373.39n. a. n. a. n. a. n. a. 274.82 109.63 384.44

91.20 83.66 174.86 356.04 39.87 (20.17) 19.71

0.00 0.00 0.00 0.04 0.02 0.00 0.0344.34 (0.00) 44.34 44.34 58.12 109.52 167.64

135.54 83.66 219.20 400.34 97.97 89.34 187.32

11.08 25.81 36.90 64.78 1.69 3.71 5.40

146.63 109.47 256.10 465.12 99.66 93.05 192.71

9.07 3.85 12.92 17.69 4.83 10.99 15.82

155.69 113.32 269.02 482.81 104.49 104.04 208.54

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Bilbao Vizcaya

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

89,187.17 89,486.70 86,145.86 86,139.74 93,098.15

14,826.44 16,633.64 11,339.60 10,461.30 18,161.793,167.81 3,749.22 6,357.36 5,720.72 6,273.00

245.38 227.78 338.65 261.27 325.39n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

60.75 20.69 17.76 28.02 47.3758,845.61 56,889.06 56,944.86 56,849.00 55,383.19

1,261.00 1,069.95 1,099.64 1,079.63 1,070.60(1,170.87) (943.48) (933.30) (1,052.15) (1,091.73)

2,279.92 1,124.72 1,208.20 3,550.56 3,699.60447.89 504.62 535.29 493.33 495.82

3,114.00 3,120.53 3,474.30 3,314.85 3,238.92645.24 658.04 85.42 84.26 85.89

3,713.68 4,752.52 4,621.03 4,739.74 5,333.041,691.84 1,624.68 1,006.22 562.41 31.57

58.47 54.73 50.84 46.82 43.71

83,306.20 83,580.51 80,255.97 80,283.69 87,360.05

16,770.59 17,223.38 18,638.42 20,603.83 23,677.5453,032.86 54,290.27 49,513.86 43,636.34 48,078.17

0.00 0.00 584.80 563.43 1,106.4710,738.98 10,016.40 9,133.91 10,620.29 7,623.53

168.69 187.14 308.05 234.12 304.08n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.003.74 7.73 7.11 24.52 78.90

85.61 84.31 8.20 4.45 3.302,153.15 1,414.64 1,725.50 2,666.66 4,509.23

343.34 339.59 332.30 1,923.13 1,965.790.00 0.00 0.00 0.00 0.009.25 17.04 3.83 6.91 13.05

5,880.97 5,906.19 5,889.89 5,856.05 5,738.10

7,434.71 7,382.74 7,369.76 7,254.41 9,038.425,574.06 5,574.06 5,575.52 6,728.02 8,512.02

0.46 0.46 0.46 526.39 526.391,860.18 1,808.21 1,793.77 0.00 0.00

(1,553.73) (1,476.55) (1,479.87) (1,398.36) (3,300.31)485.01 485.02 485.02 485.01 531.57

(1,774.09) (1,773.93) (1,773.93) (1,348.99) (3,404.88)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

424.63 436.71 464.80 0.00 0.00(958.30) (997.67) (1,138.57) (673.77) (673.77)

269.01 373.32 482.81 104.49 208.54

725.50 1,041.01 1,140.97 1,456.75 894.76273.84 268.54 261.94 253.95 250.24413.66 377.56 614.86 374.44 316.55

53,701.29 53,728.60 55,097.83 49,378.56 49,649.2715,042.72 18,338.42 14,779.63 14,726.53 15,997.6626,300.71 27,409.62 25,882.48 23,109.22 22,839.1114,325.55 13,892.90 13,030.27 12,419.23 12,004.33

1,084.85 4,362.11 4,566.48 40,425.18 18,869.64

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Bilbao Vizcaya

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

5,302.51 4,267.76 9,570.26 18,309.82 3,979.70 4,097.66 8,077.35

4,551.52 3,521.14 8,072.66 15,278.09 3,302.66 3,246.68 6,549.33

693.96 343.27 1,037.23 1,715.64 403.59 87.91 491.50

1,444.95 1,089.89 2,534.84 4,747.37 1,080.63 938.88 2,019.51

69.46 85.13 154.59 634.54 160.98 17.03 178.01

1,375.49 1,004.77 2,380.25 4,112.83 919.65 921.86 1,841.50

76.39 76.78 153.17 242.14 104.51 (33.34) 71.17

1,645.62 1,303.46 2,949.08 5,308.04 1,207.71 1,090.17 2,297.88

1,056.84 1,147.72 2,204.57 4,651.61 1,141.72 1,146.22 2,287.93510.09 532.98 1,043.07 2,153.79 549.41 561.08 1,110.50447.58 513.77 961.36 2,051.11 463.08 460.42 923.50

99.17 100.97 200.14 446.71 129.22 124.71 253.94

588.78 155.73 744.51 656.43 65.99 (56.04) 9.95

(493.06) (65.45) (558.51) (277.56) 24.60 (41.83) (17.23)n. a. n. a. n. a. n. a. 298.19 75.20 373.39n. a. n. a. n. a. n. a. 273.60 117.02 390.62

95.72 90.28 186.01 378.88 41.39 (14.22) 27.18

0.00 0.00 0.00 0.04 0.02 0.00 0.0344.34 (0.00) 44.34 40.29 58.12 109.52 167.64

140.06 90.28 230.35 419.12 99.49 95.30 194.79

6.56 19.19 25.75 46.00 0.17 (2.25) (2.08)

146.63 109.47 256.10 465.12 99.66 93.05 192.71

9.07 3.85 12.92 17.69 4.83 10.99 15.82

0.00 0.00 0.00 0.00 0.00 (0.00) 0.00

155.69 113.32 269.02 482.81 104.49 104.04 208.54

n. a. No aplica

Pago de dividendos

Resultado neto

Bilbao Vizcaya

7,369.30 0.47 483.29 (1,772.21) 0.00 0.00 (673.77) 0.00 0.00 0.00 482.81 0.00 5,889.89

1,258.07 525.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,784.00

0.00 0.00 0.00 (1,784.00) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (1,784.00)

0.00 0.00 48.28 434.53 0.00 0.00 0.00 0.00 0.00 0.00 (482.81) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1,258.07 525.92 48.28 (1,349.47) 0.00 0.00 0.00 0.00 0.00 0.00 (482.81) 0.00 (0.00)

(115.35) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 208.54 0.00 93.19

0.00 0.00 0.00 (225.34) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (225.34)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (57.87) 0.00 0.00 0.00 0.00 38.23 0.00 0.00 0.00 (19.64)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (283.21) 0.00 0.00 0.00 0.00 38.23 0.00 0.00 0.00 (244.98)

8,512.02 526.39 531.57 (3,404.88) 0.00 0.00 (673.77) 0.00 38.23 0.00 208.54 0.00 5,738.10

Concepto

Resultado neto

Bilbao Vizcaya

I - 2000 II - 2000

104.49 208.54

(113.09) (65.62)116.94 124.28129.34 254.01

(259.79) (167.09)132.05 72.47

(2,447.09) 2,614.72(1,425.64) 1,624.86

644.81 (40.23)

0.00 371.460.00 0.000.00 0.00

(3,117.99) 4,997.38

1,590.83 1,633.490.00 (2,067.21)0.00 0.000.00 1,784.00

1,590.83 1,350.28

8.46 17.07640.40 457.47

648.86 474.54

(878.30) 6,822.19

11,339.59 11,339.59

10,461.30 18,161.79

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Citibank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

71,857.82 75,317.63 75,368.13 78,544.06 68,681.82

4,333.28 7,046.90 5,831.98 5,845.91 12,918.1932,442.97 37,301.43 37,578.27 30,763.67 16,069.22

0.00 0.00 14.13 0.19 3.96n. a. n. a. n. a. 0.00 0.00

258.06 0.00 0.00 0.00 0.001,409.56 978.24 678.97 487.60 830.44

27,138.17 23,202.04 25,721.83 25,267.58 24,344.62878.04 879.33 1,044.10 978.53 962.21

(469.14) (493.85) (890.39) (881.47) (911.62)1,331.59 1,862.30 1,404.82 11,790.01 10,324.941,154.93 1,472.06 845.28 803.73 755.971,651.45 1,628.66 1,694.15 1,642.07 1,544.481,597.72 1,354.40 1,351.31 1,564.44 1,519.71

0.00 0.00 0.00 0.00 0.00131.17 86.12 93.68 281.81 319.69

0.00 0.00 0.00 0.00 0.00

67,075.22 70,396.43 70,417.81 72,990.62 63,646.52

10,248.21 9,508.75 10,821.69 9,517.68 10,543.1144,936.27 42,666.29 43,797.38 38,983.89 29,870.53

543.44 1,620.23 1,585.20 1,026.18 1,000.988,998.83 13,971.12 11,546.40 9,649.52 14,017.14

9.41 10.64 0.00 11.15 11.06n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

202.36 216.48 268.16 189.92 303.83244.51 388.75 582.66 551.72 525.15

1,822.50 1,922.30 1,700.63 12,929.35 7,222.530.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

69.68 91.88 115.69 131.20 152.21

4,782.60 4,921.19 4,950.33 5,553.44 5,035.29

4,395.36 4,395.89 4,410.22 4,978.74 4,972.074,395.36 4,395.89 4,410.22 4,978.74 4,972.07

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

387.24 525.30 540.10 574.69 63.22287.02 287.06 287.99 287.99 359.29479.71 564.93 566.77 711.27 646.41

(46.80) (11.59) (17.02) (20.05) (51.20)0.00 0.00 0.00 0.00 0.00

107.68 109.71 114.71 0.00 0.00(968.81) (1,369.61) (1,125.55) (968.25) (978.55)

528.43 944.81 713.20 558.51 80.88

17.91 17.57 17.13 16.61 16.370.00 0.00 0.00 0.00 (3,000.00)

4,802.12 4,669.49 4,128.13 4,138.09 3,928.6410,799.34 15,579.79 17,995.00 15,741.86 18,358.34

239,466.81 223,886.52 285,477.59 245,893.74 216,562.6419,720.44 13,576.41 19,237.73 16,718.73 14,536.52

0.00 0.00 0.00 0.00 0.0051,999.76 50,623.97 53,254.03 45,751.68 79,043.59

n. a. No aplica

Concepto

Acciones

Concepto

Citibank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

32,442.97 37,301.43 37,578.27 30,763.67 16,069.22

2,453.15 9,055.96 8,739.02 3,616.80 14,590.942,453.15 9,055.96 8,739.02 3,616.80 14,590.94

809.88 619.99 1,939.46 1,264.87 808.621,643.27 8,435.97 6,799.56 2,351.93 13,782.32

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2,884.65 1,871.30 2,155.95 1,941.22 1,283.992,861.05 1,850.56 2,134.44 1,836.40 1,180.352,861.05 1,850.56 2,134.44 1,832.62 782.51

0.00 0.00 0.00 3.78 397.850.00 0.00 0.00 0.00 0.00

23.60 20.73 21.51 104.82 103.64

26,991.09 26,282.83 26,592.84 25,205.64 194.2926,991.09 26,282.83 26,592.84 25,205.64 194.29

(773.90) (912.30) 99.02 (410.03) 167.210.00 3.72 27.06 25,199.07 0.00

27,764.98 27,191.41 26,466.76 416.60 27.080.00 0.00 0.00 0.00 0.00

114.08 91.35 90.46 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 14.13 0.19 3.964,363.05 6,092.48 3,682.84 7,614.48 8,047.984,367.28 6,103.12 3,671.59 7,625.63 8,059.04

9.41 10.64 0.00 11.15 11.065.18 321.94 3,032.73 608.71 4,742.290.00 321.94 3,035.61 608.90 4,746.25

n. a. n. a. n. a. 0.00 0.00

258.26 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

1,409.56 978.24 678.97 487.60 830.44

1,409.56 978.24 678.97 487.60 830.440.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

202.36 216.48 268.16 189.92 303.83

202.36 216.48 268.16 189.92 303.830.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Citibank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

28,016.22 24,081.36 26,765.93 26,246.11 25,306.83

27,138.17 23,202.04 25,721.83 25,267.58 24,344.62

14,845.81 10,262.08 12,899.53 12,562.45 12,890.040.00 828.00 1,129.43 1,014.59 898.26

1,272.93 1,956.86 1,953.47 1,907.63 2,053.7822.95 23.26 27.08 26.59 25.21

0.00 0.00 0.00 0.00 0.0010,996.48 10,131.83 9,712.33 9,756.32 8,477.33

878.04 879.33 1,044.10 978.53 962.21

599.67 596.64 625.22 595.18 575.260.00 0.00 0.00 0.00 0.00

274.57 278.98 413.69 379.19 382.863.80 3.71 5.19 4.15 4.090.00 0.00 0.00 0.00 0.00

8,648.48 8,511.78 8,580.75 8,402.08 8,269.27

8,220.82 7,958.55 7,993.42 7,846.15 7,809.43

5,671.73 4,731.41 4,801.70 4,777.05 4,732.040.00 693.84 636.37 588.79 499.980.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2,549.08 2,533.30 2,555.35 2,480.31 2,577.41

427.66 553.23 587.33 555.93 459.84

427.66 553.23 587.33 555.93 459.840.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Citibank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

33,999.11 32,200.77 28,061.21 29,968.33 29,956.43

18,505.01 16,148.70 11,842.49 14,511.20 15,124.61

1,498.46 1,328.19 3,051.05 3,109.94 2,693.98

57.26 169.57 134.10 284.92 841.78

442.65 342.94 532.16 640.15 508.63

114.07 223.08 384.10 295.69 344.51

2,512.50 3,204.63 2,234.55 1,710.34 829.22

10,869.16 10,783.67 9,882.76 9,416.08 9,613.71

469.14 493.85 890.39 881.47 911.62

45.42 13.28 52.24 50.96 53.06

29.70 33.91 44.08 127.31 179.89

268.29 205.76 363.27 398.15 323.40

114.07 192.95 421.15 295.69 346.45

11.65 47.94 9.66 9.36 8.82

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Citibank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

64,727.41 67,777.68 67,750.66 59,189.58 55,442.81

10,248.21 9,508.81 10,821.69 9,518.84 10,543.117,220.16 7,035.97 7,222.92 7,721.17 7,705.223,028.05 2,472.85 3,598.77 1,797.67 2,837.89

44,936.27 42,666.29 43,797.38 38,983.89 29,870.530.00 0.00 0.00 0.00 0.00

20,401.27 22,633.83 19,528.52 19,152.90 16,549.5824,535.00 20,032.46 24,268.85 19,830.98 13,320.95

0.00 0.00 0.00 0.00 0.00543.44 1,620.23 1,585.20 1,026.18 1,000.98

8,998.83 13,971.71 11,546.40 9,649.52 14,017.136,060.92 9,089.15 5,572.84 6,281.34 10,608.13

0.00 2,092.63 3,396.75 970.18 840.002,428.92 2,283.65 2,071.63 1,913.24 2,091.63

508.99 505.45 505.19 484.76 477.37(0.00) 0.82 0.00 0.00 (0.00)

0.00 0.00 0.00 0.00 0.00

0.66 10.64 0.00 11.15 11.06

10,068.20 11,880.73 11,273.92 9,843.26 15,509.46

2,297.74 1,774.53 1,844.45 1,683.81 2,796.341,833.71 1,304.98 1,365.51 1,303.35 1,877.85

464.03 469.55 478.94 380.46 918.49567.15 3,482.36 2,878.65 1,940.22 2,334.15

0.00 0.00 0.00 0.00 0.00567.15 3,482.36 2,878.65 1,940.22 2,334.15

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

7,203.31 6,623.84 6,550.82 6,219.24 10,378.985,563.97 5,073.15 5,120.46 4,889.86 9,130.16

0.00 0.00 0.00 0.00 0.001,639.34 1,550.69 1,429.96 1,328.99 1,248.43

0.00 0.00 0.00 0.00 0.00(0.00) (0.00) 0.40 0.39 0.38

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Citibank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

4,998.10 4,033.68 9,031.77 17,969.88 3,890.92 2,091.09 5,982.01

1,971.46 1,564.91 3,536.37 6,661.30 1,347.79 856.90 2,204.681,016.08 767.11 1,783.18 3,354.81 626.71 680.84 1,307.55

31.33 (31.33) 0.00 0.00 0.00 0.00 0.00233.72 210.63 444.35 827.08 193.92 163.11 357.03

1.56 1.24 2.80 4.81 1.11 0.89 2.000.00 0.00 0.00 0.00 0.00 0.00 0.00

688.78 617.26 1,306.04 2,474.60 526.05 12.05 538.112,867.71 2,086.50 4,954.21 8,416.74 1,467.82 1,117.57 2,585.38

181.38 199.88 381.26 1,030.24 428.48 17.31 445.8064.71 59.13 123.84 265.78 71.71 86.54 158.2414.03 22.05 36.08 148.48 65.32 103.28 168.59

(69.00) 69.00 0.00 0.00 0.00 0.00 0.00(32.20) 32.20 0.00 1,447.33 509.81 (90.50) 419.31

0.00 0.00 0.00 0.00 0.00 0.00 0.00

4,954.25 2,478.83 7,433.08 12,964.70 2,403.96 1,882.24 4,286.20

3,907.14 2,813.58 6,720.72 11,963.14 2,248.16 1,534.61 3,782.78253.41 218.35 471.75 1,285.72 137.93 229.07 367.00

3,277.69 1,999.48 5,277.16 9,144.71 1,620.03 1,079.25 2,699.2845.47 23.74 69.21 206.06 62.95 37.61 100.55

330.01 572.04 902.06 1,326.13 427.26 188.69 615.940.57 (0.02) 0.54 0.52 0.00 0.00 0.00

11.71 12.32 24.03 47.67 10.84 23.57 34.41369.52 249.98 619.51 952.75 143.47 226.27 369.74

0.08 2.54 2.62 1.15 1.50 58.31 59.81665.80 (599.59) 66.21 0.00 0.00 39.47 39.47

(8.25) (50.38) (58.63) (146.18) (48.74) (23.20) (71.94)

35.59 1,504.46 1,540.05 4,859.00 1,438.22 185.65 1,623.87

35.47 213.11 248.59 775.69 19.79 40.72 60.51

0.12 1,291.35 1,291.47 4,083.31 1,418.43 144.93 1,563.36

1,420.98 (194.50) 1,226.48 595.61 (51.21) 231.69 180.49

1,556.21 1,228.21 2,784.42 5,230.82 1,495.27 530.89 2,026.16

895.64 1,024.13 1,919.77 4,222.91 1,019.23 1,047.24 2,066.47417.19 474.03 891.22 1,768.27 423.96 404.13 828.09430.71 523.44 954.16 2,237.87 541.71 589.92 1,131.63

47.74 26.65 74.39 216.78 53.55 53.19 106.75

660.56 204.08 864.64 1,007.91 476.04 (516.35) (40.31)

(257.17) 326.51 69.33 168.75 27.78 58.68 86.45n. a. n. a. n. a. n. a. 114.52 322.01 436.53n. a. n. a. n. a. n. a. 86.74 263.33 350.07

403.39 530.59 933.98 1,176.65 503.82 (457.67) 46.15

242.07 (18.58) 223.50 0.00 4.99 (3.82) 1.18(14.94) (241.40) (256.34) (595.57) 13.46 25.61 39.07

146.38 307.76 454.14 581.08 512.28 (428.24) 84.04

43.58 30.72 74.30 132.12 46.23 (49.39) (3.16)

189.95 338.48 528.43 713.20 558.51 (477.63) 80.88

0.00 0.00 0.00 0.00 0.00 0.00 0.00

189.95 338.48 528.43 713.20 558.51 (477.63) 80.88

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Citibank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

71,651.85 75,089.82 75,138.96 78,815.74 69,017.50

4,333.28 7,048.34 5,833.42 6,164.01 13,348.0332,442.97 37,301.43 37,578.27 30,763.67 16,204.22

0.00 0.00 14.13 0.19 3.28n. a. n. a. n. a. 0.00 0.00

258.06 0.00 0.00 0.00 0.001,409.56 978.24 678.97 487.60 830.44

27,138.17 23,202.04 25,721.83 25,267.58 24,344.63878.04 879.33 1,044.10 978.53 962.21

(469.14) (493.85) (890.39) (881.47) (911.62)1,367.85 1,891.01 1,431.02 11,851.55 10,367.521,154.93 1,472.06 845.28 803.73 755.972,280.55 2,258.48 2,308.37 2,290.95 2,131.49

725.64 465.87 480.46 247.71 117.200.00 0.00 0.00 0.00 0.00

131.95 86.88 93.51 841.71 864.13

0.00 0.00 0.00 0.00 0.00

66,869.25 70,168.63 70,188.64 72,710.37 63,425.54

10,236.67 9,508.52 10,821.40 9,511.61 10,531.8044,729.72 42,430.27 43,549.77 38,734.64 29,820.35

543.44 1,620.23 1,585.20 1,026.18 1,000.988,998.83 13,971.12 11,546.40 9,649.52 13,810.44

9.41 10.64 0.00 11.15 11.06n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

202.36 216.48 268.16 189.92 303.83235.99 379.56 582.21 448.72 472.83

1,843.15 1,939.92 1,719.81 13,007.43 7,322.050.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

69.68 91.88 115.69 131.20 152.21

4,782.60 4,921.19 4,950.33 6,105.38 5,591.96

4,395.36 4,395.89 4,410.22 4,978.74 4,972.074,395.36 4,395.89 4,410.22 4,978.74 4,972.07

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

387.24 525.30 540.10 1,126.63 619.89287.02 287.06 287.99 287.99 359.29479.71 564.93 566.77 711.27 646.41

(46.80) (11.59) (17.02) (20.05) (51.20)0.00 0.00 0.00 0.00 0.00

107.68 109.71 114.71 0.00 0.00(968.81) (1,369.61) (1,125.55) (968.25) (978.55)

528.43 944.81 713.20 558.51 80.88

17.91 17.57 17.13 16.61 16.3765.96 64.68 0.00 0.00 (3,000.00)

4,802.12 4,669.49 4,128.13 4,138.09 3,928.6410,799.34 15,579.79 17,995.00 15,741.86 18,358.34

239,466.81 223,886.52 285,477.59 245,893.74 216,562.6419,720.44 13,576.41 19,237.73 16,718.73 14,536.52

0.00 0.00 0.00 0.00 0.0051,999.76 50,623.97 53,254.03 45,751.68 79,043.59

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Citibank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

5,004.89 4,007.15 9,012.04 17,977.95 4,155.10 1,855.69 6,010.79

4,955.21 2,455.85 7,411.06 12,765.42 2,421.44 1,845.55 4,266.99

(13.21) (58.55) (71.76) (171.06) (61.03) (31.47) (92.50)

36.47 1,492.75 1,529.22 5,041.48 1,672.62 (21.33) 1,651.29

35.47 213.11 248.59 775.69 19.79 40.72 60.51

1.00 1,279.64 1,280.64 4,265.79 1,652.83 (62.05) 1,590.78

1,426.21 (180.85) 1,245.35 610.78 (51.21) 231.71 180.50

1,562.31 1,230.15 2,792.46 5,428.48 1,729.67 323.93 2,053.60

884.74 1,012.98 1,897.72 4,364.14 1,151.53 1,137.27 2,288.80417.19 474.03 891.22 1,778.52 487.85 472.06 959.91416.61 509.19 925.81 2,336.58 585.19 606.18 1,191.37

50.93 29.76 80.69 249.03 78.48 59.03 137.51

677.57 217.17 894.74 1,064.34 578.14 (813.34) (235.19)

(262.74) 334.21 71.48 161.55 47.00 372.19 419.19n. a. n. a. n. a. n. a. 133.74 635.52 769.26n. a. n. a. n. a. n. a. 86.74 263.33 350.07

414.83 551.39 966.22 1,225.89 625.15 (441.15) 184.00

242.07 (18.58) 223.50 9.48 4.99 80.19 85.19(14.61) (241.40) (256.01) (604.27) (18.46) 57.53 39.07

158.15 328.56 486.70 612.14 601.69 (463.81) 137.88

31.81 9.92 41.73 101.07 0.00 (7.26) (7.26)

189.95 338.48 528.43 713.20 601.69 (471.07) 130.62

0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 (43.18) (6.56) (49.74)

189.95 338.48 528.43 713.20 558.51 (477.63) 80.88

n. a. No aplica

Pago de dividendos

Resultado neto

Citibank

4,409.91 0.00 287.97 566.73 (17.02) 0.00 (1,010.78) 0.00 0.00 0.00 713.15 0.00 4,949.98

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

562.16 0.00 0.00 (562.16) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 71.31 (71.31) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

562.16 0.00 71.31 (633.47) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 713.15 0.00 0.00 0.00 0.00 0.00 0.00 (632.27) 0.00 80.88

0.00 0.00 0.00 0.00 (34.19) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (34.19)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 556.66 556.66

0.00 0.00 0.00 0.00 0.00 0.00 32.23 0.00 0.00 0.00 0.00 0.00 32.23

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.39 0.00 0.00 0.00 6.39

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 (34.19) 0.00 32.23 0.00 6.39 0.00 0.00 556.66 561.10

4,972.07 0.00 359.29 646.41 (51.20) 0.00 (978.55) 0.00 6.39 0.00 80.88 556.66 5,591.96

Concepto

Resultado neto

Citibank

I - 2000 II - 2000

558.51 80.88

137.41 (55.49)19.79 60.5178.48 114.01

(18.46) (39.07)(11.32) 1.14

(8,578.85) (17,911.30)1,340.04 1,418.01

6,814.30 21,387.36

0.00 (4.64)0.00 2,264.860.00 0.00

339.90 7,316.25

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

723.53 932.86(732.69) (734.10)

(9.15) 198.76

330.75 7,515.02

5,833.26 5,833.02

6,164.01 13,348.04

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Santander Mexicano

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

67,338.20 74,278.84 73,658.27 69,658.94 78,944.07

7,796.91 11,272.33 11,692.25 8,186.34 12,140.914,103.25 7,225.15 5,402.71 7,002.30 9,208.42

0.00 0.00 173.17 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

10.23 55.66 147.03 208.61 84.1250,756.03 51,451.48 51,740.67 50,297.57 53,570.66

1,431.98 1,142.02 694.80 588.87 443.17(1,728.93) (1,642.56) (1,291.54) (1,153.71) (997.90)

963.86 942.59 772.11 499.24 534.74293.43 252.54 233.85 179.93 157.62

1,123.73 1,105.42 1,103.64 1,253.09 1,209.031,950.30 1,934.48 2,509.84 2,055.30 2,093.91

500.10 415.59 366.64 307.16 297.67137.31 124.15 113.08 234.26 201.71

0.00 0.00 0.00 0.00 0.00

62,116.52 68,982.92 67,722.41 63,733.58 72,871.72

13,160.22 14,644.64 15,533.64 14,424.74 15,454.2434,263.59 35,370.62 37,966.81 38,725.91 42,626.95

7,665.01 5,905.98 5,000.88 2,538.08 4,523.044,765.41 10,569.08 6,385.02 5,332.52 7,119.52

410.00 391.64 579.04 628.24 314.69n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

96.43 43.29 49.05 38.06 30.2910.24 15.29 3.21 5.27 37.85

1,654.83 1,886.67 2,004.93 1,831.32 2,579.130.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

90.78 155.73 199.84 209.45 186.01

5,221.68 5,295.92 5,935.86 5,925.37 6,072.35

11,009.51 10,947.97 11,829.39 11,765.64 11,799.748,610.18 8,565.23 9,519.93 9,519.93 9,519.92

164.80 164.80 164.80 164.80 164.802,234.53 2,217.94 2,144.66 2,080.91 2,115.01

(5,787.83) (5,652.05) (5,893.53) (5,840.27) (5,727.38)776.33 776.33 374.27 671.15 671.69

(7,517.59) (7,517.50) (7,549.07) (7,227.68) (7,617.29)

(324.03) (294.20) (286.57) (233.72) (0.00)0.00 0.00 0.00 0.00 0.00

105.35 102.28 102.73 0.00 0.00801.17 740.32 727.37 676.90 808.26

n. a. n. a. n. a. (30.01) (43.95)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. (30.01) (43.95)0.00 0.00 0.00 0.00 0.00

370.95 540.72 737.75 303.08 453.91

0.00 0.00 0.00 4.45 4.741,290.53 1,353.45 1,320.18 1,279.91 1,261.20

900.04 930.80 1,114.17 1,221.06 1,414.3756,238.70 53,142.18 52,569.61 48,871.80 49,626.3089,175.09 97,918.65 105,309.97 130,857.33 148,996.03

0.00 0.00 0.00 0.00 0.002,179.48 2,550.46 2,838.29 2,278.98 2,366.66

33,441.78 29,905.33 34,205.59 52,466.86 86,080.93

n. a. No aplica

Concepto

Acciones

Concepto

Santander Mexicano

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4,103.25 7,225.15 5,402.71 7,002.29 9,208.42

2,306.36 5,235.15 2,070.92 3,895.26 6,543.972,255.89 5,191.62 2,030.29 3,734.86 6,422.69

0.03 0.00 8.62 691.52 778.941,257.91 5,191.62 2,021.67 3,043.34 5,643.75

997.95 0.00 0.00 0.00 0.0050.47 43.53 40.63 160.40 121.28

1.36 1.34 1.32 1.24 1.261.36 1.34 1.32 1.24 1.261.36 1.34 1.32 1.24 1.260.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,795.53 1,988.66 3,330.48 3,105.80 2,663.191,795.53 1,988.66 3,330.48 3,105.80 2,663.191,625.98 1,819.38 1,858.90 1,613.81 1,787.42

61.81 0.00 1,296.91 1,257.35 731.62107.74 169.28 174.67 234.64 144.15

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 173.17 0.00 0.0029,193.74 37,669.45 35,153.60 46,504.43 38,123.4129,369.92 37,965.27 34,980.42 46,699.81 38,230.34

410.00 391.52 579.04 628.24 314.691,783.11 11,232.76 2,781.55 4,738.11 9,126.701,549.28 11,137.07 2,202.51 4,305.25 8,918.93

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

10.23 55.66 147.03 208.61 84.12

10.23 55.66 147.03 208.61 84.120.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

96.43 43.29 49.05 38.06 30.29

96.43 43.29 49.05 38.06 30.290.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Santander Mexicano

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

52,188.01 52,593.50 52,435.47 50,886.44 54,013.83

50,756.03 51,451.48 51,740.67 50,297.57 53,570.66

9,603.39 10,092.70 10,712.47 9,980.64 12,389.75104.90 105.22 273.42 221.71 202.34428.59 442.52 427.67 404.78 420.73

2,626.23 2,627.96 2,568.38 2,456.92 2,393.887,840.51 9,012.73 9,475.14 9,314.94 10,474.74

30,152.41 29,170.35 28,283.59 27,918.59 27,689.22

1,431.98 1,142.02 694.80 588.87 443.17

373.92 357.64 315.73 269.39 242.980.00 0.00 0.00 0.00 0.00

110.93 84.34 49.49 38.80 40.15947.14 700.03 329.57 280.68 160.04

0.00 0.00 0.00 0.00 0.00

9,134.36 9,542.76 8,650.86 7,014.10 8,472.88

8,895.10 9,333.59 8,451.66 6,823.16 8,274.75

4,879.96 5,180.18 4,738.39 3,730.40 4,184.913.69 6.45 9.58 2.19 0.740.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

200.07 995.64 1,182.28 1,113.24 2,136.463,811.38 3,151.32 2,521.41 1,977.34 1,952.65

239.27 209.17 199.20 190.93 198.13

239.27 209.17 199.20 190.93 198.130.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3,680.62 3,501.64 3,355.63 3,111.44 2,903.27

3,163.98 3,146.04 3,070.56 2,880.78 2,771.00

1,138.07 1,069.12 1,019.02 915.14 860.4178.65 80.31 80.65 80.63 79.96

127.83 140.39 137.44 129.45 125.201,560.32 1,599.15 1,578.41 1,502.68 1,454.71

259.11 257.07 255.05 252.88 250.72

516.64 355.60 285.07 230.65 132.27

36.56 32.76 27.71 9.38 10.900.00 0.00 0.00 0.00 0.00

31.79 13.92 12.87 0.00 0.00448.29 308.93 244.49 221.28 121.36

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Santander Mexicano

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

50,286.55 49,485.72 50,431.69 50,048.66 49,830.48

9,711.94 9,316.79 9,889.57 10,473.86 10,500.69

421.68 289.59 438.63 500.55 311.20

748.59 808.05 796.72 779.01 838.71

151.63 194.29 155.80 145.24 149.72

649.19 606.70 441.86 126.98 104.23

12.63 10.56 8.04 2.32 1.07

38,590.89 38,259.74 38,701.07 38,020.70 37,924.86

1,728.93 1,642.56 1,291.54 1,153.71 997.90

748.35 594.92 581.80 542.05 427.50

40.57 160.65 159.19 164.42 175.40

90.94 116.57 93.48 90.18 92.78

613.39 489.12 111.66 130.30 87.56

70.18 30.20 7.68 3.91 5.39

165.49 251.09 337.72 222.86 209.27

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Santander Mexicano

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

60,029.70 66,786.79 64,886.30 61,216.65 69,830.93

13,160.22 14,644.64 15,533.64 14,424.74 15,447.2411,413.74 12,626.34 13,710.57 12,428.24 13,650.10

1,746.49 2,018.29 1,823.06 1,996.49 1,797.1434,264.10 35,371.32 37,966.78 38,725.93 42,634.22

0.00 0.00 0.00 0.00 0.004,106.91 4,019.03 3,849.17 3,361.03 4,185.83

30,157.19 31,352.30 34,117.61 35,364.90 38,448.380.00 0.00 0.00 0.00 0.00

7,665.00 5,905.98 5,000.88 2,538.08 4,523.04

4,765.66 10,567.02 6,385.00 5,332.52 7,119.522,034.44 2,719.74 2,389.76 2,179.58 4,980.33

14.89 5,400.76 1,806.75 1,135.91 223.341,830.69 1,488.45 1,322.38 1,120.47 627.84

825.00 906.81 816.43 851.70 1,242.3460.63 51.26 49.68 44.86 45.68

0.00 0.00 0.00 0.00 0.00

174.71 297.84 0.00 195.38 106.92

10,536.52 12,338.16 11,988.28 10,224.68 11,350.19

3,346.15 4,687.84 5,015.13 4,476.69 5,388.103,346.15 4,687.83 5,015.13 4,476.69 5,388.04

0.00 0.01 0.00 0.00 0.064,099.23 3,991.96 3,848.13 3,237.18 3,766.33

0.00 0.00 0.00 0.00 0.004,099.23 3,991.96 3,848.13 3,237.18 3,766.33

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3,091.15 3,658.36 3,125.03 2,510.81 2,195.761,930.97 2,604.88 2,378.04 1,865.71 1,562.88

0.14 0.04 0.04 0.04 0.041,076.34 987.29 668.18 560.05 537.84

30.72 15.02 29.10 40.15 49.3252.98 51.13 49.67 44.86 45.68

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Santander Mexicano

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

6,799.32 4,625.91 11,425.22 20,910.28 4,381.52 3,903.57 8,285.09

3,422.66 2,622.30 6,044.96 11,175.25 2,022.45 1,862.02 3,884.47912.77 (264.70) 648.07 1,273.70 318.80 365.03 683.83119.49 82.77 202.25 406.85 34.48 (24.93) 9.55

27.90 22.57 50.47 96.85 17.82 17.69 35.5260.50 60.17 120.67 208.00 27.31 24.00 51.3128.81 1,037.14 1,065.95 2,044.35 394.33 323.97 718.30

2,273.20 1,684.36 3,957.55 7,145.50 1,229.71 1,156.25 2,385.963,031.11 1,562.43 4,593.54 7,794.17 1,850.76 1,452.17 3,302.93

173.49 167.82 341.31 661.37 195.46 301.16 496.6219.32 187.61 206.93 402.70 95.09 67.52 162.61

149.87 78.30 228.17 813.85 216.50 220.12 436.622.49 (0.10) 2.39 3.49 1.23 0.57 1.800.00 7.88 7.88 59.33 0.00 0.00 0.000.37 (0.34) 0.04 0.13 0.03 0.01 0.04

5,776.29 3,692.76 9,469.05 16,986.32 3,504.01 3,411.53 6,915.53

3,749.86 2,433.94 6,183.80 10,666.94 1,882.78 1,826.73 3,709.51245.53 201.36 446.89 915.48 189.23 135.81 325.04

2,453.56 1,601.97 4,055.53 6,857.48 1,189.64 1,300.84 2,490.48615.37 429.53 1,044.90 1,773.88 191.87 122.59 314.46398.60 201.51 600.11 1,084.44 312.04 267.49 579.53

36.81 (0.43) 36.38 35.67 0.00 0.00 0.003.05 5.90 8.96 20.00 0.63 (0.07) 0.56

2,001.16 1,280.25 3,281.41 6,297.97 1,590.80 1,515.13 3,105.930.96 0.31 1.26 1.41 0.08 0.03 0.11

21.26 (27.63) (6.38) 0.00 29.72 69.70 99.41

(142.67) 147.22 4.55 (7.25) (20.37) (14.42) (34.79)

880.36 1,080.36 1,960.72 3,916.70 857.14 477.63 1,334.77

143.54 127.43 270.97 485.44 61.12 20.92 82.05

736.82 952.93 1,689.75 3,431.26 796.02 456.70 1,252.72

175.42 4.73 180.15 357.48 151.23 287.38 438.61

1,052.19 1,132.28 2,184.46 4,392.40 1,091.43 900.79 1,992.23

921.26 877.84 1,799.10 3,592.31 849.11 830.81 1,679.93391.79 362.48 754.28 1,470.14 355.35 339.47 694.82440.25 436.62 876.87 1,798.20 414.57 412.82 827.39

89.22 78.73 167.95 323.97 79.19 78.52 157.71

130.92 254.44 385.36 800.10 242.32 69.98 312.30

354.07 (61.95) 292.12 315.04 (62.25) (74.20) (136.45)n. a. n. a. n. a. n. a. 39.91 34.87 74.79n. a. n. a. n. a. n. a. 102.17 109.07 211.24

485.00 192.49 677.49 1,115.13 304.58 144.18 448.75

4.77 5.69 10.46 34.32 11.32 39.26 50.58(28.97) (28.09) (57.06) (171.46) (56.69) (5.05) (61.74)

451.25 158.71 609.96 909.35 236.56 99.88 336.44

14.78 11.52 26.30 58.09 78.35 42.83 121.18

466.03 170.23 636.26 967.44 314.90 142.71 457.61

(188.78) (76.53) (265.31) (229.69) (11.83) 8.12 (3.70)

277.24 93.70 370.95 737.75 303.08 150.83 453.91

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Santander Mexicano

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

67,283.79 74,224.22 73,616.31 69,582.84 78,776.83

7,796.92 11,272.34 11,692.42 8,186.52 12,141.104,387.42 7,511.30 5,728.10 7,296.25 9,506.57

0.00 0.00 173.17 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

10.23 55.66 147.03 208.61 84.1250,756.03 51,451.48 51,740.67 50,297.57 53,570.66

1,431.98 1,142.02 694.80 588.87 443.17(1,728.93) (1,642.56) (1,291.54) (1,153.71) (997.90)

978.41 967.90 842.98 536.88 573.11293.49 252.58 233.89 179.96 157.65

2,479.55 2,451.71 2,934.48 2,619.42 2,520.59225.90 206.29 287.50 400.00 407.72500.10 415.59 293.21 162.58 144.77152.68 139.91 139.60 259.90 225.26

0.00 0.00 0.00 0.00 0.00

62,059.90 68,926.17 67,453.55 63,407.47 72,443.72

13,122.19 14,607.63 15,500.38 14,400.11 15,417.9734,208.06 35,312.86 37,567.35 38,293.22 42,107.27

7,665.01 5,905.98 5,000.88 2,538.08 4,523.044,765.41 10,569.08 6,385.02 5,332.52 7,119.52

410.00 391.64 579.04 628.24 314.69n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

96.43 43.29 49.05 38.06 30.2927.60 36.67 18.19 12.76 46.66

1,674.43 1,903.31 2,153.80 1,955.04 2,698.280.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

90.78 155.73 199.84 209.45 186.01

5,223.89 5,298.05 6,162.76 6,175.36 6,333.11

11,009.51 10,947.97 11,829.39 11,765.64 11,799.748,610.18 8,565.23 9,519.93 9,519.93 9,519.92

164.80 164.80 164.80 164.80 164.802,234.53 2,217.94 2,144.66 2,080.91 2,115.01

(5,785.62) (5,649.92) (5,666.63) (5,590.28) (5,466.62)776.33 776.33 374.27 671.15 671.69

(7,517.59) (7,517.50) (7,549.07) (7,227.68) (7,617.29)

(324.03) (294.20) (286.57) (233.72) (0.00)0.00 0.00 0.00 0.00 0.00

105.35 102.28 102.73 0.00 0.00801.17 740.32 727.37 676.90 808.26

2.21 2.13 226.90 250.00 260.76n. a. n. a. n. a. (30.01) (43.95)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. (30.01) (43.95)0.00 0.00 0.00 0.00 0.00

370.95 540.72 737.75 303.08 453.91

0.00 0.00 0.00 4.45 4.741,290.53 1,353.45 1,320.18 1,279.91 1,261.20

900.04 930.80 1,114.17 1,221.06 1,414.3756,238.70 53,142.18 52,569.61 48,871.80 49,626.3089,175.09 97,918.65 114,938.79 141,574.71 164,920.37

0.00 0.00 0.00 0.00 0.002,179.48 2,550.46 2,838.29 2,278.98 2,366.66

33,441.78 29,905.33 34,205.59 52,466.86 86,080.93

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Santander Mexicano

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

6,808.34 4,635.27 11,443.62 20,957.77 4,393.79 3,908.71 8,302.49

5,769.74 3,687.90 9,457.64 16,961.79 3,489.71 3,391.37 6,881.08

(143.17) 147.07 3.90 (10.84) (20.47) (14.45) (34.92)

895.43 1,094.44 1,989.88 3,985.14 883.62 502.89 1,386.50

143.54 127.43 270.97 485.44 61.12 20.92 82.05

751.90 967.01 1,718.91 3,499.70 822.49 481.96 1,304.45

175.42 4.73 180.15 357.29 151.23 287.38 438.61

1,067.26 1,146.36 2,213.62 4,638.25 1,377.32 1,091.38 2,468.70

909.74 869.41 1,779.14 3,692.72 989.50 952.90 1,942.40391.79 362.48 754.28 1,515.36 405.64 389.62 795.26424.52 424.31 848.83 1,784.31 449.65 429.61 879.27

93.43 82.61 176.04 393.05 134.21 133.67 267.88

157.52 276.95 434.47 945.53 387.82 138.48 526.30

344.24 (67.49) 276.75 291.98 (50.45) (66.36) (116.81)n. a. n. a. n. a. n. a. 55.32 45.76 101.08n. a. n. a. n. a. n. a. 105.77 112.12 217.89

501.76 209.46 711.23 1,237.51 438.28 204.83 643.11

8.58 19.23 27.81 62.45 15.60 43.90 59.50(28.97) (28.09) (57.06) (217.73) (91.23) (13.96) (105.19)

464.21 162.15 626.36 957.33 331.44 146.97 478.42

1.97 8.16 10.13 10.11 7.71 6.66 14.38

466.17 170.31 636.49 967.44 339.16 153.63 492.79

(188.78) (76.53) (265.31) (229.69) (11.83) 8.12 (3.70)

(0.15) (0.08) (0.23) (4.47) (24.25) (10.93) (35.18)

277.39 93.78 371.17 737.75 303.08 150.83 453.91

n. a. No aplica

Pago de dividendos

Resultado neto

Santander Mexicano

11,568.77 164.80 374.27 (7,553.58) (285.57) 0.00 772.02 0.00 0.00 0.00 704.79 216.76 5,962.26

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 66.27 666.97 0.00 0.00 0.00 0.00 0.00 0.00 (704.79) 0.00 28.45

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 66.27 666.97 0.00 0.00 0.00 0.00 0.00 0.00 (704.79) 0.00 28.45

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 453.91 44.00 497.91

0.00 0.00 231.15 (730.68) 270.28 0.00 36.23 0.00 (43.95) 0.00 0.00 0.00 (236.97)

66.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 66.16

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 15.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.29

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

66.16 0.00 231.15 (730.68) 285.57 0.00 36.23 0.00 (43.95) 0.00 0.00 0.00 (155.51)

11,634.94 164.80 671.69 (7,617.29) (0.00) 0.00 808.26 0.00 (43.95) 0.00 453.91 260.76 6,333.11

Concepto

Resultado neto

Santander Mexicano

I - 2000 II - 2000

303.08 453.91

(53.56) (123.93)62.41 87.29

134.57 268.4491.23 105.190.00 0.00

(3,889.70) 4,546.111,299.95 (1,752.37)

(1,330.81) 0.00

0.00 (3,713.11)0.00 733.680.00 0.00

(3,382.84) 605.21

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

(132.68) (142.70)9.61 (13.83)

(123.07) (156.53)

(3,505.90) 448.68

11,692.42 11,692.42

8,186.52 12,141.10

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Mercantil del Norte

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

46,006.65 47,175.53 63,669.27 100,982.57 93,619.77

7,257.54 8,142.66 9,656.10 9,810.46 9,561.414,031.28 4,930.49 19,664.84 26,455.85 19,088.08

41.79 11.56 31.01 28.30 61.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.002.15 2.48 2.05 9.76 8.88

26,367.85 25,194.41 25,620.69 58,143.34 59,376.422,952.42 2,707.23 2,455.25 3,488.85 3,305.70

(2,005.31) (1,974.00) (1,844.41) (3,124.30) (3,037.32)1,919.84 2,557.01 2,455.73 1,194.05 1,000.61

609.60 713.73 666.83 631.11 619.571,152.17 1,157.81 1,771.96 2,061.93 2,018.622,400.18 2,444.19 2,028.12 1,382.31 1,305.71

598.92 582.59 548.38 315.55 15.68678.23 705.38 612.71 553.37 295.42

0.00 0.00 0.00 31.97 0.00

41,169.78 42,241.73 58,746.41 95,686.20 88,462.79

14,286.11 15,406.64 17,202.93 19,416.75 20,186.8814,361.92 15,805.56 30,219.63 59,274.09 49,696.58

0.00 0.00 0.00 1,018.35 1,043.319,906.20 8,430.33 8,962.23 13,961.77 15,598.88

12.70 0.00 15.93 3.80 61.12n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.14 0.06 0.02 64.150.00 0.00 0.00 0.00 0.00

1,532.32 1,550.28 1,431.44 1,725.23 1,720.04998.60 976.00 841.58 192.16 0.00

0.00 0.00 0.00 0.00 0.0071.93 72.78 72.62 94.04 91.84

4,836.86 4,933.80 4,922.86 5,296.36 5,156.98

3,490.64 3,483.60 3,456.99 3,778.12 3,773.912,992.94 2,992.94 2,975.75 3,067.14 3,067.14

30.38 30.38 30.68 279.25 279.77467.32 460.29 450.55 431.73 427.00

1,346.22 1,450.19 1,465.87 1,518.25 1,383.072,154.61 2,163.34 2,158.52 2,158.52 2,232.581,061.97 1,052.19 1,060.41 1,826.86 1,609.59

(258.04) (257.06) (445.46) (441.38) (461.83)0.00 0.00 0.00 0.00 0.000.15 0.18 76.20 0.00 0.00

(2,066.89) (2,109.64) (2,151.80) (2,075.60) (2,236.86)n. a. n. a. n. a. (70.90) (37.99)n. a. n. a. n. a. (113.58) (37.99)n. a. n. a. n. a. 42.68 0.000.00 0.00 0.00 0.00 0.00

454.42 601.19 768.00 120.74 277.59

3.37 3.26 3.24 3.06 3.195,264.12 5,189.00 5,969.09 5,729.52 6,245.77

601.24 415.81 499.26 514.95 407.2210,769.24 11,410.13 11,342.74 18,247.07 16,960.2820,504.68 18,570.93 34,097.08 70,654.58 58,512.1148,432.27 44,938.28 28,299.73 23,967.97 27,337.96

1,880.60 2,047.17 2,323.65 8,096.17 8,728.542,356.03 2,257.65 2,377.04 2,117.88 2,412.84

n. a. No aplica

Nota: A partir de febrero del 2000, fusiona a Banpaís.

Concepto

Acciones

Concepto

Mercantil del Norte

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4,031.28 4,930.49 19,664.84 26,455.85 19,088.08

0.24 717.14 15,498.55 22,233.31 14,855.190.24 717.14 15,498.55 22,116.16 14,688.580.24 0.00 4,396.12 91.56 534.900.00 717.14 11,102.43 22,024.61 14,153.670.00 0.00 0.00 0.00 0.000.00 0.00 0.00 117.15 166.62

343.36 335.72 299.77 47.79 46.11343.36 335.72 299.77 47.79 46.11

50.77 49.81 48.03 46.64 46.0636.23 35.71 0.47 0.67 0.04

256.36 250.20 251.27 0.47 0.000.00 0.00 0.00 0.00 0.00

3,588.49 3,782.88 3,759.94 4,174.76 4,186.773,588.49 3,782.88 3,759.94 4,174.76 4,186.77

806.21 992.69 1,229.86 1,714.43 1,977.600.00 0.00 0.00 0.00 0.00

2,782.28 2,790.19 2,530.09 2,460.33 2,209.170.00 0.00 0.00 0.00 0.00

99.20 94.74 106.57 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

41.79 11.56 31.01 28.30 61.0015,344.04 16,469.31 13,519.73 12,367.96 13,206.4515,302.25 16,458.06 13,488.72 12,339.65 13,267.57

12.70 0.00 15.93 3.80 61.122,964.00 3,221.79 2,753.21 2,696.17 3,301.542,951.30 3,222.09 2,737.27 2,692.37 3,362.53

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

2.15 2.48 2.05 9.76 8.88

2.15 2.48 2.05 9.76 8.880.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.14 0.06 0.02 64.15

0.00 0.14 0.06 0.02 64.150.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Mercantil del Norte

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

29,320.27 27,901.64 28,075.94 61,632.20 62,682.11

26,367.85 25,194.41 25,620.69 58,143.34 59,376.42

14,086.43 12,684.32 11,586.52 15,128.53 14,688.271,327.25 1,595.53 2,996.72 2,618.36 4,426.52

403.45 429.96 431.68 557.29 562.921,126.05 1,098.68 1,167.61 2,801.00 2,818.362,638.97 2,668.03 2,620.71 2,765.30 2,763.286,785.70 6,717.89 6,817.45 34,272.85 34,117.08

2,952.42 2,707.23 2,455.25 3,488.85 3,305.69

1,962.48 1,806.85 1,643.19 1,641.55 1,528.880.00 0.00 0.00 0.07 0.07

89.42 89.87 87.64 480.54 477.23900.52 810.52 724.42 1,366.69 1,299.52

0.00 0.00 0.00 0.00 0.00

5,135.91 5,093.07 5,010.08 11,285.38 11,236.77

4,663.29 4,609.74 4,541.90 10,819.25 10,769.81

4,141.15 4,109.66 4,066.51 4,166.17 4,118.15296.57 313.33 312.92 365.76 434.35

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

225.57 186.75 162.48 6,287.33 6,217.31

472.62 483.32 468.17 466.13 466.97

472.62 483.32 468.17 466.13 466.970.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3,636.47 3,456.99 3,354.29 4,545.31 4,390.97

2,883.45 2,833.95 2,803.85 3,848.20 3,686.15

834.85 811.23 758.86 1,257.97 1,133.290.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

668.99 668.96 722.30 1,293.95 1,283.071,379.61 1,353.76 1,322.68 1,296.29 1,269.79

753.02 623.04 550.44 697.11 704.82

442.81 356.40 341.52 362.73 369.210.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

310.21 266.64 208.92 334.39 335.61

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Mercantil del Norte

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

28,230.12 29,345.74 27,701.28 59,879.59 61,604.74

13,966.44 14,783.92 13,806.72 16,094.30 17,291.92

3,402.24 3,241.27 2,905.49 3,729.27 4,510.44

1,078.52 1,040.93 892.88 1,675.97 1,549.12

2,283.52 2,150.26 1,952.40 1,992.54 2,245.25

152.06 156.43 249.10 1,031.43 604.45

154.97 82.63 59.06 389.07 184.13

7,192.38 7,890.30 7,835.63 34,967.00 35,219.43

2,005.31 1,974.00 1,844.41 3,124.30 3,037.33

34.10 32.66 28.96 34.93 78.76

217.37 209.99 177.90 182.13 270.13

1,377.70 1,334.78 1,165.34 878.13 1,128.98

152.29 159.27 247.90 887.34 536.53

0.00 134.22 95.08 144.73 126.80

223.85 103.07 129.23 997.03 896.13

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Mercantil del Norte

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

39,552.83 40,619.13 57,226.37 93,863.12 86,586.76

14,286.11 15,406.64 17,202.93 19,416.75 20,186.879,458.41 10,287.62 11,633.29 12,682.08 13,564.274,827.70 5,119.03 5,569.64 6,734.66 6,622.60

14,361.92 15,805.56 30,219.63 59,274.09 49,696.5828.08 31.86 33.92 47.10 0.00

5,192.38 7,753.40 8,479.39 8,561.09 10,080.419,141.46 8,020.30 21,706.32 50,665.90 39,616.17

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 1,018.35 1,043.31

9,906.20 8,430.92 8,962.23 13,961.77 15,598.887,696.33 4,536.76 5,180.21 8,466.09 9,521.82

0.00 0.00 0.00 76.11 0.001,948.58 3,630.44 3,524.81 4,379.89 5,078.55

261.29 263.99 257.21 1,039.67 998.500.00 (0.28) (0.00) 0.00 (0.00)0.00 0.00 0.00 0.00 0.00

998.60 976.00 841.58 192.16 0.00

0.00 0.00 0.00 0.00 61.12

12,984.64 13,887.14 15,099.59 19,718.41 18,949.20

2,564.08 2,580.49 2,460.31 3,076.12 3,279.982,563.90 2,580.48 2,460.26 3,075.64 3,279.98

0.18 0.01 0.05 0.48 0.003,061.82 5,349.91 7,088.63 6,966.03 7,473.86

0.00 0.00 0.00 0.00 0.003,061.82 5,349.91 7,088.63 6,966.03 7,473.86

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

7,358.73 5,956.74 5,550.65 9,676.27 8,195.366,417.64 4,322.13 4,133.44 7,938.05 6,193.30

0.00 0.00 0.00 0.00 0.00941.09 1,635.47 1,417.21 1,738.21 2,002.07

0.00 0.00 0.00 0.00 0.00(0.00) (0.86) (0.00) (0.00) (0.00)

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Mercantil del Norte

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

3,432.12 2,651.80 6,083.92 12,182.46 4,230.89 4,488.57 8,719.46

1,602.15 1,224.05 2,826.20 5,140.60 2,062.71 2,424.12 4,486.83870.62 564.23 1,434.85 2,724.77 667.42 733.82 1,401.24

0.00 0.00 0.00 0.00 0.00 0.00 0.0042.47 35.15 77.62 152.90 44.19 49.46 93.6531.65 77.78 109.43 221.68 114.60 140.55 255.1523.43 63.96 87.38 41.79 10.25 11.05 21.30

633.98 482.93 1,116.91 1,999.45 1,226.25 1,489.24 2,715.491,326.68 927.24 2,253.92 4,741.27 1,668.74 1,530.35 3,199.09

178.01 178.31 356.31 806.87 247.09 242.69 489.7863.53 82.86 146.38 329.94 103.96 115.62 219.58

259.55 237.05 496.60 1,072.78 132.68 172.63 305.310.00 0.00 0.00 0.00 0.00 0.00 0.002.21 2.30 4.50 53.27 15.72 3.16 18.880.00 0.00 0.00 37.73 0.00 0.00 0.00

2,573.68 1,998.58 4,572.25 9,236.26 3,184.82 3,313.72 6,498.55

1,339.52 996.79 2,336.31 4,906.00 2,589.27 2,780.82 5,370.09343.47 254.66 598.14 1,133.68 383.81 451.33 835.14680.31 506.40 1,186.71 2,771.81 1,773.24 1,859.75 3,632.99

0.00 0.00 0.00 0.00 3.52 39.79 43.31291.36 236.28 527.64 977.72 428.70 429.96 858.66

24.38 (0.56) 23.82 22.79 0.00 0.00 0.0054.14 66.97 121.11 331.15 2.50 4.59 7.09

1,176.18 932.18 2,108.36 3,975.06 563.43 521.42 1,084.853.84 2.63 6.47 24.06 29.62 6.90 36.510.00 0.00 0.00 0.00 0.00 0.00 0.00

340.78 163.64 504.42 821.64 56.87 4.84 61.72

1,199.22 816.87 2,016.09 3,767.84 1,102.94 1,179.69 2,282.63

273.61 246.42 520.03 815.21 66.46 146.74 213.19

925.61 570.45 1,496.05 2,952.63 1,036.49 1,032.95 2,069.44

72.46 71.77 144.22 212.43 53.92 21.49 75.41

1,151.11 781.08 1,932.18 4,046.08 1,212.91 1,313.76 2,526.68

624.78 658.26 1,283.04 2,952.92 1,006.63 1,123.53 2,130.16312.73 384.40 697.14 1,594.27 461.56 514.62 976.18258.42 227.04 485.46 1,137.79 491.91 550.77 1,042.68

53.62 46.81 100.43 220.85 53.17 58.13 111.31

526.33 122.82 649.14 1,093.16 206.28 190.23 396.51

(347.08) 4.81 (342.27) (549.13) 90.67 2.72 93.39n. a. n. a. n. a. n. a. 132.81 64.11 196.91n. a. n. a. n. a. n. a. 42.13 61.39 103.52

179.25 127.63 306.88 544.04 115.61 187.52 303.12

3.06 2.99 6.05 15.60 1.29 (0.76) 0.530.00 0.00 0.00 (24.77) (42.47) (37.93) (80.39)

176.18 124.64 300.82 503.67 71.85 150.35 222.20

117.65 35.95 153.60 264.33 48.89 6.50 55.39

293.83 160.59 454.42 768.00 120.74 156.85 277.59

0.00 0.00 0.00 0.00 0.00 0.00 0.00

293.83 160.59 454.42 768.00 120.74 156.85 277.59

n. a. No aplicaNota: A partir de febrero del 2000, fusiona a Banpaís.

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Mercantil del Norte

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

46,419.61 47,604.22 64,133.41 101,487.37 94,130.06

7,262.30 8,152.85 9,658.87 9,822.36 9,561.434,031.28 4,930.49 19,664.84 26,455.85 19,088.08

41.79 11.56 31.01 28.30 61.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.002.15 2.48 2.05 9.76 8.88

26,367.85 25,194.41 25,620.69 58,143.34 59,376.422,952.42 2,707.23 2,455.25 3,488.85 3,305.70

(2,005.31) (1,974.00) (1,844.41) (3,124.30) (3,037.32)1,932.85 2,567.65 2,460.10 1,205.57 1,011.29

609.60 713.73 666.83 631.11 619.571,725.00 1,724.41 1,798.20 2,666.00 2,619.001,576.52 1,655.47 1,840.67 583.74 617.01

598.92 582.59 548.38 387.00 15.681,324.25 1,335.37 1,230.92 1,157.79 883.33

0.00 0.00 0.00 31.97 0.00

41,181.76 42,242.81 58,776.97 95,693.65 88,533.92

14,276.97 15,391.33 17,192.11 19,389.60 20,159.1014,348.07 15,784.48 30,219.63 59,249.66 49,671.79

0.00 0.00 0.00 1,018.35 1,043.319,906.20 8,430.33 8,962.23 13,961.77 15,598.88

12.70 0.00 15.93 3.80 61.12n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.14 0.06 0.02 64.150.85 5.69 0.88 4.61 0.61

1,566.45 1,582.06 1,471.94 1,779.64 1,825.25998.60 976.00 841.58 192.16 0.00

0.00 0.00 0.00 0.00 17.8871.93 72.78 72.62 94.04 91.84

5,237.85 5,361.42 5,356.44 5,793.72 5,596.13

3,490.64 3,483.60 3,456.99 3,778.12 3,773.912,992.94 2,992.94 2,975.75 3,067.14 3,067.14

30.38 30.38 30.68 279.25 279.77467.32 460.29 450.55 431.73 427.00

1,747.20 1,877.81 1,899.45 2,015.61 1,822.232,154.61 2,163.34 2,158.52 2,158.52 2,232.581,061.97 1,052.19 1,060.41 1,826.86 1,609.59

(258.04) (257.06) (445.46) (441.38) (461.83)0.00 0.00 0.00 0.00 0.000.15 0.18 76.20 0.00 0.00

(2,066.89) (2,109.64) (2,151.80) (2,189.18) (2,236.86)400.98 427.62 433.58 497.36 439.15

n. a. n. a. n. a. 42.68 (37.99)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 42.68 (37.99)0.00 0.00 0.00 0.00 0.00

454.42 601.19 768.00 120.74 277.59

3.37 3.26 3.24 3.06 3.195,264.12 5,189.00 5,969.09 5,729.52 6,245.77

601.24 415.81 499.26 514.95 407.2210,769.24 11,410.13 11,342.74 18,247.07 16,960.2820,504.68 18,570.93 34,097.08 70,654.58 58,512.1148,432.27 44,938.28 28,299.73 23,967.97 27,337.96

1,880.60 2,047.17 2,323.65 8,096.17 8,728.542,356.03 2,257.65 2,377.04 2,117.88 2,412.84

Concepto

Margen financiero

Resultado Neto

Mercantil del Norte

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

3,432.17 2,651.76 6,083.93 12,183.30 4,231.40 4,488.84 8,720.24

2,572.78 1,997.87 4,570.66 9,235.90 3,183.57 3,312.56 6,496.13

340.37 163.61 503.98 823.30 56.53 4.16 60.69

1,199.75 817.50 2,017.25 3,770.69 1,104.36 1,180.44 2,284.80

273.61 246.42 520.03 815.21 66.46 146.74 213.19

926.14 571.08 1,497.22 2,955.48 1,037.91 1,033.71 2,071.61

75.29 75.46 150.75 225.16 61.87 26.16 88.03

1,250.19 859.27 2,109.46 4,438.50 1,362.47 1,401.69 2,764.15

699.17 729.83 1,429.00 3,257.08 1,090.14 1,205.37 2,295.51333.76 405.86 739.62 1,710.69 504.51 558.59 1,063.10292.57 258.12 550.68 1,261.93 514.78 570.97 1,085.74

72.84 65.85 138.69 284.46 70.85 75.81 146.66

551.02 129.44 680.47 1,181.42 272.33 196.32 468.64

(346.97) 5.53 (341.44) (550.64) 90.70 1.16 91.86n. a. n. a. n. a. n. a. 132.81 64.11 196.92n. a. n. a. n. a. n. a. 42.11 62.95 105.06

204.05 134.98 339.03 630.78 181.63 195.16 376.79

5.72 5.63 11.35 16.59 4.05 2.57 6.620.00 0.00 0.00 (24.77) (42.47) (37.93) (80.39)

198.33 129.34 327.67 589.42 135.12 154.66 289.78

110.01 35.19 145.19 233.49 18.65 4.15 22.81

308.34 164.53 472.87 822.91 153.77 158.81 312.59

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(14.51) (3.94) (18.44) (54.92) (33.03) (1.97) (35.00)

293.83 160.59 454.42 768.00 120.74 156.85 277.59

Pago de dividendos

Resultado neto

Mercantil del Norte

3,426.30 30.69 2,158.52 1,060.41 (445.46) 0.00 (2,054.48) 0.00 76.20 (97.31) 768.00 433.58 5,356.44

91.39 249.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 340.47

0.00 0.00 74.06 693.93 0.00 0.00 0.00 0.00 0.00 0.00 (768.00) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

91.39 249.08 74.06 693.93 0.00 0.00 0.00 0.00 0.00 0.00 (768.00) 0.00 340.47

(3.42) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 277.59 5.58 279.75

0.00 0.00 0.00 0.00 (16.37) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (16.37)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(20.13) 0.00 0.00 (144.76) 0.00 0.00 (182.38) 0.00 (76.20) 0.00 0.00 0.00 (423.46)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (37.99) 0.00 0.00 0.00 (37.99)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 97.31 0.00 0.00 97.31

(20.13) 0.00 0.00 (144.76) (16.37) 0.00 (182.38) 0.00 (114.19) 97.31 0.00 0.00 (380.52)

3,494.14 279.77 2,232.58 1,609.59 (461.83) 0.00 (2,236.86) 0.00 (37.99) 0.00 277.59 439.15 5,596.13

Concepto

Resultado neto

Mercantil del Norte

I - 2000 II - 2000

120.74 277.59

27.19 18.3866.46 213.1970.85 146.66

(42.47) 0.00737.41 260.24

37,245.41 23,462.45(32,342.83) (33,626.46)

(6,835.37) 558.39

0.00 72.470.00 6,636.650.00 0.00

(952.61) (1,980.44)

(649.41) (841.58)(18.82) (23.55)

0.00 0.00339.95 340.47

(328.28) (524.66)

349.41 1,651.531,094.98 756.13

1,444.39 2,407.66

163.49 (97.44)

9,658.87 9,658.87

9,822.36 9,561.43

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Inbursa

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

43,175.91 41,764.14 40,843.32 42,889.12 41,240.64

8,328.47 12,993.08 8,640.71 9,442.20 4,127.068,955.72 5,499.11 7,961.23 8,885.72 13,527.51

87.93 6.87 359.29 0.00 24.93n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

221.43 344.62 11.64 106.95 5.6722,042.96 19,199.55 20,726.75 22,075.75 22,064.49

617.33 661.43 666.15 666.00 258.68(1,191.14) (1,168.08) (1,618.76) (1,704.30) (1,297.67)

403.05 531.40 478.56 678.35 496.481,833.62 1,812.02 1,784.37 732.02 37.50

45.99 45.44 46.31 41.66 37.591,788.56 1,785.47 1,728.70 1,909.31 1,892.78

0.00 0.00 0.00 0.00 0.0042.00 53.23 58.37 55.46 65.63

0.00 0.00 0.00 0.00 0.00

29,255.92 27,995.95 25,428.34 26,247.16 19,668.66

237.22 263.78 317.97 650.18 250.1619,827.67 18,850.27 15,398.70 8,839.93 1,964.93

1,978.39 1,947.64 1,905.67 1,828.14 1,807.665,332.48 5,222.84 5,308.75 9,901.94 9,767.34

0.00 0.00 0.00 0.06 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

607.79 419.08 1,127.40 1,343.46 2,885.701,271.66 1,291.92 1,369.60 3,683.27 2,992.72

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.72 0.42 0.26 0.19 0.16

13,919.99 13,768.20 15,414.97 16,641.95 21,571.97

7,593.11 9,956.11 9,963.25 9,963.34 10,966.287,593.11 9,956.11 9,963.25 9,963.34 10,966.28

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

6,326.88 3,812.09 5,451.73 6,678.62 10,605.702,598.17 2,604.09 2,604.73 2,604.73 3,071.207,826.01 5,494.19 5,688.16 8,795.85 13,125.45

0.00 0.01 0.01 (0.00) (0.00)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(5,634.44) (5,672.06) (5,953.47) (5,956.64) (7,440.77)n. a. n. a. n. a. 6.24 6.08n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 6.24 6.080.00 0.00 0.00 0.00 0.00

1,537.14 1,385.87 3,112.30 1,228.44 1,843.73

358.15 403.30 772.05 701.40 285.499,495.14 9,313.35 9,330.33 9,387.70 9,194.48

697.85 402.40 554.51 469.69 456.8789,929.46 89,053.18 97,229.33 100,764.60 95,629.97

201,240.59 171,377.70 265,461.62 312,105.17 293,674.34585.69 634.69 600.51 606.05 630.05

0.00 0.00 0.00 0.00 0.0010,834.14 (5,451.36) 17,783.42 9,821.20 4,072.54

n. a. No aplica

Concepto

Acciones

Concepto

Inbursa

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

8,955.72 5,499.11 7,961.23 8,885.72 13,527.50

7,251.60 3,825.37 5,891.98 8,684.40 13,503.023,854.26 907.18 997.98 1,768.27 1,259.45

369.84 325.68 337.29 337.98 321.462,937.17 106.56 86.42 823.78 115.12

547.25 474.94 574.26 606.52 822.873,397.34 2,918.18 4,894.01 6,916.13 12,243.57

0.00 2.00 2.08 1.87 1.870.00 2.00 2.08 1.87 1.870.00 2.00 2.08 1.87 1.870.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

76.77 76.77 66.73 199.46 22.6276.77 76.77 66.73 199.46 22.62

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 3.31 0.00

76.77 76.77 66.73 196.14 22.620.00 0.00 0.00 0.00 0.00

1,627.35 1,594.97 2,000.44 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

87.93 6.87 359.29 0.00 24.939,346.10 33,522.30 13,775.19 10,354.87 23,821.369,258.17 33,515.43 13,416.98 10,354.87 23,821.25

0.00 0.00 0.00 0.06 0.000.00 5,078.54 2,094.41 10,354.87 6,004.410.00 5,078.54 2,095.49 10,354.81 6,029.23

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

221.43 344.62 11.64 106.95 5.67

221.43 344.62 11.64 106.95 5.670.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Inbursa

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

22,660.28 19,860.98 21,392.89 22,741.75 22,323.16

22,042.96 19,199.55 20,726.75 22,075.75 22,064.49

21,464.20 18,669.85 19,948.52 21,181.87 21,099.21206.80 66.65 216.67 143.84 141.61

0.00 0.00 0.00 0.00 0.00309.93 401.62 500.75 690.89 765.16

62.04 61.44 60.80 59.15 58.510.00 0.00 0.00 0.00 0.00

617.33 661.43 666.15 666.00 258.68

609.49 654.19 661.50 661.78 254.710.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.007.84 7.24 4.64 4.22 3.970.00 0.00 0.00 0.00 0.00

14,008.15 11,981.42 12,209.39 9,594.66 10,716.82

13,572.09 11,494.87 11,756.01 9,145.42 10,658.45

13,541.27 11,462.53 11,699.24 9,079.66 10,618.6727.71 29.34 53.51 62.64 36.47

0.00 0.00 0.00 0.00 0.002.04 1.92 1.85 1.70 1.721.08 1.09 1.40 1.42 1.590.00 0.00 0.00 0.00 0.00

436.07 486.55 453.39 449.24 58.36

436.07 486.55 453.39 449.24 58.360.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Inbursa

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

23,369.05 23,371.38 20,244.22 22,172.91 23,692.15

13,803.23 14,028.50 13,675.66 15,321.42 16,106.21

3,477.46 3,901.50 339.83 516.32 748.97

4,529.46 4,506.85 5,303.87 5,461.03 6,018.63

1,461.51 862.22 779.98 731.56 703.10

30.99 11.16 84.96 83.64 56.95

0.00 0.00 0.00 0.00 0.00

66.40 61.16 59.93 58.95 58.29

1,191.14 1,168.08 1,618.76 1,704.30 1,297.67

38.30 34.65 4.96 6.78 8.76

613.50 842.62 1,055.93 1,180.74 1,009.70

520.53 235.37 463.98 428.02 218.33

13.52 11.07 86.25 81.78 55.72

5.29 4.49 7.00 6.98 5.17

0.00 39.89 0.64 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Inbursa

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

27,375.76 26,285.08 22,931.57 21,220.19 13,789.95

237.22 263.74 318.45 650.13 250.02235.50 243.09 317.97 281.20 244.08

1.72 20.65 0.48 368.93 5.9419,827.67 18,850.27 15,398.70 8,839.93 1,964.93

0.00 0.00 0.00 0.00 0.005,372.15 5,641.04 5,277.06 2,060.62 1,263.24

14,455.52 13,209.23 10,121.64 6,779.31 701.680.00 0.00 0.00 0.00 0.00

1,978.39 1,947.64 1,905.67 1,828.14 1,807.66

5,332.48 5,223.43 5,308.75 9,901.94 9,767.345,273.96 5,182.15 4,945.83 9,617.82 9,488.27

0.00 0.00 186.79 0.00 0.0058.52 40.78 0.00 284.12 279.07

0.00 0.00 0.00 0.00 0.00(0.00) 0.50 176.13 (0.00) 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.06 0.00

10,228.71 10,357.48 9,706.21 11,140.19 10,437.32

28.19 32.45 51.30 46.94 31.9128.19 32.45 51.30 46.94 31.91

0.00 0.00 0.00 0.00 0.004,926.56 5,142.88 4,709.27 1,475.64 917.13

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

5,273.96 5,182.15 4,945.64 9,617.61 9,488.275,273.96 5,182.15 4,945.64 9,617.61 9,488.27

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Inbursa

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

3,034.88 2,934.58 5,969.45 11,484.55 2,111.05 2,083.95 4,195.00

1,083.80 913.92 1,997.72 3,365.13 803.33 777.64 1,580.971,042.54 878.73 1,921.27 3,236.42 766.25 733.54 1,499.80

6.12 5.33 11.45 17.69 5.45 5.68 11.130.00 0.00 0.00 0.00 0.00 0.00 0.00

30.97 26.71 57.68 98.90 29.34 36.60 65.944.17 3.15 7.32 12.12 2.28 1.81 4.090.00 0.00 0.00 0.00 0.00 0.00 0.00

285.49 209.94 495.43 796.05 79.32 421.75 501.07291.50 298.35 589.85 1,174.66 249.03 198.50 447.53

35.39 15.66 51.04 90.80 15.53 14.75 30.29854.10 760.28 1,614.38 4,060.68 839.54 509.23 1,348.77

12.54 31.02 43.56 52.85 4.28 3.80 8.08472.06 705.41 1,177.47 1,944.39 120.02 158.28 278.30

0.00 0.00 0.00 0.00 0.00 0.00 0.00

2,466.48 2,026.30 4,492.78 8,872.43 1,575.30 1,139.71 2,715.00

1,577.18 1,189.67 2,766.85 4,784.02 709.34 463.50 1,172.848.55 6.05 14.59 24.79 5.57 4.34 9.91

1,220.75 879.45 2,100.20 3,553.11 440.54 230.29 670.82161.84 109.79 271.63 455.07 82.50 67.28 149.78186.04 194.38 380.42 751.05 180.73 161.60 342.33

0.00 0.00 0.00 0.00 0.00 0.00 0.0085.70 76.51 162.21 317.56 89.84 110.42 200.26

803.61 760.12 1,563.72 3,770.85 776.12 565.79 1,341.900.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(405.18) (188.56) (593.73) (973.58) (249.81) (155.66) (405.47)

163.22 719.73 882.94 1,638.54 285.94 788.58 1,074.53

17.39 512.86 530.25 635.18 171.03 (441.13) (270.10)

145.83 206.86 352.69 1,003.37 114.91 1,229.71 1,344.62

1,314.12 437.93 1,752.04 3,782.05 1,693.74 (279.70) 1,414.04

1,475.29 677.85 2,153.14 4,975.05 1,826.68 977.29 2,803.97

69.81 71.75 141.56 422.44 91.57 91.03 182.600.77 0.75 1.52 2.99 0.75 0.77 1.53

62.74 65.03 127.77 394.89 84.38 83.82 168.206.30 5.97 12.27 24.56 6.44 6.43 12.87

1,405.47 606.10 2,011.58 4,552.61 1,735.11 886.26 2,621.37

(81.35) 353.49 272.14 (164.12) 154.36 33.96 188.33n. a. n. a. n. a. n. a. 196.75 (8.42) 188.33n. a. n. a. n. a. n. a. 42.38 (42.38) 0.00

1,324.13 959.59 2,283.71 4,388.49 1,580.75 852.30 2,433.05

123.08 278.32 401.41 644.82 302.53 448.50 751.03(341.84) (108.16) (449.99) (954.77) (250.18) 150.01 (100.16)

859.21 573.11 1,432.31 2,788.91 1,028.04 553.81 1,581.85

55.69 49.13 104.83 323.40 200.40 61.48 261.88

914.90 622.24 1,537.14 3,112.30 1,228.44 615.29 1,843.73

0.00 0.00 0.00 0.00 0.00 0.00 0.00

914.90 622.24 1,537.14 3,112.30 1,228.44 615.29 1,843.73

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Inbursa

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

43,169.75 41,711.63 40,775.41 42,803.70 41,134.56

8,329.07 12,994.41 8,641.32 9,442.46 4,125.599,401.27 5,925.44 8,558.57 9,519.82 14,135.58

87.93 6.87 359.29 0.00 24.93n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

221.43 344.62 11.64 106.95 5.6722,011.88 19,167.28 20,726.75 22,075.75 22,064.49

617.33 661.43 666.15 666.00 258.68(1,191.14) (1,168.08) (1,618.76) (1,704.30) (1,297.67)

435.53 561.34 519.51 708.66 529.881,833.62 1,812.02 1,784.37 732.02 37.50

163.88 161.06 160.02 153.19 147.431,170.82 1,147.32 864.87 996.99 988.30

0.00 0.00 0.00 0.00 0.0088.13 97.93 101.69 106.16 114.20

0.00 0.00 0.00 0.00 0.00

29,220.31 27,912.20 25,326.81 26,126.12 19,526.02

237.01 263.23 317.83 649.67 247.4019,702.06 18,664.04 15,110.73 8,537.24 1,669.45

1,978.39 1,947.64 1,905.67 1,828.14 1,807.665,332.48 5,222.84 5,308.75 9,901.94 9,767.34

0.00 0.00 0.00 0.06 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

679.65 500.08 1,272.32 1,497.22 3,024.701,290.00 1,313.96 1,411.25 3,711.66 3,009.30

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.72 0.42 0.26 0.19 0.16

13,949.44 13,799.43 15,448.60 16,677.58 21,608.55

7,593.11 9,956.11 9,963.25 9,963.34 10,966.287,593.11 9,956.11 9,963.25 9,963.34 10,966.28

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

6,356.33 3,843.32 5,485.35 6,714.25 10,642.272,598.17 2,604.09 2,604.73 2,604.73 3,071.207,826.01 5,494.19 5,688.16 8,795.85 13,125.45

0.00 0.01 0.01 (0.00) (0.00)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(5,634.44) (5,672.06) (5,953.47) (5,956.64) (7,440.77)29.45 31.23 33.63 35.63 36.57

1,537.14 1,385.87 3,112.30 1,228.44 1,843.73

358.15 403.30 772.05 701.40 285.499,495.14 9,313.35 9,330.33 9,387.70 9,194.48

697.85 402.40 554.51 469.69 456.8789,929.46 89,053.18 97,229.33 100,764.60 95,629.97

201,240.59 171,377.70 265,461.62 312,105.17 293,674.34585.69 634.69 600.51 606.05 630.05

0.00 0.00 0.00 0.00 0.0010,834.14 (5,451.36) 17,783.42 9,821.20 4,072.54

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Inbursa

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

3,034.88 2,917.97 5,952.85 11,448.97 2,102.14 2,074.49 4,176.63

2,459.44 2,020.26 4,479.70 8,840.15 1,561.91 1,125.91 2,687.82

(410.74) (222.05) (632.79) (1,043.89) (284.13) (172.95) (457.08)

164.70 675.66 840.36 1,564.93 256.10 775.63 1,031.73

17.39 512.86 530.25 635.18 171.03 (441.13) (270.10)

147.31 162.80 310.11 929.75 85.07 1,216.75 1,301.82

1,314.12 523.52 1,837.63 3,966.33 1,735.12 (314.00) 1,421.12

1,525.98 781.44 2,307.42 5,405.99 1,897.58 982.54 2,880.12

115.48 112.11 227.59 663.41 125.23 135.16 260.390.77 44.48 45.25 90.23 1.97 3.18 5.15

108.41 52.43 160.84 532.71 113.41 122.51 235.936.30 15.20 21.50 40.47 9.85 9.47 19.32

1,410.50 669.33 2,079.84 4,742.58 1,772.35 847.38 2,619.74

(80.33) 376.80 296.47 (111.06) 134.23 18.41 152.64n. a. n. a. n. a. n. a. 154.36 33.96 188.33n. a. n. a. n. a. n. a. 20.14 15.55 35.69

1,330.17 1,046.14 2,376.30 4,631.52 1,638.13 828.97 2,467.10

123.08 278.32 401.41 644.82 302.53 448.50 751.03(341.84) (138.01) (479.84) (1,017.20) (264.09) 161.77 (102.33)

865.25 629.80 1,495.05 2,969.50 1,071.50 542.24 1,613.74

50.90 (5.68) 45.22 150.82 159.03 74.00 233.04

916.15 624.12 1,540.27 3,120.32 1,230.53 616.24 1,846.78

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(1.25) (1.89) (3.13) (8.02) (2.09) (0.95) (3.04)

914.90 622.24 1,537.14 3,112.30 1,228.44 615.29 1,843.73

n. a. No aplica

Pago de dividendos

Resultado neto

Inbursa

9,963.25 0.00 2,604.73 5,688.16 0.01 0.00 (5,953.47) 0.00 0.00 0.00 3,112.30 33.63 15,448.60

1,003.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,003.03

0.00 0.00 0.00 7,737.42 0.00 0.00 (1,484.12) 0.00 0.00 0.00 0.00 0.00 6,253.30

0.00 0.00 466.47 (300.13) 0.00 0.00 0.00 0.00 0.00 0.00 (3,112.30) (33.63) (2,979.59)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1,003.03 0.00 466.47 7,437.29 0.00 0.00 (1,484.12) 0.00 0.00 0.00 (3,112.30) (33.63) 4,276.74

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,843.73 0.00 1,843.73

0.00 0.00 0.00 0.00 (0.01) 0.00 0.00 0.00 6.08 0.00 0.00 0.00 6.07

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 (3.17) 0.00 0.00 0.00 0.00 36.57 33.40

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 (0.01) 0.00 (3.17) 0.00 6.08 0.00 0.00 36.57 39.47

10,966.28 0.00 3,071.20 13,125.45 (0.00) 0.00 (7,440.77) 0.00 6.08 0.00 1,843.73 36.57 21,608.55

Concepto

Resultado neto

Inbursa

I - 2000 II - 2000

1,228.44 1,843.73

(987.12) (1,588.92)171.03 (270.10)

6.61 19.32264.09 105.50

0.00 0.00

(1,725.99) (11,862.85)1,810.20 (940.64)

(697.20) (3,979.05)

0.00 340.330.00 4,446.080.00 0.00

70.06 (11,886.60)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

2,974.68 (121.04)0.00 7,491.92

2,974.68 7,370.88

3,044.74 (4,515.73)

6,397.72 8,641.32

9,442.46 4,125.59

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Banpaís

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

34,754.82 38,408.41 40,106.81 n. a. n. a.

3,414.80 5,999.45 6,506.78 n. a. n. a.227.35 253.26 184.22 n. a. n. a.

0.41 1.37 4.08 n. a. n. a.n. a. n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

29,566.44 30,633.57 31,850.32 n. a. n. a.1,819.24 1,546.97 1,312.08 n. a. n. a.

(1,778.27) (1,572.84) (1,517.78) n. a. n. a.420.48 376.86 589.46 n. a. n. a.

0.24 1.01 3.66 n. a. n. a.422.51 440.90 441.63 n. a. n. a.633.36 711.47 704.21 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.28.25 16.39 28.14 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

33,049.37 36,688.41 38,341.92 n. a. n. a.

3,443.32 4,216.61 4,210.63 n. a. n. a.20,230.83 18,505.42 20,227.85 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.7,297.60 11,301.60 11,381.94 n. a. n. a.

131.83 138.94 154.36 n. a. n. a.1,524.35 2,088.69 2,156.78 n. a. n. a.

384.20 385.02 192.23 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

36.84 50.76 14.20 n. a. n. a.

1,705.45 1,720.00 1,764.89 n. a. n. a.

1,024.15 1,024.15 1,024.15 n. a. n. a.1,024.15 1,024.15 1,024.15 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

681.30 695.85 740.74 n. a. n. a.42.17 42.17 42.17 n. a. n. a.

436.98 436.99 436.98 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

32.88 37.83 25.26 n. a. n. a.4.81 (2.29) (11.59) n. a. n. a.n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a.

164.46 181.15 247.91 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.1,842.64 1,895.71 2,303.78 n. a. n. a.

33.74 27.14 24.42 n. a. n. a.26,763.49 26,058.93 6,438.13 n. a. n. a.22,658.85 22,800.02 27,740.49 n. a. n. a.

1,318.97 1,920.29 2,731.71 n. a. n. a.4,840.86 4,766.86 2,484.68 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

n. a. No aplica

Fusionado con Mercantil del Norte a partir de febrero del 2000

Concepto

Acciones

Concepto

Banpaís

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

227.35 253.26 184.21 n. a. n. a.

0.52 0.47 0.47 n. a. n. a.0.52 0.47 0.47 n. a. n. a.0.52 0.47 0.47 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

226.83 252.78 183.74 n. a. n. a.226.83 252.78 183.74 n. a. n. a.226.83 252.78 183.74 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.41 1.37 4.08 n. a. n. a.674.29 538.92 642.20 n. a. n. a.674.68 540.28 638.12 n. a. n. a.

0.39 1.37 3.92 n. a. n. a.674.28 538.91 642.04 n. a. n. a.674.69 540.28 638.12 n. a. n. a.

n. a. n. a. n. a. n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

n. a. No aplica

Concepto

Cartera vigente

Banpaís

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

31,385.69 32,180.53 33,162.41 n. a. n. a.

29,566.44 30,633.57 31,850.32 n. a. n. a.

1,357.74 1,485.01 2,300.51 n. a. n. a.88.30 157.23 191.10 n. a. n. a.

119.37 117.33 109.29 n. a. n. a.1,190.81 1,218.21 1,297.77 n. a. n. a.

62.46 104.97 129.42 n. a. n. a.26,747.76 27,550.81 27,822.24 n. a. n. a.

1,819.24 1,546.97 1,312.08 n. a. n. a.

167.53 114.68 107.26 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

442.51 431.29 412.13 n. a. n. a.1,209.20 1,001.00 792.69 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

6,877.45 6,640.28 6,704.60 n. a. n. a.

6,859.65 6,619.73 6,688.14 n. a. n. a.

6,646.55 6,411.80 6,487.05 n. a. n. a.

17.80 20.56 16.46 n. a. n. a.

17.80 20.56 16.46 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

1,517.03 1,461.22 1,403.15 n. a. n. a.

1,175.98 1,216.64 1,220.94 n. a. n. a.

705.10 679.97 636.87 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

470.88 536.67 584.07 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

341.05 244.58 182.21 n. a. n. a.

66.56 41.47 40.48 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

274.48 203.11 141.73 n. a. n. a.

n. a. No aplicaFusionado con Mercantil del Norte a partir de febrero del 2000

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Banpaís

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

30,397.47 30,842.03 31,457.04 n. a. n. a.

1,206.94 1,250.47 1,388.70 n. a. n. a.

942.57 654.77 683.73 n. a. n. a.

850.03 1,129.55 1,064.15 n. a. n. a.

319.95 359.37 372.42 n. a. n. a.

1,023.46 1,090.27 921.71 n. a. n. a.

257.54 66.24 50.42 n. a. n. a.

25,796.98 26,291.36 26,975.93 n. a. n. a.

1,778.27 1,572.84 1,517.78 n. a. n. a.

4.87 1.84 2.33 n. a. n. a.

68.48 127.83 99.40 n. a. n. a.

78.70 121.60 152.36 n. a. n. a.

875.24 934.89 818.56 n. a. n. a.

0.00 32.10 14.49 n. a. n. a.

750.98 354.58 430.64 n. a. n. a.

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Banpaís

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

31,356.34 34,410.61 36,012.65 n. a. n. a.

3,443.32 4,216.61 4,210.63 n. a. n. a.2,642.22 3,145.92 3,073.70 n. a. n. a.

801.10 1,070.69 1,136.93 n. a. n. a.20,230.83 18,505.42 20,227.85 n. a. n. a.

8.26 10.37 10.94 n. a. n. a.3,681.56 2,067.96 2,190.57 n. a. n. a.

16,541.01 16,427.09 18,026.34 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

7,297.60 11,302.19 11,381.94 n. a. n. a.3,542.92 9,171.33 9,283.62 n. a. n. a.1,697.52 140.60 314.03 n. a. n. a.1,211.44 1,152.56 951.46 n. a. n. a.

845.72 837.05 832.83 n. a. n. a.0.00 0.65 (0.00) n. a. n. a.0.00 0.00 0.00 n. a. n. a.

384.20 385.02 192.23 n. a. n. a.

0.39 1.37 0.00 n. a. n. a.

9,095.88 11,533.84 11,568.65 n. a. n. a.

354.17 451.46 414.10 n. a. n. a.354.14 451.44 414.10 n. a. n. a.

0.03 0.02 0.00 n. a. n. a.3,113.48 1,378.81 1,547.81 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.3,113.48 1,378.81 1,547.81 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

5,628.23 9,703.57 9,606.74 n. a. n. a.3,473.39 9,125.11 9,242.38 n. a. n. a.1,697.52 140.60 0.00 n. a. n. a.

457.32 437.84 364.36 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

(0.00) 0.02 (0.00) n. a. n. a.0.00 0.00 0.00 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

Fusionado con Mercantil del Norte a partir de febrero del 2000.n. a. No aolica.

Concepto

Margen financiero

Resultado Neto

Banpaís

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

2,605.24 2,076.02 4,681.26 8,975.54 n. a. n. a. n. a.

2,294.71 1,884.22 4,178.93 7,838.93 n. a. n. a. n. a.42.76 36.03 78.79 163.06 n. a. n. a. n. a.

0.00 0.00 0.00 0.00 n. a. n. a. n. a.15.11 11.49 26.60 48.50 n. a. n. a. n. a.82.10 50.04 132.14 269.66 n. a. n. a. n. a.

0.00 0.00 0.00 15.33 n. a. n. a. n. a.2,154.74 1,786.65 3,941.39 7,342.38 n. a. n. a. n. a.

130.67 53.62 184.29 366.76 n. a. n. a. n. a.89.23 91.07 180.29 469.77 n. a. n. a. n. a.17.31 5.74 23.05 53.08 n. a. n. a. n. a.73.31 41.38 114.70 247.00 n. a. n. a. n. a.

0.00 0.00 0.00 0.00 n. a. n. a. n. a.0.00 0.00 0.00 0.00 n. a. n. a. n. a.0.00 0.00 0.00 0.00 n. a. n. a. n. a.

1,895.78 1,411.60 3,307.38 6,504.42 n. a. n. a. n. a.

1,759.77 1,371.98 3,131.75 6,016.00 n. a. n. a. n. a.355.31 282.59 637.90 1,423.28 n. a. n. a. n. a.

1,119.31 843.66 1,962.97 3,531.71 n. a. n. a. n. a.0.00 0.00 0.00 0.00 n. a. n. a. n. a.

284.95 204.88 489.82 1,060.82 n. a. n. a. n. a.0.20 40.86 41.06 0.19 n. a. n. a. n. a.3.39 1.22 4.62 8.18 n. a. n. a. n. a.

115.82 40.44 156.26 465.71 n. a. n. a. n. a.4.60 (3.00) 1.60 3.43 n. a. n. a. n. a.

12.20 0.96 13.16 11.10 n. a. n. a. n. a.

72.81 27.59 100.40 50.41 n. a. n. a. n. a.

782.27 692.01 1,474.28 2,521.53 n. a. n. a. n. a.

(1.20) 8.33 7.13 27.11 n. a. n. a. n. a.

783.47 683.68 1,467.15 2,494.43 n. a. n. a. n. a.

70.47 31.20 101.68 377.12 n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.

15.69 10.24 25.93 44.38 n. a. n. a. n. a.

869.63 725.12 1,594.75 2,915.92 n. a. n. a. n. a.

657.11 599.78 1,256.89 2,616.88 n. a. n. a. n. a.193.99 131.03 325.02 601.14 n. a. n. a. n. a.449.13 458.43 907.56 1,965.84 n. a. n. a. n. a.

13.98 10.33 24.31 49.91 n. a. n. a. n. a.

212.53 125.34 337.86 299.04 n. a. n. a. n. a.

(87.69) (89.54) (177.23) (27.24) n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.

124.83 35.80 160.63 271.80 n. a. n. a. n. a.

1.42 2.78 4.20 8.89 n. a. n. a. n. a.0.00 0.00 0.00 (28.59) n. a. n. a. n. a.

123.41 33.01 156.43 234.32 n. a. n. a. n. a.

5.92 2.11 8.03 13.59 n. a. n. a. n. a.

129.34 35.12 164.46 247.91 n. a. n. a. n. a.

0.00 0.00 0.00 0.00 n. a. n. a. n. a.

129.34 35.12 164.46 247.91 n. a. n. a. n. a.

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Banpaís

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

34,843.42 38,405.15 40,083.28 n. a. n. a.

3,415.07 5,999.52 6,506.69 n. a. n. a.227.35 253.26 184.22 n. a. n. a.

29,566.44 30,633.57 31,850.32 n. a. n. a.1,819.24 1,546.97 1,312.08 n. a. n. a.

(1,778.27) (1,572.84) (1,517.78) n. a. n. a.436.01 377.81 595.01 n. a. n. a.

0.24 1.01 3.66 n. a. n. a.1,022.57 1,038.99 1,022.18 n. a. n. a.

106.11 109.02 94.68 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

28.25 16.47 28.14 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

33,137.89 36,685.04 38,318.39 n. a. n. a.

3,428.72 4,205.17 4,197.84 n. a. n. a.20,229.12 18,496.49 20,203.49 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.7,362.74 11,301.60 11,381.94 n. a. n. a.

131.83 138.94 154.36 n. a. n. a.1,564.05 2,105.70 2,170.41 n. a. n. a.

384.20 385.02 192.23 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

36.84 50.76 14.20 n. a. n. a.

1,705.54 1,720.11 1,764.89 n. a. n. a.

1,024.15 1,024.15 1,024.15 n. a. n. a.1,024.15 1,024.15 1,024.15 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

681.38 695.96 740.74 n. a. n. a.42.17 42.17 42.17 n. a. n. a.

436.98 436.99 436.98 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.0.00 0.00 0.00 n. a. n. a.

32.88 37.83 25.26 n. a. n. a.4.81 (2.29) (11.59) n. a. n. a.0.09 0.11 0.00 n. a. n. a.n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a.

164.46 181.15 247.91 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.1,842.64 1,895.71 2,303.78 n. a. n. a.

33.74 27.14 24.42 n. a. n. a.26,763.49 26,058.93 6,438.13 n. a. n. a.22,658.85 22,800.02 27,740.49 n. a. n. a.

1,318.97 1,920.29 2,731.71 n. a. n. a.4,840.86 4,766.86 2,484.68 n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

Concepto

Margen financiero

Resultado Neto

Banpaís

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

2,605.56 2,075.70 4,681.26 8,975.54 n. a. n. a. n. a.

1,898.66 1,414.60 3,313.26 6,513.50 n. a. n. a. n. a.

76.97 29.30 106.27 55.99 n. a. n. a. n. a.

783.86 690.39 1,474.26 2,518.04 n. a. n. a. n. a.

(1.20) 8.33 7.13 27.11 n. a. n. a. n. a.

785.06 682.06 1,467.13 2,490.93 n. a. n. a. n. a.

73.64 34.07 107.71 389.29 n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.

15.69 10.24 25.93 44.38 n. a. n. a. n. a.

874.40 726.37 1,600.77 2,924.60 n. a. n. a. n. a.

653.70 599.16 1,252.86 2,609.96 n. a. n. a. n. a.194.76 131.81 326.57 603.54 n. a. n. a. n. a.442.55 454.70 897.26 1,948.07 n. a. n. a. n. a.

16.38 12.65 29.03 58.35 n. a. n. a. n. a.

220.70 127.21 347.91 314.64 n. a. n. a. n. a.

(87.73) (89.65) (177.38) (21.11) n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.

132.97 37.56 170.53 293.53 n. a. n. a. n. a.

3.63 4.92 8.55 19.53 n. a. n. a. n. a.0.00 0.00 0.00 (28.59) n. a. n. a. n. a.

129.34 32.64 161.98 245.41 n. a. n. a. n. a.

0.00 2.48 2.48 2.49 n. a. n. a. n. a.

129.34 35.12 164.46 247.91 n. a. n. a. n. a.

0.00 0.00 0.00 0.00 n. a. n. a. n. a.

(0.00) 0.00 (0.00) 0.00 n. a. n. a. n. a.

129.34 35.12 164.46 247.91 n. a. n. a. n. a.

Pago de dividendos

Resultado neto

Banpaís

Concepto

Resultado neto

Banpaís

I - 2000 II - 2000

n. a. n. a.

n. a. n. a.n. a. n. a.n. a. n. a.n. a. n. a.n. a. n. a.

n. a. n. a.n. a. n. a.

n. a. n. a.

n. a. n. a.n. a. n. a.n. a. n. a.

n. a. n. a.

n. a. n. a.n. a. n. a.n. a. n. a.n. a. n. a.

n. a. n. a.

n. a. n. a.n. a. n. a.

n. a. n. a.

Fusionado con Mercantil del Norte a partir de febrero del 2000n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Centro

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

24,442.36 23,825.20 23,327.37 23,755.15 23,923.32

2,413.94 2,343.17 2,544.37 2,205.20 1,944.42479.41 461.11 513.17 573.92 447.27

0.02 0.02 0.15 0.58 0.20n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

21,790.86 20,971.80 19,328.87 19,930.79 20,504.86944.39 681.27 975.49 857.41 801.35

(1,932.47) (1,398.37) (1,411.79) (1,324.21) (1,299.66)238.09 201.91 150.55 340.92 354.88

6.44 72.32 734.78 721.66 727.68226.92 226.10 223.77 413.83 411.52242.15 244.01 244.21 17.17 15.29

0.00 0.00 0.00 0.00 0.0032.60 21.85 23.80 17.90 15.52

0.00 0.00 0.00 0.00 0.00

22,887.96 22,214.05 21,658.17 21,800.93 21,901.31

2,516.80 3,052.50 2,658.03 2,258.29 2,331.0113,873.85 11,606.01 11,691.96 15,570.85 15,522.40

3,340.80 3,234.44 3,164.84 0.00 0.002,664.59 3,590.22 3,496.09 3,651.79 3,798.55

0.02 0.02 0.14 0.56 0.17n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

480.76 719.83 635.94 309.75 238.750.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

11.13 11.03 11.16 9.68 10.43

1,554.39 1,611.15 1,669.20 1,954.23 2,022.02

838.24 838.24 1,076.98 1,076.99 1,076.99838.24 838.24 1,076.98 1,076.99 1,076.99

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

716.15 772.91 592.22 877.24 945.03265.28 265.28 265.28 266.82 492.17246.39 244.76 0.00 312.53 87.39

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.57 0.56 3.05 0.00 0.00

124.17 182.37 243.24 282.55 351.94

0.00 0.00 0.00 0.00 0.001,805.75 1,868.72 2,246.80 2,220.67 2,338.43

17.99 15.07 24.88 20.78 19.6217,192.48 17,514.77 17,191.43 16,274.97 18,391.5224,926.44 23,679.93 23,282.90 26,193.02 29,405.31

249.32 16.88 62.12 242.94 222.322,989.64 3,203.52 3,372.11 545.53 298.84

0.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

Centro

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

479.41 461.11 513.16 573.92 447.27

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

479.41 461.11 513.16 573.92 447.27479.41 461.11 513.16 573.92 447.27479.41 461.11 513.16 573.92 447.27

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.02 0.02 0.15 0.58 0.1913.61 16.72 42.58 123.24 111.6313.59 16.74 42.43 122.66 111.43

0.02 0.02 0.14 0.56 0.1713.61 16.72 42.56 123.23 111.6213.59 16.74 42.43 122.67 111.45

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.04 0.04 0.04 0.04 0.04

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Centro

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

22,735.25 21,653.08 20,304.36 20,788.19 21,306.20

21,790.86 20,971.80 19,328.87 19,930.79 20,504.86

496.87 605.25 639.75 511.59 560.952.54 2.33 2.39 19.04 423.370.73 1.35 2.07 8.06 13.05

1,178.88 1,161.09 1,190.86 1,299.66 1,270.38272.70 305.83 318.43 338.22 353.96

19,839.13 18,895.94 17,175.38 17,754.21 17,883.15

944.39 681.27 975.49 857.41 801.35

187.85 39.71 445.56 412.56 353.870.00 0.00 0.00 0.00 6.31

128.00 114.91 111.77 107.39 105.72628.54 526.64 418.17 337.46 335.44

0.00 0.00 0.00 0.00 0.00

2,425.66 1,934.01 2,186.28 2,218.49 2,328.29

2,423.51 1,931.73 2,117.86 2,164.89 2,304.00

56.40 83.59 55.66 46.23 50.610.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2,367.12 1,848.15 2,062.20 2,118.66 2,253.39

2.14 2.28 68.42 53.60 24.29

2.14 2.28 68.42 53.60 24.290.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

842.40 682.21 654.44 720.08 704.09

403.73 434.04 485.19 473.52 462.29

116.38 133.73 124.86 110.06 109.030.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

287.35 300.31 360.33 363.46 353.260.00 0.00 0.00 0.00 0.00

438.67 248.17 169.25 246.56 241.80

136.18 16.78 23.63 122.57 122.570.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

302.49 231.39 145.62 123.99 119.23

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Centro

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

23,105.35 22,328.37 21,153.68 19,728.24 20,506.69

1,264.44 1,371.54 1,416.18 1,485.72 810.95

49.71 52.00 50.45 50.86 670.37

19.35 16.26 39.14 25.02 211.77

361.19 356.91 226.85 553.72 816.15

885.49 804.20 686.02 645.72 165.00

7.63 4.84 5.29 6.99 4.47

20,517.55 19,722.61 18,729.74 16,960.20 17,827.97

1,932.47 1,398.37 1,411.79 1,324.21 1,299.66

0.46 0.48 0.46 0.48 29.14

1.57 1.75 6.49 4.14 35.04

73.33 69.78 52.18 247.87 321.97

510.39 495.87 454.87 467.77 154.02

0.00 1.11 0.00 7.03 23.25

1,346.72 829.39 897.78 596.92 736.25

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Centro

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

22,396.07 21,483.78 21,011.06 21,481.50 21,652.13

2,516.80 3,052.50 2,658.03 2,258.29 2,331.011,797.13 2,286.66 1,773.67 1,439.07 1,513.04

719.68 765.84 884.36 819.22 817.9713,873.85 11,606.01 11,691.96 15,570.85 15,522.40

1.54 2.83 3.36 4.27 0.002,602.70 1,373.15 1,274.28 1,584.64 1,091.96

11,269.60 10,230.03 10,414.33 13,981.94 14,430.440.00 0.00 0.00 0.00 0.00

3,340.80 3,234.44 3,164.84 0.00 0.00

2,664.59 3,590.81 3,496.09 3,651.79 3,798.55865.11 1,905.42 1,889.69 2,141.76 2,292.16

0.00 0.00 0.00 0.00 0.00971.92 873.54 808.16 732.89 743.40827.56 810.22 798.24 777.14 762.99(0.00) 1.63 (0.00) 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.02 0.02 0.14 0.56 0.17

3,397.33 3,234.78 3,252.61 3,455.76 3,692.79

53.69 51.53 48.30 46.99 54.9553.56 51.41 48.30 46.99 54.95

0.12 0.12 0.00 0.00 0.001,947.33 825.95 885.55 869.13 945.12

0.00 0.00 0.00 0.00 0.001,947.33 825.95 885.55 869.13 945.12

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,396.32 2,357.30 2,318.76 2,539.64 2,692.71832.33 1,905.39 1,889.66 2,141.76 2,292.16

0.00 0.00 0.00 0.00 0.00563.98 451.79 429.10 397.88 400.56

0.00 0.00 0.00 0.00 0.00(0.00) 0.12 (0.00) (0.00) 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Centro

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

1,950.15 1,452.04 3,402.19 6,026.90 1,222.64 985.57 2,208.21

1,762.73 1,319.45 3,082.18 5,477.50 939.73 853.78 1,793.5116.94 10.85 27.79 63.23 42.05 23.91 65.96

0.00 0.00 0.00 0.00 0.00 0.00 0.000.66 0.65 1.31 2.80 1.23 1.86 3.09

66.27 64.76 131.02 301.54 70.12 72.40 142.529.98 8.93 18.92 33.76 4.37 1.98 6.35

1,668.88 1,234.26 2,903.14 5,076.16 821.96 753.62 1,575.59103.98 45.53 149.51 199.24 29.06 56.58 85.64

64.40 64.56 128.96 251.30 56.51 60.50 117.026.63 7.27 13.90 31.02 8.73 7.43 16.17

12.40 15.12 27.51 66.74 5.83 8.31 14.130.00 0.00 0.00 0.00 1.03 (1.03) 0.000.00 0.12 0.12 1.10 0.00 0.00 0.000.00 0.00 0.00 0.00 181.75 (0.01) 181.75

1,615.84 1,122.67 2,738.52 4,650.23 737.06 659.27 1,396.33

1,589.65 1,078.09 2,667.74 4,432.18 725.08 640.82 1,365.90225.88 186.46 412.34 779.51 73.84 32.29 106.13667.12 634.82 1,301.93 2,260.21 555.25 528.01 1,083.26577.17 172.78 749.95 1,042.33 17.85 (0.26) 17.59119.49 84.04 203.52 350.14 78.14 80.78 158.93

0.00 0.00 0.00 0.00 0.00 0.00 0.000.26 0.72 0.98 4.21 1.14 0.70 1.83

25.42 41.87 67.29 209.29 10.34 17.39 27.730.37 2.15 2.51 4.54 0.00 0.41 0.410.15 (0.15) 0.00 0.00 0.52 (0.06) 0.46

11.61 (18.12) (6.51) (27.57) (9.80) (9.16) (18.96)

345.91 311.25 657.16 1,349.10 475.78 317.14 792.92

(0.28) 12.41 12.13 51.26 198.13 58.26 256.39

346.20 298.84 645.03 1,297.85 277.65 258.88 536.53

35.89 20.15 56.04 103.60 205.71 19.40 225.12n. a. n. a. n. a. n. a. 218.43 34.91 253.34n. a. n. a. n. a. n. a. 12.72 15.51 28.228.44 7.62 16.06 27.62 7.53 6.54 14.07

390.53 326.61 717.14 1,429.06 490.89 284.83 775.72

267.27 268.76 536.02 1,166.43 243.81 284.13 527.9571.81 69.46 141.27 295.56 75.82 85.89 161.71

187.88 191.73 379.61 838.06 157.19 193.38 350.577.57 7.57 15.14 32.81 10.81 4.86 15.67

123.26 57.85 181.12 262.63 247.08 0.69 247.77

(57.98) (0.89) (58.87) (17.41) (36.87) (70.00) (106.87)n. a. n. a. n. a. n. a. 37.71 11.97 49.67n. a. n. a. n. a. n. a. 74.58 81.97 156.55

65.28 56.97 122.25 245.22 283.95 70.70 354.65

1.36 1.33 2.69 4.34 1.35 1.77 3.130.00 0.00 0.00 (0.06) 0.00 0.00 0.00

63.92 55.64 119.56 240.81 282.60 68.92 351.52

1.14 3.47 4.61 2.43 (0.05) 0.47 0.42

65.06 59.10 124.17 243.24 282.55 69.39 351.94

0.00 0.00 0.00 0.00 0.00 0.00 0.00

65.06 59.10 124.17 243.24 282.55 69.39 351.94

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Centro

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

24,457.49 23,844.85 23,341.36 23,755.28 23,923.41

2,445.91 2,382.43 2,583.02 2,206.02 1,945.19479.41 461.11 513.17 573.92 447.27

0.02 0.02 0.15 0.58 0.20n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

21,790.86 20,971.80 19,328.87 19,930.79 20,504.86944.39 681.27 975.49 857.41 801.35

(1,932.47) (1,398.37) (1,411.79) (1,324.21) (1,299.66)239.41 202.37 151.38 341.04 354.99

6.44 72.32 734.78 721.66 727.68431.08 430.93 421.42 413.83 411.52

11.61 11.39 13.81 16.35 14.510.00 0.00 0.00 0.00 0.00

40.82 29.57 31.06 17.90 15.52

0.00 0.00 0.00 0.00 0.00

22,903.09 22,233.70 21,672.15 21,801.05 21,901.40

2,516.69 3,052.36 2,657.84 2,258.29 2,331.0013,873.85 11,606.01 11,691.96 15,570.85 15,522.40

3,340.80 3,234.44 3,164.84 0.00 0.002,664.59 3,590.22 3,496.09 3,651.79 3,798.55

0.02 0.02 0.14 0.56 0.17n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

496.00 739.62 650.12 309.87 238.840.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

11.13 11.03 11.16 9.68 10.43

1,554.39 1,611.15 1,669.20 1,954.23 2,022.02

838.24 838.24 1,076.98 1,076.99 1,076.99838.24 838.24 1,076.98 1,076.99 1,076.99

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

716.15 772.90 592.22 877.24 945.03265.28 265.27 265.28 266.82 492.17246.39 244.76 0.00 312.53 87.39

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.57 0.56 3.05 0.00 0.00

79.76 79.94 80.66 12.65 12.680.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 2.69 0.85n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 2.69 0.850.00 0.00 0.00 0.00 0.00

124.17 182.37 243.24 282.55 351.94

0.00 0.00 0.00 0.00 0.001,805.75 1,868.72 2,246.80 2,220.67 2,338.43

17.99 15.07 24.88 20.78 19.6217,192.48 17,514.77 17,191.43 16,274.97 18,391.5224,926.44 23,679.93 23,282.90 26,193.02 29,405.31

249.32 16.88 62.12 242.94 222.322,989.64 3,203.52 3,372.11 545.53 298.84

0.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Centro

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

1,950.77 1,452.98 3,403.75 6,030.61 1,222.64 985.57 2,208.21

1,616.45 1,123.08 2,739.53 4,651.90 737.06 659.27 1,396.33

10.50 (18.60) (8.09) (30.38) (9.85) (9.17) (19.02)

344.82 311.30 656.12 1,348.34 475.73 317.13 792.86

(0.28) 12.41 12.13 51.26 198.13 58.26 256.39

345.10 298.89 643.99 1,297.08 277.60 258.87 536.47

8.44 7.62 16.06 27.62 7.53 6.54 14.07

390.84 328.00 718.84 1,433.39 490.85 284.82 775.66

266.42 268.86 535.29 1,167.67 243.83 284.14 527.9871.81 69.46 141.27 295.56 75.82 85.89 161.71

186.32 191.13 377.46 836.25 157.20 193.40 350.608.29 8.27 16.56 35.86 10.81 4.86 15.67

124.42 59.13 183.55 265.73 247.02 0.67 247.69

(57.75) 0.07 (57.68) (17.14) (36.88) (69.99) (106.87)n. a. n. a. n. a. n. a. 37.71 11.97 49.67n. a. n. a. n. a. n. a. 74.59 81.96 156.55

66.67 59.21 125.87 248.59 283.90 70.66 354.56

1.60 1.80 3.40 7.15 1.35 1.77 3.130.00 0.00 0.00 (0.06) 0.00 0.00 0.00

65.06 57.41 122.47 241.37 282.55 68.89 351.43

0.00 1.70 1.70 1.86 0.00 0.51 0.51

65.06 59.10 124.17 243.24 282.55 69.39 351.94

0.00 0.00 0.00 0.00 0.00 0.00 0.00

65.06 59.10 124.17 243.24 282.55 69.39 351.94

n. a. No aplica

Pago de dividendos

Resultado neto

Centro

1,076.99 0.00 265.28 0.00 0.00 0.00 80.66 3.05 0.00 0.00 243.24 0.00 1,669.20

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 226.89 87.39 0.00 0.00 (67.98) (3.05) 0.00 0.00 (243.24) 0.00 0.02

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 226.89 87.39 0.00 0.00 (67.98) (3.05) 0.00 0.00 (243.24) 0.00 0.03

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 351.94 0.00 351.94

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.00 0.00 0.00 0.85

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.00 0.00 0.00 0.85

1,076.99 0.00 492.17 87.39 0.00 0.00 12.68 0.00 0.85 0.00 351.94 0.00 2,022.02

Concepto

Resultado neto

Centro

I - 2000 II - 2000

282.55 351.94

16.38 0.0010.81 256.39

(380.35) 15.670.00 0.000.00 (25.17)

(49.46) 338.57(120.52) (1,370.36)

(48.06) 65.89

0.00 (0.01)0.00 302.450.00 0.00

(288.66) (64.62)

0.00 0.000.00 0.000.00 0.000.00 (0.00)

0.00 (0.00)

(2.50) 33.48(149.71) (568.81)

(152.22) (535.33)

(440.88) (599.95)

2,646.90 2,544.38

2,206.02 1,944.42

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Interacciones

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

11,366.87 11,211.24 10,980.28 8,547.01 6,779.89

413.41 550.37 422.80 583.11 385.196,826.93 6,808.70 6,308.52 3,879.89 4,718.86

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.11 0.43 0.19 0.00 0.00

3,678.09 3,386.05 3,799.09 3,613.70 1,177.27112.67 109.07 102.78 100.26 101.55(59.52) (58.33) (56.99) (55.37) (54.61)

95.44 72.80 64.16 94.54 125.9225.51 20.52 19.93 19.69 19.5226.95 50.36 54.27 53.07 52.4450.62 79.84 78.84 77.11 75.40

196.64 191.41 186.71 181.01 178.360.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

10,893.77 10,582.20 10,318.11 7,891.45 6,230.30

46.33 54.22 55.25 48.24 262.168,826.76 9,334.15 8,878.97 6,545.69 4,692.36

550.86 542.54 526.69 508.55 251.06931.36 570.26 799.75 768.86 735.83

0.03 0.00 0.03 2.05 116.49n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 4.670.00 0.00 0.00 0.00 0.00

538.39 80.99 57.40 18.06 167.730.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.04 0.04 0.00 0.00 0.00

473.09 629.04 662.17 655.55 549.58

812.58 1,010.05 1,010.31 1,010.31 1,010.31812.58 1,010.05 1,010.31 1,010.31 1,010.31

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(339.49) (381.01) (348.14) (354.75) (460.72)15.20 15.22 15.11 15.13 15.1199.29 99.24 90.89 138.68 140.21

(54.89) (63.57) (55.94) (68.33) (156.06)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

45.94 18.67 49.31 14.60 0.37

132.47 128.13 0.00 0.00 0.00129.95 127.44 157.01 130.75 128.84263.33 264.85 210.17 885.25 927.79

5,426.92 5,678.48 6,201.95 6,448.79 6,800.675,896.92 5,307.91 5,639.15 5,770.52 2,285.59

0.36 0.37 0.45 0.48 (0.00)0.00 0.00 0.00 0.00 0.006.23 299.47 181.76 53.71 753.00

n. a. No aplica

Concepto

Acciones

Concepto

Interacciones

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

6,826.93 6,808.70 6,308.52 3,879.89 4,718.86

290.23 245.92 286.62 248.96 236.86185.28 99.35 128.53 99.91 107.94

0.28 0.68 12.15 (10.23) 1.1685.95 0.00 13.85 4.06 3.5099.04 98.67 102.52 106.08 103.28

104.95 146.57 158.10 149.05 128.92

247.45 245.16 237.99 895.49 197.38247.45 245.16 237.99 895.49 197.38

0.00 0.00 0.00 668.94 0.000.00 0.00 0.00 0.00 0.00

247.45 245.16 237.99 226.54 197.380.00 0.00 0.00 0.00 0.00

6,289.24 6,317.62 5,783.91 2,735.45 4,284.626,289.24 6,317.62 5,783.91 2,735.45 4,284.62

0.00 0.00 0.00 0.00 0.000.13 0.13 0.13 0.13 0.13

6,289.12 6,317.49 5,783.78 2,735.32 4,284.480.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 100.34 1,045.560.00 0.00 0.00 102.39 1,161.99

0.00 0.00 0.00 2.05 116.4985.99 0.00 23.46 4.06 74.5485.96 0.00 23.43 4.06 74.48

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.11 0.43 0.19 0.00 0.00

0.11 0.43 0.19 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 4.67

0.00 0.00 0.00 0.00 4.670.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Interacciones

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,790.76 3,495.13 3,901.87 3,713.96 1,278.82

3,678.09 3,386.05 3,799.09 3,613.70 1,177.27

545.73 594.85 955.66 734.97 583.427.14 7.06 21.10 20.31 19.263.03 3.82 4.14 38.75 92.81

60.51 59.71 69.12 68.13 67.543,061.69 2,720.62 2,749.08 2,751.54 414.24

0.00 0.00 0.00 0.00 0.00

112.67 109.07 102.78 100.26 101.55

111.55 107.98 99.11 97.52 55.840.00 0.00 0.00 0.00 7.560.00 0.00 0.00 0.00 32.610.17 0.15 2.75 2.74 5.540.96 0.94 0.92 (0.00) 0.00

167.34 223.78 272.86 183.37 265.59

167.34 223.78 272.86 178.99 261.01

139.89 193.60 245.22 153.52 220.44(0.00) 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 17.260.00 0.00 0.00 0.00 0.00

27.45 30.18 27.63 25.46 23.310.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 4.39 4.57

0.00 0.00 0.00 4.39 4.570.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

45.15 44.18 43.01 41.13 11.12

42.54 41.57 40.40 38.52 8.51

42.54 41.57 31.70 29.91 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 8.70 8.61 8.510.00 0.00 0.00 0.00 0.00

2.61 2.61 2.61 2.61 2.61

2.61 2.61 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 2.61 2.61 2.61

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Interacciones

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4,470.04 4,119.57 3,804.89 4,002.99 4,540.73

1,126.38 699.47 940.76 860.33 1,517.61

113.51 318.55 123.21 393.59 231.36

95.45 54.02 49.38 49.44 20.40

43.78 45.32 44.13 40.46 67.42

4.58 4.50 4.84 5.86 6.22

15.07 14.19 13.33 13.61 12.48

3,071.28 2,983.52 2,629.23 2,639.71 2,685.25

59.52 58.33 56.99 55.37 54.61

1.42 3.14 1.18 3.88 2.31

19.09 10.80 9.88 9.89 4.08

26.27 27.19 26.48 24.27 40.45

4.58 4.44 4.78 5.69 6.22

0.00 0.00 0.00 0.00 0.00

8.16 12.76 14.67 11.63 1.55

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Interacciones

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

10,354.32 10,502.13 10,260.59 7,873.41 6,057.76

46.33 54.34 55.10 48.22 262.0321.34 24.96 13.34 26.28 37.7724.99 29.38 41.76 21.95 224.26

8,825.66 9,334.40 8,878.97 6,545.69 4,692.360.00 0.00 0.00 0.00 0.00

649.29 683.68 633.23 667.78 593.928,176.38 8,650.72 8,245.74 5,877.90 4,098.44

0.00 0.00 0.00 0.00 0.00550.86 542.54 526.69 508.55 251.06

931.44 570.85 799.79 768.90 735.83278.22 450.59 541.06 663.82 588.59592.76 60.26 200.18 47.11 73.68

0.00 0.00 0.00 0.00 0.0060.38 59.02 57.57 57.93 73.55(0.00) 0.98 0.94 0.00 (0.00)

0.08 0.00 0.04 0.03 0.00

0.00 0.00 0.00 0.00 0.00

0.03 0.00 0.03 2.05 116.49

695.47 918.65 877.34 819.66 868.36

0.00 1.89 2.70 0.00 0.000.00 1.89 2.70 0.00 0.000.00 0.00 0.00 0.00 0.00

528.39 515.77 424.66 385.91 363.050.00 0.00 0.00 0.00 0.00

528.39 515.77 424.66 385.91 363.050.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

167.08 400.98 449.98 433.74 505.31165.03 340.72 355.42 386.63 431.63

0.00 60.26 94.57 47.11 73.680.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.002.05 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Interacciones

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

864.98 620.50 1,485.48 2,585.67 444.64 277.03 721.67

297.25 260.22 557.47 1,028.51 207.23 60.37 267.6047.61 33.55 81.17 152.10 45.09 32.59 77.68

0.11 0.43 0.54 1.56 1.20 1.11 2.300.30 0.19 0.49 0.97 0.22 0.21 0.425.06 2.83 7.90 12.80 2.92 1.99 4.91

244.16 223.21 467.37 861.07 157.81 24.48 182.290.00 0.00 0.00 0.00 0.00 0.00 0.00

522.76 329.43 852.19 1,430.34 218.18 190.58 408.7625.84 21.21 47.04 80.11 14.80 13.07 27.86

0.33 1.85 2.18 7.87 1.15 1.22 2.3712.99 4.28 17.27 25.44 0.49 6.35 6.84

5.81 2.51 8.32 12.38 2.79 1.20 4.000.00 0.00 0.00 0.00 0.00 (0.00) 0.000.00 1.01 1.01 1.01 0.00 4.25 4.25

814.30 575.01 1,389.31 2,427.00 394.16 264.81 658.97

636.46 501.64 1,138.10 2,117.08 389.12 218.15 607.270.56 0.58 1.14 2.50 0.60 0.60 1.20

520.52 428.09 948.60 1,825.73 336.84 176.80 513.6458.10 31.99 90.09 146.85 23.11 17.17 40.2757.27 40.98 98.26 142.00 28.58 23.58 52.15

0.00 0.00 0.00 0.00 0.00 0.00 0.000.36 0.25 0.61 12.93 0.09 0.33 0.41

177.04 70.96 247.99 294.13 4.83 46.15 50.980.11 1.63 1.75 1.95 0.12 0.07 0.200.33 0.53 0.87 0.90 0.00 0.11 0.11

(2.72) 9.62 6.90 8.98 4.00 1.52 5.52

47.96 55.11 103.07 167.65 54.48 13.74 68.22

2.09 0.96 3.05 4.35 0.71 4.74 5.45

45.87 54.15 100.02 163.30 53.77 9.01 62.77

13.39 (14.44) (1.05) (44.68) (9.37) (13.66) (23.04)

70.78 46.30 117.08 174.18 47.65 2.32 49.97

34.54 38.49 73.02 158.37 42.72 43.45 86.1716.10 18.69 34.79 73.54 18.90 21.16 40.0516.76 18.13 34.89 78.35 22.19 20.58 42.77

1.67 1.67 3.34 6.48 1.63 1.71 3.35

36.24 7.81 44.05 15.81 4.93 (41.13) (36.20)

(6.24) 10.21 3.97 38.88 (10.64) (29.23) (39.87)n. a. n. a. n. a. n. a. 8.15 1.85 10.01n. a. n. a. n. a. n. a. 18.79 31.09 49.88

30.01 18.02 48.03 54.69 15.56 (11.89) 3.67

0.27 0.26 0.54 1.06 0.29 0.26 0.550.00 0.00 0.00 0.00 0.00 0.00 0.00

29.74 17.76 47.49 53.63 15.27 (12.15) 3.12

(0.86) (0.69) (1.56) (4.32) (0.68) (2.07) (2.75)

28.87 17.06 45.94 49.31 14.60 (14.22) 0.37

0.00 0.00 0.00 0.00 0.00 0.00 0.00

28.87 17.06 45.94 49.31 14.60 (14.22) 0.37

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Interacciones

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

11,367.18 11,212.21 10,980.87 8,547.57 6,780.75

413.41 550.38 422.80 583.11 385.196,827.72 6,809.79 6,310.09 3,882.03 4,720.82

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.11 0.43 0.19 0.00 0.00

3,678.09 3,386.05 3,799.09 3,613.70 1,177.27112.67 109.07 102.78 100.26 101.55(59.52) (58.33) (56.99) (55.37) (54.61)

97.07 75.57 65.78 96.10 127.5425.51 20.52 19.93 19.69 19.5275.01 126.85 130.06 126.61 124.70

0.46 0.45 0.44 0.43 0.42196.64 191.41 186.71 181.01 178.36

0.00 0.00 0.00 0.00 0.00

10,894.08 10,583.16 10,318.69 7,892.01 6,231.16

46.31 54.22 55.24 48.23 262.158,826.76 9,334.15 8,878.97 6,545.69 4,692.36

550.86 542.54 526.69 508.55 251.06931.36 570.26 799.75 768.86 735.83

0.03 0.00 0.03 2.05 116.49n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 4.670.00 0.00 0.00 0.00 0.00

538.71 81.96 58.00 18.63 168.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.04 0.04 0.00 0.00 0.00

473.10 629.05 662.17 655.56 549.59

812.58 1,010.05 1,010.31 1,010.31 1,010.31812.58 1,010.05 1,010.31 1,010.31 1,010.31

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(339.48) (381.01) (348.13) (354.75) (460.71)15.20 15.22 15.11 15.13 15.1199.29 99.24 90.89 138.68 140.21

(54.89) (63.57) (55.94) (68.33) (156.06)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(445.03) (450.58) (447.51) (514.83) (521.33)0.00 0.01 0.01 0.01 0.01n. a. n. a. n. a. 60.01 60.98n. a. n. a. n. a. 34.27 34.63n. a. n. a. n. a. 25.73 26.350.00 0.00 0.00 0.00 0.00

45.94 18.67 49.31 14.60 0.37

132.47 128.13 0.00 0.00 0.00129.95 127.44 157.01 130.75 128.84263.33 264.85 210.17 885.25 927.79

5,426.92 5,678.48 6,201.95 6,448.79 6,800.675,896.92 5,307.91 5,639.15 5,770.52 2,285.59

0.36 0.37 0.45 0.48 (0.00)0.00 0.00 0.00 0.00 0.006.23 299.47 181.76 53.71 753.00

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Interacciones

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

865.09 620.58 1,485.67 2,585.82 444.70 277.09 721.80

814.30 575.01 1,389.31 2,427.00 394.16 264.81 658.97

(2.72) 9.62 6.90 8.98 4.00 1.52 5.52

48.07 55.19 103.26 167.81 54.54 13.80 68.34

2.09 0.96 3.05 4.35 0.71 4.74 5.45

45.98 54.23 100.21 163.46 53.83 9.07 62.90

13.39 (14.44) (1.05) (44.68) (9.37) (13.66) (23.04)

70.89 46.37 117.27 174.34 47.71 2.38 50.09

35.75 39.43 75.17 165.26 44.79 46.92 91.7216.10 18.69 34.79 73.54 18.90 21.16 40.0517.97 17.46 35.43 81.07 21.93 22.24 44.17

1.67 3.28 4.95 10.65 3.97 3.52 7.49

35.15 6.95 42.09 9.08 2.91 (44.54) (41.62)

29.14 17.33 46.47 50.37 14.89 (13.96) 0.92

0.27 0.26 0.54 1.06 0.29 0.26 0.550.00 0.00 0.00 0.00 0.00 0.00 0.00

28.87 17.06 45.94 49.31 14.60 (14.22) 0.37

0.00 0.00 0.00 0.00 0.00 0.00 0.00

28.87 17.06 45.94 49.31 14.60 (14.22) 0.37

0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.07 0.07

28.87 17.06 45.94 49.31 14.60 (14.15) 0.44

n. a. No aplica

Pago de dividendos

Resultado neto

Interacciones

965.17 0.00 14.44 86.83 (53.44) 0.00 (427.52) 0.00 0.00 0.00 47.11 0.01 632.59

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 47.11 0.00 0.00 0.00 0.00 0.00 0.00 (46.74) 0.00 0.37

0.00 0.00 0.00 0.00 (102.62) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (102.62)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

45.13 0.00 0.68 6.26 0.00 0.00 (94.31) 0.00 0.00 0.00 0.00 0.00 (42.23)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.63 26.85 0.00 0.00 0.00 61.48

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

45.13 0.00 0.68 6.26 (102.62) 0.00 (94.31) 34.63 26.85 0.00 0.00 0.00 (83.38)

1,010.31 0.00 15.11 140.21 (156.06) 0.00 (521.83) 34.63 26.85 0.00 0.37 0.01 549.59

Concepto

Resultado neto

Interacciones

I - 2000 II - 2000

14.60 0.37

1.89 13.090.71 1.201.03 2.140.00 0.001.07 2.66

(2,389.33) (4,462.24)186.29 2,826.39

2,430.27 0.00

0.00 1,579.680.00 (63.93)0.00 0.00

246.53 (100.66)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

0.25 (10.75)(86.47) 73.80

(86.22) 63.05

160.31 (37.61)

422.80 422.80

583.11 385.19

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

J. P. Morgan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4,525.23 3,193.83 6,495.38 20,342.86 24,757.57

580.80 1,151.66 2,335.21 6,747.69 13,461.681,946.18 916.69 3,421.34 1,344.48 6,327.35

0.00 0.60 0.47 0.03 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

186.76 151.30 45.51 451.88 125.531,612.04 843.18 622.74 443.29 328.91

0.00 0.00 0.00 0.00 0.00(0.90) 0.00 0.00 0.00 0.00

143.89 76.39 10.15 11,299.82 4,468.450.00 0.00 0.00 0.00 0.00

55.88 53.44 51.08 48.92 45.660.00 0.00 0.00 0.00 0.000.00 0.00 8.87 6.76 0.000.57 0.56 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

3,012.54 1,643.00 4,978.72 18,736.07 23,561.19

0.00 0.00 0.00 0.00 0.002,557.18 1,213.52 4,477.03 1,005.33 5,847.96

221.31 215.77 210.65 204.01 0.000.00 10.28 0.00 0.00 77.720.32 0.00 0.00 0.00 3.51n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

40.34 5.31 22.75 21.59 12.1616.23 8.18 0.00 0.00 25.56

177.16 189.95 268.29 17,505.14 17,594.290.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,512.69 1,550.83 1,516.66 1,606.79 1,196.38

1,065.76 1,065.54 1,065.79 1,065.74 1,065.671,065.76 1,065.54 1,065.79 1,065.74 1,065.67

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

446.93 485.29 450.87 541.05 130.71142.68 142.65 142.68 142.67 166.87840.06 840.97 840.52 1,091.51 712.78

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

246.84 284.82 251.04 90.21 34.34

0.00 0.00 0.00 0.00 0.00350.18 343.41 397.77 385.64 360.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

168.37 208.25 752.67 242.46 1,843.070.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

47,227.67 25,898.72 50,263.02 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

J. P. Morgan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,946.18 916.69 3,421.34 1,344.48 6,327.35

1,946.18 916.69 3,421.34 1,344.48 6,327.351,946.18 916.69 3,421.34 1,344.48 6,327.35

184.96 232.60 2,348.75 1,018.83 4,215.441,761.22 684.08 1,072.58 325.65 2,111.91

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.60 0.47 0.03 0.00319.31 511.31 244.36 1,327.82 195.57319.63 510.71 244.13 1,327.80 195.86

0.32 0.00 0.00 0.00 3.510.00 35.00 570.19 101.47 1,703.290.00 35.00 570.44 101.48 1,700.07

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

186.76 151.30 45.51 451.88 125.53

186.76 151.30 45.51 451.88 125.530.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

40.34 5.31 22.75 21.59 12.15

40.34 5.31 22.75 21.59 12.150.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

J. P. Morgan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,612.04 843.18 622.74 443.29 328.91

0.00 0.00 0.00 0.00 0.001,279.53 843.18 622.74 443.29 328.91

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

332.51 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

J. P. Morgan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,451.89 1,580.84 822.45 603.75 436.81

0.00 0.00 0.00 0.00 0.00

0.90 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

J. P. Morgan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,778.81 1,440.16 4,687.68 1,209.34 5,925.68

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2,557.18 1,213.53 4,477.03 1,005.33 5,847.960.00 0.00 0.00 0.00 0.00

111.25 113.37 111.30 113.39 111.302,445.93 1,100.15 4,365.73 891.94 5,736.66

0.00 0.00 0.00 0.00 0.00221.31 215.77 210.65 204.01 0.00

0.00 10.87 0.00 0.00 77.720.00 0.00 0.00 0.00 77.720.00 10.28 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.32 0.00 0.00 0.00 0.00

0.00 10.28 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 10.28 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 10.28 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

J. P. Morgan

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

249.62 263.39 513.01 933.53 145.84 140.81 286.65

98.71 94.83 193.55 301.92 31.51 19.66 51.1810.29 8.31 18.60 0.00 0.00 0.00 0.0083.27 81.11 164.38 301.92 31.51 19.66 51.18

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.005.16 5.41 10.57 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

111.07 141.11 252.18 475.49 85.19 93.19 178.3839.84 27.45 67.28 156.11 29.14 27.96 57.10

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

279.81 214.38 494.19 866.98 126.00 141.92 267.92

237.03 144.70 381.73 663.07 88.77 107.85 196.610.00 0.00 0.00 0.27 0.00 0.00 0.00

146.88 114.13 261.01 521.05 79.80 102.85 182.6589.99 30.18 120.17 140.54 8.92 3.89 12.81

0.16 0.39 0.55 1.20 0.05 1.10 1.160.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

20.69 56.25 76.94 152.51 32.67 31.38 64.0522.09 13.44 35.53 51.40 4.57 2.69 7.26

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(93.31) (36.65) (129.97) (195.62) (45.54) (20.92) (66.46)

(123.50) 12.35 (111.15) (129.07) (25.70) (22.03) (47.73)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(123.50) 12.35 (111.15) (129.07) (25.70) (22.03) (47.73)

0.12 (0.00) 0.12 13.70 11.06 (8.74) 2.32n. a. n. a. n. a. n. a. 11.06 (8.74) 2.32n. a. n. a. n. a. n. a. 0.00 (0.00) 0.00

284.96 129.14 414.10 723.53 211.37 46.42 257.80

161.59 141.49 303.08 608.16 196.73 15.66 212.39

92.20 101.73 193.93 432.96 110.95 76.18 187.1332.17 26.84 59.01 69.48 36.63 40.27 76.9057.50 72.47 129.97 354.02 72.44 35.56 108.00

2.52 2.43 4.95 9.47 1.88 0.34 2.23

69.39 39.76 109.15 175.20 85.78 (60.52) 25.26

35.08 97.68 132.76 224.49 (41.52) (21.81) (63.34)n. a. n. a. n. a. n. a. 1.28 6.50 7.78n. a. n. a. n. a. n. a. 42.80 28.32 71.12

104.47 137.44 241.91 399.69 127.30 (38.71) 88.59

0.00 10.96 10.96 189.12 35.26 (15.06) 20.190.00 15.89 15.89 40.47 (1.84) (32.22) (34.06)

104.47 142.37 246.84 251.04 90.21 (55.86) 34.34

0.00 0.00 0.00 0.00 0.00 0.00 0.00

104.47 142.37 246.84 251.04 90.21 (55.86) 34.34

0.00 0.00 0.00 0.00 0.00 0.00 0.00

104.47 142.37 246.84 251.04 90.21 (55.86) 34.34

n. a. No aplica

Pago de dividendos

Resultado neto

J. P. Morgan

1,065.67 0.00 142.66 1,090.28 0.00 0.00 (783.28) 0.00 0.00 0.00 0.00 0.00 1,515.33

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 24.21 (24.21) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (353.29) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (353.29)

0.00 0.00 24.21 (377.50) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (353.29)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.34 0.00 34.34

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1,065.67 0.00 166.87 712.78 0.00 0.00 (783.28) 0.00 0.00 0.00 34.34 0.00 1,196.38

Concepto

Resultado neto

J. P. Morgan

I - 2000 II - 2000

90.21 34.34

(400.27) (109.91)0.00 0.001.88 2.23

37.10 54.250.00 0.00

(3,478.05) 1,160.57179.42 293.80

7,981.44 10,053.90

0.00 (90.62)0.00 0.000.00 0.00

4,411.72 11,398.55

0.00 0.000.00 0.000.00 (275.57)0.00 0.00

0.00 (275.57)

0.90 3.630.00 0.00

0.90 3.63

4,412.62 11,126.61

2,335.07 2,335.07

6,747.69 13,461.68

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Afirme

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

6,560.20 6,255.10 5,973.11 6,040.29 5,091.60

1,003.71 816.40 736.12 1,239.55 730.3594.22 374.73 928.41 100.12 144.63

0.00 0.00 22.68 2.58 1.90n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

5,271.54 4,871.41 4,111.20 4,549.35 4,048.0012.94 25.75 10.71 10.73 13.89

(22.23) (33.41) (35.17) (33.75) (36.48)83.38 80.11 63.15 44.80 60.92

0.00 0.00 0.81 0.65 0.6490.36 105.26 117.57 110.93 104.90

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 5.12

26.28 14.85 17.64 15.33 17.71

0.00 0.00 0.00 0.00 0.00

6,030.74 5,718.83 5,427.75 5,493.73 4,564.36

699.22 947.36 1,009.11 1,400.37 987.304,797.23 4,268.74 3,967.26 3,592.29 3,188.70

0.00 0.00 0.00 0.00 0.00423.38 387.23 337.37 322.15 272.86

7.90 7.41 23.04 0.38 19.78n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.26 0.39 0.00 0.00 0.002.41 1.72 0.00 2.28 0.00

100.22 105.82 90.84 176.22 95.720.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.12 0.16 0.12 0.04 0.00

529.55 536.36 545.45 546.65 527.38

494.61 560.22 557.05 557.05 557.05494.61 560.22 557.05 557.05 557.05

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

34.94 (23.86) (11.60) (10.40) (29.67)23.00 173.23 171.15 171.15 190.33

215.85 0.00 0.00 24.74 (4.50)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

10.14 16.95 29.78 6.24 (3.17)

0.00 0.00 0.00 0.00 0.00857.25 1,060.77 1,128.39 1,075.66 1,044.34

69.55 111.76 81.75 18.94 6.632,307.07 4,325.50 5,854.68 3,074.00 4,552.206,899.88 6,340.53 5,546.36 5,179.90 4,846.66

0.00 0.00 1,171.79 1,136.04 1,119.440.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

Afirme

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

94.22 374.73 928.41 100.12 144.63

94.08 374.60 928.28 100.12 144.6394.08 374.60 928.28 99.99 143.8485.69 68.75 713.61 99.99 52.13

8.39 305.85 214.67 0.00 91.710.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.13 0.79

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.14 0.13 0.13 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.01 22.68 2.58 1.771,062.18 2,212.03 2,097.76 4,194.30 5,104.171,066.52 2,212.02 2,075.08 4,191.72 5,123.82

7.90 7.42 23.00 0.38 19.64167.71 1,152.08 441.70 135.00 373.63164.15 1,144.67 418.71 134.61 375.40

0.00 0.00 0.00 0.00 0.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.26 0.39 0.04 0.00 0.00

0.26 0.39 0.04 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Afirme

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

5,284.48 4,897.16 4,121.91 4,560.08 4,061.90

5,271.54 4,871.41 4,111.20 4,549.35 4,048.00

2,007.27 1,513.30 1,532.47 1,335.46 1,655.143,233.89 3,326.64 2,545.90 3,180.35 2,357.59

10.57 11.42 13.12 13.91 16.052.06 1.82 1.62 1.37 1.28

17.75 18.22 18.08 18.27 17.940.00 0.00 0.00 0.00 0.00

12.94 25.75 10.71 10.73 13.89

11.72 24.12 9.36 9.44 12.460.00 0.00 0.00 0.00 0.001.22 1.64 1.35 1.29 1.430.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

456.51 358.91 328.05 286.65 351.63

455.44 348.21 328.05 286.65 351.63

455.44 348.21 328.05 286.65 351.630.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1.07 10.70 0.00 0.00 0.00

1.07 10.70 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Afirme

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

5,550.24 5,252.52 4,887.39 4,503.52 3,861.74

2,424.81 2,336.33 1,870.42 1,711.34 1,602.23

257.60 246.36 261.59 254.17 228.15

47.62 22.00 24.04 23.97 25.03

1.48 43.83 43.03 42.23 43.40

0.16 0.32 0.43 1.00 1.21

0.04 0.04 0.04 0.04 0.06

2,818.53 2,603.65 2,687.83 2,470.78 1,961.67

22.23 33.41 35.17 33.75 36.48

2.58 2.45 2.70 2.62 2.40

9.52 4.43 4.85 4.94 5.07

9.74 25.95 26.51 25.03 27.23

0.16 0.32 0.84 0.99 1.20

0.00 0.00 0.06 0.06 0.42

0.23 0.26 0.22 0.11 0.15

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Afirme

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

5,923.90 5,603.91 5,313.75 5,315.19 4,468.64

699.22 947.35 1,009.11 1,400.37 987.30563.24 763.11 849.27 1,177.74 792.66135.99 184.25 159.85 222.63 194.64

4,797.23 4,268.74 3,967.26 3,592.29 3,188.700.00 0.00 0.00 0.00 0.00

388.50 252.31 333.48 309.93 542.834,408.72 4,016.43 3,633.78 3,282.36 2,645.87

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

423.38 387.82 337.37 322.15 272.8682.13 81.74 87.59 155.27 76.15

0.00 38.63 3.66 0.00 0.00337.97 266.85 246.11 166.88 196.71

0.00 0.00 0.00 0.00 0.003.28 0.59 (0.00) 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

4.07 0.00 0.00 0.38 19.78

451.45 471.51 612.61 945.52 665.99

30.14 238.12 341.28 675.13 235.4215.07 200.81 323.62 661.85 214.7815.07 37.31 17.66 13.29 20.64

143.67 27.09 84.42 88.37 324.130.00 0.00 0.00 0.00 0.00

143.67 27.09 84.42 88.37 324.130.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

277.64 206.30 186.90 182.02 106.440.00 0.00 7.83 77.94 0.000.00 0.00 0.00 0.00 0.00

274.51 206.30 179.07 104.08 106.440.00 0.00 0.00 0.00 0.003.13 0.00 (0.00) 0.00 (0.00)0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Afirme

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

515.82 403.35 919.17 1,757.37 396.49 385.12 781.61

500.25 352.38 852.63 1,571.83 378.34 (9.03) 369.31165.44 151.56 317.01 723.93 249.05 (107.42) 141.64117.39 106.82 224.21 545.78 127.29 93.32 220.62

1.08 0.85 1.93 3.59 1.00 4.07 5.080.03 0.08 0.10 0.36 0.09 0.12 0.21

216.31 93.07 309.38 298.16 0.90 0.87 1.770.00 0.00 0.00 0.00 0.00 0.00 0.00

13.48 17.06 30.54 61.11 2.00 333.27 335.270.00 0.00 0.00 0.00 0.00 39.25 39.252.08 2.82 4.90 12.80 4.94 4.87 9.810.00 31.10 31.10 111.63 11.21 16.75 27.960.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

406.40 307.51 713.91 1,359.90 309.35 297.06 606.41

406.40 307.51 713.91 1,117.94 166.97 133.28 300.2532.00 31.01 63.01 136.46 18.90 8.13 27.03

364.56 265.09 629.65 931.26 142.61 110.49 253.100.00 0.00 0.00 0.00 0.00 0.00 0.009.85 11.41 21.26 50.22 5.45 14.66 20.110.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 241.96 142.38 163.78 306.160.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(23.42) (10.34) (33.76) (49.44) (13.12) (6.35) (19.47)

86.00 85.50 171.50 348.03 74.02 81.71 155.72

5.96 4.51 10.47 24.33 0.40 1.28 1.68

80.04 80.99 161.03 323.70 73.61 80.43 154.04

10.17 3.02 13.18 39.31 11.70 (19.74) (8.04)

93.12 87.49 180.61 394.00 88.33 66.10 154.43

82.58 85.63 168.21 352.08 77.65 84.55 162.2030.36 36.03 66.39 139.48 36.66 44.91 81.5842.49 39.71 82.19 177.59 31.14 29.97 61.10

9.73 9.90 19.63 35.01 9.85 9.67 19.52

10.53 1.86 12.40 41.92 10.68 (18.45) (7.77)

11.30 6.94 18.24 59.11 11.40 (16.10) (4.69)

6.91 2.01 8.91 35.30 2.54 0.63 3.171.29 (0.47) 0.81 5.97 (2.62) 7.31 4.69

5.68 4.46 10.14 29.78 6.24 (9.42) (3.17)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.68 4.46 10.14 29.78 6.24 (9.42) (3.17)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.68 4.46 10.14 29.78 6.24 (9.42) (3.17)

n. a. No aplica

Pago de dividendos

Resultado neto

Afirme

532.17 0.00 163.51 0.00 0.00 0.00 (203.04) 0.00 0.00 (0.09) 28.06 0.00 520.61

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 18.06 (18.06) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (10.00) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (10.00)

0.00 0.00 18.06 (28.06) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (10.00)

0.00 0.00 0.00 28.06 0.00 0.00 0.00 0.00 0.00 0.00 (31.23) 0.00 (3.17)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24.89 0.00 8.76 (4.50) 0.00 0.00 (9.29) 0.00 0.00 (0.00) 0.00 0.00 19.85

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.04) 0.00 0.00 (0.04)

24.89 0.00 8.76 (4.50) 0.00 0.00 (9.29) 0.00 0.00 (0.05) 0.00 0.00 19.81

557.05 0.00 190.33 (4.50) 0.00 0.00 (212.33) 0.00 0.00 (0.14) (3.17) 0.00 527.24

Concepto

Resultado neto

Afirme

I - 2000 II - 2000

6.24 (3.17)

0.00 0.000.40 1.689.85 19.522.62 (4.69)0.00 0.00

16.28 (804.01)(336.26) 71.20

824.85 795.85

0.00 0.00(15.22) 0.00

0.00 (64.51)

508.77 11.88

0.00 0.000.00 0.000.00 (10.04)0.00 0.00

0.00 (10.04)

(4.86) (6.77)(0.48) (0.85)

(5.34) (7.61)

503.43 (5.77)

736.12 736.12

1,239.55 730.35

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4,948.15 4,939.66 5,065.11 4,964.83 4,684.47

510.81 473.29 908.58 637.56 763.56298.70 381.68 73.36 483.32 593.59

2.27 0.00 4.55 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.15 0.00 0.57 0.00

3,294.42 3,244.52 3,367.56 3,191.36 2,826.99127.72 153.95 218.52 193.03 188.07(69.55) (72.80) (140.94) (164.81) (182.59)

64.52 98.08 63.73 93.72 69.65101.86 28.97 28.27 20.15 28.22208.39 208.89 201.77 205.65 209.75272.14 279.53 258.64 275.71 149.85

69.54 68.70 39.63 0.00 13.0767.34 74.71 41.44 28.56 24.31

0.00 0.00 0.00 0.00 0.00

4,378.34 4,369.46 4,552.89 4,456.58 4,211.42

742.71 698.36 892.50 696.49 744.412,337.96 2,555.72 2,613.16 2,844.81 2,607.26

49.92 48.32 47.32 45.97 0.001,166.24 976.19 911.12 720.26 683.42

13.05 11.43 4.05 18.94 22.84n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.10 0.00 0.10 0.00 0.000.00 0.00 0.00 0.00 8.06

68.18 79.27 84.48 108.21 145.270.00 0.00 0.00 0.00 0.000.00 0.00 0.00 21.74 0.000.17 0.17 0.17 0.16 0.16

569.82 570.20 512.22 508.25 473.05

676.90 678.44 781.59 842.46 842.47634.95 636.39 648.99 659.13 659.13

41.95 42.05 132.60 183.34 183.340.00 0.00 0.00 0.00 0.00

(107.08) (108.24) (269.38) (334.22) (369.42)17.12 17.16 4.73 6.64 6.6183.69 83.87 83.88 (72.68) (97.45)

(0.20) 0.10 0.17 0.22 (3.54)0.00 0.00 0.00 0.00 0.00

52.92 53.06 33.62 0.00 0.00(301.07) (306.77) (311.52) (278.29) (299.56)

40.44 44.34 (80.27) 9.90 24.52

0.00 0.00 0.00 0.00 0.00109.43 134.14 130.85 84.74 73.48107.00 64.74 42.49 39.20 30.06

5,310.71 5,381.63 5,879.91 5,556.85 5,522.919,685.52 8,589.33 8,130.38 7,896.88 7,839.84

856.97 1,064.87 1,034.74 824.87 898.720.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

298.70 381.68 73.36 483.32 593.59

220.83 306.87 35.59 446.66 557.58220.83 306.87 35.59 446.66 557.58

7.97 10.88 35.59 52.04 46.67212.86 295.98 0.00 394.62 510.90

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

77.87 74.81 37.78 36.67 36.0177.87 74.81 37.78 36.67 36.01

0.43 0.23 0.22 0.22 0.2177.44 74.59 37.55 36.45 35.80

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2.27 0.00 4.55 0.00 0.001,816.17 1,533.84 1,022.99 5,295.48 4,490.421,813.90 1,540.90 1,018.43 5,303.72 4,506.79

13.05 11.43 4.05 18.94 22.84791.99 488.19 1,023.12 1,370.82 322.67778.94 483.81 1,019.07 1,360.12 316.20

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.15 0.00 0.57 0.00

0.00 0.15 0.00 0.57 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.10 0.00 0.10 0.00 0.00

0.10 0.00 0.10 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,422.14 3,398.47 3,586.08 3,384.39 3,015.06

3,294.42 3,244.52 3,367.56 3,191.36 2,826.99

1,543.18 1,490.80 1,157.86 943.01 973.781,452.25 1,485.78 1,951.31 2,006.94 1,641.99

29.08 25.76 24.37 20.22 21.6124.88 27.03 25.30 20.79 19.53

245.04 215.14 208.71 200.40 170.080.00 0.00 0.00 0.00 0.00

127.72 153.95 218.52 193.03 188.07

97.58 150.68 215.32 182.81 185.280.00 0.00 0.00 0.00 0.00

30.14 3.26 3.20 2.79 2.790.00 0.00 0.00 7.42 0.000.00 0.00 0.00 0.00 0.00

530.54 540.87 497.59 349.61 359.09

478.41 493.81 419.53 313.10 328.72

125.47 143.48 83.73 72.73 77.90344.23 344.52 331.54 234.13 243.60

8.71 5.82 4.27 2.66 3.470.00 0.00 0.00 3.58 3.750.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

52.13 47.06 78.06 36.51 30.37

26.53 47.06 78.06 36.51 30.320.00 0.00 0.00 0.00 0.00

25.60 0.00 0.00 0.00 0.050.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,663.92 3,451.95 3,390.34 3,504.12 3,400.55

1,944.51 2,724.92 2,522.14 2,673.27 2,460.49

338.61 377.70 340.48 244.22 392.10

77.01 75.60 198.03 267.36 186.12

58.55 55.24 110.78 103.25 148.05

1.85 2.24 7.97 13.40 14.74

4.28 1.47 1.09 0.29 1.58

239.11 214.78 209.85 202.34 197.47

69.55 72.80 140.94 164.81 182.59

3.39 3.78 3.41 2.57 4.03

15.40 15.12 48.26 53.54 40.31

35.13 33.14 40.51 61.98 90.89

1.85 2.24 7.97 13.40 14.74

0.00 0.00 0.00 0.00 2.05

13.78 18.52 40.80 33.32 30.57

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4,296.83 4,286.21 4,464.10 4,315.77 4,057.93

742.71 698.42 892.57 696.55 744.47702.46 642.21 826.58 598.48 677.48

40.25 56.21 65.98 98.07 66.992,337.96 2,555.66 2,613.10 2,844.75 2,607.202,130.65 2,331.04 2,463.19 2,539.78 2,363.24

9.13 9.33 0.57 178.82 138.49198.18 215.28 149.34 126.15 105.47

0.00 0.00 0.00 0.00 0.0049.92 48.32 47.32 45.97 0.00

1,166.24 976.78 911.12 720.26 683.42298.67 228.63 230.15 140.66 144.82

0.00 0.00 0.00 0.00 0.00867.57 747.56 680.96 579.59 538.60

0.00 0.00 0.00 0.00 0.000.00 0.59 (0.00) (0.00) (0.00)0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 7.03 0.00 8.24 22.84

735.49 660.44 679.85 600.32 657.07

93.08 81.21 135.15 59.34 143.9893.08 81.21 135.15 59.34 143.98

0.00 0.00 0.00 0.00 0.008.47 8.75 0.00 178.27 137.950.00 0.00 0.00 0.00 0.008.47 8.75 0.00 178.27 137.950.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

633.94 570.48 544.70 362.71 375.15298.67 228.63 230.15 140.66 144.82

0.00 0.00 0.00 0.00 0.00335.27 341.26 314.55 222.05 230.33

0.00 0.00 0.00 0.00 0.00(0.00) 0.59 0.00 0.00 (0.00)

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

348.98 282.15 631.13 1,158.86 321.09 307.50 628.59

208.90 155.87 364.77 624.63 90.33 76.07 166.40158.07 111.16 269.23 455.62 60.49 51.20 111.69

46.66 41.57 88.22 155.58 27.65 22.87 50.522.39 1.72 4.11 7.11 1.15 1.01 2.161.78 1.42 3.21 6.32 1.04 1.00 2.030.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

27.47 51.70 79.17 170.16 70.56 142.45 213.0138.81 27.36 66.18 170.50 82.64 65.21 147.85

1.45 2.88 4.33 21.25 2.23 (0.77) 1.4672.35 44.32 116.67 172.31 71.49 28.38 99.88

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

284.88 228.68 513.55 926.28 259.11 254.76 513.87

141.80 117.77 259.57 488.87 102.50 84.79 187.3017.43 14.82 32.25 56.31 9.98 8.02 18.00

118.04 95.96 214.00 414.36 89.27 74.55 163.831.17 2.83 4.00 0.00 0.00 0.00 0.005.15 4.16 9.32 18.20 3.25 2.22 5.470.00 0.00 0.00 0.00 0.00 0.00 0.00

65.54 47.22 112.76 186.04 23.37 17.46 40.8377.54 63.69 141.23 251.37 130.12 155.62 285.74

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(0.90) (0.38) (1.29) 1.65 (1.25) (2.56) (3.81)

63.20 53.09 116.29 234.23 60.73 50.18 110.92

7.03 9.60 16.63 90.23 17.85 19.81 37.66

56.17 43.49 99.66 144.00 42.88 30.37 73.25

(2.26) 0.59 (1.66) 28.34 22.03 17.32 39.35

58.93 50.81 109.75 196.13 71.77 53.48 125.25

63.64 70.59 134.23 313.10 77.30 80.51 157.8134.04 38.05 72.09 140.07 37.41 42.47 79.8824.87 28.30 53.17 138.83 31.71 32.10 63.81

4.73 4.24 8.97 34.20 7.36 6.77 14.13

(4.70) (19.78) (24.48) (116.96) (5.53) (27.03) (32.56)

0.47 (10.26) (9.79) (112.16) (2.60) (21.66) (24.26)

0.01 0.00 0.01 0.02 0.04 8.10 8.140.00 0.00 0.00 (27.07) (3.82) 30.42 26.60

0.46 (10.26) (9.80) (139.25) (6.46) 0.66 (5.80)

20.72 29.52 50.24 58.98 16.35 13.96 30.32

21.18 19.26 40.44 (80.26) 9.90 14.62 24.52

0.00 0.00 0.00 0.00 0.00 0.00 0.00

21.18 19.26 40.44 (80.26) 9.90 14.62 24.52

n. a. No aplica

Pago de dividendos

Resultado neto

619.40 126.68 6.40 80.14 0.17 0.00 (295.11) 0.00 0.00 0.00 (86.81) 0.00 450.86

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10.00 0.00 0.00 (86.81) 0.00 0.00 0.00 0.00 0.00 0.00 86.81 0.00 10.00

0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00

10.00 50.00 0.00 (86.81) 0.00 0.00 0.00 0.00 0.00 0.00 86.81 0.00 60.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (5.80) 0.00 (5.80)

0.00 0.00 0.00 0.00 (3.71) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (3.71)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

29.73 6.66 0.21 (90.77) 0.00 0.00 (4.45) 0.00 0.00 0.00 30.32 0.00 (28.30)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

29.73 6.66 0.21 (90.77) (3.71) 0.00 (4.45) 0.00 0.00 0.00 30.32 0.00 (32.01)

659.13 183.34 6.61 (97.45) (3.54) 0.00 (299.56) 0.00 0.00 0.00 24.52 0.00 473.05

Concepto

Resultado neto

I - 2000 II - 2000

9.90 24.52

(14.77) (24.41)0.00 37.66

26.39 14.133.79 (18.46)0.00 0.00

34.29 (201.32)169.44 562.00

(392.72) 23.25

0.00 (529.85)(190.86) (227.70)

0.00 0.00

(354.55) (340.18)

0.00 0.000.00 0.000.00 (219.82)

(7.26) 0.00

(7.26) (219.82)

(5.42) 187.2896.21 0.00

90.79 187.28

(271.02) (372.72)

908.58 1,136.28

637.56 763.56

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Bank of Boston

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,643.24 3,476.76 4,922.40 3,591.21 8,928.57

742.97 2,164.86 2,952.12 548.36 805.1769.58 550.69 1,025.52 578.93 918.15

0.69 0.44 0.46 0.24 0.53n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 28.30 67.37 0.00

738.53 669.00 829.61 909.52 801.280.51 3.72 0.00 0.00 0.00

(2.41) (2.36) (2.30) (2.23) (10.83)16.82 6.43 7.50 1,408.79 6,335.87

0.00 0.00 0.00 0.00 0.0072.85 78.97 76.92 76.43 74.26

0.00 0.84 0.82 0.79 0.780.00 0.00 0.00 0.00 0.003.69 4.16 3.47 3.00 3.36

0.00 0.00 0.00 0.00 0.00

1,404.92 3,235.95 4,689.06 3,358.88 8,690.38

60.54 125.26 92.24 92.30 77.94532.04 2,586.36 4,445.93 1,509.17 2,122.68

0.00 0.00 0.00 0.00 0.00793.77 505.64 138.69 361.74 157.73(0.00) 0.11 0.84 0.26 0.14

n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.33 0.00 0.00 10.620.00 0.00 0.00 0.00 0.00

18.46 18.15 11.25 1,395.32 6,320.720.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.11 0.11 0.11 0.10 0.55

238.33 240.80 233.34 232.33 238.19

335.06 335.06 332.74 332.95 332.85335.06 335.06 332.74 332.95 332.85

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(96.73) (94.25) (99.40) (100.62) (94.66)3.03 3.03 3.63 3.63 3.64

(97.37) (97.37) (96.47) (104.11) (104.07)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.001.05 1.05 1.04 1.04 1.04n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

(3.45) (0.97) (7.60) (1.19) 4.73

0.00 0.00 0.00 0.00 0.00410.74 494.01 481.87 467.17 460.34

33.84 4.10 1.64 10.76 90.120.00 0.00 0.00 901.85 1,342.12

55.72 647.67 503.48 515.06 603.270.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,397.32 (1,863.93) 97.93 (953.90) (1,080.97)

n. a. No aplica

Concepto

Acciones

Concepto

Bank of Boston

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

69.58 550.69 1,025.52 578.93 918.15

69.58 36.47 330.54 23.72 344.5069.58 36.47 330.54 23.72 344.5014.40 25.29 79.20 23.69 21.4155.18 11.18 251.35 0.04 323.09

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 555.21 573.650.00 0.00 0.00 555.21 573.650.00 0.00 0.00 0.00 0.000.00 0.00 0.00 555.21 573.650.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 514.22 694.97 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.69 0.44 0.45 0.24 0.53302.16 345.24 335.58 434.42 609.99301.47 344.80 336.42 434.18 609.46

0.00 0.11 0.84 0.26 0.146.57 32.31 259.68 214.10 473.146.57 32.19 260.14 213.84 473.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 28.30 67.37 0.00

0.00 0.00 28.30 67.37 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.33 0.00 0.00 10.62

0.00 0.33 0.00 0.00 10.620.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Bank of Boston

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

739.04 672.73 829.61 909.52 801.28

738.53 669.00 829.61 909.52 801.28

736.24 666.83 827.50 907.57 799.260.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.002.29 2.17 2.12 1.95 2.020.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.51 3.72 0.00 0.00 0.00

0.51 3.72 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

360.53 286.52 257.10 400.57 314.81

358.24 284.35 254.98 398.62 312.790.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.002.29 2.17 2.12 1.95 2.020.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Bank of Boston

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

673.59 760.18 661.03 807.42 909.43

561.00 608.85 507.49 638.76 677.59

56.47 32.05 50.81 48.79 96.22

0.00 0.00 0.00 0.00 0.00

56.11 119.29 102.73 119.86 135.62

0.00 0.00 0.00 0.00 0.00

2.41 2.36 2.30 2.23 10.83

2.41 2.36 2.30 2.23 1.22

0.00 0.00 0.00 0.00 9.61

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Banck of Boston

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,386.35 3,217.45 4,677.71 1,963.46 2,358.49

60.54 125.26 92.24 92.30 77.9446.42 75.67 79.41 69.94 66.0514.11 49.59 12.82 22.35 11.89

532.04 2,586.36 4,445.93 1,509.17 2,122.680.00 0.00 0.00 0.00 0.00

110.28 292.72 278.18 156.80 256.69421.76 2,293.64 4,167.75 1,352.37 1,865.99

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

793.77 505.71 138.69 361.74 157.73789.06 505.12 126.13 245.03 157.73

4.71 0.00 12.56 116.71 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.11 0.84 0.26 0.14

928.24 882.38 376.74 408.43 425.89

47.71 142.12 81.29 68.08 63.4440.82 96.58 72.24 59.30 55.30

6.89 45.54 9.05 8.78 8.1491.47 235.14 201.74 96.26 204.72

0.00 0.00 0.00 0.00 0.0091.47 235.14 201.74 96.26 204.72

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

789.06 505.12 93.71 244.08 157.73789.06 505.12 93.71 244.08 157.73

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Bank of Boston

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

61.86 62.07 123.93 308.74 140.26 57.76 198.02

25.71 29.89 55.60 118.35 38.37 32.88 71.2525.66 29.85 55.51 118.19 38.33 32.84 71.17

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.04 0.04 0.08 0.17 0.04 0.04 0.080.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

15.21 13.17 28.38 74.50 23.40 37.45 60.8513.12 16.75 29.87 100.73 16.95 23.94 40.89

0.57 0.00 0.57 0.57 0.00 0.00 0.007.25 2.25 9.51 14.60 5.39 6.09 11.480.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 56.14 (42.60) 13.550.00 0.00 0.00 0.00 0.00 0.00 0.00

64.85 58.34 123.19 440.27 126.55 135.09 261.64

31.72 49.91 81.63 375.08 109.88 108.50 218.380.59 0.54 1.13 2.89 0.89 0.33 1.22

17.29 36.22 53.52 331.31 103.95 101.51 205.460.00 0.00 0.00 0.00 0.00 0.00 0.00

13.84 13.14 26.98 40.88 5.05 6.66 11.710.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.008.10 12.63 20.73 55.60 16.67 26.58 43.250.00 0.00 0.00 0.00 0.00 0.00 0.00

25.03 (4.20) 20.83 9.59 0.00 0.00 0.00

(9.08) (3.60) (12.69) (19.31) (4.81) 0.40 (4.41)

(12.08) 0.12 (11.95) (150.84) 8.90 (76.92) (68.02)

0.13 0.00 0.13 0.13 0.00 8.81 8.81

(12.20) 0.12 (12.08) (150.97) 8.90 (85.74) (76.84)

2.03 32.83 34.86 93.72 30.62 43.69 74.30

19.11 21.58 40.68 108.48 32.16 35.01 67.1710.46 12.13 22.59 61.40 18.35 23.61 41.96

7.89 8.67 16.56 40.18 11.80 9.77 21.580.77 0.77 1.54 6.90 2.01 1.63 3.64

(17.08) 11.26 (5.82) (14.76) (1.55) 8.68 7.13

0.52 1.86 2.37 8.47 (0.58) 2.30 1.72n. a. n. a. n. a. n. a. 0.00 1.72 1.72n. a. n. a. n. a. n. a. 0.58 (0.58) 0.00

(16.56) 13.12 (3.45) (6.29) (0.97) 6.38 5.41

0.00 0.00 0.00 1.31 0.23 0.45 0.680.00 0.00 0.00 0.00 0.00 0.00 0.00

(16.56) 13.12 (3.45) (7.60) (1.19) 5.92 4.73

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(16.56) 13.12 (3.45) (7.60) (1.19) 5.92 4.73

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(16.56) 13.12 (3.45) (7.60) (1.19) 5.92 4.73

n. a. No aplica

Pago de dividendos

Resultado neto

Bank of Boston

317.87 0.00 3.47 (92.17) 0.00 0.00 1.00 0.00 0.00 0.00 (7.26) 0.00 222.92

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.26 0.00 7.26

0.00 0.00 0.00 (7.26) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (7.26)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (7.26) 0.00 0.00 0.00 0.00 0.00 0.00 7.26 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.73 0.00 4.73

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14.98 0.00 0.17 (4.65) 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 10.54

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14.98 0.00 0.17 (4.65) 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 10.54

332.85 0.00 3.64 (104.07) 0.00 0.00 1.04 0.00 0.00 0.00 4.73 0.00 238.19

Concepto

Resultado neto

Bank of Boston

I - 2000 II - 2000

(1.19) 4.73

0.00 0.000.00 8.812.01 3.640.00 0.000.00 0.00

0.00 (2,337.44)(79.65) 28.05

407.48 9.39

0.00 136.12223.00 19.04

0.00 0.00

551.65 (2,127.66)

0.00 0.001,384.06 6,309.47

0.00 0.00(4,339.44) (6,327.92)

(2,955.38) (18.45)

(1.46) (0.98)0.00 0.14

(0.97) (0.84)

(2,404.69) (2,146.95)

2,953.06 2,952.12

548.36 805.17

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Del Bajío

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,755.39 3,600.53 4,238.57 3,742.28 4,486.12

593.92 786.37 721.13 899.37 925.34122.57 399.75 1,051.22 459.65 788.43

47.40 20.04 18.72 19.67 15.56n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.02 8.14

2,773.24 2,091.20 2,131.03 2,053.69 2,433.6582.09 202.93 166.30 157.06 148.75

(63.49) (100.93) (109.85) (106.09) (106.62)83.89 44.98 40.24 39.22 41.43

7.10 6.97 46.84 45.42 58.0871.17 110.64 134.40 137.87 137.3012.77 12.52 12.21 11.84 11.67

0.00 0.00 0.00 0.00 0.0024.73 26.07 26.32 24.57 24.40

0.00 0.00 0.00 0.00 0.00

3,279.58 3,133.04 3,763.00 3,261.77 3,997.31

436.77 591.88 715.59 676.74 785.16929.36 786.85 1,427.77 799.69 1,284.29

0.00 0.00 0.00 0.00 0.001,771.68 1,646.65 1,535.58 1,702.16 1,838.64

43.21 17.15 13.91 14.89 9.63n. a. n. a. n. a. 0.00 0.000.00 0.47 0.46 0.58 0.441.75 0.93 2.57 0.00 0.009.15 10.44 10.13 8.75 11.48

87.66 78.66 56.98 58.96 67.670.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

475.81 467.49 475.57 480.51 488.81

464.11 467.77 468.04 468.04 468.04423.84 427.41 427.56 427.56 427.56

40.27 40.36 40.48 40.48 40.480.00 0.00 0.00 0.00 0.00

11.70 (0.28) 7.53 12.48 20.77199.75 200.13 200.26 200.26 200.48

0.00 0.08 0.00 20.61 19.64

0.01 (0.01) (0.01) (0.01) 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

23.63 12.31 20.61 4.61 12.72

0.00 0.00 0.00 0.00 0.0087.55 85.85 88.97 86.26 85.00

141.06 142.67 155.58 102.04 99.98614.92 611.03 696.28 680.23 671.42290.05 247.67 404.84 294.97 284.45250.77 85.36 118.60 212.37 354.81

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

Del Bajío

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

122.57 399.75 1,051.22 459.65 788.43

110.88 386.36 1,036.92 443.97 771.50110.88 386.36 1,036.92 443.97 771.50

1.45 0.03 0.63 0.89 1.52109.43 386.33 1,036.30 443.08 769.98

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

11.69 13.39 14.29 15.68 16.9311.69 13.39 14.29 15.68 16.9311.69 13.39 14.29 15.68 16.93

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

47.40 20.04 18.73 19.67 15.562,827.07 2,959.57 2,990.20 2,700.75 2,686.672,779.67 2,939.54 2,971.48 2,681.08 2,671.11

43.21 17.15 13.91 14.89 9.631,669.37 1,659.06 2,070.80 1,526.99 1,433.631,626.16 1,641.91 2,056.89 1,512.10 1,424.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.02 8.14

0.00 0.00 0.00 0.02 8.140.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1.75 0.93 2.57 0.00 0.00

1.75 0.93 2.57 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Del Bajío

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,855.33 2,294.12 2,297.33 2,210.75 2,582.40

2,773.24 2,091.20 2,131.03 2,053.69 2,433.65

2,698.93 2,017.55 2,059.82 1,977.31 2,362.346.54 6.67 4.79 11.52 7.240.05 0.04 0.09 0.18 0.210.00 0.00 0.00 0.00 0.00

67.72 66.94 66.32 64.67 63.850.00 0.00 0.00 0.00 0.00

82.09 202.93 166.30 157.06 148.75

82.09 202.93 166.30 157.06 148.750.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

738.80 696.99 717.00 655.95 665.69

725.93 563.91 583.97 529.07 546.72

725.95 563.91 583.97 529.07 542.91(0.03) 0.00 0.00 0.00 3.81

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

12.87 133.08 133.03 126.88 118.97

12.87 133.08 133.03 126.88 118.970.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

41.80 41.47 41.51 40.81 40.46

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

41.80 41.47 41.51 40.81 40.46

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Del Bajío

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,874.72 2,938.41 2,376.90 2,378.09 2,278.98

1,988.91 2,108.89 1,649.37 1,763.43 1,737.65

609.61 526.26 434.58 302.89 298.47

246.54 168.14 164.97 164.21 161.81

0.72 102.81 99.25 97.43 31.66

0.00 1.91 0.00 0.00 0.00

0.00 30.41 28.72 50.13 49.40

28.95 0.00 0.00 0.00 0.00

63.49 100.93 109.85 106.09 106.62

6.10 4.67 4.76 4.62 4.55

56.97 20.95 19.49 18.48 15.63

0.43 61.89 59.55 57.74 58.34

0.00 0.00 0.00 0.00 0.00

0.00 13.41 26.05 25.25 28.09

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Del Bajío

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,137.82 3,025.98 3,678.95 3,193.48 3,917.73

436.78 591.88 715.59 676.74 785.16389.46 539.57 660.39 617.57 722.55

47.31 52.31 55.20 59.17 62.61929.36 786.85 1,427.77 799.69 1,284.29

0.00 0.00 0.00 0.00 0.0059.32 45.81 91.65 92.40 98.83

870.04 741.04 1,336.12 707.29 1,185.460.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,771.68 1,647.24 1,535.59 1,702.16 1,838.64184.98 192.43 287.90 347.49 351.13196.98 289.75 141.31 268.55 121.28

1,389.73 1,164.47 1,105.62 1,086.12 1,366.230.00 0.00 0.00 0.00 0.00

(0.00) 0.59 0.75 0.00 (0.00)0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 14.89 9.63

805.57 730.78 763.15 675.00 732.98

80.35 112.08 121.27 107.52 156.0280.35 112.08 120.74 107.03 155.50

0.00 0.00 0.52 0.49 0.5113.24 13.99 67.08 69.77 75.06

0.00 0.00 0.00 0.00 0.0013.24 13.99 67.08 69.77 75.06

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

711.98 604.71 574.81 497.71 501.90151.90 160.07 139.81 134.01 140.31

0.00 0.00 0.00 0.00 0.00560.08 444.64 432.14 363.70 361.58

0.00 0.00 0.00 0.00 0.00(0.00) (0.00) 2.86 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Del Bajío

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

410.18 301.04 711.22 1,284.44 265.88 236.33 502.21

224.57 166.29 390.86 622.81 95.25 99.80 195.05217.58 159.51 377.09 602.12 89.84 88.24 178.08

5.54 5.28 10.82 14.56 3.96 10.19 14.140.66 0.72 1.37 3.00 0.69 0.61 1.300.00 0.00 0.00 0.00 0.00 0.00 0.000.79 0.79 1.58 3.14 0.77 0.76 1.530.00 0.00 0.00 0.00 0.00 0.00 0.00

174.18 124.60 298.78 612.16 156.84 120.78 277.6211.43 10.15 21.58 49.46 13.78 15.75 29.53

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

337.65 238.95 576.60 1,050.96 225.75 195.44 421.19

76.03 55.54 131.57 249.86 78.62 70.84 149.4616.39 13.88 30.27 64.39 17.52 19.79 37.32

2.84 2.01 4.85 8.86 2.01 1.68 3.6932.53 27.32 59.85 113.29 39.67 26.24 65.9124.27 12.32 36.59 63.31 19.42 23.13 42.55

0.00 0.00 0.00 0.00 0.00 0.00 0.0060.34 49.18 109.53 195.13 34.49 33.41 67.90

201.27 134.23 335.50 605.97 112.64 91.18 203.830.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(17.40) (8.04) (25.44) (41.22) (9.47) (3.74) (13.21)

55.13 54.05 109.18 192.26 30.67 37.14 67.81

3.01 17.09 20.10 80.59 0.48 3.34 3.82

52.12 36.95 89.08 111.67 30.18 33.81 63.99

12.36 13.07 25.43 67.86 15.41 19.58 35.00

66.19 52.98 119.17 189.00 48.99 56.86 105.85

42.97 49.27 92.23 196.11 54.53 58.18 112.7120.06 21.44 41.51 85.14 25.48 26.67 52.1617.74 23.13 40.87 91.97 23.62 25.86 49.48

5.16 4.69 9.86 18.99 5.44 5.64 11.08

23.23 3.71 26.94 (7.10) (5.55) (1.32) (6.87)

26.44 16.05 42.49 38.15 8.83 15.64 24.47

13.24 7.74 20.98 18.19 5.28 4.67 9.951.97 0.14 2.12 0.64 1.07 (2.87) (1.80)

15.17 8.46 23.63 20.61 4.62 8.10 12.72

0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.17 8.47 23.63 20.61 4.62 8.10 12.72

0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.17 8.47 23.63 20.61 4.62 8.10 12.72

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Del Bajío

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,754.72 3,599.88 4,237.69 3,741.46 4,485.33

593.92 786.37 721.13 899.37 925.34122.57 399.75 1,051.22 459.65 788.43

47.40 20.04 18.72 19.67 15.56n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.02 8.14

2,773.24 2,091.20 2,131.03 2,053.69 2,433.6582.09 202.93 166.30 157.06 148.75

(63.49) (100.93) (109.85) (106.09) (106.62)84.08 45.20 40.24 39.28 41.54

7.10 6.97 46.84 45.42 58.0883.05 122.26 145.71 148.79 148.03

0.03 0.03 0.03 0.03 0.030.00 0.00 0.00 0.00 0.00

24.73 26.07 26.32 24.57 24.40

0.00 0.00 0.00 0.00 0.00

3,276.37 3,129.49 3,759.22 3,257.76 3,993.14

436.67 591.78 715.59 676.74 706.13926.21 783.38 1,423.93 795.65 1,359.14

0.00 0.00 0.00 0.00 0.001,771.68 1,646.65 1,535.58 1,702.16 1,838.64

43.21 17.15 13.91 14.89 9.63n. a. n. a. n. a. 0.00 0.000.00 0.47 0.46 0.58 0.441.75 0.93 2.57 0.00 0.009.15 10.44 10.13 8.75 11.48

87.72 78.69 57.05 58.98 67.680.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

478.35 470.39 478.47 483.70 492.19

464.73 468.38 468.63 469.69 469.67424.46 428.02 428.16 429.21 429.19

40.27 40.36 40.48 40.48 40.480.00 0.00 0.00 0.00 0.00

13.61 2.01 9.84 14.01 22.53199.75 200.13 200.26 200.26 200.48

0.00 0.08 0.00 20.61 19.64

0.01 (0.01) (0.01) (0.01) 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

24.31 13.35 21.70 4.93 13.26

0.00 0.00 0.00 0.00 0.0087.55 85.85 88.97 86.26 85.00

141.06 142.67 155.58 102.04 99.98614.92 611.03 696.28 680.23 671.42290.05 247.67 404.84 294.97 284.45250.77 85.36 118.60 212.37 354.81

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Del Bajío

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

410.18 301.04 711.22 1,284.44 265.88 236.33 502.21

337.45 238.81 576.26 1,050.30 225.60 195.30 420.90

(17.40) (8.04) (25.44) (41.22) (9.46) (3.74) (13.21)

55.33 54.19 109.52 192.92 30.81 37.28 68.09

3.01 17.09 20.10 80.59 0.48 3.34 3.82

52.32 37.09 89.42 112.33 30.33 33.94 64.27

12.36 13.07 25.43 67.86 15.41 19.58 35.00

66.40 53.12 119.52 189.66 49.13 57.00 106.13

42.76 49.07 91.83 195.27 54.33 58.08 112.4120.06 21.44 41.51 85.14 25.48 26.67 52.1617.46 22.94 40.40 90.95 23.39 25.73 49.11

5.23 4.69 9.92 19.18 5.47 5.67 11.14

23.64 4.05 27.69 (5.61) (5.20) (1.07) (6.28)

26.85 16.38 43.23 39.64 9.17 15.88 25.05

13.24 7.74 20.98 18.19 5.28 4.67 9.951.97 0.14 2.12 0.33 1.07 (2.87) (1.80)

15.58 8.79 24.37 21.79 4.96 8.34 13.30

0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.58 8.79 24.37 21.79 4.96 8.34 13.30

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(0.07) 0.01 (0.06) (0.10) (0.03) (0.02) (0.05)

15.51 8.80 24.31 21.70 4.93 8.32 13.26

n. a. No aplica

Pago de dividendos

Resultado neto

Del Bajío

409.03 38.67 191.31 0.00 (0.01) 0.00 (203.80) 0.00 0.00 0.00 20.73 1.17 457.10

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 20.17 0.00 0.00 0.00 0.00 0.00 0.00 (20.73) (1.17) (1.73)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 20.17 0.00 0.00 0.00 0.00 0.00 0.00 (20.73) (1.17) (1.73)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.16 1.81 9.17 (0.52) 0.00 0.00 0.00 0.00 0.00 0.00 13.26 1.22 45.09

0.00 0.00 0.00 0.00 0.00 0.00 (8.27) 0.00 0.00 0.00 0.00 0.00 (8.27)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.16 1.81 9.17 (0.52) 0.01 0.00 (8.27) 0.00 0.00 0.00 13.26 1.22 36.83

429.19 40.48 200.48 19.65 0.00 0.00 (212.07) 0.00 0.00 0.00 13.26 1.22 492.20

Concepto

Resultado neto

Del Bajío

I - 2000 II - 2000

4.93 13.26

0.00 0.000.48 3.825.46 11.14

(1.07) 0.00(0.24) 4.25

(669.55) (75.55)85.16 (284.39)

593.12 262.78

0.00 0.00166.57 0.00

0.00 0.00

184.87 (64.70)

0.00 0.000.00 0.000.00 0.00

(1.25) 291.68

(7.12) (24.70)1.75 1.92

(5.37) (22.77)

178.25 204.22

721.13 721.13

899.37 925.34

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,345.88 2,676.30 3,918.73 2,045.31 3,163.26

597.22 1,261.21 2,502.35 451.49 1,795.75882.47 383.83 260.41 505.84 261.52

3.72 3.61 8.04 5.83 1.39n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.49 0.00

694.47 850.52 979.07 915.63 925.330.31 5.85 0.59 3.61 16.66

(8.66) (9.39) (9.55) (9.86) (11.55)4.58 9.06 11.51 8.69 12.480.00 0.00 0.00 0.00 0.00

12.06 11.57 11.93 11.85 11.21142.61 143.51 141.58 143.02 142.38

7.24 7.26 4.10 0.68 0.679.86 9.26 8.70 8.04 7.43

0.00 0.00 0.00 0.00 0.00

1,612.86 1,936.11 3,172.57 1,304.89 2,418.51

167.63 161.77 202.29 183.66 170.64894.55 1,268.25 2,570.45 384.32 1,584.05

0.00 0.00 0.00 0.00 0.00503.57 444.86 310.37 548.64 566.78

3.55 3.43 0.98 101.08 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.57 6.07 15.93 0.00 5.370.00 0.00 0.00 0.00 0.00

42.95 51.73 72.46 86.90 91.080.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.04 0.00 0.10 0.29 0.59

733.02 740.19 746.16 740.42 744.75

772.95 774.60 773.48 770.93 773.48772.95 774.60 773.48 770.93 773.48

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(39.93) (34.41) (27.33) (30.51) (28.73)182.55 182.77 183.29 213.49 213.99(5.40) (5.33) (4.50) (2.40) (4.08)

0.30 (0.03) 0.28 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 3.79 0.00

17.26 25.65 33.07 (2.89) 0.83

13.24 14.47 17.71 485.91 14.02840.34 842.78 876.88 912.04 890.82105.91 47.34 77.12 47.82 23.82

4,020.27 4,386.68 5,003.17 5,023.01 4,221.211,135.06 1,225.45 1,134.61 1,536.01 1,218.281,671.84 943.36 656.88 805.93 438.47

0.00 0.00 0.00 0.00 0.00158.29 2,253.62 2,477.34 7.63 2,127.10

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

882.47 383.83 260.41 505.84 261.52

573.11 305.08 95.42 505.84 261.52573.11 305.08 95.42 505.84 261.52

1.67 0.00 0.00 145.60 257.64571.44 305.08 95.42 360.24 3.87

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

309.36 78.74 164.99 0.00 0.00309.36 78.74 164.99 0.00 0.00

34.19 32.51 54.77 0.00 0.00275.17 46.24 110.22 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3.72 3.61 8.04 5.84 1.381,550.35 1,730.41 2,012.29 1,325.20 1,455.081,546.63 1,726.80 2,004.25 1,426.29 1,453.75

3.55 3.43 0.98 101.08 0.00127.26 409.09 95.13 761.82 79.97123.71 405.66 94.14 767.66 80.02

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.49 0.00

0.00 0.00 0.00 0.49 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.57 6.07 15.93 0.00 5.37

0.57 6.07 15.93 0.00 5.370.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

694.78 856.38 979.65 919.24 941.99

694.47 850.52 979.07 915.63 925.33

693.94 850.01 978.56 915.15 817.710.00 0.00 0.00 0.00 107.140.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.53 0.52 0.50 0.49 0.480.00 0.00 0.00 0.00 0.00

0.31 5.85 0.59 3.61 16.66

0.31 5.85 0.59 3.61 16.660.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

464.69 582.61 673.63 667.69 683.49

464.68 582.57 673.63 664.69 667.12

464.68 582.57 673.63 664.69 667.120.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.01 0.05 0.00 3.00 16.37

0.01 0.05 0.00 3.00 16.370.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

701.78 798.18 895.62 1,041.71 1,431.74

509.39 563.91 680.57 836.68 1,245.25

191.81 233.03 206.41 200.01 181.74

0.00 0.00 0.00 3.10 2.96

0.00 0.00 0.00 0.00 0.00

0.58 1.24 8.14 1.42 1.31

0.00 0.00 0.50 0.49 0.48

8.66 9.39 9.55 9.86 11.55

1.94 2.31 2.09 1.97 1.84

0.00 0.00 0.00 0.61 0.63

0.00 0.00 0.00 0.00 0.00

6.72 7.08 7.46 7.29 9.08

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Repubilc National Bank of New York

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,565.75 1,875.46 3,083.11 1,217.70 2,321.47

167.63 161.77 202.29 183.66 170.64138.57 144.20 197.97 165.96 151.57

29.06 17.57 4.31 17.71 19.07894.55 1,268.25 2,570.45 384.32 1,584.05

0.00 0.00 0.00 0.00 0.00109.92 117.01 349.65 361.85 317.40784.64 1,151.23 2,220.80 22.47 1,266.65

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

503.57 445.45 310.37 548.63 566.780.02 444.86 175.76 426.15 49.47

503.55 0.00 134.61 122.49 516.450.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.86

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 101.08 0.00

706.85 624.24 617.44 1,104.47 658.76

93.71 62.70 92.44 93.59 97.2069.32 47.10 90.44 81.28 82.5424.39 15.60 2.00 12.31 14.66

109.57 116.68 349.24 361.45 317.200.00 0.00 0.00 0.00 0.00

109.57 116.67 349.23 361.44 317.200.01 0.01 0.01 0.01 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

503.57 444.86 175.76 548.63 244.360.02 444.86 175.76 426.15 49.47

503.55 0.00 0.00 122.49 194.030.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.86

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 100.79 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

154.93 138.22 293.16 596.55 130.27 116.65 246.91

26.20 24.74 50.94 107.99 28.70 26.81 55.5126.20 24.60 50.80 107.80 28.68 16.46 45.15

0.00 0.00 0.00 0.00 0.00 10.32 10.320.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.14 0.14 0.19 0.02 0.02 0.040.00 0.00 0.00 0.00 0.00 0.00 0.00

84.92 79.29 164.20 334.31 67.88 52.64 120.525.44 9.17 14.61 60.41 14.90 31.99 46.890.12 (0.00) 0.11 0.84 0.05 0.03 0.07

38.26 25.03 63.29 92.99 18.74 5.18 23.930.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

119.96 105.12 225.08 529.16 115.89 127.11 243.00

49.97 41.64 91.60 235.16 38.42 78.53 116.958.83 6.65 15.48 26.76 4.67 3.78 8.46

34.97 27.35 62.33 177.02 25.32 61.10 86.420.00 0.00 0.00 0.00 0.00 0.00 0.006.17 7.63 13.79 31.38 8.42 13.65 22.070.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

69.99 63.49 133.48 294.00 77.47 48.58 126.050.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(22.38) (10.21) (32.59) (59.65) (17.72) (15.53) (33.25)

12.60 22.89 35.49 7.74 (3.34) (25.99) (29.33)

1.40 1.57 2.97 4.24 0.82 1.30 2.12

11.20 21.32 32.52 3.50 (4.16) (27.29) (31.45)

17.85 14.50 32.35 135.37 20.48 48.60 69.07

31.01 38.89 69.89 150.81 19.15 24.53 43.68

20.31 32.80 53.11 97.06 25.41 26.32 51.7210.20 22.12 32.32 49.57 11.52 11.64 23.16

8.77 9.45 18.22 42.45 12.60 13.31 25.911.34 1.23 2.58 5.05 1.28 1.37 2.65

10.69 6.09 16.78 53.75 (6.26) (1.78) (8.04)

7.13 9.70 16.84 56.64 (1.55) 4.88 3.33

2.49 (1.30) 1.19 21.98 0.00 0.00 0.000.00 0.00 0.00 (2.64) (3.30) (0.00) (3.30)

4.64 11.00 15.64 32.02 (4.85) 4.88 0.03

1.38 0.24 1.62 1.05 1.97 (1.17) 0.80

6.02 11.24 17.26 33.07 (2.89) 3.71 0.83

0.00 0.00 0.00 0.00 0.00 0.00 0.00

6.02 11.24 17.26 33.07 (2.89) 3.71 0.83

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,347.55 2,677.87 3,919.88 2,046.99 3,165.24

597.23 1,261.21 2,502.35 451.49 1,795.75882.47 383.83 260.41 505.84 261.52

3.72 3.61 8.04 5.83 1.39n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.49 0.00

677.89 834.49 966.32 905.18 913.800.31 5.85 0.59 3.61 16.66

(8.66) (9.39) (9.55) (9.86) (11.55)4.69 9.17 10.36 7.93 12.650.00 0.00 0.00 0.00 0.00

160.57 160.28 157.61 157.16 156.490.00 0.00 0.00 0.00 0.00

19.47 19.54 15.04 11.28 11.119.86 9.26 8.70 8.04 7.43

0.00 0.00 0.00 0.00 0.00

1,614.39 1,937.53 3,173.58 1,306.43 2,420.35

167.48 161.55 201.80 183.32 170.65894.55 1,268.25 2,570.45 384.32 1,584.05

0.00 0.00 0.00 0.00 0.00503.57 444.86 310.37 548.64 566.78

3.55 3.43 0.98 101.08 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.57 6.07 15.93 0.00 5.370.00 0.00 0.00 0.00 0.00

44.63 53.37 73.95 88.77 92.910.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.04 0.00 0.10 0.29 0.59

733.16 740.33 746.30 740.56 744.89

772.95 774.60 773.48 770.93 773.48772.95 774.60 773.48 770.93 773.48

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(39.79) (34.27) (27.18) (30.36) (28.59)182.55 182.77 183.29 213.49 213.99(5.40) (5.33) (4.50) (2.40) (4.08)

0.30 (0.03) 0.28 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 3.79 0.00

17.26 25.65 33.07 (2.89) 0.83

13.24 14.47 17.71 485.91 14.02840.34 842.78 876.88 912.04 890.82105.91 47.34 77.12 47.82 23.82

4,020.27 4,386.68 5,003.17 5,023.01 4,221.211,135.06 1,225.45 1,134.61 1,536.01 1,218.281,671.84 943.36 656.88 805.93 438.47

0.00 0.00 0.00 0.00 0.00158.29 2,253.62 2,477.34 7.63 2,127.10

n. a. No aplica

Consolidado con SUBSIDIARIAS

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

154.51 137.84 292.35 594.98 129.96 116.36 246.32

119.94 105.09 225.03 529.05 115.85 127.09 242.94

(21.39) (9.82) (31.21) (57.56) (17.35) (15.81) (33.17)

13.17 22.93 36.10 8.38 (3.25) (26.55) (29.79)

1.40 1.57 2.97 4.24 0.82 1.30 2.12

11.78 21.36 33.14 4.14 (4.07) (27.85) (31.91)

18.44 14.50 32.95 135.93 20.74 47.98 68.72

32.18 38.93 71.11 151.99 19.51 23.36 42.87

21.63 34.12 55.75 101.48 25.74 26.64 52.3810.20 22.12 32.32 49.57 11.52 11.64 23.16

9.79 10.38 20.17 45.65 12.63 13.35 25.971.64 1.62 3.27 6.27 1.59 1.65 3.24

10.56 4.80 15.36 50.50 (6.23) (3.28) (9.51)

9.31 10.71 20.02 61.98 1.16 4.52 5.68

3.29 (0.53) 2.76 24.95 0.74 0.81 1.550.00 0.00 0.00 (3.96) (3.30) (0.00) (3.30)

6.02 11.24 17.26 33.07 (2.88) 3.71 0.83

0.00 0.00 0.00 0.00 0.00 0.00 0.00

6.02 11.24 17.26 33.07 (2.88) 3.71 0.83

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(0.00) 0.00 (0.00) (0.00) (0.00) 0.00 (0.00)

6.02 11.24 17.26 33.07 (2.89) 3.71 0.83

n. a. No aplica

Pago de dividendos

Resultado neto

773.48 0.00 181.97 27.94 0.27 0.00 (239.46) 0.00 0.00 0.00 0.00 0.14 744.33

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 32.02 (32.02) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 32.02 (32.02) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.83 0.00 0.83

0.00 0.00 0.00 0.00 (0.27) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.27)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 (7.14) 0.00 0.00 0.00 0.00 0.00 (7.14)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.81 6.33 0.00 0.00 0.00 7.14

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 (0.27) 0.00 (7.14) 0.81 6.33 0.00 0.00 0.00 (0.27)

773.48 0.00 213.99 (4.08) 0.00 0.00 (246.60) 0.81 6.33 0.00 0.83 0.14 744.89

Concepto

Resultado neto

I - 2000 II - 2000

(2.89) 0.83

(6.19) (3.70)0.82 2.121.59 3.243.30 3.300.74 1.55

(159.72) (1,000.34)(221.33) 33.28

175.84 4.56

0.00 (6.85)543.62 256.41

0.00 0.00

335.78 (705.60)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

(9.36) (2.11)0.00 1.12

(9.36) (1.00)

326.41 (706.59)

125.08 2,502.35

451.49 1,795.76

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,249.65 3,416.53 3,691.50 3,276.79 3,681.37

527.64 428.42 506.64 431.57 634.5092.07 88.17 87.07 46.80 45.6611.00 14.16 13.82 12.34 8.45

n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.009.47 6.30 10.66 12.87 20.69

2,453.90 2,741.41 2,983.85 2,638.50 2,849.6123.24 21.87 19.28 23.74 20.04

(50.36) (66.68) (108.46) (69.08) (77.98)21.66 25.93 24.63 26.19 25.93

102.77 99.21 96.77 96.72 98.9558.08 57.64 57.16 55.70 54.64

0.08 0.08 0.07 0.07 0.070.00 0.00 0.00 0.00 0.000.11 0.02 0.00 1.37 0.81

0.00 0.00 0.00 0.00 0.00

2,864.27 3,029.18 3,301.81 2,886.19 3,299.23

632.88 615.09 642.95 708.54 759.041,484.63 1,520.30 1,671.41 989.19 1,423.46

1.04 22.10 44.19 60.86 106.70672.86 721.06 753.79 956.45 822.51

0.00 0.00 0.00 0.00 0.12n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 1.28 0.00 0.000.00 0.00 0.00 0.00 3.74

70.82 150.61 181.86 165.85 156.490.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.002.04 0.00 6.33 5.30 27.16

385.38 387.35 389.69 390.61 382.15

456.91 456.55 461.07 461.07 461.07456.91 456.55 461.07 461.07 461.07

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(71.53) (69.20) (71.39) (70.46) (78.93)11.16 11.15 11.26 11.26 11.26

150.66 150.54 152.03 160.42 151.95

1.08 1.16 1.35 1.37 0.830.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(238.59) (238.08) (242.69) (243.88) (243.89)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.004.17 6.04 6.66 0.36 0.91

0.00 0.00 0.00 0.00 0.0054.72 79.41 77.46 75.10 68.86

373.63 248.91 171.00 189.25 190.6387.15 255.99 419.12 677.73 1,462.03

1,788.06 1,733.09 1,812.60 1,079.35 1,438.46759.64 727.64 844.89 433.86 416.40

0.00 0.00 0.00 0.00 0.00516.79 302.76 211.89 144.48 (46.45)

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

92.07 88.17 87.07 46.80 45.66

18.16 17.21 15.88 32.24 33.9218.16 17.21 15.88 16.76 18.6611.31 10.58 10.34 12.07 13.76

6.85 6.62 5.54 4.69 4.900.00 0.00 0.00 0.00 0.000.00 0.00 0.00 15.48 15.26

5.46 5.45 5.54 5.43 5.430.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.005.46 5.45 5.54 5.43 5.43

68.45 65.51 65.65 9.13 6.3111.74 9.90 11.41 9.13 6.31

9.84 8.41 8.58 6.81 5.480.00 0.00 0.00 0.00 0.001.90 1.49 2.83 2.32 0.82

56.71 55.61 54.24 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

11.00 14.16 13.82 12.34 8.453,504.54 4,961.70 4,741.71 6,143.43 5,336.253,493.54 4,947.54 4,727.89 6,131.09 5,327.80

0.00 0.00 0.00 0.00 0.12856.85 724.38 369.63 2,007.34 1,938.51856.85 724.38 369.63 2,007.34 1,938.39

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

9.47 6.30 10.66 12.87 20.69

9.47 6.30 10.66 12.87 20.690.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 1.28 0.00 0.00

0.00 0.00 1.28 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,477.14 2,763.28 3,003.13 2,662.24 2,869.65

2,453.90 2,741.41 2,983.85 2,638.50 2,849.61

2,047.20 2,365.06 2,548.28 2,223.23 2,438.82367.13 371.90 430.21 410.08 405.62

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

39.57 4.45 5.35 5.20 5.170.00 0.00 0.00 0.00 0.00

23.24 21.87 19.28 23.74 20.04

23.24 21.87 19.28 23.74 20.040.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

656.28 868.03 1,005.43 968.62 1,036.47

656.26 865.88 1,005.41 968.02 1,036.31

654.29 863.79 1,004.42 967.17 1,035.921.56 1.70 0.59 0.48 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.41 0.39 0.39 0.37 0.390.00 0.00 0.00 0.00 0.00

0.02 2.15 0.02 0.59 0.16

0.02 2.15 0.02 0.59 0.160.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

5.24 4.03 2.83 1.62 0.42

5.24 4.03 2.83 1.62 0.420.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,459.25 2,745.26 2,941.27 3,071.96 2,807.10

2,292.38 2,619.31 2,814.46 2,869.26 2,617.07

131.37 105.12 17.56 80.18 71.63

15.64 2.18 92.53 17.45 14.84

19.84 18.65 16.72 105.07 103.56

0.02 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

50.36 66.68 108.46 69.08 77.98

1.80 1.53 0.66 1.28 1.23

3.13 0.44 18.51 3.49 2.72

11.91 11.19 10.03 63.04 62.13

0.02 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

33.50 53.52 79.26 1.26 11.90

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,791.06 2,879.49 3,112.33 2,715.04 3,111.79

632.89 615.10 642.95 708.54 759.04580.39 587.42 591.20 679.48 688.06

52.49 27.67 51.75 29.06 70.981,484.63 1,520.31 1,671.41 989.19 1,423.46

0.00 0.00 0.00 0.00 0.0054.83 35.83 89.53 57.94 110.66

1,429.80 1,484.48 1,581.88 931.24 1,312.800.00 0.00 0.00 0.00 0.001.04 22.10 44.18 60.86 106.70

672.50 721.98 753.79 956.45 822.47169.76 128.50 109.84 165.93 202.76

0.00 8.47 45.97 139.83 48.82497.21 580.57 593.79 650.70 570.89

0.00 0.00 0.00 0.00 0.000.00 0.59 0.00 (0.00) 0.005.53 3.85 4.19 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.12

799.83 750.98 838.20 943.94 1,195.19

369.71 267.89 277.16 284.56 375.22318.66 240.48 225.55 255.66 304.39

51.04 27.41 51.61 28.90 70.8353.18 34.18 87.12 56.29 108.98

0.00 0.00 0.00 0.00 0.0053.18 34.18 87.12 56.29 108.98

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.001.04 22.10 44.18 60.86 106.70

375.91 426.81 429.73 542.22 604.29169.73 128.47 109.77 163.42 201.72

0.00 0.00 0.00 0.00 0.00206.17 298.33 315.77 378.80 402.57

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 (0.00)0.00 0.00 4.19 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

513.28 396.18 909.46 1,642.23 412.55 349.89 762.43

148.78 133.47 282.25 545.50 121.61 114.68 236.29121.15 105.66 226.81 429.81 95.26 91.75 187.01

23.47 26.87 50.34 107.64 26.11 22.72 48.830.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.004.16 0.94 5.10 8.05 0.25 0.20 0.450.00 0.00 0.00 0.00 0.00 0.00 0.00

267.18 193.87 461.05 842.00 229.91 161.48 391.3915.65 18.93 34.59 62.98 15.50 14.56 30.0619.30 11.59 30.89 6.48 2.12 1.82 3.9461.71 38.23 99.94 183.43 42.44 56.90 99.34

0.67 0.09 0.75 1.83 0.96 0.46 1.420.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

476.66 349.39 826.05 1,500.92 375.41 309.93 685.35

145.66 116.85 262.52 484.97 102.82 87.84 190.6624.34 17.40 41.74 75.01 18.19 15.67 33.8682.15 76.22 158.37 299.77 60.21 48.95 109.17

0.00 0.00 0.00 0.00 0.00 0.00 0.0039.18 23.23 62.41 110.19 24.41 23.22 47.63

0.00 0.00 0.00 0.00 0.00 0.00 0.000.46 0.26 0.72 0.39 0.38 0.11 0.49

330.54 232.28 562.81 1,015.56 272.21 221.98 494.200.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(15.41) (7.14) (22.55) (35.66) (9.85) (4.34) (14.19)

21.21 39.65 60.86 105.65 27.28 35.62 62.90

0.00 0.00 0.00 60.27 1.01 9.99 11.01

21.21 39.65 60.86 45.38 26.26 25.63 51.89

19.16 10.79 29.95 66.81 13.78 4.81 18.59

45.92 56.04 101.96 190.59 50.79 45.41 96.20

41.89 45.71 87.59 177.71 47.65 47.72 95.3824.75 26.10 50.86 99.30 26.42 28.73 55.1515.50 17.13 32.63 68.87 18.67 16.44 35.11

1.63 2.48 4.11 9.54 2.56 2.56 5.12

4.03 10.34 14.37 12.88 3.13 (2.31) 0.82

6.77 12.63 19.39 23.04 6.82 0.66 7.47

6.00 9.23 15.23 16.39 6.45 5.36 11.820.00 0.00 0.00 0.00 0.00 5.25 5.25

0.77 3.39 4.16 6.65 0.36 0.55 0.91

0.00 0.00 0.00 0.01 0.00 0.00 0.00

0.77 3.40 4.17 6.66 0.36 0.55 0.91

0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.77 3.40 4.17 6.66 0.36 0.55 0.91

n. a. No aplica

Pago de dividendos

Resultado neto

440.48 0.00 10.76 145.24 1.29 0.00 (232.99) 0.00 0.00 0.00 8.02 0.00 372.79

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 8.02 0.00 0.00 0.00 0.00 0.00 0.00 (8.02) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 8.02 0.00 0.00 0.00 0.00 0.00 0.00 (8.02) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.91 0.00 0.91

0.00 0.00 0.00 0.00 (0.45) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.45)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.60 0.00 0.50 7.09 0.00 0.00 (10.90) 0.00 0.00 0.00 0.00 0.00 17.29

0.00 0.00 0.00 (8.40) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (8.40)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.60 0.00 0.50 (1.31) (0.45) 0.00 (10.90) 0.00 0.00 0.00 0.00 0.00 8.44

461.07 0.00 11.26 151.95 0.83 0.00 (243.89) 0.00 0.00 0.00 0.91 0.00 382.15

Concepto

Resultado neto

I - 2000 II - 2000

0.36 0.91

1.06 5.371.03 7.792.56 5.120.00 3.745.49 4.45

(306.14) (11.81)248.88 132.69

(0.91) 0.00

0.00 3.140.00 0.000.00 0.00

(47.66) 151.40

0.00 0.000.00 0.000.00 0.00

(4.01) (38.78)

(2.85) (2.60)(5.10) 17.84

(7.95) 15.24

(59.62) 127.86

491.18 506.64

431.57 634.50

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Quadrum

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,584.20 2,631.16 2,997.96 2,918.89 3,028.06

261.87 234.34 230.65 220.53 103.52237.90 223.93 124.89 94.26 96.48

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,511.30 1,545.43 1,971.80 2,051.53 2,176.1699.63 173.17 202.51 192.23 193.87

(91.34) (91.44) (117.14) (147.05) (146.29)232.48 230.40 185.18 115.71 192.50130.01 123.75 171.87 133.08 122.11

43.15 43.71 48.25 48.68 55.3927.46 8.40 32.44 48.66 65.57

130.97 138.44 146.45 160.72 168.260.76 1.02 1.08 0.53 0.49

0.00 0.00 0.00 0.00 0.00

2,171.47 2,247.52 2,674.15 2,568.81 2,702.05

0.00 0.00 0.00 0.00 0.001,611.92 1,662.43 1,883.10 1,865.12 1,837.47

0.00 0.00 0.00 0.00 0.00455.95 485.73 698.48 666.25 819.79

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.84 0.05 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

102.59 99.13 92.39 37.27 44.630.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.18 0.17 0.17 0.16 0.16

412.73 383.64 323.81 350.08 326.00

692.71 692.67 692.67 692.67 692.67692.71 692.67 692.67 692.67 692.67

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(279.98) (309.04) (368.86) (342.60) (366.67)8.80 8.80 8.80 17.38 17.38

(40.25) (40.25) (40.25) (148.19) (148.19)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(32.18) (59.41) (111.73) 3.77 (18.95)

219.59 205.31 196.57 156.48 164.070.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

297.45 367.46 326.77 325.73 320.96777.64 867.58 918.60 1,033.65 1,019.77

0.00 12.05 12.56 21.84 21.520.00 0.00 0.00 0.00 0.00

346.68 46.08 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

Quadrum

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

237.90 223.93 124.89 94.26 96.48

12.72 0.01 1.57 0.00 0.0012.72 0.01 1.57 0.00 0.00

0.00 0.00 0.00 0.00 0.0012.72 0.01 1.57 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 36.690.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 36.69

56.06 59.88 62.70 94.26 59.8033.79 38.05 41.40 88.68 59.8033.79 38.05 41.40 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 88.68 59.80

22.27 21.84 21.30 5.59 0.00

169.12 164.04 60.62 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 50.190.00 0.00 0.00 0.00 50.19

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 50.000.00 0.00 0.00 0.00 50.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.84 0.05 0.00 0.00 0.00

0.84 0.05 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Quadrum

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,610.93 1,718.61 2,174.31 2,243.76 2,370.03

1,511.30 1,545.43 1,971.80 2,051.53 2,176.16

1,151.18 1,139.33 1,477.97 1,444.04 1,541.01251.26 267.91 282.74 314.72 324.93

0.00 0.00 0.00 0.00 0.0074.50 103.27 176.70 257.66 276.2834.37 34.92 34.38 35.12 33.94

0.00 0.00 0.00 0.00 0.00

99.63 173.17 202.51 192.23 193.87

99.63 173.17 202.51 192.23 193.870.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

272.70 277.28 312.46 407.88 402.40

272.70 203.99 208.12 309.77 299.53

217.74 141.51 139.75 214.20 150.1054.96 62.48 68.37 95.57 149.43

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 73.28 104.34 98.11 102.87

0.00 73.28 104.34 98.11 102.870.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

86.87 86.24 86.08 85.90 85.71

86.87 86.24 86.08 85.90 85.710.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Quadrum

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,766.70 1,795.85 1,876.76 2,373.20 2,370.80

1,023.97 1,029.31 1,089.50 1,566.17 1,575.65

451.19 386.71 374.20 374.75 384.77

188.22 246.35 245.40 232.13 214.54

36.55 44.16 42.84 39.15 50.65

0.00 0.00 0.00 0.00 0.00

66.78 89.32 124.82 161.00 145.20

0.00 0.00 0.00 0.00 0.00

91.34 91.44 117.14 147.05 146.29

7.14 6.49 6.37 6.38 7.16

37.64 49.27 49.08 46.43 42.98

17.91 22.45 21.68 19.50 26.33

0.00 0.00 0.00 0.00 0.00

19.91 0.00 0.00 0.00 0.00

8.74 13.22 40.01 74.75 69.82

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Quadrum*

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,067.87 2,149.00 2,581.83 2,531.61 2,657.49

0.00 0.00 0.00 0.00 0.000.00 (0.00) 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,611.93 1,662.43 1,883.10 1,865.12 1,837.470.00 0.00 0.00 0.00 0.00

278.15 273.64 307.31 268.87 123.061,333.78 1,388.79 1,575.79 1,596.25 1,714.41

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

455.95 486.57 698.72 666.49 820.02116.38 184.42 389.92 316.92 451.95

87.55 21.46 0.00 50.74 85.00181.94 197.46 228.57 222.28 231.87

70.08 82.63 80.00 76.31 50.97(0.00) 0.59 0.24 0.23 0.23

0.00 0.00 0.00 0.00 0.00

228.99 342.74 356.40 489.53 491.55

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

122.36 126.14 144.99 135.03 61.090.00 0.00 0.00 0.00 0.00

122.36 126.14 144.99 135.03 61.090.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

106.63 216.60 211.41 354.50 430.4660.66 183.98 179.57 316.90 392.60

0.00 0.00 0.00 0.00 0.0045.96 32.19 31.84 37.60 37.86

0.00 0.00 0.00 0.00 0.000.00 0.42 0.00 (0.00) (0.00)0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Quadrum

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

136.00 109.72 245.73 467.65 117.98 109.35 227.33

106.90 86.94 193.84 385.43 104.63 96.30 200.9486.62 71.18 157.80 309.99 80.40 72.31 152.7115.83 12.54 28.37 56.30 13.19 11.35 24.55

0.00 0.00 0.00 0.00 0.00 0.00 0.001.95 1.29 3.24 12.13 9.05 11.42 20.462.50 1.93 4.43 7.00 2.00 1.22 3.220.00 0.00 0.00 0.00 0.00 0.00 0.000.69 0.18 0.87 25.99 4.44 3.32 7.764.39 5.09 9.48 22.41 5.80 3.02 8.820.16 0.14 0.30 0.75 0.17 0.09 0.27

12.96 6.70 19.66 6.55 0.76 1.30 2.060.00 0.00 0.00 0.00 0.00 0.00 0.00

10.90 10.68 21.58 26.53 2.17 5.31 7.490.00 0.00 0.00 0.00 0.00 0.00 0.00

125.02 93.63 218.65 412.46 101.50 91.81 193.31

124.48 93.05 217.52 409.03 99.62 89.52 189.140.00 0.00 0.00 0.00 0.00 0.00 0.00

102.95 76.98 179.93 329.23 72.35 64.02 136.370.00 0.00 0.00 0.00 0.00 0.00 0.00

21.52 16.07 37.59 79.81 27.27 25.50 52.770.00 0.00 0.00 0.00 0.00 0.00 0.000.23 0.15 0.38 0.82 0.21 0.11 0.320.32 0.43 0.75 2.60 1.67 2.18 3.850.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(0.06) (1.18) (1.24) (2.96) (0.80) 1.88 1.07

10.93 14.91 25.84 52.23 15.68 19.42 35.09

0.80 (0.16) 0.63 32.24 3.28 2.33 5.61

10.13 15.08 25.20 19.98 12.39 17.09 29.48

3.60 6.22 9.81 28.36 9.74 6.47 16.21n. a. n. a. n. a. n. a. 9.74 6.47 16.21n. a. n. a. n. a. n. a. 0.00 0.00 0.000.32 (0.07) 0.25 (0.04) 0.00 (0.53) (0.53)

14.05 21.22 35.27 48.30 22.13 23.02 45.16

32.86 32.11 64.97 148.70 36.47 42.97 79.4414.71 18.16 32.87 78.39 19.31 19.58 38.8916.53 11.98 28.50 62.63 14.61 21.05 35.66

1.62 1.97 3.60 7.68 2.55 2.34 4.89

(18.81) (10.89) (29.70) (100.41) (14.33) (19.95) (34.28)

(1.38) 0.64 (0.73) 6.05 1.64 (3.09) (1.45)n. a. n. a. n. a. n. a. 3.63 0.12 3.75n. a. n. a. n. a. n. a. 1.99 3.21 5.20

(20.19) (10.24) (30.43) (94.36) (15.98) (16.86) (32.84)

0.01 0.03 0.04 0.11 0.03 0.04 0.0710.64 6.76 17.40 38.68 14.94 7.46 22.41

(9.56) (3.52) (13.08) (55.79) (1.07) (9.44) (10.50)

(8.07) (11.02) (19.09) (55.93) 4.83 (13.29) (8.45)

(17.63) (14.54) (32.18) (111.73) 3.77 (22.72) (18.95)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(17.63) (14.54) (32.18) (111.73) 3.77 (22.72) (18.95)

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Quadrum

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,978.42 2,880.56 3,208.65 3,123.04 3,222.45

263.09 235.15 232.47 221.61 104.71432.10 408.84 308.26 266.79 277.37

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,445.34 1,334.26 1,707.93 1,742.44 1,853.26277.28 339.59 361.91 328.58 316.40

(164.00) (164.87) (188.54) (157.28) (152.39)144.41 147.53 113.57 42.06 178.43144.86 147.41 227.60 184.24 139.88175.63 163.91 173.26 196.83 198.51

1.02 1.00 0.97 0.94 0.93255.66 262.46 269.64 295.96 304.63

3.02 5.29 1.58 0.87 0.71

0.00 0.00 0.00 0.00 0.00

2,564.81 2,496.22 2,884.34 2,772.48 2,896.01

0.00 0.00 0.00 0.00 0.001,597.25 1,639.61 1,882.16 1,856.69 1,825.56

0.00 0.00 0.00 0.00 0.00822.66 726.03 930.04 855.86 1,008.01

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.84 0.05 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

122.94 111.59 58.70 48.39 54.545.52 5.41 2.10 2.03 0.000.00 0.00 0.00 0.00 0.00

15.59 13.53 11.34 9.51 7.90

413.61 384.34 324.31 350.56 326.44

692.71 692.67 692.67 692.67 692.67692.71 692.67 692.67 692.67 692.67

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(279.10) (308.33) (368.36) (342.11) (366.24)8.80 8.80 8.80 17.38 17.38

(40.25) (40.25) (40.25) (148.19) (148.19)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(32.18) (59.41) (111.73) 3.77 (18.95)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

318.19 393.22 326.77 325.73 320.96802.32 885.46 940.64 1,054.50 1,037.95

0.00 12.05 12.56 21.84 21.520.00 0.00 0.00 0.00 0.00

346.68 46.08 0.00 0.00 0.00

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Quadrum

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

126.81 102.42 229.23 440.10 111.19 98.87 210.06

136.56 98.49 235.05 445.11 106.29 98.02 204.32

2.56 1.40 3.96 9.75 5.44 5.04 10.48

(7.19) 5.33 (1.86) 4.75 10.33 5.89 16.22

0.80 (0.16) 0.63 39.09 4.55 0.76 5.31

(7.99) 5.50 (2.49) (34.35) 5.78 5.13 10.90

0.32 (0.07) 0.25 (0.04) 0.00 (0.54) (0.53)

(4.07) 11.64 7.57 (6.03) 15.52 11.06 26.58

37.73 33.61 71.34 172.97 45.03 51.61 96.6414.71 18.16 32.87 78.39 19.31 19.58 38.8918.59 9.60 28.19 68.97 17.31 23.75 41.06

4.43 5.86 10.28 25.61 8.41 8.28 16.68

(41.80) (21.97) (63.77) (179.00) (29.51) (40.54) (70.06)

13.79 1.55 15.33 31.27 (5.89) (9.64) (15.53)n. a. n. a. n. a. n. a. 4.93 (1.15) 3.78n. a. n. a. n. a. n. a. 10.82 8.49 19.31

(28.01) (20.42) (48.43) (147.73) (23.62) (30.90) (54.53)

0.33 0.97 1.29 3.17 0.90 0.82 1.7210.64 6.76 17.40 38.68 28.33 8.91 37.24

(17.70) (14.63) (32.33) (112.22) 3.80 (22.81) (19.01)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(17.70) (14.63) (32.33) (112.22) 3.80 (22.81) (19.01)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.07 0.09 0.16 0.49 (0.03) (0.02) (0.05)

(17.63) (14.54) (32.18) (111.73) 3.77 (22.83) (19.06)

n. a. No aplica

Pago de dividendos

Resultado neto

Quadrum

661.73 0.00 16.60 (46.65) 0.00 0.00 (204.96) 0.00 0.00 0.00 (94.92) 0.59 332.39

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (94.92) 0.00 0.00 0.00 0.00 0.00 0.00 94.92 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (94.92) 0.00 0.00 0.00 0.00 0.00 0.00 94.92 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (18.96) 0.00 (18.96)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

30.95 0.00 0.78 (6.62) 0.00 0.00 (25.10) 0.00 0.00 0.00 0.00 (0.15) (0.16)

0.00 0.00 0.00 0.00 0.00 0.00 13.16 0.00 0.00 0.00 0.00 0.00 13.16

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

30.95 0.00 0.78 (6.62) 0.00 0.00 (11.94) 0.00 0.00 0.00 0.00 (0.15) 13.00

692.67 0.00 17.38 (148.19) 0.00 0.00 (216.90) 0.00 0.00 0.00 (18.96) 0.43 326.44

Concepto

Resultado neto

Quadrum

I - 2000 II - 2000

3.77 (18.96)

0.00 0.0037.90 5.318.41 16.68

28.33 (37.24)0.00 0.00

(99.65) (53.14)19.48 (186.36)

59.14 48.55

0.00 0.000.00 77.970.00 0.00

57.37 (147.18)

0.00 0.00(0.06) (2.10)

0.00 0.000.00 0.00

(0.06) (2.10)

(13.17) (23.52)(54.95) 45.08

(68.12) 21.56

(10.82) (127.72)

232.43 232.43

221.61 104.71

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Dresdner Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,413.34 3,676.08 2,806.57 3,271.44 2,749.76

254.46 991.40 244.04 482.10 882.62201.11 402.44 245.28 785.76 411.14

0.51 0.00 0.01 0.00 2.32n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.66 0.01 5.32 0.00

2,763.95 2,096.50 2,137.22 1,826.90 1,294.980.00 0.00 0.00 0.00 0.000.00 (0.40) (0.41) (0.39) (0.42)3.35 2.75 7.80 3.47 3.820.00 0.00 0.00 0.00 0.00

93.03 92.20 90.99 89.20 88.119.13 8.46 8.62 8.08 6.84

74.70 69.60 60.73 57.40 47.6313.10 12.47 12.28 13.59 12.72

0.00 0.00 0.00 0.00 0.00

3,097.87 3,358.15 2,489.78 2,953.63 2,445.53

38.39 25.13 34.79 19.81 18.082,193.55 3,165.29 2,435.33 2,910.14 2,357.32

0.00 0.00 0.00 0.00 0.00839.19 145.52 0.12 0.00 37.51

0.56 0.93 0.10 0.33 2.61n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.002.23 0.25 0.00 0.00 0.660.00 0.00 0.00 0.00 0.00

19.25 16.80 15.56 23.34 29.350.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.004.69 4.23 3.89 0.00 0.00

315.48 317.93 316.79 317.82 304.23

435.25 436.09 436.25 436.26 436.26435.25 436.09 436.25 436.26 436.26

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(119.77) (118.16) (119.46) (118.44) (132.02)0.00 0.00 0.00 0.00 0.00

(114.06) (114.93) (116.32) (83.62) (95.88)

0.00 (0.39) 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.89 0.78 1.74 0.00 0.00

(19.64) (21.18) (24.51) (39.70) (36.79)n. a. n. a. n. a. 1.66 (0.05)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 1.66 (0.05)0.00 0.00 0.00 0.00 0.00

13.03 17.57 19.63 3.22 0.69

692.32 864.78 938.08 764.13 751.49761.43 689.33 671.44 651.07 681.18

50.09 62.61 50.29 113.42 97.650.00 0.00 0.00 0.00 0.00

456.54 447.71 436.81 423.38 417.19458.48 542.50 156.79 164.53 282.66

0.00 0.00 0.00 0.00 0.005.19 61.16 0.00 530.05 695.30

n. a. No aplica

Concepto

Acciones

Concepto

Dresdner Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

201.11 402.44 245.28 785.76 411.14

22.92 206.43 73.85 623.66 242.0222.92 206.43 73.85 623.66 242.0222.38 23.27 63.14 66.47 70.00

0.54 183.16 10.71 557.19 172.020.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 23.47 0.00 0.00 0.000.00 23.47 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 23.47 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

178.20 172.53 171.43 162.10 169.11178.20 172.53 171.43 162.10 169.11

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

178.20 172.53 171.43 162.10 169.110.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.51 0.00 0.01 0.00 2.32370.06 320.30 36.09 325.36 2,059.29369.55 320.58 36.19 325.60 2,056.97

0.56 0.93 0.10 0.33 2.61241.44 183.18 3.14 188.85 2,142.66240.88 182.53 3.15 188.76 2,140.05

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.66 0.01 5.32 0.00

0.00 0.66 0.01 5.32 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2.23 0.25 0.00 0.00 0.66

2.23 0.25 0.00 0.00 0.660.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Dresdner Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,763.95 2,096.50 2,137.22 1,826.90 1,294.98

2,107.38 1,721.04 1,480.93 1,498.16 1,050.2476.48 269.60 573.89 250.78 183.76

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

580.10 105.86 82.40 77.96 60.980.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,642.61 1,044.66 1,331.46 842.19 743.38

1,058.81 935.84 872.41 762.43 680.163.70 2.97 376.65 1.79 2.250.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

580.10 105.86 82.40 77.96 60.980.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Dresdner Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,002.70 3,438.50 2,949.56 3,030.26 2,664.91

2,326.27 2,470.16 2,144.35 1,988.85 2,089.64

0.00 0.00 40.09 38.75 37.24

0.00 0.00 0.00 0.00 0.00

676.42 968.34 765.12 1,002.65 538.04

0.00 0.40 0.41 0.39 0.42

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Dresdner Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,071.70 3,337.47 2,470.22 2,930.28 2,412.90

38.39 25.13 34.79 19.81 18.08(0.00) 0.00 0.00 0.00 0.0038.39 25.13 34.79 19.81 18.08

2,193.55 3,165.29 2,435.33 2,910.14 2,357.320.00 0.00 0.00 0.00 0.00

861.56 1,599.33 1,608.08 2,036.64 1,497.241,331.99 1,565.97 827.24 873.50 860.08

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

839.19 146.11 0.00 0.00 37.51751.65 145.52 0.00 0.00 37.51

87.55 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.56 0.93 0.10 0.33 0.00

1,634.36 1,774.36 1,639.57 2,049.29 1,547.22

52.42 30.66 31.36 12.64 12.4726.21 15.33 15.68 6.32 6.2426.21 15.33 15.68 6.32 6.24

830.34 1,598.17 1,608.08 2,036.64 1,497.240.00 0.00 0.00 0.00 0.00

830.34 1,598.17 1,608.08 2,036.64 1,497.240.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

751.60 145.52 0.12 0.00 37.51751.60 145.52 0.00 0.00 37.51

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.12 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Dresdner Bank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

156.90 135.36 292.26 586.19 130.01 115.59 245.60

118.62 99.79 218.41 393.96 69.28 52.46 121.7397.87 78.21 176.08 303.27 50.91 49.37 100.28

4.11 3.28 7.38 33.67 14.33 3.63 17.960.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

16.64 18.31 34.94 57.02 4.04 (0.55) 3.490.00 0.00 0.00 0.00 0.00 0.00 0.00

15.46 7.46 22.92 50.99 16.69 15.87 32.567.86 7.36 15.22 42.21 20.60 22.92 43.520.67 1.09 1.76 1.93 0.00 0.01 0.01

11.85 10.55 22.39 52.32 8.95 15.90 24.850.00 0.00 0.00 0.00 0.00 0.00 0.002.44 9.12 11.55 44.78 13.46 9.47 22.930.00 0.00 0.00 0.00 0.00 0.00 0.00

129.00 106.91 235.91 465.65 105.98 95.80 201.78

117.14 95.59 212.74 412.04 92.25 78.01 170.260.00 0.00 0.00 0.00 0.00 0.00 0.00

93.70 78.86 172.56 361.34 91.36 76.50 167.860.00 0.00 0.00 0.00 0.00 0.00 0.00

23.44 16.74 40.18 50.70 0.90 1.50 2.400.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

11.86 11.32 23.17 53.60 13.14 18.37 31.520.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(5.44) (2.59) (8.03) (14.14) (4.39) (2.58) (6.97)

22.46 25.86 48.32 106.41 19.65 17.21 36.86

0.00 0.00 0.00 0.42 0.00 0.02 0.02

22.46 25.86 48.32 105.99 19.65 17.19 36.84

2.23 7.01 9.24 13.54 7.35 4.00 11.35n. a. n. a. n. a. n. a. 7.35 4.00 11.35n. a. n. a. n. a. n. a. 0.00 0.00 0.000.08 (0.20) (0.12) (0.31) (0.22) (1.00) (1.22)

24.77 32.66 57.43 119.21 26.77 20.20 46.97

21.48 23.53 45.01 88.11 28.20 21.66 49.869.28 11.25 20.53 37.50 15.63 10.49 26.129.51 9.76 19.26 41.47 9.86 10.02 19.882.70 2.53 5.23 9.14 1.95 1.90 3.85

3.29 9.13 12.42 31.11 (1.42) (1.46) (2.88)

1.91 1.17 3.08 7.40 (6.14) 2.92 (3.22)n. a. n. a. n. a. n. a. 0.00 0.00 0.00n. a. n. a. n. a. n. a. 6.14 (2.92) 3.22

5.19 10.30 15.50 38.51 4.72 (4.38) 0.34

0.32 0.31 0.63 5.15 0.00 0.00 0.00(0.25) (0.56) (0.81) (11.67) (1.50) 1.65 0.15

4.63 9.43 14.06 21.68 3.22 (2.73) 0.49

(0.60) (0.42) (1.03) (2.05) 0.00 0.21 0.21

4.02 9.01 13.03 19.63 3.22 (2.52) 0.69

0.00 0.00 0.00 0.00 0.00 0.00 0.00

4.02 9.01 13.03 19.63 3.22 (2.52) 0.69

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Dresdner Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,413.90 3,676.70 2,807.04 3,271.95 2,750.51

254.46 991.40 244.04 482.12 882.65201.11 402.44 245.28 785.76 411.14

0.51 0.00 0.01 0.00 2.32n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.66 0.01 5.32 0.00

2,763.95 2,096.50 2,137.22 1,826.90 1,294.980.00 0.00 0.00 0.00 0.000.00 (0.40) (0.41) (0.39) (0.42)3.18 2.40 7.67 3.29 2.860.00 0.00 0.00 0.00 0.00

93.81 92.20 91.97 89.20 88.118.31 7.93 7.74 7.31 7.13

74.70 69.60 60.73 57.40 47.6313.87 13.98 12.78 15.04 14.11

0.00 0.00 0.00 0.00 0.00

3,098.42 3,358.77 2,490.25 2,954.13 2,446.27

38.39 25.13 34.79 19.81 18.082,193.55 3,165.29 2,435.33 2,910.14 2,357.32

0.00 0.00 0.00 0.00 0.00839.19 145.52 0.12 0.00 37.51

0.56 0.93 0.10 0.33 2.61n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.002.23 0.25 0.00 0.00 0.660.00 0.00 0.00 0.00 0.00

19.81 17.42 16.03 23.85 30.100.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.004.69 4.23 3.89 0.00 0.00

315.48 317.93 316.79 317.82 304.23

435.25 436.09 436.25 436.26 436.26435.25 436.09 436.25 436.26 436.26

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(119.77) (118.16) (119.46) (118.44) (132.02)0.00 0.00 0.00 0.00 0.00

(114.06) (114.93) (116.32) (83.62) (95.88)

0.00 (0.39) 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.89 0.78 1.74 1.66 0.00

(19.64) (21.18) (24.51) (39.70) (36.79)0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 (0.05)n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 (0.05)0.00 0.00 0.00 0.00 0.00

13.03 17.57 19.63 3.22 0.69

692.32 864.78 938.08 764.13 751.49761.43 689.33 671.44 651.07 681.18

50.09 62.61 50.29 113.42 97.650.00 0.00 0.00 0.00 0.00

456.54 447.71 436.81 423.38 417.19458.48 542.50 156.79 164.53 282.66

0.00 0.00 0.00 0.00 0.005.19 61.16 0.00 530.05 695.30

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Dresdner Bank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

157.22 136.55 293.77 591.49 130.01 116.31 246.32

129.05 107.70 236.75 469.35 105.98 95.80 201.78

(5.42) (2.57) (8.00) (14.13) (4.39) (2.56) (6.95)

22.75 26.28 49.03 108.00 19.65 17.95 37.59

0.00 0.00 0.00 0.42 0.00 0.02 0.02

22.75 26.28 49.03 107.58 19.65 17.93 37.57

0.08 (0.20) (0.12) (0.31) (0.22) (1.00) (1.22)

25.06 33.08 58.14 120.81 26.77 20.93 47.71

22.38 24.37 46.75 91.75 28.20 23.61 51.809.84 11.64 21.48 39.32 15.99 11.14 27.149.78 10.15 19.94 43.09 10.19 10.51 20.712.75 2.58 5.33 9.34 2.01 1.95 3.96

2.68 8.71 11.39 29.05 (1.42) (2.67) (4.10)

4.59 9.88 14.47 36.45 4.72 (4.17) 0.55

0.32 0.31 0.63 5.15 0.00 0.00 0.00(0.25) (0.56) (0.81) (11.67) (1.50) 1.65 0.15

4.02 9.01 13.03 19.63 3.22 (2.52) 0.69

0.00 0.00 0.00 0.00 0.00 0.00 0.00

4.02 9.01 13.03 19.63 3.22 (2.52) 0.69

0.00 0.00 0.00 0.00 0.00 0.00 0.00

4.02 9.01 13.03 19.63 3.22 (2.52) 0.69

n. a. No aplica

Pago de dividendos

Resultado neto

Dresdner Bank

416.76 0.00 0.00 (111.12) 0.00 0.00 (23.41) 0.00 1.66 0.00 18.75 0.00 302.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 18.75 0.00 0.00 0.00 0.00 0.00 0.00 (18.06) 0.00 0.69

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.50 0.00 0.00 (3.51) 0.00 0.00 (13.38) 0.00 0.00 0.00 0.00 0.00 2.61

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (1.71) 0.00 0.00 0.00 (1.71)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19.50 0.00 0.00 (3.51) 0.00 0.00 (13.38) 0.00 (1.71) 0.00 0.00 0.00 0.90

436.26 0.00 0.00 (95.88) 0.00 0.00 (36.79) 0.00 (0.05) 0.00 0.69 0.00 304.23

Concepto

Resultado neto

Dresdner Bank

I - 2000 II - 2000

3.22 0.69

0.00 (0.21)(1.73) 0.00

1.95 3.851.50 (0.15)2.44 0.02

467.50 (94.72)310.31 842.24

(540.26) (165.86)

0.00 3.170.00 37.390.00 0.00

244.94 626.43

0.00 0.000.00 0.000.00 0.000.00 13.80

0.00 13.80

(0.02) 2.24(0.88) (3.89)

(0.91) (1.64)

244.04 638.58

238.08 244.04

482.12 882.62

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

I.N.G. Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,450.38 2,350.78 2,620.26 2,563.64 3,272.59

87.20 578.89 82.59 116.49 1,405.17788.98 27.13 44.73 1,221.53 61.14

0.00 5.76 1.31 2.15 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.009.64 37.28 40.26 48.23 40.61

1,550.35 1,683.06 2,326.65 1,064.55 1,444.960.00 0.00 0.00 0.00 0.00

(0.57) (2.29) (2.24) (2.17) (2.14)14.69 20.87 20.07 12.44 227.87

0.00 0.00 0.00 0.00 0.000.00 0.00 50.71 48.49 46.300.09 0.09 0.08 0.08 0.080.00 0.00 0.00 0.00 0.000.00 0.00 56.09 51.85 48.60

0.00 0.00 0.00 0.00 0.00

1,907.88 1,785.92 1,963.37 1,878.59 2,581.54

0.16 24.95 0.11 108.28 0.001,711.90 1,662.33 1,795.34 1,337.83 2,092.49

0.00 0.00 0.00 0.00 0.00113.92 0.00 53.19 153.72 201.14

1.61 0.00 0.00 0.43 0.13n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.004.99 18.06 37.61 34.08 28.61

75.31 80.58 77.13 244.25 259.180.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

542.49 564.86 656.89 685.06 691.05

476.58 476.61 559.15 558.63 557.03476.58 476.61 559.15 558.63 557.03

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

65.91 88.25 97.74 126.43 134.0219.31 19.31 19.52 19.51 30.10

122.45 122.53 103.40 210.08 198.83

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

55.79 78.13 106.88 28.77 36.64

0.00 0.00 0.00 0.00 0.00866.95 865.20 885.80 858.78 846.23

0.00 0.00 0.00 0.00 0.008,011.33 8,060.81 8,199.69 8,280.44 6,457.05

0.00 0.00 0.00 0.00 0.001,137.09 279.07 199.36 1,302.89 918.57

0.00 0.00 0.00 0.00 0.00738.67 2,013.74 5,682.61 14,976.07 50,235.83

n. a. No aplica

Concepto

Acciones

Concepto

I.N.G. Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

788.98 27.13 44.73 1,221.53 61.14

788.98 27.13 44.73 1,221.53 61.14788.98 27.13 44.73 1,221.53 61.14

12.51 12.52 11.45 279.21 11.04776.47 14.61 33.28 942.33 50.10

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.03 5.85 1.31 2.15 0.072,553.52 3,136.15 1,984.80 2,203.63 3,290.722,555.15 3,130.30 1,983.52 2,201.48 3,290.65

1.64 0.09 0.00 0.43 0.20(0.03) 35.83 (0.03) 1,032.51 3.48

0.00 35.74 0.00 1,032.09 3.28

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

9.64 37.28 40.26 48.23 40.61

9.64 37.28 40.26 48.23 40.610.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

I.N.G. Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,550.35 1,683.06 2,326.65 1,064.55 1,444.96

683.72 616.67 327.60 119.95 139.96866.63 1,066.39 1,999.06 944.60 1,305.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

I.N.G. Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,057.80 1,520.35 1,641.68 2,255.68 1,048.99

0.00 0.00 0.00 0.00 0.00

0.57 2.29 2.24 2.17 2.14

0.00 0.00 0.00 0.00 0.00

0.57 2.29 2.24 2.17 2.14

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

I.N.G. Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,827.58 1,687.87 1,848.63 1,600.26 2,293.76

0.16 24.95 0.11 108.28 0.00(0.00) 0.00 0.00 0.00 0.00

0.16 24.95 0.11 108.28 0.001,711.90 1,662.33 1,795.33 1,337.83 2,092.49

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,711.90 1,662.33 1,795.33 1,337.83 2,092.490.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

113.92 0.59 53.19 153.72 201.14113.92 0.00 53.19 153.72 201.14

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

1.61 (0.00) 0.00 0.43 0.13

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I.N.G. Bank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

363.97 219.72 583.69 1,048.34 240.60 217.16 457.76

108.23 98.75 206.98 392.25 78.13 56.54 134.6731.86 32.66 64.52 124.65 11.87 7.35 19.2276.37 66.09 142.46 267.60 66.26 49.19 115.45

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

205.19 98.55 303.73 535.05 112.90 122.00 234.9012.26 10.74 23.00 39.55 17.54 22.43 39.98

0.00 0.00 0.00 0.00 0.00 0.00 0.0035.85 9.98 45.83 76.01 31.51 16.01 47.52

2.45 1.70 4.15 5.48 0.51 0.18 0.690.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

301.63 192.83 494.46 863.74 198.99 179.17 378.17

92.07 86.57 178.64 344.87 77.63 58.75 136.380.00 0.00 0.00 0.00 0.00 0.00 0.00

91.76 81.85 173.61 334.49 74.27 56.78 131.050.00 0.00 0.00 0.00 0.00 0.00 0.000.31 4.72 5.03 10.38 3.36 1.97 5.330.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

209.56 106.26 315.82 518.87 121.36 120.42 241.780.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(24.48) (9.68) (34.16) (62.39) (18.11) (7.48) (25.59)

37.86 17.21 55.08 122.20 23.50 30.50 54.00

0.00 0.00 0.00 1.74 0.00 0.00 0.00

37.86 17.21 55.08 120.46 23.50 30.50 54.00

46.42 33.72 80.14 157.30 49.02 (5.38) 43.65

84.71 80.12 164.83 311.27 72.81 25.41 98.22

38.53 34.04 72.56 164.55 30.92 30.38 61.3023.65 18.94 42.60 77.78 15.47 16.26 31.7314.87 15.09 29.97 77.63 12.86 11.57 24.44

0.00 0.00 0.00 9.14 2.58 2.55 5.13

46.19 46.08 92.27 146.71 41.89 (4.97) 36.92

46.91 51.05 97.96 164.72 46.20 (2.87) 43.33

0.00 24.21 24.21 6.55 19.78 (5.67) 14.12(20.52) 2.56 (17.96) (51.29) 2.35 5.08 7.43

26.40 29.39 55.79 106.88 28.77 7.87 36.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00

26.40 29.39 55.79 106.88 28.77 7.87 36.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00

26.40 29.39 55.79 106.88 28.77 7.87 36.64

n. a. No aplica

Pago de dividendos

Resultado neto

I.N.G. Bank

557.03 0.00 19.45 209.48 0.00 0.00 (126.16) 0.00 0.00 0.00 0.00 0.00 659.81

0.00 0.00 10.65 (10.65) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 10.65 (10.65) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 36.64 0.00 36.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 (5.40) 0.00 0.00 0.00 0.00 0.00 (5.40)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 (5.40) 0.00 0.00 0.00 0.00 0.00 (5.40)

557.03 0.00 30.10 198.83 0.00 0.00 (131.56) 0.00 0.00 0.00 36.64 0.00 691.05

Concepto

Resultado neto

I.N.G. Bank

I - 2000 II - 2000

28.77 36.64

(10.79) (2.87)0.00 0.002.58 5.13

(3.50) (7.43)174.81 22.73

(247.07) 303.841,259.86 824.74

(1,174.47) (19.45)

0.00 0.740.00 148.150.00 0.00

30.20 1,312.21

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

(0.41) 9.344.19 1.34

3.78 10.68

33.97 1,322.90

82.51 82.28

116.49 1,405.17

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,901.25 2,253.42 2,571.72 2,246.94 2,129.94

489.26 165.33 133.65 653.06 259.46399.70 184.11 158.35 245.18 248.44

0.00 0.17 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.15 0.00 0.00 0.24 0.34

1,912.22 1,753.36 2,103.38 1,263.96 1,509.18100.60 162.73 163.21 148.00 44.51(82.58) (93.17) (107.30) (148.00) (46.70)

1.92 2.04 41.71 11.78 43.2127.59 27.06 26.39 25.59 25.2150.77 50.11 50.66 44.25 43.18

1.64 1.69 1.66 1.66 1.660.00 0.00 0.00 0.00 0.000.00 0.00 0.00 1.22 1.45

0.00 0.00 0.00 0.00 0.00

2,439.22 1,791.87 2,110.99 1,781.51 1,528.32

1.37 2.43 1.62 2.53 0.601,191.50 706.13 1,489.01 941.62 719.94

608.27 594.80 276.00 471.06 449.17555.60 421.08 271.42 297.04 318.31

0.00 0.17 0.00 0.00 0.84n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.26 2.08 0.00 0.006.51 2.79 6.22 9.65 12.33

13.37 12.46 13.96 16.48 27.1362.59 51.75 50.67 43.13 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

462.03 461.55 460.73 465.43 601.63

551.28 551.97 552.00 552.00 552.00551.28 551.97 552.00 552.00 552.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(89.24) (90.41) (91.27) (86.57) 49.6321.67 21.70 21.70 21.70 22.38

141.19 141.36 141.39 142.12 139.29

(7.07) (8.93) 0.99 2.11 (12.46)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17.03 17.67 6.78 9.62 11.90

0.00 0.00 0.00 0.00 0.00956.57 1,125.32 1,128.44 1,112.61 1,090.87

26.00 45.24 48.21 51.01 42.678,209.46 8,861.78 7,404.40 7,572.05 7,322.83

14.96 5.39 3.78 3.77 1.450.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

3,717.08 2,311.41 7,430.11 12,904.21 10,712.61

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

399.70 184.11 158.35 245.18 248.44

279.64 64.75 27.59 110.57 129.40279.64 64.75 27.59 110.57 129.40

8.86 18.05 18.73 98.07 90.85270.78 46.71 8.86 12.50 38.55

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

38.76 36.69 46.89 64.49 47.9027.76 8.86 9.27 8.85 7.87

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

27.76 8.86 9.27 8.85 7.8710.99 27.82 37.63 55.63 40.03

0.00 (0.00) (0.00) 70.13 71.140.00 (0.00) (0.00) 70.13 71.140.00 (0.00) (0.00) 0.00 (0.00)0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 70.12 71.140.00 0.00 0.00 0.00 0.00

81.31 82.67 83.87 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.17 0.00 0.00 0.000.00 107.48 0.00 0.00 2,315.770.00 107.31 0.00 0.00 2,316.62

0.00 0.17 0.00 0.00 0.850.00 107.48 0.00 0.00 39.200.00 107.31 0.00 0.00 39.21

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.15 0.00 0.00 0.24 0.34

0.15 0.00 0.00 0.24 0.340.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.26 2.08 0.00 0.00

0.00 0.26 2.08 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,012.81 1,916.09 2,266.59 1,411.96 1,553.68

1,912.22 1,753.36 2,103.38 1,263.96 1,509.18

1,912.22 1,753.36 2,103.38 1,115.03 1,355.570.00 0.00 0.00 148.92 153.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

100.60 162.73 163.21 148.00 44.51

100.60 162.73 163.21 148.00 44.510.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

437.62 588.16 455.44 403.74 379.68

429.77 570.65 386.38 345.42 370.02

429.77 570.65 386.38 343.71 368.750.00 0.00 0.00 1.72 1.270.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

7.85 17.51 69.06 58.31 9.66

7.85 17.51 69.06 58.31 9.660.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

23.04 23.04 12.34 11.99 11.48

12.33 12.33 12.34 11.99 11.48

12.33 12.33 12.34 11.99 11.480.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

10.71 10.71 0.00 0.00 0.00

10.71 10.71 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,799.78 2,000.28 1,913.81 2,244.20 1,340.25

1,430.50 1,662.38 1,599.46 1,979.53 1,064.43

102.66 113.39 93.39 98.08 158.00

215.87 174.58 55.15 8.25 64.68

41.87 41.06 157.02 40.28 39.58

0.00 0.00 0.00 109.16 4.40

6.21 5.85 5.83 5.99 6.31

2.67 3.01 2.96 2.90 2.85

82.58 93.17 107.30 148.00 46.70

1.03 1.13 0.93 0.98 1.60

43.17 34.74 11.06 1.65 12.94

25.12 24.76 94.95 24.10 23.91

0.00 0.00 0.00 107.84 4.66

0.53 2.30 0.00 1.89 0.00

12.73 30.24 0.35 11.55 3.59

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,419.33 1,776.95 2,088.72 1,755.38 1,488.86

1.37 2.43 1.62 2.53 0.610.00 0.00 0.00 0.00 0.001.37 2.43 1.62 2.53 0.61

1,191.50 706.14 1,489.01 941.62 719.940.00 0.00 0.00 0.00 0.00

433.05 437.99 404.11 424.06 420.39758.45 268.15 1,084.90 517.57 299.55

0.00 0.00 0.00 0.00 0.00608.27 594.79 276.00 471.06 449.17

555.60 421.67 271.42 297.04 318.310.00 0.00 0.00 0.00 0.00

218.86 0.00 0.00 0.00 0.00336.74 421.08 271.42 297.04 318.31

0.00 0.00 0.00 0.00 0.000.00 0.59 (0.00) 0.00 0.000.00 0.00 0.00 0.00 0.00

62.59 51.75 50.67 43.13 0.00

0.00 0.17 0.00 0.00 0.85

564.10 654.30 467.95 482.57 572.60

0.00 0.48 1.86 0.42 0.450.00 0.24 0.93 0.21 0.230.00 0.24 0.93 0.21 0.23

311.94 318.73 288.46 311.73 390.170.00 0.00 0.00 0.00 0.00

311.94 318.73 288.46 311.73 390.170.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

252.16 335.09 177.63 170.42 181.980.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

252.16 335.09 177.63 170.42 181.980.00 0.00 0.00 0.00 0.00

(0.00) (0.00) 0.00 (0.00) (0.00)0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

195.35 128.09 323.43 533.17 154.18 93.24 247.42

141.75 110.67 252.42 420.93 135.46 58.65 194.11141.75 110.67 252.42 420.93 124.53 57.16 181.69

0.00 0.00 0.00 0.00 10.93 1.49 12.410.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.009.37 10.16 19.53 36.22 4.40 4.83 9.237.87 4.95 12.82 25.13 7.65 11.96 19.600.00 0.00 0.00 0.00 0.00 0.00 0.00

36.09 2.31 38.41 50.60 6.53 16.78 23.310.27 0.00 0.27 0.29 0.14 1.02 1.170.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

161.74 95.30 257.03 414.02 70.82 83.59 154.41

128.60 94.98 223.58 367.67 64.43 64.63 129.060.00 0.00 0.00 0.00 0.00 0.00 0.00

54.21 46.59 100.80 163.19 39.11 38.35 77.4760.85 36.28 97.13 150.78 13.30 15.95 29.25

7.43 8.11 15.55 36.99 9.46 9.05 18.516.11 4.00 10.10 16.71 2.56 1.28 3.840.00 0.00 0.00 0.00 0.00 1.64 1.64

33.14 0.32 33.45 46.34 6.39 17.32 23.710.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(13.74) (7.39) (21.12) (35.92) (8.63) (5.61) (14.24)

19.87 25.40 45.28 83.23 74.72 4.04 78.77

1.63 6.92 8.55 36.74 44.65 2.17 46.82

18.25 18.48 36.73 46.49 30.08 1.87 31.95

11.28 13.58 24.85 30.09 1.32 12.29 13.61

32.64 36.64 69.27 93.14 36.17 19.56 55.73

16.59 20.72 37.31 72.67 19.19 20.94 40.139.25 13.25 22.50 40.24 8.67 9.03 17.706.61 6.77 13.38 29.54 10.22 10.87 21.080.73 0.71 1.44 2.88 0.30 1.04 1.35

16.04 15.92 31.96 20.47 16.98 (1.39) 15.60

(0.83) (6.12) (6.95) (6.13) 0.72 (3.90) (3.17)n. a. n. a. n. a. n. a. 0.72 (0.72) 0.00n. a. n. a. n. a. n. a. 0.00 3.17 3.17

15.21 9.80 25.01 14.35 16.26 2.51 18.77

1.80 (0.39) 1.41 1.22 5.11 (4.78) 0.33(1.96) (4.61) (6.56) (6.35) (1.54) (5.01) (6.54)

11.45 5.58 17.03 6.78 9.62 2.28 11.90

0.00 0.00 0.00 0.00 0.00 0.00 0.00

11.45 5.58 17.03 6.78 9.62 2.28 11.90

0.00 0.00 0.00 0.00 0.00 0.00 0.00

11.45 5.58 17.03 6.78 9.62 2.28 11.90

n. a. No aplica

Pago de dividendos

Resultado neto

527.34 0.00 20.73 135.07 0.94 0.00 (250.41) 0.00 0.00 0.00 6.48 0.01 440.15

0.00 0.00 0.00 0.00 0.00 0.00 150.00 0.00 0.00 0.00 0.00 0.00 150.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.68 (0.68) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 6.48 0.00 0.00 0.00 0.00 0.00 0.00 (6.48) 0.00 0.00

0.00 0.00 0.68 5.80 0.00 0.00 150.00 0.00 0.00 0.00 (6.48) 0.00 150.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.42 0.00 27.42

0.00 0.00 0.00 (8.01) (10.84) 0.00 18.66 0.00 0.00 0.00 0.00 0.00 (0.18)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24.66 0.00 0.98 6.43 (2.56) 0.00 (31.82) 0.00 0.00 0.00 (15.52) (0.01) (17.84)

0.00 0.00 0.00 0.00 0.00 0.00 2.08 0.00 0.00 0.00 0.00 0.00 2.08

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

24.66 0.00 0.98 (1.58) (13.40) 0.00 (11.08) 0.00 0.00 0.00 (15.52) (0.01) (15.95)

552.00 0.00 22.38 139.29 (12.46) 0.00 (111.49) 0.00 0.00 0.00 11.90 0.00 601.63

Concepto

Resultado neto

I - 2000 II - 2000

9.62 11.90

(0.93) (17.59)44.65 46.820.30 1.351.54 6.540.00 0.00

(333.34) (605.57)884.61 615.43

(87.05) (85.22)

0.00 (1.59)0.00 46.880.00 0.00

519.40 18.97

0.00 150.630.00 (43.79)0.00 0.000.00 0.00

0.00 106.84

0.00 0.000.00 0.00

0.00 0.00

519.40 125.81

133.65 133.65

653.06 259.46

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Comerica Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,031.29 2,633.96 2,529.76 1,990.47 2,341.01

169.92 114.93 355.96 95.44 67.12295.14 170.85 27.01 28.73 288.89

0.00 0.22 2.71 0.04 0.12n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.001.30 4.47 20.25 31.85 32.04

2,538.79 2,310.53 2,080.40 1,783.69 1,919.980.00 8.31 15.63 14.79 15.42

(15.47) (16.07) (15.92) (15.09) (15.67)9.79 14.48 21.44 29.58 13.760.00 0.00 0.00 0.00 0.00

12.07 11.60 12.25 12.85 12.931.57 1.58 1.58 1.58 1.890.00 0.00 1.50 3.05 3.35

18.17 13.06 6.94 3.96 1.19

0.00 0.00 0.00 0.00 0.00

2,797.25 2,409.55 2,280.10 1,733.16 2,079.01

6.83 7.20 4.60 19.61 14.22798.13 910.69 1,010.20 752.31 1,122.48

0.00 0.00 0.00 0.00 0.001,878.25 1,377.09 1,146.08 857.08 830.64

0.18 0.76 2.70 0.88 1.87n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.840.63 1.93 0.00 0.00 0.008.27 8.57 12.28 3.00 6.13

104.95 103.32 104.24 100.29 102.850.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

234.04 224.41 249.66 257.31 262.00

226.21 226.73 236.56 236.56 236.56226.21 226.73 236.56 236.56 236.56

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.7.83 (2.32) 13.10 20.75 25.441.27 1.27 1.27 1.27 1.27

11.42 11.45 11.45 11.78 11.78

(1.06) (4.15) 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.05 0.05 0.05 0.05 0.05n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

(3.85) (10.94) 0.33 7.65 12.34

0.00 0.00 0.00 0.00 0.00376.45 369.16 422.89 431.30 375.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 36.71 34.14 216.940.00 0.00 420.80 500.85 733.030.00 0.00 0.00 0.00 0.00

90.24 337.23 595.44 359.91 1,043.94

n. a. No aplica

Concepto

Acciones

Concepto

Comerica Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

295.14 170.85 27.01 28.73 288.89

0.00 27.63 27.01 28.73 288.890.00 27.63 27.01 28.73 288.890.00 27.63 27.01 26.61 31.970.00 0.00 0.00 2.12 256.930.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

186.23 43.29 0.00 0.00 0.00186.23 43.29 0.00 0.00 0.00

27.60 0.00 0.00 0.00 0.00110.55 0.00 0.00 0.00 0.00

48.08 43.29 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

108.91 99.92 0.00 0.00 0.00108.91 99.92 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00108.91 99.92 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.22 2.71 0.04 0.12156.39 579.84 400.54 287.40 417.11156.57 580.60 397.82 288.28 418.97

0.18 0.76 2.70 0.88 1.870.00 214.63 192.07 3.51 69.880.00 214.85 189.37 3.55 70.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

1.30 4.47 20.25 31.85 32.04

1.30 4.47 20.25 31.85 32.040.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.84

0.00 0.00 0.00 0.00 0.840.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Cartera vigente

Comerica Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,538.79 2,318.84 2,096.03 1,798.48 1,935.40

2,538.79 2,310.53 2,080.40 1,783.69 1,919.98

1,942.04 1,708.74 1,422.33 1,162.90 1,151.57563.12 570.68 658.07 620.79 768.41

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

33.62 31.11 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 8.31 15.63 14.79 15.42

0.00 8.31 15.63 14.79 15.420.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,652.25 1,442.41 1,157.34 822.77 845.70

1,652.25 1,434.10 1,141.71 807.99 830.28

1,610.61 1,395.57 1,134.70 801.68 830.288.02 7.42 7.02 6.31 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

33.62 31.11 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 8.31 15.63 14.79 15.42

0.00 8.31 15.63 14.79 15.420.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Comerica Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,544.19 2,490.91 2,262.90 2,032.10 1,772.19

2,040.65 1,795.77 1,733.85 1,604.57 1,491.55

327.52 508.00 358.05 386.53 240.40

41.93 55.98 47.82 41.00 40.07

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.17

134.09 131.16 123.18 0.00 0.00

15.47 16.07 15.92 15.09 15.67

5.21 5.02 4.97 4.71 4.88

10.26 11.05 10.95 10.37 10.79

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Comerica Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,788.35 2,399.92 2,265.11 1,729.67 2,071.79

6.83 7.20 4.60 19.61 14.210.14 0.12 0.12 0.30 0.056.70 7.08 4.48 19.31 14.16

798.13 910.96 1,010.20 751.82 1,122.220.00 0.00 0.00 0.00 0.00

59.33 90.25 40.34 29.69 28.94738.80 820.71 969.85 722.13 1,093.28

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,878.25 1,377.68 1,146.08 857.08 830.641,878.25 1,377.09 1,137.71 857.08 830.64

0.00 0.00 8.37 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

104.95 103.32 104.24 100.29 102.85

0.18 0.76 0.00 0.88 1.87

1,656.79 1,137.05 694.90 632.04 445.02

6.44 6.84 4.02 24.12 10.864.30 3.43 2.02 12.14 5.442.14 3.41 2.00 11.99 5.42

59.33 63.01 14.16 4.18 3.680.00 0.00 0.00 0.00 0.00

59.33 63.01 14.16 4.18 3.680.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

1,486.07 963.88 572.49 503.46 327.631,478.28 960.49 572.49 503.46 327.63

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.007.79 3.39 0.00 0.00 0.00

104.95 103.32 104.24 100.29 102.85

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Comerica Bank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

129.22 124.57 253.78 505.35 115.27 119.36 234.63

112.41 98.33 210.75 386.25 76.29 72.56 148.8591.73 82.69 174.42 327.99 61.24 57.96 119.2020.04 15.06 35.10 55.96 15.04 14.60 29.65

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.65 0.58 1.23 2.30 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.006.48 9.28 15.75 53.00 21.46 17.51 38.978.26 7.17 15.43 26.52 4.55 7.29 11.841.79 5.89 7.68 9.96 0.47 0.25 0.720.28 3.90 4.18 16.99 5.10 12.60 17.700.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 12.63 7.41 9.16 16.560.00 0.00 0.00 0.00 0.00 0.00 0.00

106.48 102.54 209.02 429.65 104.85 104.61 209.46

105.37 95.22 200.59 384.95 79.82 71.02 150.840.00 0.00 0.01 0.01 0.02 0.05 0.06

61.64 47.42 109.06 202.29 36.97 41.18 78.150.00 0.00 0.00 0.00 0.00 0.00 0.00

41.86 45.93 87.80 175.26 41.15 27.95 69.101.87 1.86 3.73 7.39 1.68 1.84 3.520.00 0.00 0.00 0.00 0.00 0.00 0.001.10 7.33 8.43 44.70 25.03 33.59 58.620.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(10.61) (5.09) (15.71) (23.77) (6.99) (3.34) (10.34)

12.13 16.93 29.06 51.93 3.44 11.40 14.83

6.62 (1.30) 5.32 6.41 0.00 0.00 0.00

5.50 18.24 23.74 45.52 3.44 11.40 14.83

(12.42) 8.69 (3.74) 21.93 13.34 16.16 29.50

(6.65) 28.48 21.83 70.38 16.78 27.56 44.33

19.70 15.91 35.61 83.75 18.97 22.85 41.8310.40 5.89 16.28 31.90 7.05 9.91 16.96

8.92 9.41 18.34 44.85 11.29 12.22 23.520.38 0.61 0.99 7.00 0.63 0.72 1.35

(26.34) 12.56 (13.78) (13.37) (2.19) 4.70 2.51

(19.80) 15.73 (4.07) (2.75) 6.03 4.34 10.37

0.00 0.00 0.00 0.00 0.00 0.00 0.001.22 (1.00) 0.21 3.07 1.62 0.35 1.97

(18.58) 14.73 (3.85) 0.33 7.65 4.69 12.34

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(18.58) 14.73 (3.85) 0.33 7.65 4.69 12.34

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(18.58) 14.73 (3.85) 0.33 7.65 4.69 12.34

n. a. No aplica

Pago de dividendos

Resultado neto

Comerica Bank

225.99 0.00 1.22 10.94 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 238.20

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.34 0.00 12.34

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10.57 0.00 0.06 0.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.46

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10.57 0.00 0.06 0.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.46

236.56 0.00 1.27 11.78 0.00 0.00 0.05 0.00 0.00 0.00 12.34 0.00 262.00

Concepto

Resultado neto

Comerica Bank

I - 2000 II - 2000

7.65 12.34

(2.80) (6.85)0.00 0.003.29 5.30

(1.62) (1.97)0.00 0.00

(524.81) 121.89289.91 160.40

(12.63) (271.08)

0.00 0.00(14.46) (315.45)

0.00 0.00

(255.47) (295.42)

(3.61) (1.39)0.00 0.000.00 0.000.00 3.52

(3.61) 2.13

2.31 4.77(2.59) (0.32)

(0.28) 4.45

(259.36) (288.84)

354.79 355.96

95.43 67.11

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Banregio

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,271.24 2,311.96 2,375.24 2,493.42 2,702.66

386.33 557.32 403.36 331.60 364.44217.13 126.98 98.60 363.03 37.49

1.86 28.20 12.71 19.51 3.52n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.01 0.00 0.06 0.03

1,698.20 1,626.75 1,901.23 1,814.05 2,342.0128.48 24.41 20.14 18.98 19.24

(121.22) (119.95) (133.20) (136.56) (151.82)5.44 11.12 14.66 27.17 23.690.00 0.00 0.00 0.00 0.09

27.07 27.22 27.09 27.31 28.0127.72 29.42 30.35 25.46 33.30

0.00 0.00 0.00 0.00 0.000.23 0.49 0.30 2.82 2.67

0.00 0.00 0.00 0.00 0.00

1,558.25 1,576.66 1,642.67 1,744.47 1,934.55

288.06 319.95 349.47 414.21 428.63595.19 649.63 704.24 651.03 899.41

0.00 0.00 0.00 0.00 0.00610.03 503.96 509.51 586.04 536.44

13.03 28.25 13.10 17.94 5.35n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

12.56 15.05 18.09 8.99 13.0339.37 59.83 48.25 66.26 51.70

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

712.99 735.30 732.57 748.95 768.11

600.48 600.45 600.45 600.47 600.47596.32 596.29 596.29 596.31 596.31

4.16 4.16 4.16 4.16 4.160.00 0.00 0.00 0.00 0.00

112.51 134.85 132.12 148.48 167.64493.01 492.99 477.01 484.67 558.27

1.93 6.73 5.30 70.67 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

37.79 53.57 65.36 14.05 33.77

98.98 95.83 91.28 88.04 88.06399.43 391.70 382.07 370.41 365.00

25.66 26.66 77.72 93.94 37.241,330.84 1,456.61 1,004.90 1,279.39 1,273.741,109.34 1,787.17 1,242.15 1,241.41 1,510.77

100.90 94.57 17.04 49.22 48.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

Banregio

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

217.13 126.98 98.60 364.00 37.49

207.57 118.22 83.64 350.79 25.43207.57 118.22 83.64 350.79 25.43

29.12 7.57 15.94 24.93 14.28178.45 110.65 67.69 325.86 11.16

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

8.84 7.78 13.99 13.22 12.068.84 7.78 13.99 13.22 12.060.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.008.84 7.78 13.99 13.22 12.060.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.72 0.97 0.97 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1.86 28.20 12.71 19.51 3.524,846.61 5,748.97 5,776.59 6,468.03 7,049.524,844.75 5,720.77 5,789.69 6,448.53 7,054.87

13.03 28.25 13.10 17.94 5.351,753.00 3,362.83 3,841.81 4,109.25 3,117.391,745.05 3,339.56 3,854.52 4,091.31 3,120.91

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.01 0.00 0.06 0.03

0.00 0.01 0.00 0.06 0.030.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

Banregio

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,726.68 1,651.15 1,921.37 1,833.03 2,361.25

1,698.20 1,626.75 1,901.23 1,814.05 2,342.01

1,654.45 1,582.92 1,701.27 1,772.20 2,080.280.00 0.00 157.01 0.00 220.320.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

43.75 43.83 42.95 41.85 41.400.00 0.00 0.00 0.00 0.00

28.48 24.41 20.14 18.98 19.24

28.48 24.41 20.14 18.98 19.240.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

456.56 329.44 387.15 399.43 313.48

454.03 326.22 384.68 397.15 312.24

454.03 326.22 384.68 397.15 312.240.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

2.53 3.22 2.47 2.28 1.24

2.53 3.22 2.47 2.28 1.240.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

43.62 41.62 39.43 36.98 34.80

43.62 41.62 39.43 36.98 34.800.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Calificación de la Cartera Crediticia

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Banregio

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,726.64 1,769.85 1,702.95 1,979.84 1,986.57

166.78 199.22 25.84 192.68 21.71

1,135.76 1,104.83 1,196.15 1,293.56 1,492.08

355.70 380.58 395.00 411.48 360.73

2.10 34.37 35.41 33.40 63.24

22.71 7.96 7.80 7.09 7.58

0.00 0.00 0.00 0.00 0.00

43.58 42.90 42.75 41.64 41.24

121.22 119.95 133.20 136.56 151.82

11.35 11.15 11.96 13.92 14.94

79.87 84.92 87.77 91.09 80.94

1.26 12.17 21.34 20.01 37.94

22.71 7.96 7.80 7.09 7.58

0.00 0.00 0.00 0.00 0.00

6.04 3.75 4.33 4.46 10.42

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Banregio

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,498.36 1,479.09 1,576.32 1,651.28 1,869.82

288.06 319.95 349.47 414.21 428.63186.81 193.43 209.88 262.24 249.07101.24 126.52 139.59 151.97 179.56595.19 649.63 704.24 651.03 899.41

0.00 0.00 0.00 0.00 0.0032.80 17.46 16.99 6.91 100.64

562.39 632.17 687.25 644.11 798.770.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

610.03 504.55 509.51 586.04 536.44391.42 306.42 317.99 374.61 229.15

0.00 0.00 0.00 0.00 0.00218.61 198.53 191.52 211.42 307.28

0.00 0.00 0.00 0.00 0.000.00 (0.40) (0.00) 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

5.08 4.96 13.10 0.00 5.35

517.94 417.22 442.60 522.87 459.46

104.89 121.94 137.87 172.23 160.02104.78 120.62 135.95 171.35 159.49

0.10 1.32 1.91 0.88 0.5332.80 17.46 15.42 5.39 99.14

0.00 0.00 0.00 0.00 0.0032.80 17.46 15.42 5.39 99.14

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

380.25 277.83 289.32 345.24 200.29309.93 228.33 243.21 304.17 161.43

0.00 0.00 0.00 0.00 0.0070.32 49.36 46.12 41.07 38.86

0.00 0.00 0.00 0.00 0.000.00 0.13 0.00 (0.00) (0.00)0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Estado de Resultados

Concepto

Margen financiero

Resultado Neto

Banregio

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

466.65 358.64 825.29 1,578.13 366.27 367.29 733.56

124.08 98.34 222.42 409.41 89.31 105.97 195.28117.56 90.29 207.85 388.00 86.44 95.56 181.99

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 13.28 13.286.52 8.05 14.57 21.41 2.87 (2.87) 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

193.78 138.75 332.53 578.19 110.44 122.34 232.788.83 8.61 17.44 34.09 7.08 7.00 14.080.85 0.88 1.73 3.81 1.35 1.02 2.36

139.11 112.05 251.16 552.63 158.11 130.96 289.070.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

370.79 271.62 642.41 1,223.89 281.87 281.40 563.27

54.05 39.95 94.00 178.71 40.88 37.09 77.962.31 2.10 4.42 9.46 2.56 2.50 5.06

37.21 26.82 64.03 117.82 26.10 21.44 47.540.00 0.00 0.00 0.00 0.00 0.00 0.00

14.54 11.03 25.56 51.43 12.21 13.15 25.360.00 0.00 0.00 0.00 0.00 0.00 0.000.44 0.33 0.76 1.37 0.00 0.99 0.99

316.29 231.35 547.64 1,043.80 241.00 243.32 484.320.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(34.35) (14.02) (48.37) (75.41) (20.63) (9.86) (30.48)

61.52 72.99 134.51 278.83 63.77 76.03 139.80

3.32 15.24 18.56 50.67 7.75 12.25 20.01

58.20 57.75 115.95 228.17 56.02 63.78 119.80

2.67 2.37 5.04 9.67 2.89 4.04 6.92n. a. n. a. n. a. n. a. 3.37 4.95 8.32n. a. n. a. n. a. n. a. 0.49 0.91 1.405.18 (9.68) (4.51) (9.77) 1.55 0.26 1.80

66.04 50.44 116.48 228.06 60.45 68.07 128.52

31.52 24.18 55.70 114.25 34.46 34.60 69.0616.86 9.56 26.42 49.33 16.23 15.39 31.6213.31 13.20 26.51 59.17 16.69 17.61 34.31

1.36 1.42 2.78 5.75 1.54 1.59 3.13

34.52 26.26 60.78 113.81 25.99 33.47 59.47

36.80 26.87 63.67 126.75 26.18 33.65 59.83

14.94 12.81 27.74 53.69 12.50 11.41 23.920.00 0.00 0.00 (8.95) 0.91 (3.10) (2.19)

21.86 14.06 35.93 64.11 14.59 19.13 33.72

1.40 0.45 1.86 1.24 (0.54) (0.17) (0.71)

23.27 14.51 37.78 65.35 14.04 18.97 33.01

0.65 (0.64) 0.01 0.02 0.01 0.75 0.76

23.92 13.87 37.79 65.37 14.05 19.72 33.77

n. a. No aplica

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Banregio

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2,271.36 2,311.66 2,374.49 2,492.53 2,709.15

386.33 557.32 403.36 331.60 364.44217.13 126.98 98.60 363.03 37.49

1.86 28.20 12.71 19.51 3.52n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.01 0.00 0.06 0.03

1,698.20 1,626.75 1,901.23 1,814.05 2,337.8628.48 24.41 20.14 18.98 19.24

(121.22) (119.95) (133.20) (136.56) (151.82)5.84 12.10 15.84 20.36 20.710.00 0.00 0.00 0.00 0.09

54.43 55.30 55.44 57.65 63.910.06 0.06 0.06 1.04 11.040.00 0.00 0.00 0.00 0.000.23 0.49 0.30 2.82 2.67

0.00 0.00 0.00 0.00 0.00

1,558.36 1,576.36 1,641.92 1,743.58 1,941.04

288.06 318.98 335.70 406.81 427.47595.10 649.63 704.24 651.03 899.41

0.00 0.00 0.00 0.00 0.00610.03 503.96 509.51 586.04 536.44

13.03 28.25 13.10 17.94 5.35n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

12.56 15.05 18.09 15.48 20.4839.58 60.50 61.27 66.29 51.90

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

712.99 735.30 732.57 748.95 768.11

600.48 600.45 600.45 600.47 600.47596.32 596.29 596.29 596.31 596.31

4.16 4.16 4.16 4.16 4.160.00 0.00 0.00 0.00 0.00

112.52 134.85 132.12 148.48 167.64493.01 492.99 477.01 484.67 558.27

1.93 6.73 5.30 70.67 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

37.79 53.57 65.36 14.05 33.77

98.98 95.83 91.28 88.04 88.06399.43 391.70 382.07 370.41 365.00

25.66 26.66 77.72 93.94 37.241,330.84 1,456.61 1,004.90 1,279.39 1,273.741,109.34 1,787.17 1,242.15 1,241.41 1,510.77

100.90 94.57 17.04 49.22 48.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Margen financiero

Resultado Neto

Banregio

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

466.65 358.64 825.29 1,577.94 365.88 366.81 732.70

370.79 271.62 642.41 1,223.71 281.48 281.36 562.84

(34.35) (13.66) (48.01) (75.41) (20.63) (9.86) (30.48)

61.52 73.36 134.87 278.82 63.77 75.60 139.37

3.32 15.24 18.56 50.67 7.75 12.25 20.01

58.20 58.11 116.31 228.16 56.02 63.35 119.37

5.18 (9.68) (4.51) (9.77) 1.55 0.26 1.80

66.04 50.80 116.84 228.05 60.45 67.64 128.09

31.52 24.32 55.85 114.25 34.46 34.60 69.0616.86 9.56 26.42 49.33 16.23 15.39 31.6213.31 13.34 26.65 59.17 16.69 17.61 34.31

1.36 1.42 2.78 5.75 1.54 1.59 3.13

34.52 26.48 61.00 113.80 25.99 33.04 59.04

36.80 27.09 63.89 126.75 26.18 33.22 59.40

14.94 12.81 27.74 53.69 12.50 11.41 23.920.00 0.00 0.00 (8.95) 0.91 (3.10) (2.19)

21.86 14.28 36.14 64.11 14.59 18.70 33.29

1.40 0.24 1.64 1.24 (0.54) (0.17) (0.71)

23.27 14.51 37.78 65.35 14.04 18.54 32.58

0.65 (0.64) 0.01 0.02 0.01 0.75 0.76

0.00 0.00 0.00 0.00 0.00 0.00 0.00

23.92 13.87 37.79 65.37 14.05 19.29 33.34

n. a. No aplica

Pago de dividendos

Resultado neto

Banregio

596.31 4.16 483.23 67.51 0.00 0.00 (424.40) 0.00 0.00 0.00 0.00 0.00 726.81

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 67.51 (67.51) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 67.51 (67.51) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 7.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.77 0.00 41.30

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

596.31 4.16 558.27 0.00 0.00 0.00 (424.40) 0.00 0.00 0.00 33.77 0.00 768.11

Concepto

Resultado neto

Banregio

I - 2000 II - 2000

14.05 33.77

1.17 2.347.75 7.640.72 2.60

(9.10) 2.384.90 (16.62)

101.77 286.9086.42 (415.68)

(267.62) 60.17

0.00 0.000.00 26.910.00 0.00

(59.95) (9.59)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

27.41 (26.90)(39.24) (2.45)

(11.83) (29.35)

(71.77) (38.94)

403.38 403.38

331.60 364.44

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Bank of America

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,338.53 2,067.37 2,317.01 2,383.80 2,831.16

201.05 152.16 888.30 1,008.48 432.02106.05 894.89 491.42 402.18 331.51

0.00 2.17 1.05 1.78 0.12n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 11.87 58.30 65.45 53.37

868.00 899.18 790.75 815.14 812.430.00 0.00 0.00 0.00 0.00

(0.74) (3.44) (0.91) (0.76) (0.72)110.46 68.83 54.35 58.87 1,170.89

0.00 0.00 0.00 0.00 0.0035.95 35.12 33.70 31.70 30.60

0.00 0.00 0.00 0.91 0.9017.74 6.55 0.00 0.00 0.00

0.02 0.05 0.05 0.04 0.04

0.00 0.00 0.00 0.00 0.00

520.49 1,254.31 1,570.54 1,658.68 2,095.68

80.11 80.24 80.95 289.55 61.67265.13 1,108.75 1,448.63 637.80 564.01

0.00 0.00 0.00 0.00 0.0073.61 14.74 0.00 0.00 14.59

0.88 3.26 0.51 0.35 0.13n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

36.58 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

64.18 47.33 40.45 730.46 1,455.290.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.52 0.00

818.04 813.07 746.48 725.12 735.48

1,478.23 1,481.59 1,481.92 1,481.86 1,481.771,478.23 1,481.59 1,481.92 1,481.86 1,481.77

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(660.19) (668.52) (735.45) (756.74) (746.29)39.78 39.87 39.88 39.87 39.87

(199.38) (199.83) (199.89) (348.18) (348.16)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(75.60) (82.60) (148.31) (21.44) (11.21)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

662.14 695.29 605.07 624.40 495.150.00 0.00 0.00 0.00 0.00

1,014.82 578.31 1,110.20 2,182.25 327.060.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

Bank of America

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

106.05 894.89 491.42 402.18 331.51

105.07 893.92 490.48 402.18 331.51105.07 893.92 490.48 402.18 331.51

42.84 40.13 66.32 31.35 246.4662.23 853.79 424.15 370.83 85.05

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.98 0.97 0.94 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 2.17 1.05 1.78 0.121,160.99 1,961.83 659.97 637.05 350.601,161.21 1,959.65 660.48 635.28 350.48

0.88 3.26 0.51 0.35 0.1355.38 1,634.43 971.55 566.47 575.4254.72 1,631.18 972.60 566.12 575.29

0.00 0.00 0.00 0.00 0.00

n. a. n. a. n. a. 0.00 0.00n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 11.87 58.30 65.45 53.37

0.00 11.87 58.30 65.45 53.370.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

36.58 0.00 0.00 0.00 0.00

36.58 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

Bank of America

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

868.00 899.18 790.75 815.14 812.43

849.97 493.26 467.90 567.44 788.5918.03 405.92 322.85 247.69 23.84

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

4.43 4.62 0.54 0.00 0.36

4.43 0.00 0.00 0.00 0.000.00 4.62 0.54 0.00 0.360.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Bank of America

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,478.87 1,500.52 1,555.27 1,353.25 1,418.50

1,349.56 1,428.01 1,219.24 1,265.50 1,418.50

129.30 72.51 336.03 87.75 0.00

0.00 0.00 0.00 0.00 0.00

0.74 3.44 0.91 0.76 0.72

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Bank of America

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

419.73 1,204.31 1,530.09 927.69 640.39

80.11 80.24 80.95 289.55 61.6776.04 78.08 79.79 286.17 59.76

4.07 2.15 1.17 3.38 1.91265.13 1,108.75 1,448.63 637.80 564.01

0.00 0.00 0.00 0.00 0.000.02 4.38 0.01 0.00 0.00

265.11 1,104.36 1,448.61 637.80 564.010.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

73.61 15.33 0.00 0.00 14.5940.78 14.74 0.00 0.00 14.5932.83 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.88 0.00 0.51 0.35 0.13

0.00 0.00 0.00 0.00 2.33

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 2.330.00 0.00 0.00 0.00 2.330.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Bank of America

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

189.14 138.78 327.92 706.47 193.22 159.05 352.27

71.04 56.60 127.64 237.42 40.73 33.04 73.7762.34 54.08 116.42 217.73 40.32 32.79 73.11

8.70 2.52 11.22 19.69 0.41 0.25 0.660.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

72.60 59.40 132.01 275.22 76.84 70.94 147.7814.81 7.42 22.23 38.87 6.99 4.65 11.64

0.00 0.00 0.00 0.00 0.00 0.00 0.0030.69 15.36 46.04 153.90 45.11 50.17 95.28

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 1.05 23.55 0.25 23.800.00 0.00 0.00 0.00 0.00 0.00 0.00

148.22 91.67 239.89 533.25 161.43 124.46 285.90

81.86 26.65 108.51 219.77 38.59 33.79 72.380.62 0.82 1.44 4.78 0.74 1.26 2.00

79.51 25.33 104.84 211.90 37.75 31.89 69.640.00 0.00 0.00 0.00 0.00 0.00 0.001.72 0.50 2.22 3.09 0.10 0.64 0.740.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

66.36 65.02 131.38 311.85 93.62 90.34 183.960.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 1.64 29.22 0.34 29.56

(37.21) (17.62) (54.83) (96.12) (21.79) (10.48) (32.27)

3.71 29.49 33.20 77.10 10.00 24.10 34.10

1.36 (0.56) 0.80 1.04 0.76 (0.03) 0.73

2.35 30.05 32.40 76.06 9.23 24.14 33.37

(30.42) (1.04) (31.46) (21.48) (1.10) 19.85 18.75

(25.79) 30.25 4.46 62.38 9.53 45.02 54.55

69.67 51.92 121.59 238.59 37.61 40.20 77.8234.45 22.60 57.04 131.59 20.24 23.86 44.1031.65 16.99 48.63 94.73 16.27 15.24 31.51

3.58 12.34 15.92 12.27 1.11 1.10 2.21

(95.46) (21.67) (117.13) (176.20) (28.08) 4.82 (23.27)

(85.65) 10.54 (75.10) (131.06) (21.39) 10.18 (11.21)

0.00 0.49 0.49 0.00 0.05 (0.05) 0.000.00 0.00 0.00 (17.25) 0.00 0.00 0.00

(85.65) 10.05 (75.60) (148.31) (21.44) 10.23 (11.21)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(85.65) 10.05 (75.60) (148.31) (21.44) 10.23 (11.21)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(85.65) 10.05 (75.60) (148.31) (21.44) 10.23 (11.21)

n. a. No aplica

Pago de dividendos

Resultado neto

Bank of America

1,415.72 0.00 38.09 (190.96) 0.00 0.00 (408.04) 0.00 0.00 0.00 (141.69) 0.00 713.13

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (141.69) 0.00 0.00 0.00 0.00 0.00 0.00 130.47 0.00 (11.21)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

66.05 0.00 1.78 (15.52) 0.00 0.00 (18.74) 0.00 0.00 0.00 0.00 0.00 33.56

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

66.05 0.00 1.78 (15.52) 0.00 0.00 (18.74) 0.00 0.00 0.00 0.00 0.00 33.56

1,481.77 0.00 39.87 (348.16) 0.00 0.00 (426.79) 0.00 0.00 0.00 (11.21) 0.00 735.48

Concepto

Resultado neto

Bank of America

I - 2000 II - 2000

(21.44) (11.21)

(60.50) (46.89)(0.14) (0.18)

5.99 7.620.00 0.00

(14.83) (9.55)

(602.24) (889.31)(24.39) (21.67)

841.68 211.33

0.00 0.000.00 308.070.00 0.00

124.14 (451.81)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

(3.96) (4.47)0.00 0.00

(3.96) (4.47)

120.17 (456.28)

888.31 888.31

1,008.48 432.02

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,262.24 1,261.63 1,619.59 1,569.78 1,491.85

331.40 278.90 229.55 275.63 242.65176.58 289.82 497.34 274.62 263.66

4.62 7.66 5.82 5.09 1.72n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

736.71 685.93 840.06 962.43 948.3515.44 18.51 12.83 17.37 10.14

(18.65) (32.82) (31.22) (35.69) (45.62)6.96 5.53 15.71 20.24 23.520.00 0.00 0.00 0.66 0.659.07 8.07 9.60 9.24 9.230.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.11 0.04 39.89 40.20 37.56

0.00 0.00 0.00 0.00 0.00

969.79 950.97 1,286.16 1,214.11 1,111.21

315.79 279.75 303.12 327.77 339.78409.15 431.84 727.16 632.30 546.25

0.00 0.00 0.00 0.00 0.00194.72 188.98 190.63 173.01 168.91

0.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.002.95 0.36 20.40 19.47 11.81

47.18 50.04 44.85 61.56 44.460.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

292.45 310.66 333.43 355.80 380.64

293.06 294.05 292.99 292.97 293.00293.06 294.05 292.99 292.97 293.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 n. a.

(0.61) 16.61 40.44 62.82 87.645.51 5.53 5.34 5.34 16.37

41.83 41.09 41.00 134.12 142.93

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

52.24 72.55 97.17 24.74 34.68

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

50.62 37.50 20.64 25.52 32.13130.35 120.27 159.65 151.16 119.45710.77 767.97 1,101.74 986.17 1,137.72

47.35 167.73 60.29 195.25 31.600.00 0.00 0.00 0.00 0.00

83.91 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

176.58 289.82 497.34 274.62 263.66

176.55 289.79 497.32 274.62 263.66176.55 289.79 497.32 274.62 263.66176.55 289.79 497.32 0.00 0.00

0.00 0.00 0.00 274.62 263.660.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.02 0.02 0.02 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

4.62 7.66 5.82 5.09 1.723,345.89 5,113.33 4,495.28 5,201.46 2,178.203,342.44 5,105.68 4,491.05 5,196.37 2,176.48

0.00 0.00 0.00 0.00 0.00157.19 0.00 819.59 497.27 0.00158.37 0.00 821.19 497.27 0.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

752.15 704.44 852.89 979.81 958.49

736.71 685.93 840.06 962.43 948.35

727.30 676.81 830.67 952.15 938.490.00 0.00 0.00 0.00 0.007.79 7.55 7.89 8.87 8.510.00 0.00 0.00 0.00 0.001.62 1.57 1.50 1.41 1.350.00 0.00 0.00 0.00 0.00

15.44 18.51 12.83 17.37 10.14

15.44 18.51 12.83 17.37 10.140.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

41.41 21.88 35.03 24.57 26.63

41.41 21.88 35.03 24.57 26.630.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

795.89 785.61 721.16 922.51 1,080.74

682.53 576.69 555.64 691.37 720.21

20.16 58.46 24.99 70.98 146.41

24.61 69.10 48.49 54.78 110.45

16.39 17.18 30.33 28.20 26.79

0.44 0.43 0.44 0.41 0.93

51.77 63.76 61.27 76.77 75.97

0.00 0.00 0.00 0.00 0.00

18.65 32.82 31.22 35.69 45.62

0.22 0.64 0.27 0.77 1.58

5.26 15.04 10.60 11.95 23.76

10.52 11.22 19.89 18.46 17.29

0.47 0.47 0.46 0.44 1.00

2.19 0.00 0.00 0.00 0.00

0.00 5.47 0.00 4.07 2.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

919.98 901.16 1,220.91 1,133.09 1,054.94

315.79 279.75 303.12 327.77 339.78256.59 212.92 226.01 253.98 243.94

59.20 66.83 77.11 73.79 95.84409.15 431.84 727.16 632.30 546.25

0.00 0.00 0.00 0.00 0.00107.01 122.77 144.51 177.93 176.17302.14 309.06 582.65 454.37 370.08

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

195.04 189.57 190.63 173.01 168.910.00 0.01 0.00 0.00 0.000.00 16.10 0.00 0.00 0.00

194.72 172.78 190.63 173.01 0.000.32 0.00 0.00 0.00 0.000.01 0.69 (0.00) (0.00) 168.910.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

17.36 118.19 86.87 132.42 110.05

0.00 105.74 71.67 123.62 95.870.00 105.74 71.67 123.62 95.870.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17.36 12.45 15.20 8.80 14.170.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17.35 11.80 15.20 8.80 0.000.00 0.00 0.00 0.00 0.000.00 0.64 (0.00) (0.00) 14.170.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

440.38 316.19 756.57 1,364.76 280.61 184.86 465.47

86.28 64.01 150.30 277.55 91.41 19.23 110.6465.66 50.68 116.34 209.16 82.50 27.75 110.2518.08 8.96 27.05 42.08 7.88 (7.88) 0.00

2.25 4.51 6.76 26.08 1.00 (0.64) 0.360.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.29 (0.15) 0.14 0.22 0.03 (0.00) 0.03

351.67 249.11 600.79 1,034.50 176.32 156.55 332.870.00 0.00 0.00 39.52 7.88 5.99 13.872.42 3.06 5.49 13.19 5.00 3.09 8.090.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

381.69 266.85 648.54 1,151.35 227.38 139.33 366.71

63.02 34.91 97.93 187.78 38.87 33.54 72.415.61 5.07 10.68 22.46 4.16 4.71 8.87

27.88 17.82 45.70 89.87 19.50 15.82 35.327.06 2.49 9.55 12.64 0.29 (0.29) 0.00

22.46 9.53 32.00 62.82 14.92 13.30 28.220.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

318.67 231.95 550.61 963.57 188.51 105.79 294.300.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(8.22) (5.89) (14.11) (28.17) (7.70) (8.71) (16.41)

50.47 43.45 93.92 185.23 45.53 36.82 82.34

3.99 3.85 7.84 21.77 5.47 10.49 15.97

46.49 39.60 86.09 163.46 40.05 26.33 66.38

44.46 21.28 65.74 127.33 37.80 10.21 48.01

92.96 63.94 156.90 303.62 78.99 37.48 116.48

44.89 32.07 76.95 178.15 42.32 30.75 73.089.39 9.33 18.72 38.67 12.92 15.76 28.68

34.67 21.88 56.55 137.33 28.83 14.50 43.330.83 0.86 1.69 2.15 0.57 0.50 1.07

48.08 31.87 79.94 125.47 36.67 6.73 43.40

48.72 34.76 83.49 141.58 39.00 9.57 48.57

5.33 4.35 9.68 7.76 14.56 1.32 15.89(12.04) (9.52) (21.57) (36.65) 0.31 1.68 1.99

31.35 20.89 52.24 97.17 24.74 9.93 34.68

0.00 0.00 0.00 0.00 0.00 0.00 0.00

31.35 20.89 52.24 97.17 24.74 9.93 34.68

0.00 0.00 0.00 0.00 0.00 0.00 0.00

31.35 20.89 52.24 97.17 24.74 9.93 34.68

n. a. No aplica

Pago de dividendos

Resultado neto

279.90 0.00 5.10 39.17 0.00 0.00 (98.47) 0.00 0.00 0.00 92.83 0.00 318.53

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 107.91 0.00 0.00 (3.11) 0.00 0.00 0.00 (92.83) 0.00 11.97

0.00 0.00 10.54 (10.54) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 10.54 97.37 0.00 0.00 (3.11) 0.00 0.00 0.00 (92.83) 0.00 11.97

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.68 0.00 34.68

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13.10 0.00 0.73 6.39 0.00 0.00 (4.75) 0.00 0.00 0.00 0.00 0.00 15.46

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13.10 0.00 0.73 6.39 0.00 0.00 (4.75) 0.00 0.00 0.00 0.00 0.00 15.46

293.00 0.00 16.37 142.93 0.00 0.00 (106.34) 0.00 0.00 0.00 34.68 0.00 380.64

Concepto

Resultado neto

I - 2000 II - 2000

24.74 34.68

0.00 0.005.48 15.970.57 1.070.31 (1.99)0.00 0.18

(50.59) (144.28)(147.50) (105.57)

215.19 233.70

0.00 3.240.00 (21.73)0.00 0.00

48.19 15.25

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

(2.12) (2.16)0.00 0.00

(2.12) (2.16)

46.07 13.09

229.55 229.55

275.63 242.65

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,584.08 1,380.89 1,549.80 1,262.48 1,219.68

410.01 370.29 432.43 327.05 331.89102.61 71.29 132.92 67.32 84.49

0.01 0.01 0.00 0.74 0.10n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.82 0.93 0.54 0.32 0.45

1,083.22 934.73 982.09 849.22 780.820.00 0.00 0.00 0.00 0.00

(21.00) (4.17) (5.42) (3.37) (5.35)0.45 0.43 0.39 14.83 20.770.00 0.00 0.00 0.00 0.007.72 7.14 6.65 6.16 6.300.25 0.25 0.25 0.25 0.250.00 0.00 0.00 0.00 0.00

(0.02) (0.02) (0.03) (0.03) (0.03)

0.00 0.00 0.00 0.00 0.00

1,243.22 1,020.35 1,182.91 899.98 840.04

144.54 163.15 154.39 199.67 177.97765.46 521.52 689.24 550.97 320.27

0.00 0.00 0.00 0.00 0.00315.37 314.81 318.81 131.96 296.50

0.12 0.00 0.04 0.00 0.63n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17.73 20.85 20.40 17.38 44.650.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.01 0.02 0.01 0.01

340.85 360.54 366.89 362.50 379.65

442.47 439.84 440.66 435.29 439.71338.65 364.52 364.61 364.61 364.61

0.00 0.00 0.00 0.00 0.00103.82 75.32 76.04 70.68 75.10

(101.62) (79.30) (73.77) (72.80) (60.06)3.15 3.16 3.16 3.16 3.178.26 8.25 7.59 48.59 48.59

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

12.19 34.82 41.00 0.97 13.70

0.00 0.00 0.00 0.00 0.00499.75 490.08 458.14 444.17 445.17176.79 100.16 112.12 23.33 58.05

0.00 0.00 0.00 0.00 0.0026.35 28.13 25.80 23.75 20.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

338.96 254.10 221.06 240.67 337.86

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

102.61 71.29 132.92 67.32 84.49

102.61 71.29 132.92 67.32 84.49102.61 71.29 132.92 67.32 84.49

51.18 21.54 83.61 20.30 35.580.00 0.00 0.00 0.00 0.00

51.43 49.76 49.31 47.01 48.910.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.01 0.01 0.00 0.74 0.1012.88 31.80 25.95 31.21 129.6513.00 31.79 25.99 30.47 129.55

0.12 0.00 0.04 0.00 0.636.57 0.00 0.00 50.74 165.676.57 0.00 0.00 50.74 165.04

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.82 0.93 0.54 0.32 0.45

0.82 0.93 0.54 0.32 0.450.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,083.22 934.73 982.09 849.22 780.82

1,083.22 934.73 982.09 849.22 780.820.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

574.26 468.20 558.91 401.67 482.08

574.26 468.20 558.91 401.67 482.080.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,172.18 1,235.63 1,009.46 1,060.83 859.80

838.55 906.19 799.98 727.88 713.11

219.66 238.42 199.08 322.83 136.95

113.77 91.03 10.40 10.13 9.74

0.00 0.00 0.00 0.00 0.00

0.21 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

21.00 4.17 5.42 3.37 5.35

2.43 2.04 3.33 1.39 3.28

18.57 2.13 2.09 1.98 2.06

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,225.49 1,000.07 1,162.49 882.60 795.37

144.54 163.15 154.39 199.67 177.97137.76 148.60 138.84 137.28 163.07

6.78 14.55 15.55 62.39 14.90765.46 521.52 689.24 550.97 320.27

0.00 0.00 0.00 0.00 0.00422.61 427.90 346.02 403.04 289.10342.85 93.62 343.22 147.93 31.17

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

315.37 315.40 318.81 131.96 296.50315.37 314.81 318.81 128.91 272.85

0.00 0.00 0.00 3.04 23.650.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.12 0.00 0.04 0.00 0.63

697.66 646.98 665.50 566.33 649.67

120.86 131.22 128.96 132.49 169.44120.86 131.22 120.73 123.40 158.30

0.00 0.00 8.23 9.09 11.15261.43 255.32 217.73 304.92 187.73

0.00 0.00 0.00 0.00 0.00261.43 255.32 217.73 304.92 187.73

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

315.37 260.44 318.81 128.91 292.50315.37 260.44 318.81 128.91 272.85

0.00 0.00 0.00 0.00 19.650.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

65.15 51.74 116.89 217.36 40.72 38.03 78.75

59.38 48.43 107.81 199.34 35.95 35.04 70.9951.84 41.81 93.65 170.69 29.83 28.17 58.00

7.54 6.63 14.17 28.66 6.11 6.87 12.990.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.003.74 1.98 5.72 11.16 2.10 0.26 2.360.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.002.03 1.32 3.35 6.86 2.68 2.73 5.400.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

46.58 33.63 80.21 144.47 25.39 22.38 47.78

42.53 31.97 74.50 128.88 21.98 19.58 41.560.98 1.14 2.12 4.68 1.26 1.16 2.42

31.09 23.06 54.15 98.12 16.64 12.11 28.750.00 0.00 0.00 0.00 0.00 0.00 0.00

10.46 7.77 18.23 26.07 4.08 6.31 10.390.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.004.04 1.66 5.71 15.59 3.42 2.80 6.220.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(16.71) 1.71 (14.99) (27.15) (8.85) (4.27) (13.13)

1.87 19.82 21.69 45.75 6.48 11.37 17.85

0.78 (0.00) 0.78 2.61 0.00 0.17 0.17

1.08 19.82 20.90 43.14 6.48 11.20 17.68

7.42 27.04 34.46 74.01 12.72 26.42 39.14

14.17 13.63 27.81 55.85 13.93 12.61 26.547.24 6.75 14.00 27.72 6.97 7.09 14.055.86 5.87 11.73 23.89 6.07 4.92 10.991.07 1.01 2.08 4.24 0.89 0.61 1.49

(6.75) 13.40 6.65 18.16 (1.21) 13.81 12.60

(5.25) 17.44 12.19 41.00 1.24 12.73 13.97

0.00 0.00 0.00 0.00 0.27 (0.00) 0.260.00 0.00 0.00 0.00 0.00 0.00 0.00

(5.25) 17.44 12.19 41.00 0.97 12.73 13.70

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(5.25) 17.44 12.19 41.00 0.97 12.73 13.70

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(5.25) 17.44 12.19 41.00 0.97 12.73 13.70

n. a. No aplica

Pago de dividendos

Resultado neto

420.97 0.00 3.02 7.25 0.00 0.00 (119.91) 0.00 0.00 0.00 39.17 0.00 350.50

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 39.17 0.00 0.00 0.00 0.00 0.00 0.00 (39.17) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 39.17 0.00 0.00 0.00 0.00 0.00 0.00 (39.17) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.70 0.00 13.70

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.45

16.29 0.00 0.14 2.17 0.00 0.00 (5.82) 0.00 0.00 0.00 0.00 0.00 12.78

0.00 0.00 0.00 0.00 0.00 0.00 0.22 0.00 0.00 0.00 0.00 0.00 0.22

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

18.74 0.00 0.14 2.17 0.00 0.00 (5.61) 0.00 0.00 0.00 0.00 0.00 15.45

439.71 0.00 3.17 48.59 0.00 0.00 (125.52) 0.00 0.00 0.00 13.70 0.00 379.65

Concepto

Resultado neto

I - 2000 II - 2000

0.97 13.70

0.00 0.00(2.05) (0.07)

0.31 0.780.00 0.00

(0.77) (0.44)

(279.85) (345.40)132.86 201.27

65.03 48.43

0.00 0.58(16.68) (22.31)

0.00 0.00

(100.19) (103.47)

(5.36) (0.95)0.00 0.000.00 0.000.00 4.32

(5.36) 3.37

(0.02) (0.72)0.19 0.28

0.17 (0.44)

(105.38) (100.54)

432.42 432.43

327.05 331.89

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Chase Manhattan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,422.70 1,265.90 1,291.90 2,374.80 2,215.68

382.48 293.57 184.63 752.23 1,073.12230.63 187.77 364.05 538.16 554.67

2.81 0.00 0.00 1.78 1.36n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.00

59.47 64.91 107.92 128.75 155.60688.27 645.15 582.58 515.02 345.81

0.00 0.00 0.00 0.00 0.00(1.56) (2.50) (2.78) (2.70) (2.66)25.94 44.52 24.43 404.74 50.59

0.00 0.00 0.00 0.00 0.0034.17 32.00 30.60 29.58 29.96

0.49 0.48 0.47 7.24 7.230.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

616.84 442.89 467.44 1,543.85 1,407.86

0.00 0.00 0.00 0.00 0.00493.67 245.26 342.78 767.90 76.34

0.00 0.00 0.00 0.00 0.000.00 107.58 16.40 707.87 549.462.94 1.00 3.22 0.34 0.14n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 10.06 1.33 0.004.01 5.52 39.63 51.40 55.21

116.22 83.53 55.35 15.01 726.710.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

805.86 823.01 824.45 830.95 807.83

752.46 752.55 755.00 755.00 755.00752.46 752.55 755.00 755.00 755.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

53.41 70.46 69.45 75.95 52.83465.40 465.45 466.97 466.97 466.97

0.00 0.00 0.00 65.86 65.86

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

49.83 66.88 65.86 6.50 (16.63)

0.00 0.00 0.00 0.00 0.001,077.92 1,046.98 1,021.25 981.11 966.77

264.92 261.31 259.45 255.39 245.613,785.42 3,808.71 4,801.58 5,204.90 5,130.21

65,001.36 55,767.12 69,713.00 65,960.70 54,318.430.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

8,481.49 5,170.41 2,849.68 6,514.56 8,648.42

n. a. No aplica

Concepto

Acciones

Concepto

Chase Manhattan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

230.63 187.77 364.05 538.16 554.67

223.87 181.01 357.27 538.16 554.67223.87 181.01 357.27 538.16 554.67

94.56 37.00 30.19 (227.58) 198.0625.67 25.94 24.21 473.15 54.76

103.64 118.07 302.87 292.60 301.850.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

6.76 6.76 6.78 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

2.81 0.00 0.00 1.78 1.362,122.41 2,193.95 2,540.29 3,435.47 1,962.972,125.35 2,194.53 2,543.02 3,433.69 1,961.62

2.94 1.00 3.22 0.34 0.14973.43 1,259.44 496.07 305.83 1,391.94976.24 1,259.02 495.57 305.49 1,391.80

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

59.47 64.91 107.92 128.75 155.60

59.47 64.91 107.92 128.75 155.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 10.06 1.33 0.00

0.00 0.00 10.06 1.33 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

Chase Manhattan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

688.27 645.15 582.58 515.02 345.81

40.70 36.40 50.69 23.72 0.00647.56 608.75 531.89 491.30 345.81

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.10 0.00 0.00 0.00 0.00

0.10 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Chase Manhattan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

964.58 934.74 884.18 816.34 759.15

808.64 685.11 605.79 606.85 647.70

155.94 249.63 278.39 209.49 111.45

0.00 0.00 0.00 0.00 0.00

1.56 2.50 2.78 2.70 2.66

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Chase Manhattan

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

496.61 354.43 362.40 1,476.11 625.94

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

493.67 245.26 342.78 767.90 76.340.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 108.18 16.40 707.87 549.460.00 107.59 0.00 707.87 260.510.00 0.00 16.40 0.00 288.950.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

2.94 1.00 3.22 0.34 0.14

0.00 0.00 0.00 707.87 333.97

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 707.87 333.970.00 0.00 0.00 707.87 201.020.00 0.00 0.00 0.00 132.950.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

Chase Manhattan

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

277.22 225.20 502.42 865.75 171.93 199.24 371.17

41.96 42.50 84.46 166.05 33.87 20.41 54.2811.18 (3.18) 7.99 18.18 3.02 0.74 3.7630.68 45.69 76.37 147.78 30.84 19.67 50.52

0.10 (0.00) 0.10 0.09 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

121.84 92.26 214.10 302.53 86.50 109.20 195.703.48 14.37 17.85 52.04 7.10 10.71 17.810.00 0.00 0.00 0.00 0.00 0.00 0.00

107.45 75.86 183.31 341.80 42.70 56.13 98.832.50 0.21 2.71 3.33 1.77 2.79 4.560.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

220.87 199.72 420.59 753.20 135.04 149.63 284.67

34.70 57.45 92.15 207.89 26.01 24.54 50.563.84 (0.09) 3.75 4.46 0.00 0.00 0.00

20.10 53.67 73.77 179.49 21.67 17.26 38.930.00 0.00 0.00 0.00 0.00 0.00 0.00

10.76 3.86 14.62 23.94 4.34 7.28 11.620.00 0.00 0.00 0.00 0.00 0.00 0.002.99 2.63 5.62 14.69 0.00 0.00 0.00

183.17 139.65 322.82 530.62 109.03 125.08 234.110.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(34.55) (15.62) (50.16) (99.12) (31.68) (12.21) (43.89)

21.81 9.86 31.67 13.42 5.22 37.40 42.62

0.06 1.44 1.50 2.84 0.00 0.00 0.00

21.75 8.42 30.16 10.59 5.22 37.40 42.62

5.77 4.81 10.58 18.84 4.13 (5.87) (1.73)n. a. n. a. n. a. n. a. 5.92 4.21 10.13n. a. n. a. n. a. n. a. 1.79 10.07 11.87

69.23 37.07 106.30 192.63 39.26 (8.85) 30.41

96.75 50.30 147.05 222.06 48.60 22.68 71.29

44.17 39.98 84.15 151.58 38.40 41.49 79.8926.39 24.67 51.06 84.27 22.16 24.20 46.3515.08 13.24 28.32 57.99 14.03 15.08 29.11

2.69 2.07 4.77 9.33 2.22 2.21 4.43

52.59 10.31 62.90 70.47 10.20 (18.80) (8.60)

3.24 (7.51) (4.27) 34.61 (9.27) (0.16) (9.43)n. a. n. a. n. a. n. a. 0.12 0.79 0.92n. a. n. a. n. a. n. a. 9.39 0.95 10.35

55.83 2.80 58.63 105.09 19.48 (18.64) 0.83

4.10 9.28 13.39 7.65 0.00 0.54 0.546.47 (3.54) 2.93 (33.23) (12.98) (4.45) (17.43)

58.19 (10.02) 48.17 64.20 6.50 (23.63) (17.13)

0.00 1.66 1.66 1.66 0.00 0.50 0.50

58.19 (8.36) 49.83 65.86 6.50 (23.12) (16.63)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

58.19 (8.36) 49.83 65.86 6.50 (23.12) (16.63)

n. a. No aplica

Pago de dividendos

Resultado neto

Chase Manhattan

755.00 0.00 466.97 0.00 0.00 0.00 (463.38) 0.00 0.00 0.00 65.86 0.00 824.45

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 65.86 0.00 0.00 0.00 0.00 0.00 0.00 (82.49) 0.00 (16.63)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

755.00 0.00 466.97 65.86 0.00 0.00 (463.38) 0.00 0.00 0.00 (16.63) 0.00 807.82

Concepto

Resultado neto

Chase Manhattan

I - 2000 II - 2000

6.50 (16.63)

(24.60) (38.55)0.00 0.000.83 4.43

12.98 17.430.00 0.00

425.12 (464.98)67.56 236.76

(612.43) 643.25

0.00 (22.49)691.46 533.06

0.00 0.00

567.42 892.27

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

0.19 (3.78)0.00 0.00

0.19 (3.78)

567.60 888.49

184.63 184.63

752.23 1,073.12

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

B. N. P.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,354.86 1,231.96 1,264.97 2,769.41 876.19

435.11 345.05 550.35 692.04 320.68289.83 231.76 247.92 222.45 163.93

0.25 0.60 0.13 1.94 0.62n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.002.12 4.49 4.73 14.47 0.00

556.46 585.59 395.40 326.29 308.5141.95 33.94 44.02 31.84 33.20

(31.41) (29.47) (37.66) (35.64) (36.76)7.11 6.99 8.42 1,465.66 37.280.00 0.00 0.00 0.00 0.00

42.75 42.70 41.77 41.05 40.380.94 0.92 0.90 0.73 0.180.00 0.00 0.00 0.00 0.009.76 9.39 8.99 8.58 8.18

0.00 0.00 0.00 0.00 0.00

1,196.55 1,066.18 1,097.86 2,528.65 632.24

14.04 8.42 9.79 23.89 47.06809.74 841.79 741.58 716.52 490.64

0.00 0.00 0.00 0.00 0.00266.30 106.95 240.10 0.00 5.01

0.38 0.59 0.09 1.68 0.62n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.030.00 0.00 0.00 0.00 0.00

27.61 31.59 30.54 1,785.83 88.4678.00 75.46 74.87 0.00 0.00

0.00 0.00 0.00 0.00 0.000.49 1.38 0.90 0.73 0.42

158.31 165.78 167.11 240.77 243.95

307.73 308.43 308.51 380.13 380.64307.73 308.43 308.51 380.13 380.64

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(149.42) (142.65) (141.40) (139.37) (136.69)0.00 0.00 0.00 0.00 0.00

(91.15) (90.67) (91.38) (95.34) (95.34)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(12.40) (5.83) (3.86) 2.18 4.85

2,028.89 1,391.01 1,425.08 1,224.00 300.33508.01 507.11 545.55 572.62 562.50193.52 196.90 130.43 263.16 199.17

0.00 0.00 0.00 0.00 0.00194.14 223.93 287.64 247.99 175.36357.60 235.58 283.30 323.48 0.00

0.00 0.00 0.00 0.00 0.005,942.57 6,330.00 2,039.52 2,869.56 0.89

n. a. No aplica

Concepto

Acciones

Concepto

B. N. P.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

289.83 231.77 247.92 222.45 163.93

211.92 156.39 173.16 151.71 163.93211.92 156.39 173.16 151.71 163.93158.95 156.39 152.80 148.78 145.96

52.98 0.00 20.36 2.93 17.970.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

77.91 75.38 74.76 70.74 0.0077.91 75.38 74.76 70.74 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

77.91 75.38 74.76 70.74 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.25 0.60 0.13 1.94 0.62378.38 356.22 287.06 817.05 245.03378.76 355.63 287.15 815.11 245.65

0.38 0.59 0.09 1.68 0.62269.67 355.27 287.08 619.64 263.38269.92 354.67 287.20 617.96 264.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

2.12 4.49 4.73 14.47 0.00

2.12 4.49 4.73 14.47 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.03

0.00 0.00 0.00 0.00 0.030.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

B. N. P.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

598.41 619.53 439.42 358.13 341.70

556.46 585.59 395.40 326.29 308.51

489.52 513.26 340.52 228.06 206.2566.94 72.33 54.88 98.23 102.26

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

41.95 33.94 44.02 31.84 33.20

41.95 33.94 44.02 31.84 33.200.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

372.81 389.27 279.88 234.88 208.29

330.86 355.33 246.23 203.04 175.09

330.86 355.33 246.23 203.04 175.090.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

41.95 33.94 33.65 31.84 33.20

41.95 33.94 33.65 31.84 33.200.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

B. N. P.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

3,363.66 2,732.41 2,154.29 1,936.21 1,819.78

1,795.70 1,406.78 1,214.06 1,014.10 1,065.41

341.34 283.19 195.55 213.55 130.67

0.00 12.30 11.48 10.81 10.06

0.00 40.57 33.10 32.63 31.38

0.00 0.00 0.00 0.00 0.00

1,226.63 989.58 700.10 665.12 582.25

31.41 29.47 37.66 35.64 36.76

2.92 2.00 10.53 10.04 10.07

2.54 2.35 2.23 2.04 2.13

25.96 25.11 24.90 23.56 24.56

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

B. N. P.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,168.46 1,033.81 1,066.42 742.09 543.33

14.04 8.42 9.79 23.89 47.068.37 2.94 7.00 4.18 9.485.67 5.48 2.79 19.71 37.58

809.74 841.79 741.58 716.52 490.650.00 0.00 0.00 0.00 0.00

624.55 666.08 351.23 430.49 382.28185.19 175.71 390.34 286.03 108.37

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

266.30 107.54 240.10 0.00 5.01266.30 106.95 240.10 0.00 5.01

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

78.00 75.46 74.87 0.00 0.00

0.38 0.59 0.09 1.68 0.62

826.18 687.26 397.10 292.40 410.63

17.67 5.75 6.46 39.88 75.8212.15 3.82 3.68 20.26 38.37

5.52 1.93 2.77 19.62 37.45575.36 606.05 315.77 252.52 334.81

0.00 0.00 0.00 0.00 0.00575.36 606.05 315.77 252.52 334.81

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

155.16 0.00 0.00 0.00 0.00155.16 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

78.00 75.46 74.87 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

B. N. P.

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

125.12 96.28 221.40 328.16 51.65 40.04 91.69

43.49 35.53 79.02 116.13 11.63 9.84 21.4832.29 25.02 57.31 82.38 7.50 5.81 13.3111.20 10.51 21.71 33.75 4.13 4.03 8.16

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

49.76 33.24 83.00 102.77 10.97 9.18 20.1514.29 9.00 23.28 40.24 7.40 6.32 13.73

0.00 0.00 0.00 0.00 0.00 0.00 0.0017.58 18.51 36.09 69.03 21.65 14.69 36.34

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

92.85 75.30 168.15 266.01 52.74 33.97 86.71

59.56 48.44 108.00 178.40 28.41 18.45 46.8632.94 23.58 56.52 98.18 19.52 9.54 29.06

4.99 4.40 9.39 22.03 4.73 7.47 12.210.00 0.00 0.00 0.00 0.00 0.00 0.00

20.39 19.36 39.75 53.62 3.53 1.45 4.981.24 1.10 2.35 4.57 0.62 (0.01) 0.610.66 0.94 1.60 3.42 0.66 (0.61) 0.05

32.63 25.91 58.54 84.18 23.68 16.13 39.800.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(5.68) (2.70) (8.37) (13.71) (3.84) (3.18) (7.02)

26.58 18.29 44.87 48.45 (4.93) 2.89 (2.04)

0.37 27.68 28.05 35.63 0.63 0.34 0.97

26.22 (9.39) 16.83 12.82 (5.56) 2.55 (3.01)

(12.06) (15.47) (27.53) (7.82) 12.72 7.97 20.69

22.34 (13.08) 9.26 48.85 16.23 16.24 32.47

14.84 14.35 29.19 60.95 15.10 13.79 28.897.52 7.40 14.92 30.16 7.53 7.17 14.706.14 5.79 11.93 26.01 6.39 5.54 11.921.17 1.16 2.33 4.77 1.18 1.08 2.27

7.50 (27.43) (19.93) (12.10) 1.13 2.45 3.58

14.81 (27.06) (12.26) (2.79) 2.43 2.90 5.34

0.07 0.07 0.14 1.08 0.26 0.23 0.490.00 0.00 0.00 0.00 0.00 0.00 0.00

14.73 (27.13) (12.40) (3.86) 2.18 2.67 4.85

0.00 0.00 0.00 0.00 0.00 0.00 0.00

14.73 (27.13) (12.40) (3.86) 2.18 2.67 4.85

0.00 0.00 0.00 0.00 0.00 0.00 0.00

14.73 (27.13) (12.40) (3.86) 2.18 2.67 4.85

n. a. No aplica

Pago de dividendos

Resultado neto

B. N. P.

294.72 0.00 0.00 (87.30) 0.00 0.00 (65.31) 21.22 0.00 0.00 (3.69) 0.00 159.64

70.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 70.28

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

70.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 70.28

0.00 0.00 0.00 (3.69) 0.00 0.00 0.00 0.00 0.00 0.00 16.30 0.00 12.61

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.65 0.00 0.00 (4.35) 0.00 0.00 (3.54) 0.00 0.00 0.00 (7.76) 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.43 0.00 0.00 0.00 0.00 1.43

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.65 0.00 0.00 (4.35) 0.00 0.00 (3.54) 1.43 0.00 0.00 (7.76) 0.00 1.43

380.64 0.00 0.00 (95.34) 0.00 0.00 (68.85) 22.64 0.00 0.00 4.85 0.00 243.95

Concepto

Resultado neto

B. N. P.

I - 2000 II - 2000

2.18 4.85

(11.45) (0.09)0.63 0.971.18 2.270.00 0.00

(2.91) (2.12)

(194.56) (211.64)56.25 96.53

13.57 84.46

0.00 4.720.00 (234.45)0.00 0.00

(135.11) (254.50)

(70.60) (74.66)0.00 0.000.00 0.00

75.54 63.58

4.94 (11.08)

1.12 6.64302.10 30.76

303.22 37.39

173.05 (228.19)

518.99 548.87

692.04 320.68

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

1,360.15 1,275.62 1,249.22 1,286.67 1,183.10

207.06 221.72 179.33 366.46 316.66115.13 2.00 3.13 51.30 62.20

0.08 0.96 0.08 1.48 0.12n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

995.34 1,008.09 1,026.41 823.14 762.220.00 0.00 0.00 0.00 0.00

(12.38) (12.43) (13.71) (15.22) (16.47)1.59 3.37 2.87 8.56 8.220.00 0.00 0.00 0.00 0.006.82 6.57 6.86 6.64 6.680.00 0.00 0.00 1.49 1.47

45.70 44.81 43.71 42.38 41.760.81 0.52 0.54 0.44 0.24

0.00 0.00 0.00 0.00 0.00

835.86 749.84 724.69 769.61 653.57

0.86 2.40 15.39 2.82 9.0137.69 33.49 31.44 161.56 105.96

0.00 0.00 0.00 0.00 0.00782.52 696.84 662.46 591.57 516.56

0.06 0.96 0.06 0.00 0.15n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.02 0.00 0.00 0.000.00 0.00 0.00 0.00 0.008.23 9.35 9.06 2.51 11.670.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.006.51 6.78 6.28 11.16 10.23

524.29 525.78 524.52 517.05 529.53

708.05 709.64 709.83 707.50 707.91708.05 709.64 709.83 707.50 707.91

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(183.76) (183.86) (185.30) (190.45) (178.38)142.39 142.72 142.75 142.28 142.36(41.83) (42.12) (42.33) (82.15) (81.82)

0.00 0.00 0.67 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(39.90) (38.68) (38.85) (9.49) 2.73

0.00 0.00 0.00 0.00 0.00138.70 157.47 241.37 204.28 208.05

0.00 0.00 0.00 0.00 0.005,785.78 8,864.31 11,769.96 13,707.02 13,324.83

172.23 357.37 355.46 338.54 1,156.171,954.07 2,221.22 2,091.88 2,051.49 1,838.72

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

115.13 2.00 3.13 51.30 62.20

114.22 1.11 1.59 51.30 62.20114.22 1.11 1.59 51.30 62.20

0.70 1.11 1.08 1.08 1.03113.52 0.00 0.51 50.22 61.17

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.91 0.89 1.54 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.08 0.96 0.08 1.48 0.1262.35 116.30 130.17 257.15 381.4662.26 115.34 130.09 257.14 381.34

0.06 0.96 0.06 0.00 0.15120.67 116.05 130.69 89.71 439.03120.61 115.09 130.63 91.18 438.88

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.02 0.00 0.00 0.00

0.00 0.02 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

995.34 1,008.09 1,026.41 823.14 762.22

966.89 941.42 920.02 800.38 729.0422.61 59.61 99.51 15.94 26.90

5.85 7.06 6.89 6.81 6.280.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

656.01 606.55 634.52 478.10 489.49

633.40 546.93 535.01 462.16 462.5922.61 59.61 99.51 15.94 26.90

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

795.89 953.31 993.18 980.24 838.50

682.53 953.31 993.18 980.24 838.50

20.16 0.00 0.00 0.00 0.00

24.61 0.00 0.00 0.00 0.00

16.39 0.00 0.00 0.00 0.00

0.44 0.00 0.00 0.00 0.00

51.77 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

12.38 12.43 13.71 15.22 16.47

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

821.12 734.28 709.35 755.95 631.67

0.86 2.40 15.39 2.82 9.010.65 2.21 14.40 2.73 8.740.21 0.19 0.99 0.09 0.27

37.69 33.49 31.44 161.56 105.960.00 0.00 0.00 0.00 0.00

37.69 33.49 31.44 158.45 105.960.00 0.00 0.00 3.11 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

782.52 697.44 662.46 591.57 516.56782.52 696.85 662.46 591.57 516.56

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.06 0.96 0.06 0.00 0.15

577.07 501.61 502.93 560.87 501.19

0.65 2.21 14.40 2.73 8.740.65 2.21 14.40 2.73 8.740.00 0.00 0.00 0.00 0.00

37.69 33.49 31.44 158.45 105.960.00 0.00 0.00 0.00 0.00

37.69 33.49 31.44 158.45 105.960.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

538.73 465.91 457.09 399.69 386.49538.73 465.91 457.09 399.69 386.49

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

60.73 48.74 109.48 209.24 50.51 56.97 107.48

45.25 34.08 79.33 155.02 33.20 26.54 59.7443.25 33.42 76.67 149.98 32.38 25.56 57.94

1.46 0.30 1.75 3.31 0.45 0.66 1.110.55 0.37 0.91 1.73 0.37 0.32 0.690.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.003.98 3.90 7.88 10.58 4.55 4.10 8.653.76 4.32 8.08 15.14 4.70 5.60 10.300.82 1.74 2.56 8.39 1.75 2.02 3.776.92 4.70 11.62 20.12 6.31 9.85 16.150.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 8.86 8.860.00 0.00 0.00 0.00 0.00 0.00 0.00

42.81 26.14 68.96 119.92 32.09 23.38 55.48

26.70 20.53 47.23 90.31 17.67 18.78 36.450.00 0.00 0.00 0.00 0.00 0.00 0.000.55 0.75 1.30 2.44 1.02 1.99 3.010.00 0.00 0.00 0.00 0.00 0.00 0.00

26.15 19.78 45.93 87.87 16.64 16.79 33.430.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.006.73 4.66 11.39 20.78 8.24 10.79 19.030.00 0.00 0.00 0.00 0.00 0.00 0.009.39 0.95 10.34 8.83 6.18 (6.18) 0.00

(23.93) (10.43) (34.36) (55.50) (14.12) (7.73) (21.86)

(6.01) 12.17 6.16 33.83 4.29 25.85 30.15

0.00 11.59 11.59 13.01 2.22 0.64 2.86

(6.01) 0.58 (5.43) 20.81 2.07 25.22 27.29

1.17 1.37 2.54 6.65 2.02 3.65 5.67n. a. n. a. n. a. n. a. 2.02 3.65 5.67n. a. n. a. n. a. n. a. 0.00 0.00 0.000.08 0.13 0.21 (0.01) 0.02 (0.06) (0.04)

(4.76) 2.07 (2.68) 27.45 4.11 28.81 32.91

22.23 17.68 39.91 73.96 14.94 19.39 34.3312.64 7.83 20.47 37.41 8.24 10.49 18.73

8.08 9.07 17.15 32.91 5.99 8.44 14.431.51 0.78 2.29 3.64 0.71 0.47 1.18

(26.99) (15.61) (42.59) (46.51) (10.83) 9.42 (1.42)

(26.89) (13.01) (39.91) (38.86) (9.49) 12.22 2.73

0.00 0.00 0.00 0.00 0.01 (0.00) 0.010.00 0.00 0.00 0.00 0.00 0.00 0.00

(26.89) (13.01) (39.91) (38.86) (9.49) 12.22 2.73

0.00 0.00 0.00 0.01 0.00 0.00 0.00

(26.89) (13.01) (39.90) (38.85) (9.49) 12.22 2.73

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(26.89) (13.01) (39.90) (38.85) (9.49) 12.22 2.73

n. a. No aplica

Pago de dividendos

Resultado neto

678.14 0.00 136.38 (39.38) 0.00 0.00 (239.69) 7.43 0.64 0.00 (39.00) 0.00 504.51

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (39.00) 0.00 0.00 0.00 0.00 0.00 0.00 41.73 0.00 2.73

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

29.78 0.00 5.99 (3.44) 0.00 0.00 (10.67) 0.00 0.00 0.00 0.00 0.00 21.65

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.64 0.00 0.00 0.00 0.00 0.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

29.78 0.00 5.99 (3.44) 0.00 0.00 (10.67) 0.64 0.00 0.00 0.00 0.00 22.29

707.91 0.00 142.36 (81.82) 0.00 0.00 (250.36) 8.07 0.64 0.00 2.73 0.00 529.53

Concepto

Resultado neto

I - 2000 II - 2000

(9.49) 2.73

14.52 22.321.93 3.370.71 1.170.00 0.00

(4.08) (1.78)

75.64 70.14179.66 227.41

(48.28) 0.00

0.00 (59.19)0.00 0.000.00 (109.17)

210.59 157.00

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

(2.01) (6.81)(15.98) (4.85)

(17.99) (11.66)

192.60 145.34

173.86 171.32

366.47 316.66

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

ABN Amro Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

800.90 1,332.92 1,140.83 1,570.76 765.48

191.88 741.14 605.90 1,049.96 227.15123.92 243.17 212.66 253.00 221.10

0.88 0.09 0.93 0.96 2.88n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.37 0.00 0.14 0.02 0.00

417.71 248.14 248.51 208.44 197.4943.39 42.94 44.00 40.33 42.05

(26.68) (25.80) (27.27) (26.54) (26.75)26.50 64.27 30.73 25.21 81.25

0.00 0.00 0.00 0.00 0.0015.70 14.02 17.56 14.14 15.17

1.81 1.77 1.73 1.68 1.650.00 0.00 0.00 0.00 0.005.42 3.19 5.94 3.56 3.48

0.00 0.00 0.00 0.00 0.00

657.21 1,171.05 1,002.09 1,405.92 644.09

47.75 629.49 535.45 865.31 160.06228.79 296.35 226.82 199.18 198.43

0.00 0.00 0.00 0.00 0.00355.54 228.93 222.54 190.56 245.05

0.37 0.06 0.00 0.07 1.95n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.22 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

24.76 16.00 17.28 150.80 38.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

143.70 161.88 138.73 164.84 121.39

280.21 280.85 310.37 309.36 309.54280.21 280.85 310.37 309.36 309.54

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(136.52) (118.97) (171.64) (144.52) (188.15)0.69 0.69 0.69 0.77 0.69

(80.72) (80.90) (80.92) (115.36) (148.44)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(33.06) (15.28) (67.92) (6.52) (16.97)

0.00 0.00 0.00 0.00 0.00352.96 343.40 364.95 364.65 360.32123.48 78.72 66.36 113.29 93.86

0.00 0.00 0.00 0.00 0.00245.33 170.71 296.52 590.65 471.53253.93 229.43 142.84 145.67 182.55

0.00 0.00 0.00 0.00 0.002,783.49 14.23 100.41 13.37 0.00

n. a. No aplica

Concepto

Acciones

Concepto

ABN Amro Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

123.92 243.17 213.10 253.00 221.10

123.92 232.48 161.26 214.17 184.23123.92 232.48 161.26 214.17 184.23

43.51 70.72 21.50 144.84 33.8380.41 161.76 139.75 69.33 150.40

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 10.69 51.84 38.83 36.870.00 10.69 51.84 38.83 36.870.00 0.00 51.84 38.83 36.870.00 10.69 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.88 0.09 0.45 0.96 2.88841.70 124.91 262.97 496.25 723.51840.82 124.97 263.34 496.32 720.63

0.37 0.06 0.37 0.07 1.95177.66 128.78 167.59 526.76 739.09177.29 128.87 168.04 527.72 737.14

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.37 0.00 0.14 0.02 0.00

0.37 0.00 0.14 0.02 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.22 0.00 0.00 0.00

0.00 0.22 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

ABN Amro Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

461.10 291.08 292.46 248.77 239.54

417.71 248.14 248.51 208.44 197.49

417.71 248.14 248.51 208.44 197.490.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

43.39 42.94 43.95 40.33 42.05

43.39 42.94 43.95 40.33 42.050.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

266.83 136.15 169.33 144.13 148.50

223.44 93.21 125.38 103.80 106.45

223.44 93.21 125.38 103.80 106.450.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

43.39 42.94 43.95 40.33 42.05

43.39 42.94 43.95 40.33 42.050.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

ABN Amro Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

719.75 574.61 283.92 347.92 356.79

634.34 469.27 191.36 142.49 177.14

85.41 62.78 50.68 164.18 139.92

0.00 0.00 0.00 0.00 0.00

0.00 42.55 41.88 41.26 39.74

0.00 0.00 0.00 0.00 0.00

26.68 25.80 26.86 26.54 26.75

0.64 0.52 0.51 1.56 1.52

0.00 0.00 0.00 0.00 0.00

26.04 25.28 26.35 24.98 25.23

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

ABN Amro Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

632.45 1,155.41 985.78 1,255.12 603.53

47.75 629.49 535.45 865.31 160.0632.35 38.40 21.59 81.53 81.6715.40 591.08 513.85 783.78 78.39

228.79 296.35 226.82 199.18 198.430.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

355.54 229.52 223.15 190.56 245.05355.54 228.93 222.10 190.56 245.05

0.00 0.00 1.05 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.37 0.06 0.37 0.07 0.00

388.02 1,401.19 1,237.18 1,751.69 394.91

32.48 1,172.26 1,014.92 1,560.73 149.8621.65 586.13 507.46 780.36 74.9310.83 586.13 507.46 780.36 74.93

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

355.54 228.93 222.26 190.96 245.05355.54 228.93 222.26 190.96 245.05

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

ABN Amro Bank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

80.87 68.01 148.88 246.68 51.64 50.20 101.83

22.28 15.45 37.72 65.40 9.88 8.17 18.0522.28 15.45 37.72 65.40 9.88 8.17 18.05

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

39.10 31.22 70.33 117.54 16.83 13.74 30.570.00 0.00 0.00 0.00 0.00 17.05 17.050.00 0.00 0.00 0.00 0.00 0.00 0.00

19.49 21.34 40.83 63.74 24.92 11.23 36.160.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

70.18 54.66 124.84 208.59 36.76 47.40 84.16

24.14 23.74 47.88 84.49 16.67 23.09 39.750.17 0.27 0.44 1.76 1.08 10.15 11.23

16.32 17.14 33.46 60.10 10.79 9.41 20.210.00 0.00 0.00 0.00 0.00 0.00 0.007.65 6.33 13.98 22.63 4.79 3.52 8.310.00 0.00 0.00 0.00 0.00 0.00 0.000.15 0.21 0.36 1.88 0.34 0.68 1.02

45.89 30.71 76.60 122.22 19.75 23.64 43.380.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(7.31) (2.89) (10.20) (16.03) (7.14) (0.37) (7.51)

3.38 10.46 13.84 22.06 7.74 2.42 10.17

0.00 26.87 26.87 28.30 1.06 (0.33) 0.74

3.38 (16.41) (13.03) (6.23) 6.68 2.75 9.43

17.17 15.15 32.32 39.86 6.25 2.16 8.41

21.56 (0.46) 21.09 40.90 14.82 15.77 30.60

22.30 35.52 57.81 116.67 21.37 26.22 47.5911.94 16.12 28.06 44.62 9.96 9.62 19.58

8.62 17.50 26.12 63.18 10.46 15.67 26.131.73 1.89 3.63 8.87 0.95 0.93 1.89

(0.74) (35.98) (36.72) (75.77) (6.55) (10.45) (17.00)

2.62 (35.66) (33.03) (67.92) (6.52) (10.45) (16.97)

1.15 (1.13) 0.02 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

1.47 (34.53) (33.06) (67.92) (6.52) (10.45) (16.97)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.47 (34.53) (33.06) (67.92) (6.52) (10.45) (16.97)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.47 (34.53) (33.06) (67.92) (6.52) (10.45) (16.97)

n. a. No aplica

Pago de dividendos

Resultado neto

ABN Amro Bank

296.51 0.00 0.66 (77.31) 0.00 0.00 (22.44) 0.00 0.00 0.00 (64.89) 0.00 132.54

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (64.89) 0.00 0.00 0.00 0.00 0.00 0.00 64.89 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (64.89) 0.00 0.00 0.00 0.00 0.00 0.00 64.89 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (16.97) 0.00 (16.97)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13.03 0.00 0.03 (6.25) 0.00 0.00 (0.99) 0.00 0.00 0.00 0.00 0.00 5.82

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13.03 0.00 0.03 (6.25) 0.00 0.00 (0.99) 0.00 0.00 0.00 0.00 0.00 5.82

309.54 0.00 0.69 (148.44) 0.00 0.00 (23.43) 0.00 0.00 0.00 (16.97) 0.00 121.39

Concepto

Resultado neto

ABN Amro Bank

I - 2000 II - 2000

(6.52) (16.97)

(0.94) (2.55)1.06 0.740.00 1.890.95 0.000.00 0.00

350.66 (426.07)(32.49) 51.66

145.19 (8.89)

0.00 23.110.00 0.000.00 0.00

457.92 (377.09)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

0.00 0.000.00 0.00

0.00 0.00

457.92 (377.09)

592.04 604.24

1,049.96 227.15

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

American Express

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

496.78 506.81 622.16 496.94 479.05

7.21 7.92 112.64 9.86 13.510.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.36 0.08 0.00 0.00 0.00

403.03 439.89 476.45 465.27 456.8618.18 13.51 11.72 8.22 7.41

(21.15) (22.76) (19.75) (15.61) (16.06)55.81 40.52 27.88 18.36 8.50

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.98 0.97 0.94 2.03 2.00

32.36 26.69 12.31 9.02 7.090.00 0.00 (0.03) (0.21) (0.27)

0.00 0.00 0.00 0.00 0.00

381.87 409.36 515.33 392.46 365.47

0.00 0.49 9.27 19.39 30.32281.34 307.01 409.63 302.27 235.11

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 13.38 34.620.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.50 0.590.00 0.00 0.00 0.00 0.00

98.06 89.67 86.94 48.97 56.020.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.002.47 12.18 9.50 7.95 8.83

114.91 97.46 106.83 104.48 113.57

231.71 232.23 257.46 257.46 257.46231.71 232.23 257.46 257.46 257.46

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(116.80) (134.78) (150.63) (152.99) (143.89)0.00 0.00 0.00 0.00 0.00

(75.41) (75.58) (75.60) (131.04) (131.04)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(21.85) (39.61) (55.44) (2.35) 6.74

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 2.53 0.00 96.11 170.680.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

American Express

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.36 0.08 0.00 0.00 0.00

0.36 0.08 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.50 0.59

0.00 0.00 0.00 0.50 0.590.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

American Express

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

421.21 453.40 488.16 473.50 464.27

403.03 439.89 476.45 465.27 456.86

0.00 0.00 20.94 28.42 0.000.00 0.00 0.00 0.00 0.00

403.03 439.89 455.51 436.86 456.860.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

18.18 13.51 11.72 8.22 7.41

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

18.18 13.51 11.72 8.22 7.410.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

American Express

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

408.86 413.06 442.26 427.94 464.27

331.56 354.69 379.34 379.43 409.24

44.20 32.38 40.19 45.25 37.77

11.92 8.16 9.54 7.54 8.17

7.78 5.61 13.18 7.26 9.09

13.39 12.22 0.00 (11.55) 0.00

0.00 0.00 0.00 0.00 0.00

21.15 21.29 19.75 15.61 16.06

0.44 0.32 5.92 6.33 5.82

2.38 0.16 4.29 3.39 3.68

4.67 3.36 9.54 5.90 6.56

6.91 5.84 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

6.75 11.60 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

American Express

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

281.34 308.09 418.89 335.03 300.04

0.00 0.49 9.27 19.39 30.310.00 0.49 9.27 19.25 30.300.00 0.00 0.00 0.14 0.01

281.34 307.01 409.63 302.27 235.110.00 0.00 0.00 0.00 0.00

137.36 248.73 290.51 55.92 0.000.00 14.26 119.12 162.01 200.05

143.98 44.02 0.00 84.33 35.050.00 0.00 0.00 0.00 0.00

0.00 0.59 0.00 13.38 34.620.00 0.00 0.00 0.01 0.020.00 0.00 0.00 13.38 34.600.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

American Express

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

58.21 47.60 105.80 199.64 49.21 47.72 96.93

52.02 40.45 92.47 176.01 42.32 41.12 83.440.00 0.00 0.00 0.00 0.00 0.00 0.000.02 0.00 0.02 0.09 0.60 0.05 0.66

52.00 40.45 92.45 175.92 41.72 41.07 82.780.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.02 0.00 0.00 0.000.77 0.48 1.25 2.51 1.46 0.86 2.325.42 6.67 12.08 21.10 5.43 5.74 11.170.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

23.45 15.38 38.82 72.01 16.43 12.90 29.33

23.45 15.38 38.82 71.69 15.11 10.70 25.810.00 0.00 0.00 0.15 0.30 (0.19) 0.11

23.33 15.35 38.68 71.34 14.71 9.31 24.020.00 0.00 0.00 0.00 0.00 0.00 0.000.12 0.03 0.15 0.21 0.10 1.58 1.680.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.31 1.32 2.20 3.520.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(6.10) (2.43) (8.53) (13.07) (3.33) (1.62) (4.95)

28.66 29.79 58.45 114.57 29.45 33.20 62.65

19.21 18.59 37.80 62.99 4.71 6.57 11.28

9.46 11.19 20.65 51.58 24.74 26.63 51.37

(7.60) (4.11) (11.71) (15.16) (3.60) 4.88 1.28

14.22 19.08 33.30 94.42 36.99 48.81 85.81

35.99 31.52 67.52 148.69 40.11 40.04 80.143.03 3.49 6.51 12.52 3.36 3.32 6.68

32.97 28.04 61.00 136.17 36.75 36.71 73.460.00 0.00 0.00 0.00 0.00 0.00 0.00

(21.77) (12.44) (34.21) (54.27) (3.11) 8.78 5.66

(20.34) (11.44) (31.78) (46.30) 0.56 10.85 11.41

0.00 0.00 0.00 0.00 0.00 0.00 0.004.58 5.36 9.94 (9.15) (2.91) (1.75) (4.66)

(15.77) (6.08) (21.85) (55.44) (2.35) 9.10 6.74

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(15.77) (6.08) (21.85) (55.44) (2.35) 9.10 6.74

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(15.77) (6.08) (21.85) (55.44) (2.35) 9.10 6.74

n. a. No aplica

Pago de dividendos

Resultado neto

American Express

245.96 0.00 0.00 (72.22) 0.00 0.00 (18.72) 0.00 0.00 0.00 (52.96) 0.00 102.06

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (52.96) 0.00 0.00 0.00 0.00 0.00 0.00 59.71 0.00 6.74

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11.50 0.00 0.00 (5.85) 0.00 0.00 (0.88) 0.00 0.00 0.00 0.00 0.00 4.77

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11.50 0.00 0.00 (5.85) 0.00 0.00 (0.88) 0.00 0.00 0.00 0.00 0.00 4.77

257.46 0.00 0.00 (131.04) 0.00 0.00 (19.59) 0.00 0.00 0.00 6.74 0.00 113.57

Concepto

Resultado neto

American Express

I - 2000 II - 2000

(2.35) 6.74

0.00 0.00(4.13) (3.69)

0.00 0.003.29 5.210.00 0.00

(83.86) (118.85)14.67 10.86

(30.39) 0.59

0.00 0.000.00 0.000.00 0.00

(102.78) (99.13)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

0.00 0.000.00 0.00

0.00 0.00

(102.78) (99.13)

112.64 112.64

9.86 13.51

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

298.29 341.80 366.83 231.55 176.76

166.13 261.03 286.67 168.83 174.9512.03 0.00 0.00 0.00 0.00

0.16 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

99.69 67.78 66.20 60.76 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.003.80 11.09 12.38 1.04 0.920.00 0.00 0.00 0.00 0.00

15.51 0.93 0.65 0.00 0.000.99 0.97 0.94 0.91 0.900.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

125.30 184.69 184.65 61.68 0.13

6.62 0.02 2.56 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

103.95 183.67 181.30 61.49 0.000.00 0.00 0.00 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.009.76 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.004.97 1.00 0.80 0.19 0.130.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

173.00 157.10 182.17 169.87 176.63

289.21 289.34 314.59 314.59 314.59289.21 289.34 314.59 314.59 314.59

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(116.21) (132.24) (132.41) (144.72) (137.96)3.00 3.00 3.01 3.00 3.01

(20.64) (20.65) (20.65) (63.25) (63.25)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(25.73) (41.72) (41.87) (11.58) (4.82)

0.00 0.00 0.00 0.00 0.0079.49 0.00 0.00 0.00 0.00

109.84 106.73 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.32 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(9.60) 0.00 0.00 0.00 0.00

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

12.03 0.00 0.00 0.00 0.00

12.03 0.00 0.00 0.00 0.0012.03 0.00 0.00 0.00 0.0012.03 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.16 0.00 0.00 0.00 0.0093.17 0.00 0.00 0.00 0.0093.02 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

9.76 0.00 0.00 0.00 0.00

9.76 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

99.69 67.78 66.20 60.76 0.00

99.69 67.78 66.20 60.76 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

99.69 67.78 66.20 60.76 0.00

99.69 67.78 66.20 60.76 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

464.93 280.21 173.06 63.18 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

110.59 184.26 183.86 61.49 0.00

6.61 0.00 2.56 0.00 0.000.00 (0.02) 0.00 0.00 0.006.61 0.02 2.56 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

103.97 184.26 181.29 61.49 0.00103.97 183.67 181.29 61.49 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

109.11 183.71 186.46 61.49 0.00

12.25 0.04 5.16 0.00 0.006.12 0.02 2.58 0.00 0.006.12 0.02 2.58 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

96.86 183.67 181.29 61.49 0.0096.86 183.67 181.29 61.49 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

78.80 25.42 104.23 121.85 4.91 9.76 14.67

23.17 9.96 33.13 36.47 0.22 1.43 1.6523.17 9.96 33.13 36.47 0.22 1.43 1.65

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

38.53 8.51 47.04 49.44 0.00 0.00 0.006.98 6.07 13.05 24.47 4.62 3.67 8.300.18 0.46 0.64 1.01 0.07 0.64 0.709.93 0.42 10.36 10.47 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 4.02 4.020.00 0.00 0.00 0.00 0.00 0.00 0.00

82.77 25.51 108.27 120.67 9.42 (1.22) 8.20

29.43 15.02 44.44 51.95 1.71 0.70 2.400.00 0.00 0.00 0.00 0.00 0.00 0.00

24.99 9.19 34.19 35.75 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.004.43 5.82 10.26 16.20 1.71 0.70 2.400.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

47.99 8.87 56.86 59.36 4.76 1.04 5.800.00 0.00 0.00 0.00 0.00 0.00 0.005.35 1.62 6.97 9.36 2.95 (2.95) 0.00

(8.66) (3.78) (12.44) (19.73) (5.52) (2.52) (8.04)

(12.62) (3.87) (16.49) (18.54) (10.03) 8.46 (1.57)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(12.62) (3.87) (16.49) (18.54) (10.03) 8.46 (1.57)

0.43 (0.69) (0.27) (1.56) (10.03) 8.46 (1.57)

14.45 11.65 26.10 37.52 1.75 1.75 3.516.91 6.56 13.48 19.12 0.34 0.31 0.656.75 4.45 11.20 16.58 1.41 1.44 2.860.79 0.63 1.42 1.82 0.00 0.00 0.00

(14.03) (12.34) (26.37) (39.09) (11.78) 6.71 (5.08)

0.44 0.19 0.63 (2.79) (0.20) (0.05) (0.26)n. a. n. a. n. a. n. a. 0.00 0.00 0.00n. a. n. a. n. a. n. a. 0.20 0.05 0.26

(13.59) (12.15) (25.73) (41.87) (11.58) 6.76 (4.82)

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(13.59) (12.15) (25.73) (41.87) (11.58) 6.76 (4.82)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(13.59) (12.15) (25.73) (41.87) (11.58) 6.76 (4.82)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(13.59) (12.15) (25.73) (41.87) (11.58) 6.76 (4.82)

n. a. No aplica

Pago de dividendos

Resultado neto

300.53 0.00 2.87 (19.73) 0.00 0.00 (69.64) 0.00 0.00 0.00 (40.69) 0.00 173.35

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (40.69) 0.00 0.00 0.00 0.00 0.00 0.00 40.69 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (40.69) 0.00 0.00 0.00 0.00 0.00 0.00 40.69 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (4.82) 0.00 (4.82)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14.05 0.00 0.13 (2.83) 0.00 0.00 (3.26) 0.00 0.00 0.00 0.00 0.00 8.11

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14.05 0.00 0.13 (2.83) 0.00 0.00 (3.26) 0.00 0.00 0.00 0.00 0.00 8.11

314.59 0.00 3.01 (63.25) 0.00 0.00 (72.89) 0.00 0.00 0.00 (4.82) 0.00 176.63

Concepto

Resultado neto

I - 2000 II - 2000

(11.58) (4.82)

0.00 0.000.00 0.000.00 0.000.00 0.000.00 0.14

(122.42) (2.56)16.11 76.78

0.00 0.00

0.00 0.000.00 (181.30)0.00 0.00

(117.90) (111.76)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

0.00 0.00(0.03) 0.04

(0.03) 0.04

(117.92) (111.72)

286.76 286.67

168.83 174.95

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

269.58 234.02 348.92 631.67 789.80

34.94 25.56 41.88 13.43 19.3413.17 10.46 71.89 12.12 11.92

0.00 0.00 0.02 0.01 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.01 0.00 0.00 0.00

167.25 177.58 217.76 191.22 172.900.00 0.00 0.00 0.00 0.00

(0.75) (0.73) (0.90) (1.79) (1.15)35.42 2.59 0.74 400.21 571.37

0.00 0.00 0.00 0.00 0.007.62 6.54 5.46 4.37 3.250.00 0.00 0.00 0.00 0.00

11.93 12.01 12.07 12.10 12.180.00 0.00 0.00 0.00 (0.01)

0.00 0.00 0.00 0.00 0.00

85.91 51.64 173.71 467.60 635.76

8.45 12.99 32.22 11.72 36.6037.28 26.33 123.56 64.73 21.09

0.00 0.00 0.00 0.00 0.0032.83 5.37 15.72 6.60 39.00

0.00 0.00 0.01 0.00 0.00n. a. n. a. n. a. 0.00 0.000.00 0.00 0.00 0.00 0.000.20 0.00 0.28 0.00 0.000.00 0.00 0.00 0.00 0.007.14 6.96 1.93 384.56 539.070.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

183.67 182.38 175.21 164.07 154.04

334.96 335.72 335.80 335.80 335.80334.96 335.72 335.80 335.80 335.80

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(151.28) (153.34) (160.59) (171.73) (181.76)0.00 0.00 0.00 0.00 0.00

(129.70) (130.00) (130.03) (144.98) (144.98)

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

(6.00) (7.73) (14.95) (11.14) (21.16)

0.00 0.00 0.00 0.00 0.00289.14 283.54 276.57 235.24 228.47

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

17.51 0.00 4.61 0.00 0.000.00 0.00 0.00 0.00 0.00

917.63 635.02 576.67 780.66 1,107.13

n. a. No aplica

Concepto

Acciones

Concepto

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

13.17 10.46 71.89 12.12 11.92

13.17 10.46 71.89 12.12 11.9213.17 10.46 71.89 12.12 11.9210.98 10.46 12.64 12.12 11.92

2.19 0.00 59.25 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 0.00 0.02 0.01 0.000.00 0.00 11.28 4.41 0.000.00 0.00 11.29 4.41 0.00

0.00 0.00 0.01 0.00 0.000.00 0.00 24.01 4.41 0.000.00 0.00 24.02 4.41 0.00

n. a. n. a. n. a. 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.01 0.00 0.00 0.00

0.00 0.01 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.21 0.00 0.28 0.00 0.00

0.21 0.00 0.28 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

n. a. No aplica

Cartera de Crédito

Concepto

Cartera vigente

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

167.25 177.58 217.76 191.22 172.90

167.25 177.58 217.76 191.22 172.900.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

144.12 164.01 173.21 211.12 188.43

67.82 90.92 79.15 147.48 73.50

76.30 73.09 94.06 63.64 114.93

0.00 0.00 0.00 0.00 0.00

0.75 0.73 0.90 1.79 1.15

0.00 0.00 0.00 0.00 0.00

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

First Chicago (First Chicago)

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

78.56 45.27 171.51 83.04 96.68

8.45 12.99 32.22 11.72 36.608.45 12.99 32.22 11.72 36.600.00 0.00 0.00 0.00 0.00

37.29 26.32 123.56 64.73 21.090.00 0.00 0.00 0.00 0.000.02 2.70 9.89 7.03 0.97

37.27 23.63 113.67 57.70 20.110.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

32.83 5.96 15.72 6.60 39.000.00 0.00 0.02 0.00 0.00

32.83 5.37 15.70 6.60 39.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.59 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.01 0.00 0.00

0.05 0.44 20.01 0.90 11.47

0.05 0.44 20.01 0.90 11.470.05 0.44 20.01 0.90 11.470.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

Concepto

Margen financiero

Resultado Neto

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

19.13 14.28 33.41 67.82 13.05 12.32 25.37

12.22 9.61 21.83 42.78 10.24 9.68 19.9312.22 9.61 21.83 42.78 10.24 8.39 18.63

0.00 0.00 0.00 0.00 0.00 1.29 1.290.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.001.81 0.47 2.28 4.32 0.64 0.42 1.060.96 0.91 1.87 4.32 0.59 (0.41) 0.180.12 0.09 0.21 0.62 0.22 (0.22) 0.003.15 0.68 3.84 8.14 1.37 2.84 4.200.00 0.00 0.00 0.00 0.00 0.00 0.000.87 2.52 3.39 7.63 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

6.13 2.73 8.86 20.74 5.40 5.97 11.37

5.10 2.33 7.43 15.90 4.40 3.64 8.040.13 0.12 0.26 1.54 0.47 0.42 0.900.00 0.00 0.00 0.00 3.34 3.18 6.524.83 1.98 6.81 13.53 0.00 0.00 0.000.14 0.23 0.37 0.82 0.59 0.03 0.620.00 0.00 0.00 0.00 0.00 0.00 0.000.10 0.11 0.21 0.61 0.17 (0.17) 0.000.93 0.29 1.22 4.23 0.83 2.50 3.330.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(7.66) (3.44) (11.10) (18.65) (4.70) (2.04) (6.74)

5.34 8.11 13.45 28.43 2.96 4.31 7.26

0.20 0.08 0.28 0.47 0.92 (0.62) 0.30

5.14 8.03 13.17 27.97 2.04 4.93 6.96

(0.09) (0.25) (0.34) (0.40) 0.71 1.07 1.78

5.05 7.79 12.83 27.57 2.75 5.99 8.74

13.87 10.40 24.27 49.56 14.06 16.07 30.137.78 5.77 13.54 26.16 7.30 7.79 15.104.88 3.52 8.40 18.84 5.64 7.16 12.801.22 1.11 2.33 4.55 1.12 1.12 2.24

(8.83) (2.61) (11.44) (22.00) (11.32) (10.08) (21.39)

(8.83) 2.82 (6.00) (14.95) (11.14) (10.03) (21.16)

0.00 0.00 0.00 0.00 0.00 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00 0.00

(8.83) 2.82 (6.00) (14.95) (11.14) (10.03) (21.16)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(8.83) 2.82 (6.00) (14.95) (11.14) (10.03) (21.16)

0.00 0.00 0.00 0.00 0.00 0.00 0.00

(8.83) 2.82 (6.00) (14.95) (11.14) (10.03) (21.16)

n. a. No aplica

Pago de dividendos

Resultado neto

320.80 0.00 0.00 (124.22) 0.00 0.00 (14.92) 0.00 0.00 0.00 (14.28) 0.00 167.38

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (14.28) 0.00 0.00 0.00 0.00 0.00 0.00 14.28 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 (14.28) 0.00 0.00 0.00 0.00 0.00 0.00 14.28 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (21.16) 0.00 (21.16)

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.00 0.00 0.00 (6.48) 0.00 0.00 (0.70) 0.00 0.00 0.00 0.00 0.00 7.83

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15.00 0.00 0.00 (6.48) 0.00 0.00 (0.70) 0.00 0.00 0.00 0.00 0.00 7.83

335.80 0.00 0.00 (144.98) 0.00 0.00 (15.62) 0.00 0.00 0.00 (21.16) 0.00 154.04

Concepto

Resultado neto

I - 2000 II - 2000

(11.14) (20.77)

4.84 7.730.92 (0.10)0.61 (0.35)0.00 0.000.00 0.32

(48.99) (100.69)19.90 35.14

6.83 56.74

0.00 0.000.00 0.000.00 0.00

(27.03) (22.00)

0.00 0.000.00 0.000.00 0.000.00 0.00

0.00 0.00

0.00 1.55(0.14) (0.22)

(0.13) 1.33

(27.17) (20.67)

40.60 40.01

13.43 19.34

Balance

Concepto

Activo

Pasivo

Capital Contable

Cuentas de Orden

Fuji Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

205.37 n. a. n. a. n. a. n. a.

178.32 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

26.70 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.38 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

(0.03) n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

0.23 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.23 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

205.13 n. a. n. a. n. a. n. a.

309.51 n. a. n. a. n. a. n. a.309.51 n. a. n. a. n. a. n. a.

(104.38) n. a. n. a. n. a. n. a.2.43 n. a. n. a. n. a. n. a.0.12 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

(100.48) n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

(6.45) n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

Revocado en octubre de 1999.n. a. No aplica

Concepto

Acciones

Concepto

Fuji Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 n. a. n. a. n. a. n. a.

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

n. a. n. a. n. a. n. a. n. a.

0.00 0.00 0.00 n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

Revocado en octubre de 1999.

Cartera de Crédito

Concepto

Cartera vigente

Fuji Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

26.70 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

Concepto

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

No calificada

Exceptuada

B Bajo

C Medio

D Alto

E Irrecuperable

Fuji Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

278.76 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

Concepto

Captación Total

Obligaciones

Reportos 1/

Obligaciones

Reportos 1/

Fuji Bank

II - 1999 III - 1999 IV - 1999 I - 2000 II - 2000

0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.0.00 n. a. n. a. n. a. n. a.

0.00 n. a. n. a. n. a. n. a.

Concepto

Margen financiero

Resultado Neto

Fuji Bank

I - 1999 II - 1999 (I + II) - 1999 1999 I - 2000 II - 2000 (I + II) - 2000

47.73 9.32 57.04 n. a. n. a. n. a. n. a.

39.28 2.79 42.08 n. a. n. a. n. a. n. a.39.28 2.79 42.08 n. a. n. a. n. a. n. a.

0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.13 0.31 0.45 n. a. n. a. n. a. n. a.8.28 6.21 14.49 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.03 (0.00) 0.03 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.

32.44 0.66 33.10 n. a. n. a. n. a. n. a.

32.31 0.66 32.97 n. a. n. a. n. a. n. a.0.83 (0.01) 0.82 n. a. n. a. n. a. n. a.

11.51 (0.04) 11.48 n. a. n. a. n. a. n. a.0.92 0.26 1.17 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.12 (0.00) 0.12 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.0.00 0.00 0.00 n. a. n. a. n. a. n. a.

(8.73) (4.43) (13.17) n. a. n. a. n. a. n. a.

6.55 4.23 10.78 n. a. n. a. n. a. n. a.

0.00 0.00 0.00 n. a. n. a. n. a. n. a.

6.55 4.23 10.78 n. a. n. a. n. a. n. a.

0.53 (0.01) 0.52 n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.2.18 0.03 2.21 n. a. n. a. n. a. n. a.

9.26 4.25 13.51 n. a. n. a. n. a. n. a.

11.13 20.88 32.01 n. a. n. a. n. a. n. a.3.74 4.17 7.91 n. a. n. a. n. a. n. a.6.23 6.38 12.61 n. a. n. a. n. a. n. a.1.16 10.33 11.49 n. a. n. a. n. a. n. a.

(1.87) (16.63) (18.50) n. a. n. a. n. a. n. a.

11.71 0.57 12.28 n. a. #VALUE #VALUE #VALUEn. a. n. a. n. a. n. a. n. a. n. a. n. a.n. a. n. a. n. a. n. a. n. a. n. a. n. a.

9.83 (16.05) (6.22) n. a. n. a. n. a. n. a.

9.71 (16.16) (6.45) n. a. n. a. n. a. n. a.

0.00 0.00 0.00 n. a. n. a. n. a. n. a.

9.71 (16.16) (6.45) n. a. n. a. n. a. n. a.

0.00 0.00 0.00 n. a. n. a. n. a. n. a.

9.71 (16.16) (6.45) n. a. n. a. n. a. n. a.

Revocado en octubre de 1999.n. a. No aplica

Pago de dividendos

Resultado neto

Fuji Bank

Concepto

Resultado neto

Fuji Bank

I - 2000 II - 2000

n. a. n. a.

n. a. n. a.n. a. n. a.n. a. n. a.n. a. n. a.n. a. n. a.

n. a. n. a.n. a. n. a.

n. a. n. a.

n. a. n. a.n. a. n. a.n. a. n. a.

n. a. n. a.

n. a. n. a.n. a. n. a.n. a. n. a.n. a. n. a.

n. a. n. a.

n. a. n. a.n. a. n. a.

n. a. n. a.

1460 31-Ene. CARTERA CREDITICIA. CALIFICACION. Se da a conocer la metodología para la calificación de la

cartera Crediticia hipotecaria de vivienda.

1461 2-Feb. PROGRAMA DE BENEFICIOS ADICIONALES A LOS DEUDORES DE CREDITOS DE LA VIVIEN-

DA. Se expiden disposiciones que otorgan beneficios adicionales a los contemplados en el programa

de beneficios adicionales a los deudores de créditos para vivienda, a favor de los deudores de créditos

para vivienda FOVI.

1462 14-Feb. AVALUOS BANCARIOS. Se dan a conocer disposiciones de carácter general para la prestación del

servicio de avalúos.

1463 15-Feb. PROGRAMA DE BENEFICIOS A LOS DEUDORES DE CREDITOS EMPRESARIALES. Se dan a

conocer disposiciones que hacen extensivos los beneficios contemplados en el programa de

beneficios a los deudores de créditos empresariales, a favor de deudores de líneas de crédito

revolventes provenientes de créditos empresariales.

1466 30-Mar. CAPITAL MINIMO. Se comunica que el capital mínimo que cada una de esas instituciones deberá

tener íntegramente pagado a mas tardar el ultimo día hábil de 2000 es de $181’999,229.66.

1469 20-Jun. APERTURA DE CUENTAS A NOMBRE DE LA TESORERÍA DE LA FEDERACIÓN Y PAGO DE

CONTRIBUCIONES CON CHEQUES NOMINATIVOS EN FAVOR DE LA MISMA. Se dan a conocer

disposiciones relativas a la apertura de cuentas a nombre de la Tesorería de la Federación, así como

respecto de la recepción de cheques nominativos en favor de la misma.

Circulares para Banca Múltiple enero / junio del 2000

CIRCULAR FECHA CONTENIDO

Boletín Estadístico de Banca Mœltiple...• Esquema de participación de flujos de cartera con...

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