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R=C/n $200,000.00 i= Años (n) 0 $1,000,000.00 $0.00 $0.00 1 $800,000.00 $200,000.00 $240,000.00 2 $600,000.00 $200,000.00 $192,000.00 3 $400,000.00 $200,000.00 $144,000.00 4 $200,000.00 $200,000.00 $96,000.00 5 $0.00 $200,000.00 $48,000.00 Suma $3,000,000.00 $1,000,000.00 $720,000.00 Saldo insoluto C Abono anual (R) Interes sobre saldo (I=C*i)

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Anualidades

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Amortizar una deudaR=C/n$200,000.00i=0.24

Aos (n)Saldo insoluto CAbono anual (R) Interes sobre saldo (I=C*i)IVA a interes (0.15)Pago anual (R+I+IVA)Total pagado

0$1,000,000.00$0.00$0.00$0.00$0.00$0.001$800,000.00$200,000.00$240,000.00$36,000.00$476,000.00$476,000.00F2 FORMULAS2$600,000.00$200,000.00$192,000.00$28,800.00$420,800.00$896,800.003$400,000.00$200,000.00$144,000.00$21,600.00$365,600.00$1,262,400.004$200,000.00$200,000.00$96,000.00$14,400.00$310,400.00$1,572,800.005$0.00$200,000.00$48,000.00$7,200.00$255,200.00$1,828,000.00Suma$3,000,000.00$1,000,000.00$720,000.00$108,000.00$1,828,000.00$6,036,000.00

Pagos igualesR= ( C ) (i)(1+i)/(1+i)-

(1,000,000)(0.24)(1+0.24)5703,590.015$364,247.71(1+0.24)-11.9316250620.24Aos (n)Saldo insoluto CAbono anual (R) Interes sobre saldo (I=C*i)Pago anual (R-l)Total pagado

0$1,000,000.00$0.00$0.00$0.00$0.001$875,752.29$364,247.71$240,000.00$124,247.71$124,247.712$721,685.12$364,247.71$210,180.55$154,067.17$278,314.883$530,641.83$364,247.71$173,204.43$191,043.29$469,358.174$293,748.16$364,247.71$127,354.04$236,893.68$706,251.845-$0.00$364,247.71$70,499.56$293,748.16$1,000,000.00Suma$3,421,827.39$1,821,238.57
Diana Silvia Romero Sosa: Saldo pagado$821,238.57$1,000,000.00$2,578,172.61