Examen Amortizacion Resuelto

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  • 7/25/2019 Examen Amortizacion Resuelto

    1/15

    I 1.5%

    A $ 15,000

    n 3

    15000 15000

    P $ 43,683.006

    P = (( ))(+ ^) )/( )(+ )

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    30 dias 1 mese

    60 dias 2 mese

    90 dias 3 mese

    n 2

    15000 A

    A $ 22,334.16

    A ( )^= ( (+))/(( ) ) (+ ^

    )

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    A

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    =

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    TEA 40%

    TNm 4

    n 4

    TN 35.10%

    (1+)^(1/) - 1

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    I 9% mensual

    A $ 15,000

    F

    F = (( )(+) )/

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    1.1

    F

    n2

    n1

    A = 15000

    F 1150062!.!59995

    40!2.5291695

    40!2.52 1150062!.!

    =

    "= (1 )+ ^- 1

    ^ F )= ( + ^(

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    360

    30

    #2 #1 )( /

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    I 9%imesal

    & 9a's

    *I*A I $ 500,000

    *AI& $ 100,000

    A* *

    & I I&*

    0

    1 $ 500,000 $ -

    2 $ 600,000 $ 45,0003 $ !00,000 $ 103,050

    4 $ 00,000 $ 1!5,325

    5 $ 900,000 $ 263,104

    6 $ 1,000,000 $ 36!,!3

    ! $ 1,100,000 $ 490,4

    $ 1,200,000 $ 634,063

    9 $ 1,300,000 $ !99,129

    10 $ 1,400,000 $ 9,050

    11 $ 1,500,000 $ 1,202,9!5

    12 $ 1,600,000 $ 1,446,243

    13 $ 1,!00,000 $ 1,!20,404

    14 $ 1,00,000 $ 2,02,241

    15 $ 1,900,000 $ 2,3!2,!2

    16 $ 2,000,000 $ 2,!5!,333

    1! $ 2,100,000 $ 3,15,493

    1 $ 2,200,000 $ 3,661,1!

    19 $ 2,300,000 $ 4,1,694

    20 $ 2,400,000 $ 4,!!2,6!6

    21 $ 2,500,000 $ 5,41,21!

    22 $ 2,600,000 $ 6,130,5!

    23 $ 2,!00,000 $ 6,916,634

    24 $ 2,00,000 $ !,!2,131

    25 $ 2,900,000 $ ,!34,523

    26 $ 3,000,000 $ 9,!1,630

    2! $ 3,100,000 $ 10,931,9!!

    2 $ 3,200,000 $ 12,194,55

    29 $ 3,300,000 $ 13,50,391

    30 $ 3,400,000 $ 15,099,62!

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    31 $ 3,500,000 $ 16,!64,593

    32 $ 3,600,000 $ 1,5,406

    33 $ 3,!00,000 $ 20,55,363

    34 $ 3,00,000 $ 22,!!1,046

    35 $ 3,900,000 $ 25,162,440

    36 $ 4,000,000 $ 2!,!!,059

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    36 imeses

    A

    $ -

    $ 500,000

    $ 1,145,000$ 1,94,050

    $ 2,923,3!5

    $ 4,06,4!

    $ 5,454,261

    $ !,045,145

    $ ,!9,20

    $ 10,9!,336

    $ 13,366,3!

    $ 16,069,362

    $ 19,115,604

    $ 22,536,00

    $ 26,364,249

    $ 30,63!,032

    $ 35,394,365

    $ 40,6!9,5!

    $ 46,541,045

    $ 53,029,!39

    $ 60,202,415

    $ 6,120,632

    $ !6,51,49

    $ 6,46,123

    $ 9!,050,254

    $ 10,64,!!!

    $ 121,466,40!

    $ 135,49,34

    $ 150,93,23

    $ 16!,!!3,630

    $ 16,2!3,25!

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    $ 206,53!,50

    $ 22,!26,256

    $ 253,011,619

    $ 2!9,52,665

    $ 30,645,105

    $ 340,423,164

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    *A $ 0,000,000

    I 3.!5% ee7. imesal

    *I*A 8A $ 2,139,435.44

    *AI& 0.3% mensual

    & 8A I&*

    0

    1 $ 2,139,435.44 $ 9!,!54.02 $ 2,145,53.!5 $ 9!3,534.36

    3 $ 2,152,291.31 $ 959,059.1

    4 $ 2,15,!4.1 $ 944,32!.0!

    5 $ 2,165,224.43 $ 929,332.!1

    6 $ 2,1!1,!20.10 $ 914,0!3.24

    ! $ 2,1!,235.26 $ 9,545.1!

    $ 2,14,!69.9! $ 2,!44.93

    9 $ 2,191,324.2 $ 66,66.92

    10 $ 2,19!,9.25 $ 50,313.50

    11 $ 2,204,491.94 $ 33,6!4.9!

    12 $ 2,211,105.42 $ 16,!49.60

    13 $ 2,21!,!3.!3 $ !99,533.59

    14 $ 2,224,391.95 $ !2,023.12

    15 $ 2,231,065.13 $ !64,214.29

    16 $ 2,23!,!5.32 $ !46,103.20

    1! $ 2,244,4!1.60 $ !2!,65.4

    1 $ 2,251,205.01 $ !0,95.20

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    1.23% ee7. ensual

    A& A

    $ 0,000,000.00

    $ 1,151,61.36 $ !,4,31.64$ 1,1!2,319.39 $ !!,6!5,999.25 n1

    $ 1,193,231.49 $ !6,42,!6!.!6 n2

    $ 1,214,421.11 $ !5,26,346.65

    $ 1,235,91.!2 $ !4,032,454.93

    $ 1,25!,646.6 $ !2,!!4,0.0!

    $ 1,2!9,690.09 $ !1,495,11!.9

    $ 1,302,025.03 $ !0,193,092.95

    $ 1,324,655.35 $ 6,6,43!.60

    $ 1,34!,54.!5 $ 6!,520,52.5

    $ 1,3!0,16.9! $ 66,150,035.

    $ 1,394,355.2 $ 64,!55,60.06

    $ 1,41,205.14 $ 63,33!,4!4.92

    $ 1,442,36.4 $ 61,95,106.0

    $ 1,466,50.3 $ 60,42,255.25

    $ 1,491,655.13 $ 5,936,600.13

    $ 1,516,!5.!6 $ 5!,419,14.3!

    $ 1,542,246.1 $ 55,!!,56!.56

    "= (1 )+ -as:i = = 3.!5%

    n1 = = un an2 = = un

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    90

    30

    =^^(#2/#1 )

    1, ;la asa ' = 90 d?as, ;la ' = 30 d?as, ;la