65
A 1155000 m 12 n 15 A Tasa incrementa 0.05 n Saldo inici Tasa Pago Interés 1 1155000 13% 14613.547 12512.5 2 1152898.95 13.0500% 14624.9144 12537.7761 3 1150811.81 13.1000% 14636.3613 12563.029 4 1148738.48 13.1500% 14647.8874 12588.2592 5 1146678.85 13.2000% 14659.4923 12613.4674 6 1144632.83 13.2500% 14671.176 12638.6542 7 1142600.31 13.3000% 14682.938 12663.8201 8 1140581.19 13.3500% 14694.7782 12688.9657 9 1138575.38 13.4000% 14706.6962 12714.0917 10 1136582.77 13.4500% 14718.6918 12739.1986 11 1134603.28 13.5000% 14730.7648 12764.2869 12 1132636.8 13.5500% 14742.9148 12789.3572 13 1130683.24 13.6000% 14755.1417 12814.4101 14 1128742.51 13.6500% 14767.4451 12839.4461 15 1126814.51 13.7000% 14779.8249 12864.4657 16 1124899.15 13.7500% 14792.2807 12889.4695 17 1122996.34 13.8000% 14804.8123 12914.4579 18 1121105.99 13.8500% 14817.4195 12939.4316 19 1119228 13.9000% 14830.102 12964.391 20 1117362.29 13.9500% 14842.8596 12989.3366 21 1115508.77 14.0000% 14855.6919 13014.2689 22 1113667.34 14.0500% 14868.5989 13039.1885 23 1111837.93 14.1000% 14881.5801 13064.0957 24 1110020.45 14.1500% 14894.6355 13088.9911 25 1108214.8 14.2000% 14907.7647 13113.8752 26 1106420.92 14.2500% 14920.9674 13138.7484 27 1104638.7 14.3000% 14934.2436 13163.6111 28 1102868.06 14.3500% 14947.5928 13188.4639 29 1101108.93 14.4000% 14961.0149 13213.3072 30 1099361.23 14.4500% 14974.5097 13238.1414 31 1097624.86 14.5000% 14988.0769 13262.967 32 1095899.75 14.5500% 15001.7163 13287.7845 33 1094185.82 14.6000% 15015.4275 13312.5941 34 1092482.98 14.6500% 15029.2105 13337.3964 35 1090791.17 14.7000% 15043.065 13362.1918

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A 1155000m 12n 15

A Tasa incrementa 0.05

n Saldo inicial Tasa Pago Interés Amort Cap1 1155000 13% 14613.547 12512.5 2101.047032 1152898.95 13.0500% 14624.9144 12537.7761 2087.138323 1150811.81 13.1000% 14636.3613 12563.029 2073.332334 1148738.48 13.1500% 14647.8874 12588.2592 2059.628165 1146678.85 13.2000% 14659.4923 12613.4674 2046.024956 1144632.83 13.2500% 14671.176 12638.6542 2032.521827 1142600.31 13.3000% 14682.938 12663.8201 2019.117938 1140581.19 13.3500% 14694.7782 12688.9657 2005.812439 1138575.38 13.4000% 14706.6962 12714.0917 1992.60447

10 1136582.77 13.4500% 14718.6918 12739.1986 1979.4932211 1134603.28 13.5000% 14730.7648 12764.2869 1966.4778712 1132636.8 13.5500% 14742.9148 12789.3572 1953.5575913 1130683.24 13.6000% 14755.1417 12814.4101 1940.7315814 1128742.51 13.6500% 14767.4451 12839.4461 1927.9990415 1126814.51 13.7000% 14779.8249 12864.4657 1915.3591816 1124899.15 13.7500% 14792.2807 12889.4695 1902.8112217 1122996.34 13.8000% 14804.8123 12914.4579 1890.3543818 1121105.99 13.8500% 14817.4195 12939.4316 1877.9878919 1119228 13.9000% 14830.102 12964.391 1865.71120 1117362.29 13.9500% 14842.8596 12989.3366 1853.5229421 1115508.77 14.0000% 14855.6919 13014.2689 1841.4229922 1113667.34 14.0500% 14868.5989 13039.1885 1829.4103923 1111837.93 14.1000% 14881.5801 13064.0957 1817.4844224 1110020.45 14.1500% 14894.6355 13088.9911 1805.6443525 1108214.8 14.2000% 14907.7647 13113.8752 1793.8894726 1106420.92 14.2500% 14920.9674 13138.7484 1782.2190627 1104638.7 14.3000% 14934.2436 13163.6111 1770.6324328 1102868.06 14.3500% 14947.5928 13188.4639 1759.1288929 1101108.93 14.4000% 14961.0149 13213.3072 1747.7077330 1099361.23 14.4500% 14974.5097 13238.1414 1736.3682731 1097624.86 14.5000% 14988.0769 13262.967 1725.1098532 1095899.75 14.5500% 15001.7163 13287.7845 1713.931833 1094185.82 14.6000% 15015.4275 13312.5941 1702.8334434 1092482.98 14.6500% 15029.2105 13337.3964 1691.8141235 1090791.17 14.7000% 15043.065 13362.1918 1680.873236 1089110.3 14.7500% 15056.9908 13386.9807 1670.0100337 1087440.29 14.8000% 15070.9875 13411.7635 1659.2239738 1085781.06 14.8500% 15085.055 13436.5406 1648.51439

39 1084132.55 14.9000% 15099.1931 13461.3125 1637.8806740 1082494.67 14.9500% 15113.4016 13486.0794 1627.3221841 1080867.35 15.0000% 15127.6801 13510.8418 1616.8383242 1079250.51 15.0500% 15142.0286 13535.6001 1606.4284743 1077644.08 15.1000% 15156.4467 13560.3547 1596.0920344 1076047.99 15.1500% 15170.9342 13585.1058 1585.8284145 1074462.16 15.2000% 15185.491 13609.854 1575.6370146 1072886.52 15.2500% 15200.1168 13634.5995 1565.5172647 1071321 15.3000% 15214.8114 13659.3428 1555.4685648 1069765.53 15.3500% 15229.5745 13684.0841 1545.4903649 1068220.04 15.4000% 15244.406 13708.8239 1535.5820750 1066684.46 15.4500% 15259.3056 13733.5625 1525.7431451 1065158.72 15.5000% 15274.2731 13758.3001 1515.9730152 1063642.75 15.5500% 15289.3084 13783.0373 1506.2711253 1062136.48 15.6000% 15304.4111 13807.7742 1496.6369354 1060639.84 15.6500% 15319.5811 13832.5112 1487.069955 1059152.77 15.7000% 15334.8182 13857.2487 1477.5694956 1057675.2 15.7500% 15350.1222 13881.987 1468.1351757 1056207.06 15.8000% 15365.4927 13906.7263 1458.766458 1054748.3 15.8500% 15380.9298 13931.4671 1449.4626759 1053298.83 15.9000% 15396.433 13956.2096 1440.2234760 1051858.61 15.9500% 15412.0023 13980.954 1431.04827

B Tasa disminuye 0.02%

n Saldo inicial Tasa Pago Interés Amort Cap1 1155000 0.1298 14598.3506 12493.25 2105.100592 1152894.9 0.1296 14556.5815 12451.2649 2105.316583 1150789.58 12.94% 14514.8716 12409.3477 2105.523964 1148684.06 12.92% 14473.2211 12367.4984 2105.72275 1146578.34 12.90% 14431.6299 12325.7171 2105.912796 1144472.42 12.88% 14390.0982 12284.004 2106.094217 1142366.33 12.86% 14348.6261 12242.3592 2106.266958 1140260.06 12.84% 14307.2137 12200.7827 2106.4319 1138153.63 12.82% 14265.861 12159.2746 2106.58633

10 1136047.04 12.80% 14224.5681 12117.8351 2106.7329411 1133940.31 12.78% 14183.3351 12076.4643 2106.870812 1131833.44 12.76% 14142.1622 12035.1623 2106.9999113 1129726.44 12.74% 14101.0493 11993.9291 2107.1202514 1127619.32 12.72% 14059.9966 11952.7648 2107.2318115 1125512.09 12.70% 14019.0042 11911.6696 2107.3345716 1123404.75 12.68% 13978.0721 11870.6436 2107.4285117 1121297.33 12.66% 13937.2004 11829.6868 2107.51363

18 1119189.81 12.64% 13896.3893 11788.7994 2107.589919 1117082.22 12.62% 13855.6387 11747.9814 2107.6573220 1114974.57 12.60% 13814.9488 11707.2329 2107.7158821 1112866.85 12.58% 13774.3197 11666.5541 2107.7655422 1110759.08 12.56% 13733.7514 11625.9451 2107.8063223 1108651.28 12.54% 13693.244 11585.4058 2107.8381824 1106543.44 12.52% 13652.7977 11544.9366 2107.8611125 1104435.58 12.50% 13612.4124 11504.5373 2107.8751226 1102327.7 12.48% 13572.0883 11464.2081 2107.8801727 1100219.82 12.46% 13531.8254 11423.9492 2107.8762528 1098111.95 12.44% 13491.6239 11383.7605 2107.8633629 1096004.08 12.42% 13451.4837 11343.6423 2107.8414830 1093896.24 12.40% 13411.4051 11303.5945 2107.810631 1091788.43 12.38% 13371.388 11263.6173 2107.770732 1089680.66 12.36% 13331.4326 11223.7108 2107.7217833 1087572.94 12.34% 13291.5389 11183.8751 2107.6638134 1085465.27 12.32% 13251.7069 11144.1102 2107.5967935 1083357.68 12.30% 13211.9369 11104.4162 2107.5207136 1081250.16 12.28% 13172.2288 11064.7933 2107.4355537 1079142.72 12.26% 13132.5828 11025.2415 2107.3412938 1077035.38 12.24% 13092.9988 10985.7609 2107.2379439 1074928.14 12.22% 13053.4771 10946.3516 2107.1254740 1072821.02 12.20% 13014.0176 10907.0137 2107.0038841 1070714.01 12.18% 12974.6204 10867.7472 2106.8731542 1068607.14 12.16% 12935.2856 10828.5524 2106.7332743 1066500.41 12.14% 12896.0133 10789.4291 2106.5842344 1064393.82 12.12% 12856.8036 10750.3776 2106.4260245 1062287.4 12.10% 12817.6565 10711.3979 2106.2586346 1060181.14 12.08% 12778.5722 10672.4901 2106.0820447 1058075.06 12.06% 12739.5506 10633.6543 2105.8962548 1055969.16 12.04% 12700.5918 10594.8906 2105.7012449 1053863.46 12.02% 12661.696 10556.199 2105.49750 1051757.96 12.00% 12622.8631 10517.5796 2105.2835351 1049652.68 11.98% 12584.0934 10479.0326 2105.0608152 1047547.62 11.96% 12545.3867 10440.5579 2104.8288353 1045442.79 11.94% 12506.7433 10402.1557 2104.5875854 1043338.2 11.92% 12468.1632 10363.8261 2104.3370555 1041233.86 11.90% 12429.6464 10325.5691 2104.0772356 1039129.79 11.88% 12391.193 10287.3849 2103.8081157 1037025.98 11.86% 12352.8031 10249.2734 2103.5296858 1034922.45 11.84% 12314.4768 10211.2348 2103.2419459 1032819.21 11.82% 12276.214 10173.2692 2102.9448660 1030716.26 11.80% 12238.015 10135.3766 2102.63845

Saldo Insoluto1152898.95 0.85622607 79.0362531150811.81 0.85728885 78.83115881148738.48 0.85834373 78.62690671146678.85 0.85939077 78.42349231144632.83 0.86043003 78.22091161142600.31 0.86146156 78.01916021140581.19 0.86248543 77.81823411138575.38 0.86350169 77.61812921136582.77 0.86451039 77.41884131134603.28 0.86551161 77.2203663

1132636.8 0.86650538 77.02270031130683.24 0.86749177 76.82583921128742.51 0.86847083 76.62977891126814.51 0.86944261 76.43451551124899.15 0.87040718 76.2400451122996.34 0.87136458 76.04636351121105.99 0.87231487 75.853467

1119228 0.8732581 75.66135171117362.29 0.87419432 75.47001371115508.77 0.87512359 75.2794491113667.34 0.87604596 75.0896541111837.93 0.87696148 74.90062471110020.45 0.8778702 74.7123574

1108214.8 0.87877217 74.52484831106420.92 0.87966744 74.3380936

1104638.7 0.88055607 74.15208971102868.06 0.88143809 73.96683281101108.93 0.88231357 73.78231921099361.23 0.88318254 73.59854521097624.86 0.88404507 73.41550731095899.75 0.88490119 73.23320171094185.82 0.88575095 73.05162491092482.98 0.88659441 72.87077331090791.17 0.8874316 72.6906433

1089110.3 0.88826258 72.51123141087440.29 0.8890874 72.3325341085781.06 0.88990609 72.15454771084132.55 0.8907187 71.9772689

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

PagosInteresesCapital

0 10 20 30 40 50 60 70980000

1000000102000010400001060000108000011000001120000114000011600001180000

Saldo Insoluto

Saldo Insoluto

1082494.67 0.89152529 71.80069411080867.35 0.89232588 71.624821079250.51 0.89312054 71.4496431077644.08 0.8939093 71.27515981076047.99 0.8946922 71.1013671074462.16 0.8954693 70.92826121072886.52 0.89624063 70.755839

1071321 0.89700624 70.58409721069765.53 0.89776616 70.41303231068220.04 0.89852045 70.24264111066684.46 0.89926914 70.07292031065158.72 0.90001228 69.90386661063642.75 0.90074991 69.73547681062136.48 0.90148206 69.56774761060639.84 0.90220879 69.40067591059152.77 0.90293012 69.2342584

1057675.2 0.9036461 69.0684921056207.06 0.90435678 68.9033734

1054748.3 0.90506218 68.73889971053298.83 0.90576235 68.57506751051858.61 0.90645733 68.41187391050427.56 0.90714715 68.2493157

Saldo insoluto1152894.9 0.85579874 79.1185273

1150789.58 0.85537012 79.20093741148684.06 0.85494023 79.28348331146578.34 0.85450905 79.36616551144472.42 0.85407658 79.44898421142366.33 0.85364282 79.53193971140260.06 0.85320776 79.61503211138153.63 0.8527714 79.6982621136047.04 0.85233374 79.78162941133940.31 0.85189477 79.86513461131833.44 0.85145449 79.94877811129726.44 0.85101289 80.03255991127619.32 0.85056997 80.11648051125512.09 0.85012572 80.200541123404.75 0.84968015 80.28473881121297.33 0.84923325 80.36907721119189.81 0.84878501 80.4535554

1117082.22 0.84833543 80.53817371114974.57 0.84788451 80.62293241112866.85 0.84743223 80.70783181110759.08 0.84697861 80.79287221108651.28 0.84652363 80.87805381106543.44 0.84606729 80.96337691104435.58 0.84560958 81.0488419

1102327.7 0.84515051 81.1344491100219.82 0.84469006 81.22019841098111.95 0.84422824 81.30609061096004.08 0.84376504 81.39212571093896.24 0.84330045 81.47830411091788.43 0.84283447 81.56462611089680.66 0.8423671 81.65109191087572.94 0.84189833 81.73770181085465.27 0.84142816 81.82445611083357.68 0.84095658 81.91135521081250.16 0.84048359 81.99839931079142.72 0.84000919 82.08558871077035.38 0.83953337 82.17292371074928.14 0.83905613 82.26040461072821.02 0.83857746 82.34803171070714.01 0.83809735 82.43580531068607.14 0.83761582 82.52372571066500.41 0.83713284 82.61179311064393.82 0.83664841 82.700008

1062287.4 0.83616254 82.78837051060181.14 0.83567522 82.8768811058075.06 0.83518643 82.96553981055969.16 0.83469619 83.05434721053863.46 0.83420448 83.14330351051757.96 0.8337113 83.2324091049652.68 0.83321664 83.3216641047547.62 0.8327205 83.41106881045442.79 0.83222288 83.5006237

1043338.2 0.83172377 83.5903291041233.86 0.83122317 83.6801851039129.79 0.83072107 83.7701921037025.98 0.83021747 83.86035041034922.45 0.82971236 83.95066041032819.21 0.82920574 84.04112241030716.26 0.82869761 84.13173661028613.62 0.82818795 84.2225034

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

PagosInteresesCapital

0 10 20 30 40 50 60 70950000

1000000

1050000

1100000

1150000

1200000

Saldo Insoluto

Saldo Insoluto

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

PagosInteresesCapital

0 10 20 30 40 50 60 70980000

1000000102000010400001060000108000011000001120000114000011600001180000

Saldo Insoluto

Saldo Insoluto

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

PagosInteresesCapital

0 10 20 30 40 50 60 70950000

1000000

1050000

1100000

1150000

1200000

Saldo Insoluto

Saldo Insoluto

A 1155000m 12n 15

A Tasa incrementa 0.05

n Saldo Inicial Tasa Pago Interés Amort Cap1 1155000 13% 18929.1667 12512.5 6416.666672 1148583.33 13.0500% 18907.5104 12490.8438 6416.666673 1142166.67 13.1000% 18885.3194 12468.6528 6416.666674 1135750 13.1500% 18862.5938 12445.9271 6416.666675 1129333.33 13.2000% 18839.3333 12422.6667 6416.666676 1122916.67 13.2500% 18815.5382 12398.8715 6416.666677 1116500 13.3000% 18791.2083 12374.5417 6416.666678 1110083.33 13.3500% 18766.3437 12349.6771 6416.666679 1103666.67 13.4000% 18740.9444 12324.2778 6416.66667

10 1097250 13.4500% 18715.0104 12298.3437 6416.6666711 1090833.33 13.5000% 18688.5417 12271.875 6416.6666712 1084416.67 13.5500% 18661.5382 12244.8715 6416.6666713 1078000 13.6000% 18634 12217.3333 6416.6666714 1071583.33 13.6500% 18605.9271 12189.2604 6416.6666715 1065166.67 13.7000% 18577.3194 12160.6528 6416.6666716 1058750 13.7500% 18548.1771 12131.5104 6416.6666717 1052333.33 13.8000% 18518.5 12101.8333 6416.6666718 1045916.67 13.8500% 18488.2882 12071.6215 6416.6666719 1039500 13.9000% 18457.5417 12040.875 6416.6666720 1033083.33 13.9500% 18426.2604 12009.5937 6416.6666721 1026666.67 14.0000% 18394.4444 11977.7778 6416.6666722 1020250 14.0500% 18362.0937 11945.4271 6416.6666723 1013833.33 14.1000% 18329.2083 11912.5417 6416.6666724 1007416.67 14.1500% 18295.7882 11879.1215 6416.6666725 1001000 14.2000% 18261.8333 11845.1667 6416.6666726 994583.333 14.2500% 18227.3437 11810.6771 6416.6666727 988166.667 14.3000% 18192.3194 11775.6528 6416.6666728 981750 14.3500% 18156.7604 11740.0937 6416.6666729 975333.333 14.4000% 18120.6667 11704 6416.6666730 968916.667 14.4500% 18084.0382 11667.3715 6416.6666731 962500 14.5000% 18046.875 11630.2083 6416.6666732 956083.333 14.5500% 18009.1771 11592.5104 6416.6666733 949666.667 14.6000% 17970.9444 11554.2778 6416.6666734 943250 14.6500% 17932.1771 11515.5104 6416.6666735 936833.333 14.7000% 17892.875 11476.2083 6416.6666736 930416.667 14.7500% 17853.0382 11436.3715 6416.6666737 924000 14.8000% 17812.6667 11396 6416.6666738 917583.333 14.8500% 17771.7604 11355.0937 6416.66667

39 911166.667 14.9000% 17730.3194 11313.6528 6416.6666740 904750 14.9500% 17688.3437 11271.6771 6416.6666741 898333.333 15.0000% 17645.8333 11229.1667 6416.6666742 891916.667 15.0500% 17602.7882 11186.1215 6416.6666743 885500 15.1000% 17559.2083 11142.5417 6416.6666744 879083.333 15.1500% 17515.0938 11098.4271 6416.6666745 872666.667 15.2000% 17470.4444 11053.7778 6416.6666746 866250 15.2500% 17425.2604 11008.5938 6416.6666747 859833.333 15.3000% 17379.5417 10962.875 6416.6666748 853416.667 15.3500% 17333.2882 10916.6215 6416.6666749 847000 15.4000% 17286.5 10869.8333 6416.6666750 840583.333 15.4500% 17239.1771 10822.5104 6416.6666751 834166.667 15.5000% 17191.3194 10774.6528 6416.6666752 827750 15.5500% 17142.9271 10726.2604 6416.6666753 821333.333 15.6000% 17094 10677.3333 6416.6666754 814916.667 15.6500% 17044.5382 10627.8715 6416.6666755 808500 15.7000% 16994.5417 10577.875 6416.6666756 802083.333 15.7500% 16944.0104 10527.3438 6416.6666757 795666.667 15.8000% 16892.9444 10476.2778 6416.6666758 789250 15.8500% 16841.3438 10424.6771 6416.6666759 782833.333 15.9000% 16789.2083 10372.5417 6416.6666760 776416.667 15.9500% 16736.5382 10319.8715 6416.66667

B Tasa disminuye 0.02%

n Saldo inicial Tasa Pago Interés Amort Cap1 1155000 12.98% 18909.9167 12493.25 6416.666672 1148583.33 12.9600% 18821.3667 12404.7 6416.666673 1142166.67 12.9400% 18733.0306 12316.3639 6416.666674 1135750 12.9200% 18644.9083 12228.2417 6416.666675 1129333.33 12.9000% 18557 12140.3333 6416.666676 1122916.67 12.8800% 18469.3056 12052.6389 6416.666677 1116500 12.8600% 18381.825 11965.1583 6416.666678 1110083.33 12.8400% 18294.5583 11877.8917 6416.666679 1103666.67 12.8200% 18207.5056 11790.8389 6416.66667

10 1097250 12.8000% 18120.6667 11704 6416.6666711 1090833.33 12.7800% 18034.0417 11617.375 6416.6666712 1084416.67 12.7600% 17947.6306 11530.9639 6416.6666713 1078000 12.7400% 17861.4333 11444.7667 6416.6666714 1071583.33 12.7200% 17775.45 11358.7833 6416.6666715 1065166.67 12.7000% 17689.6806 11273.0139 6416.6666716 1058750 12.6800% 17604.125 11187.4583 6416.6666717 1052333.33 12.6600% 17518.7833 11102.1167 6416.6666718 1045916.67 12.6400% 17433.6556 11016.9889 6416.6666719 1039500 12.6200% 17348.7417 10932.075 6416.66667

20 1033083.33 12.6000% 17264.0417 10847.375 6416.6666721 1026666.67 12.5800% 17179.5556 10762.8889 6416.6666722 1020250 12.5600% 17095.2833 10678.6167 6416.6666723 1013833.33 12.5400% 17011.225 10594.5583 6416.6666724 1007416.67 12.5200% 16927.3806 10510.7139 6416.6666725 1001000 12.5000% 16843.75 10427.0833 6416.6666726 994583.333 12.4800% 16760.3333 10343.6667 6416.6666727 988166.667 12.4600% 16677.1306 10260.4639 6416.6666728 981750 12.4400% 16594.1417 10177.475 6416.6666729 975333.333 12.4200% 16511.3667 10094.7 6416.6666730 968916.667 12.4000% 16428.8056 10012.1389 6416.6666731 962500 12.3800% 16346.4583 9929.79167 6416.6666732 956083.333 12.3600% 16264.325 9847.65833 6416.6666733 949666.667 12.3400% 16182.4056 9765.73889 6416.6666734 943250 12.3200% 16100.7 9684.03333 6416.6666735 936833.333 12.3000% 16019.2083 9602.54167 6416.6666736 930416.667 12.2800% 15937.9306 9521.26389 6416.6666737 924000 12.2600% 15856.8667 9440.2 6416.6666738 917583.333 12.2400% 15776.0167 9359.35 6416.6666739 911166.667 12.2200% 15695.3806 9278.71389 6416.6666740 904750 12.2000% 15614.9583 9198.29167 6416.6666741 898333.333 12.1800% 15534.75 9118.08333 6416.6666742 891916.667 12.1600% 15454.7556 9038.08889 6416.6666743 885500 12.1400% 15374.975 8958.30833 6416.6666744 879083.333 12.1200% 15295.4083 8878.74167 6416.6666745 872666.667 12.1000% 15216.0556 8799.38889 6416.6666746 866250 12.0800% 15136.9167 8720.25 6416.6666747 859833.333 12.0600% 15057.9917 8641.325 6416.6666748 853416.667 12.0400% 14979.2806 8562.61389 6416.6666749 847000 12.0200% 14900.7833 8484.11667 6416.6666750 840583.333 12.0000% 14822.5 8405.83333 6416.6666751 834166.667 11.9800% 14744.4306 8327.76389 6416.6666752 827750 11.9600% 14666.575 8249.90833 6416.6666753 821333.333 11.9400% 14588.9333 8172.26667 6416.6666754 814916.667 11.9200% 14511.5056 8094.83889 6416.6666755 808500 11.9000% 14434.2917 8017.625 6416.6666756 802083.333 11.8800% 14357.2917 7940.625 6416.6666757 795666.667 11.8600% 14280.5056 7863.83889 6416.6666758 789250 11.8400% 14203.9333 7787.26667 6416.6666759 782833.333 11.8200% 14127.575 7710.90833 6416.6666760 776416.667 11.8000% 14051.4306 7634.76389 6416.66667

Saldo Insoluto1148583.331142166.67

11357501129333.331122916.67

11165001110083.331103666.67

10972501090833.331084416.67

10780001071583.331065166.67

10587501052333.331045916.67

10395001033083.331026666.67

10202501013833.331007416.67

1001000994583.333988166.667

981750975333.333968916.667

962500956083.333949666.667

943250936833.333930416.667

924000917583.333911166.667

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

20000

PagoInteresesCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo Insoluto

Saldo Insoluto

904750898333.333891916.667

885500879083.333872666.667

866250859833.333853416.667

847000840583.333834166.667

827750821333.333814916.667

808500802083.333795666.667

789250782833.333776416.667

770000

Saldo insoluto1148583.331142166.67

11357501129333.331122916.67

11165001110083.331103666.67

10972501090833.331084416.67

10780001071583.331065166.67

10587501052333.331045916.67

10395001033083.33

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo Insoluto

Saldo Insoluto

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

20000

PagosInteresesCapital

1026666.671020250

1013833.331007416.67

1001000994583.333988166.667

981750975333.333968916.667

962500956083.333949666.667

943250936833.333930416.667

924000917583.333911166.667

904750898333.333891916.667

885500879083.333872666.667

866250859833.333853416.667

847000840583.333834166.667

827750821333.333814916.667

808500802083.333795666.667

789250782833.333776416.667

770000

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

20000

PagosInteresesCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

20000

PagoInteresesCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo Insoluto

Saldo Insoluto

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo Insoluto

Saldo Insoluto

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

20000

PagosInteresesCapital

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

18000

20000

PagosInteresesCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

A 1155000m 12n 15

A Tasa incrementa 0.05

n Saldo inicial Tasa Pago Interés Amort Cap1 1155000 13% 12512.5 12512.5 02 1155000 13.0500% 12560.625 12560.625 03 1155000 13.1000% 12608.75 12608.75 04 1155000 13.1500% 12656.875 12656.875 05 1155000 13.2000% 12705 12705 06 1155000 13.2500% 12753.125 12753.125 07 1155000 13.3000% 12801.25 12801.25 08 1155000 13.3500% 12849.375 12849.375 09 1155000 13.4000% 12897.5 12897.5 0

10 1155000 13.4500% 12945.625 12945.625 011 1155000 13.5000% 12993.75 12993.75 012 1155000 13.5500% 13041.875 13041.875 013 1155000 13.6000% 13090 13090 014 1155000 13.6500% 13138.125 13138.125 015 1155000 13.7000% 13186.25 13186.25 016 1155000 13.7500% 13234.375 13234.375 017 1155000 13.8000% 13282.5 13282.5 018 1155000 13.8500% 13330.625 13330.625 019 1155000 13.9000% 13378.75 13378.75 020 1155000 13.9500% 13426.875 13426.875 021 1155000 14.0000% 13475 13475 022 1155000 14.0500% 13523.125 13523.125 023 1155000 14.1000% 13571.25 13571.25 024 1155000 14.1500% 13619.375 13619.375 025 1155000 14.2000% 13667.5 13667.5 026 1155000 14.2500% 13715.625 13715.625 027 1155000 14.3000% 13763.75 13763.75 028 1155000 14.3500% 13811.875 13811.875 029 1155000 14.4000% 13860 13860 030 1155000 14.4500% 13908.125 13908.125 031 1155000 14.5000% 13956.25 13956.25 032 1155000 14.5500% 14004.375 14004.375 033 1155000 14.6000% 14052.5 14052.5 034 1155000 14.6500% 14100.625 14100.625 035 1155000 14.7000% 14148.75 14148.75 036 1155000 14.7500% 14196.875 14196.875 037 1155000 14.8000% 14245 14245 038 1155000 14.8500% 14293.125 14293.125 0

39 1155000 14.9000% 14341.25 14341.25 040 1155000 14.9500% 14389.375 14389.375 041 1155000 15.0000% 14437.5 14437.5 042 1155000 15.0500% 14485.625 14485.625 043 1155000 15.1000% 14533.75 14533.75 044 1155000 15.1500% 14581.875 14581.875 045 1155000 15.2000% 14630 14630 046 1155000 15.2500% 14678.125 14678.125 047 1155000 15.3000% 14726.25 14726.25 048 1155000 15.3500% 14774.375 14774.375 049 1155000 15.4000% 14822.5 14822.5 050 1155000 15.4500% 14870.625 14870.625 051 1155000 15.5000% 14918.75 14918.75 052 1155000 15.5500% 14966.875 14966.875 053 1155000 15.6000% 15015 15015 054 1155000 15.6500% 15063.125 15063.125 055 1155000 15.7000% 15111.25 15111.25 056 1155000 15.7500% 15159.375 15159.375 057 1155000 15.8000% 15207.5 15207.5 058 1155000 15.8500% 15255.625 15255.625 059 1155000 15.9000% 15303.75 15303.75 060 1155000 15.9500% 15351.875 15351.875 1155000

B Tasa disminuye 0.02%

n Saldo inicial Tasa Pago Interés Amort Cap1 1155000 0.1298 12493.25 12493.25 02 1155000 0.1296 12474 12474 03 1155000 0.1294 12454.75 12454.75 04 1155000 0.1292 12435.5 12435.5 05 1155000 0.129 12416.25 12416.25 06 1155000 0.1288 12397 12397 07 1155000 0.1286 12377.75 12377.75 08 1155000 0.1284 12358.5 12358.5 09 1155000 0.1282 12339.25 12339.25 0

10 1155000 0.128 12320 12320 011 1155000 0.1278 12300.75 12300.75 012 1155000 0.1276 12281.5 12281.5 013 1155000 0.1274 12262.25 12262.25 014 1155000 0.1272 12243 12243 015 1155000 0.127 12223.75 12223.75 016 1155000 0.1268 12204.5 12204.5 017 1155000 0.1266 12185.25 12185.25 018 1155000 0.1264 12166 12166 019 1155000 0.1262 12146.75 12146.75 0

20 1155000 0.126 12127.5 12127.5 021 1155000 0.1258 12108.25 12108.25 022 1155000 0.1256 12089 12089 023 1155000 0.1254 12069.75 12069.75 024 1155000 0.1252 12050.5 12050.5 025 1155000 0.125 12031.25 12031.25 026 1155000 0.1248 12012 12012 027 1155000 0.1246 11992.75 11992.75 028 1155000 0.1244 11973.5 11973.5 029 1155000 0.1242 11954.25 11954.25 030 1155000 0.124 11935 11935 031 1155000 0.1238 11915.75 11915.75 032 1155000 0.1236 11896.5 11896.5 033 1155000 0.1234 11877.25 11877.25 034 1155000 0.1232 11858 11858 035 1155000 0.123 11838.75 11838.75 036 1155000 0.1228 11819.5 11819.5 037 1155000 0.1226 11800.25 11800.25 038 1155000 0.1224 11781 11781 039 1155000 0.1222 11761.75 11761.75 040 1155000 0.122 11742.5 11742.5 041 1155000 0.1218 11723.25 11723.25 042 1155000 0.1216 11704 11704 043 1155000 0.1214 11684.75 11684.75 044 1155000 0.1212 11665.5 11665.5 045 1155000 0.121 11646.25 11646.25 046 1155000 0.1208 11627 11627 047 1155000 0.1206 11607.75 11607.75 048 1155000 0.1204 11588.5 11588.5 049 1155000 0.1202 11569.25 11569.25 050 1155000 0.12 11550 11550 051 1155000 0.1198 11530.75 11530.75 052 1155000 0.1196 11511.5 11511.5 053 1155000 0.1194 11492.25 11492.25 054 1155000 0.1192 11473 11473 055 1155000 0.119 11453.75 11453.75 056 1155000 0.1188 11434.5 11434.5 057 1155000 0.1186 11415.25 11415.25 058 1155000 0.1184 11396 11396 059 1155000 0.1182 11376.75 11376.75 060 1155000 0.118 11357.5 11357.5 1155000

Saldo insoluto11550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000 0 10 20 30 40 50 60 70

0

200000

400000

600000

800000

1000000

1200000

1400000

PagoInterésCapital

115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000

0

Saldo insoluto1155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

PagoInterésCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

1155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000115500011550001155000

0

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

PagosInteresesCapìtal

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

PagoInterésCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

PagoInterésCapital

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

PagosInteresesCapìtal

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

Saldo insoluto

Saldo insoluto

A 1155000m 12n 15

A Tasa incrementa 0.05

n Saldo Inicial Tasa Intereses Saldo inic + Interes1 1155000 0.13 12512.5 1167512.52 1161026.31944444 0.1305 12626.1612 1173652.48066843 1167095.76289931 13.10% 12740.7954 1179836.558310964 1173208.26303955 13.15% 12856.4072 1186064.670255355 1179363.73991493 13.20% 12973.0011 1192336.741053996 1185562.10047982 13.25% 13090.5815 1198652.682005957 1191803.23810878 13.30% 13209.1526 1205012.390664488 1198087.03209745 13.35% 13328.7182 1211415.750329539 1204413.34714843 13.40% 13449.2824 1217862.62952493

10 1210782.03284164 13.45% 13570.8486 1224352.8814597411 1217192.92308863 13.50% 13693.4204 1230886.3434733812 1223645.83557059 13.55% 13817.0009 1237462.8364639113 1230140.57115939 13.60% 13941.5931 1244082.164299214 1236676.91332123 13.65% 14067.1999 1250744.1132102615 1243254.62750241 13.70% 14193.8237 1257448.451166416 1249873.46049672 13.75% 14321.4667 1264194.9272315817 1256533.13979381 13.80% 14450.1311 1270983.2709014418 1263233.37290814 13.85% 14579.8185 1277813.1914204519 1269973.84668781 13.90% 14710.5304 1284684.3770786120 1276754.22660282 13.95% 14842.2679 1291596.4944870821 1283574.156012 14.00% 14975.0318 1298549.1878321422 1290433.25540819 14.05% 15108.8227 1305542.0781069323 1297331.12164085 14.10% 15243.6407 1312574.7623201324 1304267.32711557 14.15% 15379.4856 1319646.8126811425 1311241.41896979 14.20% 15516.3568 1326757.7757609426 1318252.91822401 14.25% 15654.2534 1333907.1716279227 1325301.31890774 14.30% 15793.1741 1341094.4929580528 1332386.08715963 14.35% 15933.117 1348319.2041185829 1339506.66030081 14.40% 16074.0799 1355580.7402244230 1346662.44588084 14.45% 16216.0603 1362878.5061666531 1353852.82069535 14.50% 16359.0549 1370211.8756120832 1361077.12977467 14.55% 16503.0602 1377580.1899731933 1368334.6853425 14.60% 16648.072 1384982.757347534 1375624.7657438 14.65% 16794.0857 1392418.8514255935 1382946.61434106 14.70% 16941.096 1399887.7103667436 1390299.43837792 14.75% 17089.0973 1407388.5356413237 1397682.40780931 14.80% 17238.083 1414920.4908389638 1405094.65409702 14.85% 17388.0463 1422482.70044147

39 1412535.26896985 14.90% 17538.9796 1430074.2485595640 1420003.30314717 14.95% 17690.8745 1437694.1776322141 1427497.76502489 15.00% 17843.7221 1445341.487087742 1435017.61932279 15.05% 17997.5126 1453015.1319651343 1442561.785692 15.10% 18152.2358 1460714.0214952944 1450129.13728156 15.15% 18307.8804 1468437.0176397445 1457718.4992628 15.20% 18464.4343 1476182.933586846 1465328.64731043 15.25% 18621.8849 1483950.5322033347 1472958.30603886 15.30% 18780.2184 1491738.5244408648 1480606.14739279 15.35% 18939.4203 1499545.5676948649 1488270.78899038 15.40% 19099.4751 1507370.2641157650 1495950.79241791 15.45% 19260.3665 1515211.1588702951 1503644.66147434 15.50% 19422.0769 1523066.7383517152 1511350.84036439 15.55% 19584.588 1530935.4283374553 1519067.71183871 15.60% 19747.8803 1538815.5920926154 1526793.59527939 15.65% 19911.9331 1546705.5284178255 1534526.74472949 15.70% 20076.7249 1554603.469639756 1542265.34686479 15.75% 20242.2327 1562507.5795423957 1550007.51890605 15.80% 20408.4323 1570415.9512383158 1557751.30647026 15.85% 20575.2985 1578326.6049765559 1565494.68135886 15.90% 20742.8045 1586237.4858868660 1573235.53928123 15.95% 20910.9224 1594146.46165751

B Tasa disminuye 0.02%n Saldo Inicial Tasa Intereses S.inic+Intereses

1 1155000 12.98% 12493.25 1167493.252 1161007.17638889 12.9600% 12538.8775 1173546.053893893 1166989.93068778 12.9400% 12584.0414 1179573.972107034 1172947.15203901 12.9200% 12628.731 1185575.883042635 1178877.71421188 12.9000% 12672.9354 1191550.649639666 1184780.47549398 12.8800% 12716.6438 1197497.119264287 1190654.27858277 12.8600% 12759.845 1203414.123601588 1196497.95047744 12.8400% 12802.5281 1209300.478547549 1202310.30237097 12.8200% 12844.6817 1215154.9841013

10 1208090.12954257 12.8000% 12886.2947 1220976.4242576911 1213836.21125034 12.7800% 12927.3556 1226763.5669001512 1219547.31062427 12.7600% 12967.8531 1232515.1636939113 1225222.17455962 12.7400% 13007.7754 1238229.9499795314 1230859.53361061 12.7200% 13047.1111 1243906.6446668815 1236458.10188444 12.7000% 13085.8482 1249543.9501293916 1242016.57693584 12.6800% 13123.9752 1255140.5520987917 1247533.63966183 12.6600% 13161.4799 1260695.1195602618 1253007.95419709 12.6400% 13198.3505 1266206.3046479619 1258438.16780963 12.6200% 13234.5747 1271672.742541120 1263822.91079702 12.6000% 13270.1406 1277093.05136039

21 1269160.79638299 12.5800% 13305.0357 1282465.8320650722 1274450.42061467 12.5600% 13339.2477 1287789.6683504323 1279690.36226018 12.5400% 13372.7643 1293063.126545824 1284879.1827069 12.5200% 13405.5728 1298284.7555131425 1290015.42586019 12.5000% 13437.6607 1303453.0865462426 1295097.61804274 12.4800% 13469.0152 1308566.6332703827 1300124.26789444 12.4600% 13499.6236 1313623.8915427528 1305093.86627299 12.4400% 13529.4731 1318623.3393533529 1310004.88615496 12.4200% 13558.5506 1323563.4367266730 1314855.78253768 12.4000% 13586.8431 1328442.625623931 1319644.99234162 12.3800% 13614.3375 1333259.3298459432 1324370.93431364 12.3600% 13641.0206 1338011.9549370733 1329032.00893078 12.3400% 13666.8792 1342698.8880892834 1333626.5983049 12.3200% 13691.8997 1347318.4980474935 1338153.06608799 12.3000% 13716.0689 1351869.1350153936 1342609.7573783 12.2800% 13739.3732 1356349.1305621437 1346994.99862722 12.2600% 13761.7989 1360756.7975298738 1351307.09754702 12.2400% 13783.3324 1365090.42994239 1355544.34301933 12.2200% 13803.9599 1369348.3029124140 1359705.00500457 12.2000% 13823.6676 1373528.6725554541 1363787.33445222 12.1800% 13842.4414 1377629.7758969142 1367789.56321194 12.1600% 13860.2676 1381649.8307858243 1371709.90394563 12.1400% 13877.1319 1385587.0358072144 1375546.5500405 12.1200% 13893.0202 1389439.570195945 1379297.67552294 12.1000% 13907.9182 1393205.5937511346 1382961.43497355 12.0800% 13921.8118 1396883.2467522847 1386535.96344301 12.0600% 13934.6864 1400470.6498756148 1390019.37636907 12.0400% 13946.5277 1403965.9041119849 1393409.76949459 12.0200% 13957.3212 1407367.090685750 1396705.21878656 12.0000% 13967.0522 1410672.2709744351 1399903.7803563 11.9800% 13975.7061 1413879.4864301952 1403003.49038073 11.9600% 13983.2681 1416986.7585015353 1406002.36502477 11.9400% 13989.7235 1419992.0885567754 1408898.40036492 11.9200% 13995.0574 1422893.4578085455 1411689.57231399 11.9000% 13999.2549 1425688.8272394356 1414373.83654706 11.8800% 14002.301 1428376.1375288757 1416949.12842864 11.8600% 14004.1806 1430953.3089812858 1419413.36294111 11.8400% 14004.8785 1433418.2414554659 1421764.43461436 11.8200% 14004.3797 1,435,768.81 60 1,424,000.22 11.8000% 14002.6688 1438002.8862618161

Pago Saldo insoluto6486.18056 1161026.31944444 6416.666676556.71777 1167095.76289931 6486.180566628.29527 1173208.26303955 6556.717776700.93034 1179363.73991493 6628.295276774.64057 1185562.10047982 6700.93034

6849.4439 1191803.23810878 6774.640576925.35857 1198087.03209745 6849.44397002.40318 1204413.34714843 6925.358577080.59668 1210782.03284164 7002.403187159.95837 1217192.92308863 7080.59668

7240.5079 1223645.83557059 7159.958377322.2653 1230140.57115939 7240.5079

7405.25098 1236676.91332123 7322.26537489.48571 1243254.62750241 7405.250987574.99067 1249873.46049672 7489.485717661.78744 1256533.13979381 7574.990677749.89799 1263233.37290814 7661.787447839.34473 1269973.84668781 7749.897997930.15048 1276754.22660282 7839.344738022.33848 1283574.156012 7930.150488115.93242 1290433.25540819 8022.338488210.95647 1297331.12164085 8115.93242

8307.4352 1304267.32711557 8210.956478405.39371 1311241.41896979 8307.43528504.85754 1318252.91822401 8405.393718605.85272 1325301.31890774 8504.85754

8708.4058 1332386.08715963 8605.852728812.54382 1339506.66030081 8708.40588918.29434 1346662.44588084 8812.543829025.68547 1353852.82069535 8918.294349134.74584 1361077.12977467 9025.685479245.50463 1368334.6853425 9134.74584

9357.9916 1375624.7657438 9245.504639472.23708 1382946.61434106 9357.99169588.27199 1390299.43837792 9472.237089706.12783 1397682.40780931 9588.271999825.83674 1405094.65409702 9706.127839947.43147 1412535.26896985 9825.83674

10070.9454 1420003.30314717 9947.4314710196.4126 1427497.76502489 10070.945410323.8678 1435017.61932279 10196.412610453.3463 1442561.785692 10323.867810584.8842 1450129.13728156 10453.346310718.5184 1457718.4992628 10584.884210854.2863 1465328.64731043 10718.518410992.2262 1472958.30603886 10854.2863

11132.377 1480606.14739279 10992.226211274.7787 1488270.78899038 11132.37711419.4717 1495950.79241791 11274.778711566.4974 1503644.66147434 11419.4717

11715.898 1511350.84036439 11566.497411867.7165 1519067.71183871 11715.89812021.9968 1526793.59527939 11867.716512178.7837 1534526.74472949 12021.996812338.1228 1542265.34686479 12178.783712500.0606 1550007.51890605 12338.122812664.6448 1557751.30647026 12500.060612831.9236 1565494.68135886 12664.644813001.9466 1573235.53928123 12831.923613174.7641 1580971.69751158 13001.9466

Pago Saldo Insoluto6486.07361 1161007.17638889 6416.666676556.12321 1166989.93068778 6486.073616626.82007 1172947.15203901 6556.123216698.16883 1178877.71421188 6626.820076770.17415 1184780.47549398 6698.168836842.84068 1190654.27858277 6770.174156916.17312 1196497.95047744 6842.840686990.17618 1202310.30237097 6916.173127064.85456 1208090.12954257 6990.176187140.21301 1213836.21125034 7064.854567216.25628 1219547.31062427 7140.213017292.98913 1225222.17455962 7216.256287370.41637 1230859.53361061 7292.989137448.54278 1236458.10188444 7370.416377527.37319 1242016.57693584 7448.542787606.91244 1247533.63966183 7527.373197687.16536 1253007.95419709 7606.912447768.13684 1258438.16780963 7687.165367849.83174 1263822.91079702 7768.136847932.25498 1269160.79638299 7849.83174

8015.41145 1274450.42061467 7932.254988099.30609 1279690.36226018 8015.411458183.94384 1284879.1827069 8099.306098269.32965 1290015.42586019 8183.94384

8355.4685 1295097.61804274 8269.329658442.36538 1300124.26789444 8355.46858530.02527 1305093.86627299 8442.36538

8618.4532 1310004.88615496 8530.025278707.65419 1314855.78253768 8618.45328797.63328 1319644.99234162 8707.654198888.39553 1324370.93431364 8797.633288979.94601 1329032.00893078 8888.395539072.28978 1333626.5983049 8979.946019165.43196 1338153.06608799 9072.289789259.37764 1342609.7573783 9165.431969354.13193 1346994.99862722 9259.377649449.69998 1351307.09754702 9354.131939546.08692 1355544.34301933 9449.699989643.29791 1359705.00500457 9546.08692

9741.3381 1363787.33445222 9643.297919840.21268 1367789.56321194 9741.33819939.92684 1371709.90394563 9840.2126810040.4858 1375546.5500405 9939.9268410141.8947 1379297.67552294 10040.485810244.1588 1382961.43497355 10141.894710347.2833 1386535.96344301 10244.158810451.2735 1390019.37636907 10347.283310556.1346 1393409.76949459 10451.273510661.8719 1396705.21878656 10556.134610768.4906 1399903.7803563 10661.8719

10875.996 1403003.49038073 10768.490610984.3935 1406002.36502477 10875.99611093.6882 1408898.40036492 10984.393511203.8855 1411689.57231399 11093.688211314.9907 1414373.83654706 11203.885511427.0091 1416949.12842864 11314.9907

11539.946 1419413.36294111 11427.009111653.8068 1421764.43461436 11539.94611768.5968 1,424,000.22 11653.806811884.3214 1426118.56488775 11768.5968

1.010833331.010875

1.010916671.01095833

1.0111.011041671.01108333

1.0111251.011166671.01120833

1.011251.011291671.01133333

1.0113751.011416671.01145833

1.01151.011541671.01158333

1.0116251.011666671.01170833

1.011751.011791671.01183333

1.0118751.011916671.01195833

1.0121.012041671.01208333

1.0121251.012166671.01220833

1.012251.012291671.01233333

1.012375

0 10 20 30 40 50 60 700

5000

10000

15000

20000

25000

InteresesPagos

1.012416671.01245833

1.01251.012541671.01258333

1.0126251.012666671.01270833

1.012751.012791671.01283333

1.0128751.012916671.01295833

1.0131.013041671.01308333

1.0131251.013166671.01320833

1.013251.01329167

1.010816671.0108

1.010783331.01076667

1.010751.010733331.01071667

1.01071.010683331.01066667

1.010651.010633331.01061667

1.01061.010583331.01056667

1.010551.010533331.01051667

1.0105

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

1600000

1800000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

InteresesPagos

1.010483331.01046667

1.010451.010433331.01041667

1.01041.010383331.01036667

1.010351.010333331.01031667

1.01031.010283331.01026667

1.010251.010233331.01021667

1.01021.010183331.01016667

1.010151.010133331.01011667

1.01011.010083331.01006667

1.010051.010033331.01001667

1.011.009983331.00996667

1.009951.009933331.00991667

1.00991.009883331.00986667

1.009851.00983333

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

InteresesPagos

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

1600000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

5000

10000

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20000

25000

InteresesPagos

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

1600000

1800000

Saldo insoluto

Saldo insoluto

0 10 20 30 40 50 60 700

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4000

6000

8000

10000

12000

14000

16000

InteresesPagos

0 10 20 30 40 50 60 700

2000

4000

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8000

10000

12000

14000

16000

InteresesPagos

0 10 20 30 40 50 60 700

200000

400000

600000

800000

1000000

1200000

1400000

1600000

Saldo insoluto

Saldo insoluto

M1 M2 M3 M4123456789

10111213141516171819202122232425262728293031323334353637383940414243

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

Método 1 InterésMétodo 2 InterésMétodo 3 interésMétodo 4 Interés

4445464748495051525354555657585960

0 10 20 30 40 50 60 700

2000

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10000

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14000

16000

Método 1 InterésMétodo 2 InterésMétodo 3 interésMétodo 4 Interés

0 10 20 30 40 50 60 700

5000

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15000

20000

25000

Intereses +0.05%

Interes M1Interés M2Interés M3Interés M4

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

Método 1 InterésMétodo 2 InterésMétodo 3 interésMétodo 4 Interés

0 10 20 30 40 50 60 700

2000

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14000

16000

Método 1 InterésMétodo 2 InterésMétodo 3 interésMétodo 4 Interés

0 10 20 30 40 50 60 700

5000

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Intereses +0.05%

Interes M1Interés M2Interés M3Interés M4

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

Método 1 InterésMétodo 2 InterésMétodo 3 interésMétodo 4 Interés

0 10 20 30 40 50 60 700

2000

4000

6000

8000

10000

12000

14000

16000

Método 1 InterésMétodo 2 InterésMétodo 3 interésMétodo 4 Interés