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I.t. ubl. presentation

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GROUP MEMBERS

• Zafar Hussain• Hafiz yasir• Waseem Baig• Hassan Mujtaba

Roll No 13-09Roll No 13-10Roll No 13-48Roll No 13-55

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The World-Class Bank, Where you come first

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HISTORY OF UBLFounder Agha Hassan AbediNov 7,1959Nationalized in 1976Privatized on Oct 2002. Sponsors include: Best way Group with 25.5% sharesAbu Dhabi Group with 25.5% sharesGovt. of Pakistan and General public hold the

balance.

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INTRODUCTION

Successful banking history of over 47 years Headquarters Karachi, Pakistan. Represented in 10 countries worldwide 1,220 online branches inside the country It also has representative offices in Tehran, Iran, and

Kazakhstan.

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Cont’dAll most 1100 branches through PakistanUBL has Assets approx. Rs.300 billionProducts Commercial Banking, Private

Banking, Asset ManagementUBL has high level contacts with government

and regulatory authorities

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“A World-Class Bank. Where You Come First”

VISION OF UBL

MISSION OF UBL

Set the highest industry standard for quality, across all areas of operation, on a sustained basis Optimize people, processes and technology to deliver the best possible financial solution to our customers Become the most sought after investmentBe recognized as the employer of choice

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Core Values

Honesty and integrityCommitment and dedication Fairness and meritocracyTeamwork and collaborative spiritHumility and mutual respect Caring and socially responsible

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Symbol SoftwareSymbol Software Services, Inc. (S2S) is a New Jersey based, dynamically

growing, Information Technology Consulting and Professional Services firm that offers varied technical IT Services across Business.

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Continued

It provide experience, delivering varied IT Services consistently on-time, with quality and within budget to its Fortune 1000 clients for the past 5 years.

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Uses of Symbol software Banking

Finance

HealthCare

Pharmacy

Insurance

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ContinuedRetail

Telecom

Technology

Supply Chain

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Services of SYMBOL in UBLCustomer DealingFinancial ServicesDepositsWith drawlsOnline SystemPrepare Report

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Continued

Utility billsDraftsCall depositsMoney supervisionATMBalance inquiry

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ContinuedServices chargesIncome statementZakat deductionTaxesPassing chequesBalance sheetAll Transaction Occurs

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Advantages

100% secureMinimize chance of fraudChange technology with the passage of timeTime savingPassword protected

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Disadvantages

Very complicatedEvery worker cannot use easilyVery Costly

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Hassan Mujtaba

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Consumer Products UBL Address UBL Business line UBL Drive UBL Cash line UBL Visa credit card UBL Money UBL Wallet visa debit card UBL Omni Dukaan

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UBL Address

Owning a house of your very own is a cherished dream. UBL we aim to make your decision easier, by offering you the

right ingredients that can help you realize your dream with absolute convenience.

All product options are amortized and range over a tenor of 3-20 years.

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UBL Business Line

UBL Business line a complete solution to all your Business Financing needs.

With UBL Business Financing facility, you can now take your business to greater and newer heights, and achieve the level of success that

you truly deserve.

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UBL Drive

Accelerate your life; Drive the way that suits you! UBL Drive is a unique auto financing product which offers you features, option and flexibility.

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UBL Cash line

UBL Cash line is a flexible loan that provides you cash up to Rs.500,000 without any security requirements.

UBL Cash line is aimed to make your life easier…ZINDAGEE ASAAN.

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Hafiz Yasir

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UBL Credit Card Welcome to the world of UBL Credit Cards . We offer you a range of innovative and exciting cards that is

not only powered by the security of chip but also enable you to personalize it any way you want.

UBL is offering different types of credit cards : Gold Silver

Card Type

Annual fee (PRs.) Daily Limits (PRs.)Primary Supplem

entaryATM

Withdrawal

Debit Card

Spend

Funds Transfer (From UBL to

UBL)

Funds Transfer (From UBL to other

banks)

Gold 500 250 40,000 100,000 250,000 250,000Silver 300 150 20,000 50,000 250,000 250,000

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UBL Money

It’s about buying new furniture or marriage expenses, financing the education of your child or enjoying vacations abroad !

You can borrow any sum between 50,000 - 500,000 (PKR) and payoff up till 5 years.

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UBL Visa Wallet

UBL Wallet VISA as your debit card, you can shop all you want, eat all you can or fill up car tank without carrying any cash.

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UBL OMNI DUKAAN Customers across Pakistan can now open a UBL Omni bank account at

any UBL Omni Dukaan of their choice. Omni convenience is now offered at affordable prices to all of our customers :

Initial deposit requirement Of account opening PRs. 100 Minimum balance requirement in account PRs. 100

Minimum balance charges of account PRs. 15 per month

Mobile Voucher Purchase Free Mobile postpaid Bill Payment Free

Cash Withdrawal from Omni account(Not applicable on Omni Money Transfer)

1.5% of the withdrawal amount

FEATURES:

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UBL e-statement UBL e-statement facility which it easier for you to get your

statement of accounts and automated transactional debit/credit alerts right into you inbox.

Hamrah UBL was a pioneers an introducing Rupee Travelers Cheque facility in Pakistan,

as early as 1971. This facility for the valued customers by offering denomination up to Rupees

10,000. UBL has a 24 hours customer’s help-line, providing its customers.

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Zafar Hussain

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UBL online UBL online gives you access to your account

anywhere, at any time and on any device. Our 24 hour banking gives you secure account

facilities such as: Account statements Account activity log Graph analysis Alert services Access to the electronic data interchange

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Mobile Banking for UBL:

ChallengeExpanding the accounts base and increase

transactional volume. SolutionOrion the brand name for the UBL mobile wallet

solution, combines the use of mobile phones.As a payment mechanism and prepaid bank

accounts as a mechanism for storing money.

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Cont’d

The Orion solution consists of an SMS and IVR based solution for direct customer access and

Orion Agent.

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FeaturesSend money to another Account Request for money from another account holderMobile Bill Payment View and Pay Utility Bills Transfer money between an Account and an

ordinary UBL account Money transfer to a branch Cash deposit to account Check Account Balance

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SMS Banking

The earliest mobile banking services were offered over SMS, a service known as SMS banking.

With the introduction of smart phones with WAP support enabling the use of the mobile web in 1999, the first European banks started to offer mobile banking on this platform to their customers.

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Mobile banking services

Account information Mini-statements and checking of account historyAlerts on account activity or passing of set there holdsMonitoring of term depositsAccess to loan statementsAccess to card statementsMutual funds equity statements Insurance policy managementCash Deposit

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Questions

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